The Pacaso blog

You’re considering becoming a homeowner but aren't sure you can afford to do it alone. This is where Here is what you need to know about co-ownership, including how it works, its benefits and drawbacks, the differences between co-ownership and whole home ownership and how to get started. What is co-ownership? Co-ownership occurs when two or more parties jointly own an asset such as a home. In this arrangement, all owners are listed on the asset's title, signifying that each holds a specific percentage of ownership. Opting for co-ownership means entering into a legal and financial partnership with the other buyers and an agreement about shared property access. How does co-ownership of a house work? Co-owners of a house share obligations like property taxes and mortgage payments. Each co-owner must agree to decisions like renovations made to the property. Co-owners are also typically Shared ownership homes may work through either a joint tenancy structure or a What is a co-owned home? A co-owned home is a property purchased and owned jointly by two or more people. All owners are included on the title of the home, and all parties hold a portion of ownership in the property. When you buy a shared ownership house with other buyers, you enter into a financial and legal partnership and a new living arrangement. Why is co-ownership on the rise? Co-ownership has traditionally involved a group of friends or family members coming together to buy a second home, or a child inheriting a house from their parents or grandparents. While co-ownership isn’t a new concept, it has become a more viable Types of co-ownership There are different Tenancy in common A tenancy in common (TIC) is for two or more people with an ownership interest. Tenants may have unequal investment stakes. For example, one owner might have an 80% interest with two co-owners at 10% apiece.  Often, this corresponds to the financial investment contributed at the original purchase. Unless explicitly stated otherwise in the deed, TICs do not have rights of survivorship. Property shares pass to an heir if a tenant dies instead of the remaining tenants. Tenancy in common is available for everyone, regardless of their marital status. Joint ownership All tenants are granted their deeds at the same time and, upon death, agree to pass the property on to their co-owners via survivorship rights to avoid probate. Owners must demonstrate the “four unities” to qualify: Community property Married couples may co-own title as community property in nine states: Arizona, Texas, California, Idaho, Louisiana, Nevada, New Mexico, Washington and Wisconsin. These states recognize couples as a single financial entity. A right of survivorship must be specified so that when one spouse dies, the other can automatically take over the title. Unlike JTWROS, there’s no guarantee of automatic survivorship rights. Tenancy by the entirety Married couples can also choose tenancy by the entirety (TBE) as their co-ownership model. TBE is a type of joint tenancy that comes with survivorship rights. This ensures the property avoids a costly probate process and passes immediately into the widowed spouse’s hands. Tenancy by the entirety views couples as one financial entity, so the property is considered to be owned by “one person.” Modern co-ownership Pacaso is an example of modern co-ownership, the new way to co-own luxury vacation homes. Modern co-ownership comes with some key differentiators, such as: Pros and cons of co-owning a home As an alternative to buying a whole second home, co-owning a house offers owners a unique set of benefits for buyers, as well as things to consider: What’s needed to start a co-ownership agreement? Whether you are doing Common elements of a successful co-ownership agreement include: Types of co-owners You can co-own a home with a family member, friend and even a stranger. The people you’re looking to co-purchase a home with could influence the type of co-ownership. For example, friends, partners and strangers might consider a TIC or joint ownership, while married couples might benefit from community property and TBE. Buying a home with other people is a major undertaking, regardless of the co-owner. Not only is DIY co-ownership challenging, but it also presents factors outside of your control. Job changes, financial disruption, health issues and other major life and lifestyle changes could impact each person’s commitment to the second home.  Co-ownership mortgage differences If you decide to purchase a home through co-ownership, you and your co-owners will likely take out one mortgage loan — unless you plan on paying all in cash. Advantages of co-ownership mortgages include: But you’ll also need to consider: If you are co-purchasing a home part of a TIC, you may qualify for a fractional loan that reduces your financial responsibility to only your loan and not your co-owner’s. However, Differences between a co-signer and co-buyer A co-buyer (or co-owner) is different from a co-signer regarding ownership and payment. Co-signers take full responsibility for a loan along with a primary signer, but they do not have any ownership rights to the home. In contrast, a co-buyer has equal or similar rights to other buyers co-owning the home. Another difference is that co-buyers are responsible for payment from the start of the loan. Co-signers, however, only assume responsibility if the primary signer is unable to make their mortgage payments. Selling a home with co-owners If you decide to sell your home, there are scenarios to consider: The first is where all owners want to sell, and the second is when one owner wants to sell their ownership interest but the others do not. If all owners of a co-ownership property decide to sell, the situation is less complicated, as there would be no debate over the right to sell. Outlining these terms in the co-ownership agreement from the beginning is critical. What happens when only one person wants to sell? With certain co-ownership models like tenancy in common or joint ownership, you have the right to sell your interest in the home. While you cannot sell without the permission of the other owners (as you do not hold sole ownership), you can still share your share at any given time once approved. The buyer of your share — which could be another co-owner — would take on the same portion of ownership that you held in the property.  H2: Co-ownership vs. fractional ownership While co-ownership and However, unlike timeshares, co-ownership and fractional ownership models provide deeded ownership, Tips for co-buying a house If you’re thinking co-buying is for you, here are some additional tips to consider: Co-own a home today Co-owning a home empowers people to own property and build equity while lowering the financial and logistical burdens of buying and owning a whole house.

