Luxury homes with 3.95% financing
Real estate has proven its stability — even through economic challenges. Park your money in a luxury second home where you can create lifelong memories. Act now to secure 3.95% buyer financing on select Pacaso listings through the end of the year.
Low financing on your dream second home
In times of economic instability, savvy buyers are parking their money in real estate — historical data shows that luxury second homes hold their value and outperform the stock market during most recessions. Consider buying a second home where both the money and quality time you spend in it will be worthwhile.
To give you a buying advantage, Pacaso is now offering financing as low as 3.95% on eligible homes until Dec. 31, 2022*. Co-ownership financing is seamlessly integrated into our second home purchase process. Find your dream second home from this collection of Pacaso listings that qualify for our low rates.
*Offer is for a 7-year interest-only loan. Interest rates and loan terms are subject to change. Offer may not apply to the resale of a Pacaso. Interest rate is based on the amount of the down payment, and does not include the one percent financing fee to finance the purchase of a Pacaso.
Frequently Asked Questions
WHICH HOMES ARE ELIGIBLE FOR LOW FINANCING?
The 3.95% financing rate is offered on homes added to Pacaso’s inventory prior to Oct. 15, 2022.
WHAT’S THE DOWN PAYMENT FOR 3.95% FINANCING?
A 50% down payment is required to get 3.95% financing; 60% down payment for 3.99%; and 70% down payment for 4.99%.
HOW LONG WILL 3.95% FINANCING BE OFFERED?
Buyer financing rates on select homes will remain at 3.95% until the end of the year.
What happens to rates in January 2023?
The market is changing quickly. Buyer financing rates will be updated to reflect current rates starting January.
Am I required to finance through Pacaso?
No. We have integrated financing available to offer our buyers, but you are welcome to use other sources of capital like home equity financing or cash to purchase your home.
Whose name is on the mortgage?
The loan is under the name of the LLC and guaranteed by Pacaso, Inc. Borrowers access financing directly from the LLC. Pacaso passes these terms down to each individual owner who has elected financing.
What happens if another co-owner defaults?
As a Pacaso owner, you’re protected. In the unlikely event a co-owner defaults, the LLC steps in as the corporate guarantor of the loan to foreclose on the defaulting owner and protect the co-ownership group.
Explore second home insights
Co-ownership made simple
Competitive financing is available for up to 70% of your purchase; homes come professionally designed and fully furnished. We’ll walk you through each step of the process and schedule your first stays.
Pacaso is true real estate ownership. From expert interior design to ongoing management, dedicated local support, and equitable, app-based scheduling, we make ownership simple and turnkey.
We take care of furnishings, repairs, utilities and property management – you just show up and relax. Scheduling is easy and equitable with our app and SmartStay™ technology.
Find your Pacaso
If you have questions, or you’re ready to take the next step in buying a luxury second home in any of our amazing destinations, we’re here to help.
Don't miss out
Don’t let your dream home slip away. Receive our latest second home listings, see awe-inducing properties in top vacation destinations, and get helpful buying tips.