Luxury homes with 3.95% financing

Real estate has proven its stability — even through economic challenges. Park your money in a luxury second home where you can create lifelong memories. Act now to secure 3.95% buyer financing on select Pacaso listings through the end of the year.

Low financing on your dream second home

In times of economic instability, savvy buyers are parking their money in real estate — historical data shows that luxury second homes hold their value and outperform the stock market during most recessions. Consider buying a second home where both the money and quality time you spend in it will be worthwhile.

To give you a buying advantage, Pacaso is now offering financing as low as 3.95% on eligible homes until Dec. 31, 2022*. Co-ownership financing is seamlessly integrated into our second home purchase process. Find your dream second home from this collection of Pacaso listings that qualify for our low rates.

*Offer is for a 7-year interest-only loan. Interest rates and loan terms are subject to change. Offer may not apply to the resale of a Pacaso. Interest rate is based on the amount of the down payment, and does not include the one percent financing fee to finance the purchase of a Pacaso.

Get the Pacaso app

Exclusive access to select listings only in the app

Open the app

Frequently Asked Questions

  • WHICH HOMES ARE ELIGIBLE FOR LOW FINANCING?

  • WHAT’S THE DOWN PAYMENT FOR 3.95% FINANCING?

  • HOW LONG WILL 3.95% FINANCING BE OFFERED?

  • What happens to rates in January 2023?

  • Am I required to finance through Pacaso?

  • Whose name is on the mortgage?

  • What happens if another co-owner defaults?

Explore second home insights

Co-ownership made simple

  • heart with keyhole icon

    Buy

    Competitive financing is available for up to 70% of your purchase; homes come professionally designed and fully furnished. We’ll walk you through each step of the process and schedule your first stays.

  • icon cut expenses

    Own

    Pacaso is true real estate ownership. From expert interior design to ongoing management, dedicated local support, and equitable, app-based scheduling, we make ownership simple and turnkey.

  • icon relax

    Enjoy

    We take care of furnishings, repairs, utilities and property management – you just show up and relax. Scheduling is easy and equitable with our app and SmartStay™ technology.

Get started

Find your Pacaso

If you have questions, or you’re ready to take the next step in buying a luxury second home in any of our amazing destinations, we’re here to help.

Don't miss out

26 Smuggler Grove Aspen Exterior

Don’t let your dream home slip away. Receive our latest second home listings, see awe-inducing properties in top vacation destinations, and get helpful buying tips.