When you’re traveling, where you Enter another option: a Pacaso second home. Here’s why co-owning a second home is a better option for your vacations than a The unexpected value of a Pacaso People have compared Pacaso to a hotel, Airbnb or a luxury vacation club like Inspirato. And while there may be some similarities, the experience in each couldn’t be more different. Owning a Pacaso means you’re an owner of a While Pacaso offers a unique form of co-ownership through an LLC, traditional co-ownership models like But it's not just about these practical advantages. A Pacaso offers valuable benefits that can only be experienced as an owner. Here’s what our owners have to say.   1. You can just show up and enjoy your home While hotels and short-term rentals can vary widely in quality, you can expect your Pacaso to be fully appointed and pristine — every time you return. Your home is taken care of by a 2. It’s easy to host your favorite people Making memories with friends and family is one of the most life-enriching parts of a vacation. And with your Pacaso, it’s easy to do just that. From outdoor kitchens and al fresco gathering spaces to open grand rooms and game rooms, Pacaso has the space, features and details to help the ones you love feel comfortable and enjoy quality time together.  — Nkem, owner in Malibu 3. You have the whole place to yourself (and your guests!) At your Pacaso, you always have the whole space to yourself. Your home belongs to you. Our homes feature large gathering spaces, and many also have spacious outdoor areas, patios, balconies and decks. Whether you want to relax, work from home or throw a celebration, you’ll have plenty of space for your whole crew. And it’s not just about space — unlike hotels and Airbnbs, all your guests are welcome at your Pacaso (even your dog!).  — Doug, owner in Palm Springs 4. You get to live like a local When you own a Pacaso, you become part of a community. You’re not bouncing through different hotels, homes and places — you return to a neighborhood where every aspect is familiar, from your favorite place for breakfast to local museums. Being able to call a place you know and love home makes for a seamless (and special) vacation every time.  5. You won’t have to stress about your vacation Staying at your own Pacaso offers a different experience from the typical vacation. Rather than having to plan things to do and places to eat at, you have all the — Stuart, owner in Palm Springs 6. You have all the conveniences of home When you come to your Pacaso, there’s no need to pack the small things. Bathrooms are stocked with towels, hair dryers, a scale, magnifying mirror and basic toiletries. Your home has high-speed WiFi and 7. Every detail is luxurious One of the standout things about owning a Pacaso is having luxurious touches throughout your home, allowing you to vacation in style. In addition to our standard amenities and features, you’ll find high quality linens, Turkish towels, premium kitchen products (including Cuisinart, Le Creuset, Ninja and more), porcelain tableware and a Peloton in select homes. These are the small details that make your vacation special.  — Tim, owner in Telluride Vacations (and memories) made better When you co-own a Pacaso, you enjoy hassle-free time at a place that feels like your home (because it is). You have the amenities and convenient experiences of a hotel, the wow factor of a luxury Airbnb, and the space and privacy of a vacation home — plus, all the benefits of home ownership. This is what sets Pacaso apart.  Ready to shift into vacation mode and start making lifelong memories? Check out our

Fractional ownership allows multiple individuals to purchase property together and share usage rights. It’s a common practice among people buying big-ticket items like second homes, Because each party is only responsible for a portion of the full purchase price, Unlike timeshares, fractional ownership While a lot of factors go into deciding if fractional ownership is right for you, one of the most important considerations is how you’ll pay for it. Here are a few options for financing fractional ownership of a second home.  Types of fractional ownership financing Cash Of course, paying for your second home in cash is the most straightforward option — there's no financing application, no contingencies and, best of all, no monthly mortgage payment or interest charges. However, not all buyers have the amount of cash required to purchase shares in a property without Mortgage While not every bank or credit union offers mortgages for fractional ownership purchases, an increasing number do. It’s important to note that qualifying for a second home mortgage can be more difficult than qualifying for your first mortgage. You may need a higher credit score, longer employment history and a down payment of 20% or higher.  If you’re buying in a new vacation community, the property developer may offer financing through a banking partner as a way to encourage purchases.  Home equity  If you already own a home and have a significant amount of equity, you may be able to tap into it to purchase your second home. There are three different ways to do this. Be sure to explore your options with your financial advisor, mortgage broker or accountant.  Financing a Pacaso second home Pacaso is a popular choice for fractional ownership of a vacation home. Our unique co-ownership model allows you to buy a ⅛ share or more of a fully furnished and professionally decorated second home in your Buyers can pay for their co-ownership share in a Want to find your dream vacation home? Explore our

Fractional ownership: Experience the best of coastal and mountain living Fractional ownership is redefining what it means to own luxury second homes. This approach allows families to enjoy the best of destinations such as Palm Beach, Lake Tahoe, and Jackson Hole. With Pacaso, owners enjoy curated homes, professional management, and seamless scheduling so every visit maximizes relaxation and adventure. Let us compare these premier locations so you can find the destination that matches your vision. Your Palm Beach escape Palm Beach is famous for its pristine beaches, vibrant dining scene and boutiques. Recent years have seen fractional ownership become increasingly popular, giving buyers an opportunity to experience premium homes with less financial commitment. Pacaso homes in Palm Beach deliver sunny outdoor spaces, beautiful interiors and direct access to the best of the coast. The climate, culture, and proximity to Miami make this a top choice for those who value both relaxation and cosmopolitan energy. For more about South Florida, browse the Discover Lake Tahoe adventure and endless views Lake Tahoe draws those who value four season recreation, clear lake waters, and alpine landscapes. Pacaso homes in Lake Tahoe are perfect for those who want mountain activities like skiing and hiking alongside peaceful lakefront living. With fractional ownership, you can own in top lake or ski locations without the complexity of managing a second home. Explore more in our Explore Jackson Hole refined wilderness and cultural charm Jackson Hole offers a dynamic blend of outdoor adventure and living. Pacaso homes give owners quick access to skiing, hiking, and the beauty of Explore Find your perfect lifestyle with Pacaso Whether you see yourself enjoying Palm Beach’s coastal culture, taking in the views in Lake Tahoe, or adventuring in Jackson Hole, fractional ownership with Pacaso brings your ideal lifestyle closer. Explore

If you’re looking for a second home that offers luxury, convenience and flexibility, you might be tempted by the idea of a A But before you sign up for a timeshare contract, you should Unlike a What is Pacaso? The Pacaso second home ownership model is a revolutionary way to buy, own and sell a luxury second home in a world-class vacation destination. We simplify the Pacaso owners enjoy all the benefits of second home ownership without the hassle of maintenance, scheduling or resale. All of our homes are professionally designed, fully furnished and impeccably maintained, offering a consistent and luxurious experience every time.  Buyers can also take advantage of competitive What is a timeshare? A The time increments may be fixed or flexible, and may be based on weeks, months or a point system. Timeshares are often sold through high-pressure sales meetings that claim to offer low prices and long-term benefits.  Timeshare companies can provide you with a predictable vacation setting in a professionally managed resort. Still, they have some drawbacks, such as lack of flexibility, difficulty in reselling and risk of scams. Pacaso vs. timeshare: 5 key differences If you are looking for a way to own a luxury vacation home in a desirable location, you might be wondering about the differences between a Both options allow you to share the cost and use of a vacation property with others, but there are some key distinctions that make Pacaso a better alternative for many buyers. Here are five reasons to consider LLC co-ownership of a second home.  1. Each Pacaso listing is a one-of-a-kind second home Not just any home can be a Pacaso home. We seek out the best homes in the best locations — each one is different, and all have plenty of wow factor. Then our professional interior designers A Pacaso home is a luxurious home away from home. A timeshare is almost always a unit at a hotel or condo complex. Think cookie-cutter floor plans and typical hotel-style furniture.  2. A small group of co-owners enjoy the home Because we limit the number of shares per home to eight, you and (at most) seven other owners will have access to the home. (Only one owner will occupy the home at a time, of course.)  Plus, Pacaso homes are reserved for the exclusive use of owners and their guests — rentals aren’t permitted. We vet potential owners who agree to a common sense code of conduct to ensure they will treat the home as their own — because it is! Plus, you won’t feel like you’re “sharing” your home. We conduct a thorough inspection and cleaning after each stay so your home is pristine when you arrive.   A 3. You own real estate, not time One of the most significant differences between a timeshare vs. vacation home is what you actually own. With Pacaso, your share is real property, not simply a block of time — you own a real estate asset. And because it’s a real estate asset, its value will move with the market, meaning any realized equity is yours.  When you purchase a timeshare, you typically own the right to use the property for a period of time, not the property itself. That’s why you can’t usually get a conventional home loan to purchase a timeshare — there’s no “home” as collateral, only time.  Financing is offered through the timeshare company, often at a high interest rate, and some buyers secure funds through a personal loan or home equity loan. Since even the best timeshare property is not a real estate asset, you are likely to see the value depreciate, much like a new car begins to lose value once it’s driven off the lot. 4. You can use your home year-round Pacaso’s When you purchase a timeshare, you’re often locked into a fixed week, year after year. You may have a “floating week” option, but your choices are still restricted to a range of dates. With either option, you can only check in on certain days, and you typically must book a full week.  There are exchanges and point-based systems that allow you to choose different resorts, but you’ll often pay extra for more desirable locations, and availability can be limited. If you have a fixed-week schedule, you may never get a particular holiday week if another owner already locked it in.  5. The resale process is streamlined We think you’ll love your Because our homes are thoughtfully selected and located in some of the most desirable second home markets, we’ve experienced strong buyer demand for Pacaso shares.  On the other hand, selling a timeshare can be extremely difficult. There’s an entire industry of timeshare exit companies that will help you offload your timeshare for a fee — and, unfortunately, many of them have been known to take advantage of sellers.  Pick the right choice for you Keeping your second home goals in mind while comparing Pacaso vs. timeshare opportunities can help you find exactly what you’re looking for. If you’re specifically looking for a luxury getaway and a place to make memories together with your family, browse through our

Co-ownership vacation homes: Elevate your lifestyle with shared luxury There’s nothing like sharing your second home with friends and family in one of the world’s most sought-after destinations. Co-ownership vacation homes make this lifestyle possible, blending the sophistication of luxury real estate with the ease of shared ownership. Whether you’re hosting a summer gathering in Palm Beach, a wine tasting in Napa, or a winter soirée in Aspen, each destination offers its own unique opportunities for entertaining. With Pacaso, you enjoy the benefits of a professionally managed, beautifully designed home — ready for memorable experiences whenever you arrive. Palm Beach entertaining tips for coastal gatherings Palm Beach is synonymous with vibrant social scenes and outdoor entertaining. Co-ownership vacation homes here often feature expansive patios, private docks, and resort-style pools — perfect for hosting sunset cocktail parties or alfresco brunches. Take advantage of local One of the standout features of Palm Beach homes is their seamless indoor-outdoor flow, ideal for entertaining in the balmy Florida climate. Picture evenings spent around a fire pit, with ocean breezes and lively conversation. For example, Santa Barbara gatherings with coastal elegance Santa Barbara’s Mediterranean charm and ocean views set the stage for sophisticated entertaining. Co-ownership vacation homes in this region often feature open floor plans, sun-drenched terraces, and lush gardens. Host a wine and cheese evening with selections from local vineyards, or plan a summer barbecue overlooking the Pacific. For a touch of local flavor, invite a private chef to prepare a farm-to-table meal using ingredients from the Homes like Napa wine country hosting and culinary experiences Napa’s reputation as a wine and culinary capital makes it a dream destination for those who love to entertain. Co-ownership vacation homes in Napa are designed for gatherings — think expansive dining rooms, chef’s kitchens, and outdoor spaces with vineyard views. Host a private wine tasting with a local Aspen mountain escapes for all-season entertaining Aspen is renowned for its year-round appeal, from snowy winter gatherings to summer mountain adventures. Co- ownership vacation homes here often feature vaulted ceilings, stone fireplaces, and expansive decks — ideal for après-ski evenings or summer barbecues. Arrange a Hallam’s living room, with its dramatic beam ceiling and sophisticated lighting, embodies the mountain lifestyle and provides a welcoming space for hosting guests in style. Owners of Parisian soirées in the heart of the city Paris offers an unmatched setting for intimate dinners and lively soirées. Co-ownership vacation homes in Paris blend timeless elegance with modern comforts — think beamed ceilings, stone fireplaces, and sweeping city views. Host a candlelit dinner with a Rue du Bac’s dining area, with its classic Parisian features, provides the perfect backdrop for memorable hosted dinners and gatherings with friends. As a Pacaso, Hosting essentials for every destination No matter the location, co-ownership vacation homes offer a foundation for effortless entertaining. Here are a few essentials to enhance your hosting experience: If you’re considering different types of vacation homes, think about which amenities and features best suit your entertaining style. Find your perfect co-ownership vacation home Whether your vision includes beachfront brunches, wine country dinners, mountain gatherings, or Parisian soirées, Pacaso offers a curated collection of homes in the world’s most desirable destinations. Explore Ready to create unforgettable experiences in your own second home? Learn more about the benefits of co- ownership by reading our guide on

If you’re exploring different Since this type of So, what is tenancy in common, and how can it help you purchase a primary or second home? Continue reading to learn about the pros and cons of this ownership model, plus the difference between joint tenancy and tenancy in common. What is tenancy in common (TIC)? Tenancy in common is a home ownership model that allows multiple individuals to own a single property, each holding a distinct share. Unlike joint tenancy, these shares don't have to be equal, making TIC a flexible option for diverse groups of varying income levels or investments. TIC agreements are usually very detailed, addressing various potential conflicts through comprehensive operating agreements. These documents outline financial obligations, maintenance responsibilities and exit strategies. In 2025, as housing costs rise, TIC is increasingly seen as an attractive path to homeownership since it enables individuals to pool resources. Each owner can independently sell, mortgage or will their portion of the property, offering significant autonomy. How a tenancy in common agreement works A tenancy in common agreement is a form of Here is how home buyers can become co-owners within a tenancy in common: It’s important to note that no one person or company is in charge of a TIC. This means that, for example, while one owner might have a 50% interest share in the property, they have the same usage rights as a tenant with 10% ownership.  How to finance a tenancy in common Although a tenancy in common is a form of fractional ownership, you still have access to traditional funding opportunities like loans.  When it comes to financing a tenancy in common, you have two options: Simply put, the main attraction of Tenancy in common property taxes In general, a tax jurisdiction may require property taxes to be paid as a unit. This may be because If your TIC receives a single tax bill, your tenancy in common agreement will determine how the property taxes are paid. Pros and cons of tenancy in common real estate As an arrangement that enables multiple individuals to share ownership of a single property, TIC brings a set of distinct advantages and challenges that prospective homeowners must consider. Understanding these key factors is essential in making informed decisions and forging successful co-ownership partnerships. Let’s dive into the pros and cons of tenancy in common. Tenancy in common advantages Here are the core advantages of opting for a tenancy in common agreement: Tenancy in common disadvantages Although a TIC agreement can be an easily customizable and flexible ownership arrangement, it also has its drawbacks, such as: Tenancy in common example  Now that you understand the basics of how tenancy in common operates, let’s see how this ownership model plays out in a real-world example.  In this scenario, three families enter into a tenancy in common agreement: The story above illustrates how Tenancy in common vs. joint tenancy  The major difference between Let’s break down both co-ownership types: Comparing the different types of tenancy  To understand property ownership, you have to differentiate between the various types of tenancies — and there's more than just the two we've mentioned already.  Ultimately, the type of tenancy you should choose should be determined by your personal situation, legal status (like whether you're looking to buy as an individual or as a How to dissolve a tenancy in common agreement Dissolving a tenancy in common is relatively straightforward and easy to accomplish, assuming all co-owners wish to end the agreement.  Additionally, seeking legal advice, drafting a formal dissolution agreement and adhering to the legal procedures required in your jurisdiction are crucial steps in the dissolution process.  If the co-ownership aspect of a tenancy in common appeals to your real estate goals and you’d like to skip property management altogether, Pacaso offers

A Understanding property managers Owners typically hire a property manager to help them achieve their goal of building a steady investment income while reducing the burden of daily property operations.  Property managers specialize in all operational aspects of ownership Every property will come with unique needs, and the property manager’s responsibilities are outlined in their contract with the owner. Owners with multiple properties might seek out a property management firm to coordinate all operations and oversight.  Because property management involves adherence to housing laws, some states require a license to manage a property, either as a real estate broker or as a licensed property manager. Property managers enforce federal, state and local requirements dealing with screening tenants, evictions, lease terminations and handling deposits.  Takeaways Property managers share these characteristics: In more detail: There are three primary kinds of property managers: commercial, multi-family and single-family. Some property management firms work with a blend of property types. Commercial property management focuses on office buildings and industrial spaces.  Multi-family property managers specialize in spaces with many units, most commonly apartment complexes. Similarly, single-family property managers work in residential housing, but they focus on renting out single-family homes versus large-scale complexes.  Every property has different needs, but generally, property managers: No, property managers do not own the property they manage. Property owners outsource the daily operations to a property manager because they specialize in finding new tenants and know the legal specifics of leasing.  Most property managers work for a property management firm that coordinates the needs of several individual properties. In turn, the property firm works directly for the property owner.  Pacaso's in-house team of experienced, local property managers to handle the day-to-day needs of each home, including: With Pacaso, you own the home, and we manage everything — it’s that simple.

Enjoying family time should be easy. Part of what makes the Pacaso experience stand out is our dedicated team of home managers, Lindsey Harden (Tahoe) In the Tahoe region is Senior Home Manager Lindsey Harden, who shares the care and service owners can expect. Aaron Olthoff (Colorado) If you’re a owner in Colorado, you’ll get to know Aaron Olthoff. He shares how he keeps every home in the Vail, Breckenridge, Aspen and Steamboat Springs region in top condition all year long. Want to experience the Pacaso lifestyle for yourself? Browse our

When you decide to sell a whole home, you might take a look at recent home sales in your area, check your home value on various real estate sites, decide on a price, list the home and wait for offers to roll in. When you own a Pacaso, the sales process includes some of those steps, but you’ll find it simpler and more streamlined. Here’s how it works. 1. Sell on your terms Any Pacaso owner can choose to sell their ownership interest, at any time.* Each owner has independent control over the sale of their share, which is a key benefit of our professionally managed LLC co-ownership model and a big advantage over timeshares. Once you’ve decided to sell, simply let us know, and we’ll provide you with a current comparative market analysis (CMA) for your ownership interest. The CMA is compiled using local market data, comps, trusted valuation models, and our knowledge of what active second home buyers are willing to pay. You’re in control of the final price, however. You can use the CMA in addition to guidance from Pacaso or your own research to decide what the sale price should be. 2. Take advantage of an existing marketplace Unlike a typical home sale, Pacaso has two ways to assist you in the sale process Second, many homes have a wait list of interested buyers. Our sales Crew will tap into our buyer pipeline when a share is up for resale and inform any buyers who may have missed out on the opportunity initially, as well as buyers who’ve indicated interest in similar homes in that area. Between current owners and Pacaso’s buyer marketplace, you may be able to sell your share without listing it.  3. Get the full marketing treatment As the market leader in vacation home co-ownership, Pacaso puts the resources of our entire team behind owners looking to resell their Pacaso home. First, we market to existing Pacaso owners and our marketplace of buyers (some homes even have waitlists). Next, we prepare your share for broad exposure on the open market to ensure you have every opportunity for a sale. If we don’t have an offer right away, we’ll include the home as an active listing on our website and work with our local partner agents to hold open houses and market the listing through their networks. We then market your listing through a mix of traditional and digital media advertising, leveraging our proprietary technologies along with custom, data-driven strategies tailored to your unique offering. 4. Experience a seamless and transparent transaction Pacaso’s role in the sale is to help facilitate the transaction and find buyers. There’s no lengthy closing process, no due diligence period, and no need for a title and escrow company, because the title doesn’t change. The LLC membership interest is simply reassigned to the new owner at closing. If the buyer is paying cash, closing can be as soon as the next day. If the buyer is financing their purchase, closing is still much faster than a typical sale, often just 1-2 weeks.  Pacaso resale performance According to From 2021 to 2024, Pacaso homes have outperformed market averages in several luxury markets. In Napa-Sonoma, CA, Pacaso shares appreciated by 12.4%, compared to the market's 0.4%. Lake Tahoe, CA, experienced a 9.5% appreciation in Pacaso shares, versus the market's 3.2%. In Vail, CO, Pacaso shares grew by 6.7%, compared to the market's 1.2%. Finally, in Charleston, SC, Pacaso shares appreciated by 7.9%, while the market saw a 2.9% increase. Overall, Pacaso shares have consistently outperformed the broader luxury market. Looking across all resales, Other avenues for Pacaso owners Owner selldown If you decide your Pacaso isn’t a good fit, or if you purchased more ownership than you’re using, you have options beyond a traditional resale. Own 1/4 or 1/2 of a Pacaso, but only use it 1/8 of the time? You can right-size your ownership by selling a portion of your ownership interest. A selldown works the same way as a resale transaction, but you retain a share of the home.  Pacaso gives sellers an exceptional level of flexibility, control and peace of mind. Hear from Pacaso owners about the ease of their resale experience. Frequently asked questions Can the seller really choose any sale price? Pacaso recommends a price, but the seller makes the final call. If the price seems too high, we’ll share the information we have about the buyers in our pipeline, including what we know about their price ranges. But the seller can choose to proceed with the price they’ve set and see what the market will bear.   What happens if a share isn’t selling? As the market leader in vacation home co-ownership, Pacaso puts the resources of our entire team behind owners looking to resell their Pacaso home. First, we market to existing Pacaso owners and our marketplace of buyers (some homes even have waitlists). Next, we prepare your share for broad exposure on the open market to ensure you have every opportunity for a sale. If we don’t have an offer right away, we’ll include the home as an active listing on our website, and work with our local partner agents to hold open houses and market the listing through their networks. We then market your listing through a mix of traditional and digital media advertising, leveraging our proprietary technologies along with custom, data-driven strategies tailored to your unique offering. If we’re not seeing buyer interest despite these marketing efforts, we might recommend lowering the asking price. Can buyers negotiate on price?  Yes, we think of the resale marketplace as fluid and moving in line with the open market, so buyers are welcome to bring offers. The seller can choose to accept or decline any offer.   Are there closing costs, commissions or other transaction fees?  For sellers, a 6% commission fee is deducted from the final sale price. For buyers, there are no title, inspection or service fees. Buyers fund the first two months of their home’s operating expenses at closing, similar to property tax and insurance “prepaids” in a traditional sale. Buyers who choose to finance their purchase also pay a financing fee at closing.

Not finding the right s Check out our list of alternatives to Airbnb before you book your next vacation: 1. Pacaso  Pacaso is also a great Co-ownership helps buyers afford 2. VRBO Like Airbnb, 3. Booking.com It is becoming a formidable Airbnb competitor in the vacation rental market, with offices in more than 70 countries and over 28 million listings, including hotel rooms. Booking.com charges a higher booking fee — 15% compared to Airbnb’s 3% — and renters will often pay these fees in the form of higher prices.  4. Hipcamp Since guests may travel to remote locations, Hipcamp has established standards to ensure safety and privacy. For example, hosts must limit campground occupancy and provide safety warnings for common dangers in the area.   Hipcamp’s search filters allow you to find the perfect spot for your desired activities. So if you want to hike, fish or ride horses, your hunt just got easier. The affordability and convenience make Hipcamp a great option for nature lovers.  5. Marriott Homes and Villas Managing expectations is one of the most challenging factors when staying at independent vacation homes. Hotel chains can deliver on cookie-cutter expectations but often lack the personal touch. The inventory is still growing — currently about 60,000 listings — but it has something most other alternatives to Airbnb don’t: a rewards program. Travelers can earn and redeem points for discounted stays in the future with a Marriott Bonvoy account. 6. Hopper Homes The streamlined app-only interface is convenient to use, with fewer distractions than many other platforms. Travelers can book their stay instantly rather than waiting for approval and receive flexible cancellation policies.  Hopper has its own rewards program in the works, Carrot Cash, to help customers save even more money while traveling. 7. Plum Guide Expect to pay more than the average vacation rental, but the price may be worth it if you value the luxury vacation experience. Plum Guide does offer price matching, just in case you see the same rental listed for less on another platform. 8. Agoda  You can receive a discount for being a solo traveler and find other discounts through a “secret deals” feature. Agoda’s website and app operate in 38 languages, with customer care in 16. While travel booking sites have moved into the rental property industry, Agoda performed a reverse migration. In 2019, the site launched a flight aggregator to compare hundreds of sites at once.    9. Homestayin When you travel, do you value cultural immersion above all else? It’s an affordable alternative to hotels while being a step up from the typical hostel. Homestayin is available for short- and long-term rentals, appealing to backpackers and students alike.   10. Sonder If you’re looking for a service like Airbnb that retains the comforts of a hotel, check out Every unit has a full kitchen, mini toiletries and Wi-Fi, making it great for long-term stays. The app allows for contactless check-ins along with requests for clean towels and restaurant recommendations.  11. Blueground If you’re living the digital nomad life, 12. Onefinestay All of the listings are whole units, so you won’t share the property with other travelers or the owner. The accommodations include houses, chalets and luxury villas, giving you the personal touch missing from hotels while delivering professional property management.  13. 9flats It works like an aggregator for other travel sites, so if you have issues with the interfaces of the other big names, 9flats might be more your style. It offers features like instant booking and advertises the maximum occupancy of every listing on the results page for quick scanning.  14. FlipKey While solo travelers can use FlipKey, it is ideal for groups. Finding a place big enough for a group can be challenging on other sites. FlipKey is facing the problem head-on.  15. Glamping Hub Like Airbnb, Glamping Hub is only a booking platform, so you’ll still depend on the property owner to deliver the rental as advertised. Glamping Hub allows you to filter through listings based on the type of building, cost and features, so you’ll have as rustic or luxurious an experience as you’d like.  16. ThirdHome To qualify, your second home must be worth at least $500,000, in a desirable location and well-maintained. This niche marketplace has 14,000 options, including entire estates and yachts. While you won’t pay a rental fee, Thirdhome does charge a booking fee that ranges between $495 and $1,395 per week.  17. Outdoorsy 18. Wimdu Users can choose from an array of filter options to search by distance to the city center (which is great for public transportation users), average ratings, amenities and price. They also have several pet-friendly listings and cater to families as well as solo travelers and couples.  19. Tripadvisor Vacation Rentals Tripadvisor taps into its deep reservoir of user-generated travel recommendations and reviews, so users get local recommendations on where to eat, the best excursions and more. 20. Expedia Vacation Rentals Reviews are also abundant here, helping travelers make an informed decision about what to do outside of the accommodation as well, allowing users to seamlessly combine their accommodation bookings with other travel essentials such as flights and car rentals.  21. Vacasa 22. HomeToGo Like Airbnb alternative 9flats, HomeToGo saves travelers time by allowing them to compare multiple sites in a single place rather than having to set search filters like budget and amenities on multiple sites to find answers. Once you find a rental that you like, you finish booking through the provider’s website.  23. Kid & Coe Since 2013, Regardless of the accommodation type, each hand-picked listing has a supply of books, toys and child travel essentials awaiting every family in 50 destinations around the world. Visitors can also request cribs and high chairs, ensuring a turnkey experience for every guest. When searching for a great vacation property,

Staying in a rental home can be a great way to spend a vacation. You aren’t confined to a single hotel room, and you have access to creature comforts like a kitchen, laundry and outdoor space. When it comes time to book a vacation home for an upcoming trip, it can be hard to know where to start. It seems like there are about a million Here are the differences between Airbnb and Vacasa, two of the most popular vacation home booking sites, plus an alternative that offers a true home away from home.  Vacasa is the largest full-service vacation rental property management company in North America. Unlike Airbnb, which primarily functions as a listing platform connecting travelers with hosts, Vacasa distinguishes itself as a comprehensive property management company. Vacasa's unique approach caters to both homeowners and travelers, providing services that go beyond mere listings to include property management, maintenance, and customer service. Recognizing this fundamental difference between Vacasa and Airbnb is pivotal for both homeowners and travelers when selecting a service for their vacation needs. Where you find listings  Airbnb listings are found on the Airbnb. You can use their full website or app to book, but the listings are the same. Homeowners have chosen to list their home (or room) for rent on the Airbnb platform specifically.  Since Vacasa is a full-service property management company, they list their clients’ homes  on multiple platforms, including their own website, Booking.com, Vrbo and yes, even Airbnb. Their goal is to showcase listings in as many places as possible to increase bookings for homeowners.  Available destinations and listings As of August 2022, there are roughly Vacasa takes a different approach. They focus on what they call “drive-to” vacation destinations, with roughly 35,000 listings concentrated in the most popular vacation hubs in the United States. (One reason is their use of local, on-the-ground property management teams.) Choose from beach destinations like Hawaii, San Diego, Myrtle Beach, Miami, Cape Cod and the Florida Keys. They have a big presence in ski areas, too: Park City, Lake Tahoe, Stowe, Sun Valley and Vail. You can also find Vacasa-managed homes in Belize, Canada, Costa Rica and Mexico.  Types of rental properties  Vacasa focuses on whole-home rentals, including condominiums, townhomes and single-family properties. You’ll find homes with a wide variety of amenities, including If you’re looking for a more unique experience, Airbnb is a great place to search. You can choose from shared rooms, private rooms in a home or full home rentals. In addition, Airbnb offers a range of 3D walkthrough  You can’t always believe what you see in rental property listings, and it can put a damper on your vacation to arrive at a home that looks dramatically different from the pictures. Vacasa tackles this problem by providing virtual 3D tours for many of its properties, allowing you to get a better feel for the layout, views and size of the home you’re thinking about renting.  Currently, Airbnb doesn’t allow hosts to upload videos or 3D tours to their listings, so you’ll only find still photography on their platform. However, many hosts include links to videos of their homes on external websites.  Fees Vacasa charges renters a booking fee, cleaning fee and damage waiver. Additionally, you may be subject to extra fees, like a pet fee, hot tub fee or early or late check out fees. Be sure to click on “pricing details” to see what you’ll be required to pay in addition to the nightly fee.  Similarly, if you rent a home through Airbnb, you’ll pay a cleaning fee and a service fee. You also may be subject to a security deposit, extra guest fee or local taxes.  Regardless of the platform you use to book, it’s important to take a close look at the required fees and any cancellation penalties, as these line items can add up quickly. As of November 2022, Airbnb added a feature to its search results page called “Total price display,” which allows you to see available homes with the fees included.   Level of customer support Because Vacasa is a full-service property management company, renters staying in Vacasa-managed homes enjoy 24/7 customer service via phone or their app. There are also local management teams in case you need in-person support during your stay. And because If you experience an issue while staying in an Airbnb rental, your first course of action will be to reach out to your host. This could be the owner of the property or a property manager working on their behalf. That means that the speed and quality of the response can vary. If you can’t reach your host, you can contact Airbnb customer service and request help via AirCover, their included travel protection program.  Technology  Vacasa has a well-earned reputation for in-property technology solutions that help ensure a smooth vacation for renters. This includes things like smart locks and Wi-Fi. The Vacasa app serves as your primary resource for every rental, with home access instructions, directions, parking details and a complete home guide.  Airbnb leaves the smart home technology up to the individual property owner, but renters can access a lot of helpful booking information in the Airbnb app, which is also how you can contact your host.  Go from renter to owner with Pacaso If you find yourself regularly

Travelers seeking adventurous stays without the hotel price tag enjoy the convenient features Let’s find the best option for your next vacation. Sonder vs. Airbnb rental types Sonder, on the other hand, is a boutique-style hotel found in over 40 cities across the globe. Guests only have the option to book entire units and are supported by Sonder staff rather than individual hosts. Sonder generally caters to short-term stays and provides hotel-style amenities like bathroom supplies and coffee. Sonder vs. Airbnb user interface Both vacation rental websites have convenient apps you can download on your mobile device. While searching for a place to stay, both rental sites offer these filter options: Given the appeal of Airbnb’s unique stays, not all rental units have Wi-Fi, television or even electricity. However, guests can browse through extensive accessibility features and choose to stay somewhere that meets their needs. All Sonder stays are equipped with high-speed internet and contactless check-in. Sonder does not currently offer Sonder vs. Airbnb selection Given that Airbnb has various rental types in almost every country in the world, guests in need of a stay right away may have If security and a seamless check-in experience are your priority, Sonder has you covered. Since its listings are only available in major cities, Sonder vacation rentals can be a great option for those visiting tourist destinations. Sonder vs. Airbnb prices and fees Sonder charges a set rate for every unit it lists. This fee includes the price of lodging, cleaning and administration. The only other fees guests will be responsible for are tax and cancellations.  Sonder offers a Flex Rate at checkout that offers guests free cancellation and a full refund on their booking for a premium. However, bookings canceled within three days of a reservation do not qualify for a refund or free cancellation. Airbnb, on the other hand, charges a service fee for using its platform and a cleaning fee that can vary depending on the host. Guests can choose the Refundable Rate at checkout for free cancellation within 48 hours and a partial refund a week before the scheduled stay. AirCover by Airbnb is a free comprehensive coverage plan that guarantees all guests a similar or better booking in the event that they cannot check into their accommodation, the host cancels on them within 30 days of their booking or their unit isn’t as advertised. If a similar or better unit is not found, guests will be given a full refund. Sonder vs. Airbnb reviews Airbnb offers both guests and hosts up to 14 days to leave a review. A review is not mandatory for either party, and only hosts are able to respond to reviews left on their listings. Since guests have up to two weeks to share feedback, you may not have access to the most recent experiences of previous renters. Unlike Airbnb, Sonder does not have a rating or review system on its website. Since the platform chooses to operate like a hotel, each listing shares what guests can expect when they book the unit. Third-party reviews, however, are readily available on mainstream travel sites such as TripAdvisor and Booking.com, similar to hotel stays. Sonder vs. Airbnb customer service The Sonder app grants guests access to 24/7 customer support, and in-person attendants are available if virtual communication is unable to resolve the issue. Customer service at Sonder is able to provide guests with fresh towels, coffee refills and no-contact check-ins and checkouts. The customer service experience at Airbnb depends on the listing and the host’s level of involvement. Airbnb provides 24/7 virtual chat services to all guests under its AirCover coverage plan, however, in-person representatives are unavailable. Hosts may be available to help resolve issues, although this depends on the listing and is not consistent within the platform. Sonder vs. Airbnb safety Sonder emphasizes security and health safety within each of its buildings, and guests can select listings with a doorman for an additional layer of comfort. Contactless check-in helps keep guests safe while traveling and units are cleaned after each booking. Airbnb allows guests to share their itinerary with family and friends, which is especially helpful for solo travelers who prefer to stay in remote areas. It is the host’s responsibility to clean and maintain their listings,  the hygiene standard can vary across bookings. Contactless check-ins are available but are not standard. Another option for long-term stays: Second home ownership Sites like Airbnb and Sonder offer convenient booking options for occasional adventures. Travelers who find themselves drawn to the same destination, however, have another option that can save them money in the long run. Rather than wasting time and money looking for vacation rentals, you own a home that you can return to year-round and enjoy a consistent luxury experience. As a co-owner of a Pacaso, you can choose the amount of ownership that's right for you and schedule stays in your home. Pacaso acts as the property manager, taking care of the interior design, furnishings, cleaning and maintenance, as all you have to do is show up and enjoy. So when it comes to Sonder vs. Airbnb, both rental websites offer guests a convenient way to travel internationally. But is one better than the other? That depends on what you need out of your vacation rental. However, if you frequent a particular destination and are searching for a secure and comforting way to enjoy your favorite place, owning a

Escaping the high prices and constricting environment of hotel rooms is a high priority for travelers, which has led to lucrative opportunities for Two But you might be wondering, as many travelers and property owners do, “Between Vrbo vs. Airbnb, which is better for me?” That’s where this comparison guide comes in, breaking down the strengths and weaknesses of each. Before we dive in, it’s important to note that many vacation rental owners (also known as hosts) list their properties on multiple online platforms. This allows hosts to cast a wider net with potential renters and gives renters the ability to do a side-by-side comparison on costs and fees — we’ll touch on more on that below.  Without further ado, lets find which option is right for you. Airbnb and Vrbo rental types The greatest distinction that can be made between Vrbo and Airbnb is the types of property each vacation rental company offers. Vrbo only allows the rental of private units — meaning Vrbo houses, cabins and apartments are only occupied by the renters. You won’t be seeing any shared spaces on the site, which makes it ideal for families and groups of people traveling together. Airbnb places no such restrictions on their listings. They allow the rental of entire homes, private rooms in a shared house, and even the sharing of a single room with other travelers. Airbnb vs. Vrbo user interface There isn’t much of a difference between the Vrbo and Airbnb user interfaces. Anyone experienced with booking travel accommodations online will find the platforms’ search functions familiar. They each have dozens of filter options to choose from, including:  Vrbo has a leg up on Airbnb by allowing renters to specifically filter by highly rated locations and cleanliness. Airbnb has a similar feature which filters by “Superhosts,” the label Airbnb gives to experienced and highly rated hosts, whether they’re individuals or Airbnb vs. Vrbo selection Since Airbnb has options for shared rentals, its total selection is about triple that of Vrbo’s. It’s estimated that Airbnb has about six million listings. So if you’re in need of a last-minute booking — or have tight Airbnb and Vrbo prices and fees Both Airbnb and Vrbo have service fees tacked onto their prices, but the options they give hosts differ.  Airbnb allows hosts to choose between host-only fees and split fees. Host-only fees mean the host is charged the entire service fee by Airbnb — usually around 14-16% of the booking cost. Airbnb’s split fee charges the renter the majority of the service fee. This can increase the  cost to rent by about 14%, while charging hosts only around 3%.  Hosts with strict cancellation policies can expect to pay even more in service fees.  Vrbo fees charge guests 6-12% of the total reservation cost. This service fee does not include optional charges, like cleaning fees, that are determined by the host. Vrbo provides two options for hosts to pay fees. They can choose an annual subscription fee of $499 and bypass service fees on individual bookings. If a host has multiple properties, they’ll need a subscription plan for each listing. So if you expect to make more than $10,000 per year, this is the preferred choice.  Vrbo also allows for individual booking fees of 5%. If your listing is seasonal and you expect to make less than $10,000 per year, this is likely the better option. Airbnb and Vrbo reviews Airbnb places a tight time constraint of 14 days on guests to leave their reviews. This means you’ll be getting the opinion of a previous renter when the experience is still fresh in their mind.  Vrbo guests and Vrbo hosts have up to one year after the visit to leave a review. Vrbo then gives the other party 14 days from the time of submission to send in their own review. Vrbo lists the submissions of both guests and hosts in the review section, giving potential renters both sides of the story. Airbnb and Vrbo both use a five-star rating system. Airbnb vs. Vrbo customer service Since both Vrbo and Airbnb are the liaisons between guests and hosts, they need to make both parties happy, which means that customer service resolutions can be complicated. But which has better customer service? Airbnb saw a tremendous amount of growth in a relatively short amount of time, which left them scrambling to keep up with their growing customer base. This led to lackluster reports about their Vrbo, on the other hand, has a direct support line that is ready 24 hours a day to help guests and property owners alike resolve issues. Their customer support team can even help hosts rebook guests in the event a natural disaster makes the property untenable.  It’s important to note that Airbnb handles way more rentals than Vrbo, so judging complaints based solely on these numbers may be misleading.  Airbnb and Vrbo safety Airbnb offers a specialized safety feature for Vrbo has fewer complications regarding guest safety since they only offer private rentals. Still, Vrbo provides assistance to guests who feel unsafe in their rental unit by helping them rebook. They then investigate the claim to determine if the host is in violation of any policies. All hosts are also required to disclose if any monitoring devices are installed on the property.  Airbnb and Vrbo cancellation policies  Both vacation rental platforms allow hosts to choose from different cancellation policy options. On Airbnb, the options range from flexible (where guests can cancel until 24 hours before check-in to receive a full refund) to strict (where guests must cancel within 48 hours of booking and at least 14 days before check-in). There are a few other options in between.  Vrbo’s cancellation policy options are similar but named differently. The most lenient option is relaxed, in which bookings canceled with at least 14 days notice will receive a full refund. The strictest option is no refund, where no money will be refunded, no matter the reason. Like Airbnb, there are a few options in between.  As a renter, you should always check the cancellation policy before booking, as the restrictions can vary by individual listing. Cancellation policies can also vary based on the length of your rental. Longer-term rentals, like those longer than 28 days in duration, may have different cancellation policies.  Other options for long-term stays The Vrbo vs. Airbnb matchup is an easy one to make given their popularity and similar business models. However, there is a third option for travelers who regularly visit the same property, one that can improve safety while saving money long term. By using a service like Pacaso where you are an So who wins the Vrbo vs. Airbnb matchup? Well, it all depends on you. In general, a renter will have an easier time finding what they’re looking for by But if you’ve fallen in love with a particular city and you’re tired of throwing money away on rentals, learn more about how we can help it become your

Getting the best prices on your vacation can be tricky, and there’s nothing worse than booking non-refundable travel only to discover that the price has since gone down. While this can be unfortunately common when booking air travel, it can also happen on Airbnb, since many listings use dynamic pricing. Read on to get all your questions answered about when to Is there a best time to book?  Finding the best price on an Airbnb is an art and a science. Many factors go into pricing (more on that below), but according to recent Here’s one exception: If you’re planning a longer-term rental, it’s better to book as early as possible for the best availability.  What factors affect Airbnb prices? According to the same NerdWallet research, 84% of properties listed on Airbnb use dynamic pricing, where an algorithm automatically changes per-night pricing based on a variety of factors. Many things affect the price of a specific Airbnb property, including:  Do Airbnb prices get cheaper closer to my trip?  It is possible to score last-minute deals on Airbnb listings, as both dynamically priced and statically priced homes may drop prices a few days ahead of time to prevent a property from sitting empty. However, this tactic is best employed by flexible travelers. When you book last minute, you may find yourself with limited options and end up in a home or part of town that isn’t your first choice. If you’re okay with that, you might be able to save quite a bit.  What do I need to know about cancellation policies? How early you’re comfortable booking often comes down to the cancellation policy, and on Airbnb, property owners have their choice of multiple options. As a traveler, be sure to review the cancellation policy for the property before booking to make sure it works for your travel plans.  While there are many cancellation policy types at Airbnb, here are a few of the most common you’ll encounter. Be sure to read the full policy before booking, as there are some rules regarding partial payments:  Tips for getting the best price  Ready to seek out the best possible price for the Airbnb you’re eyeing? Here are a few tips for getting the best price:  Skip the stress of short-term rentals with a place of your own Airbnb prices are always changing, which can make it hard to feel like you’ve gotten a good deal. If you want to avoid the headaches of booking short-term rentals and prefer a vacation home over a hotel, Interested in a Pacaso but aren’t ready for full ownership? Give us a try with our

After weeks (or months) of browsing online, you’re confident that you’ve found your dream home. But what if timing or distance prevents you from viewing it in person? That’s where buying sight unseen might save the day. What is a sight-unseen offer? Buying a house sight unseen means purchasing a property without touring it in person.  Since the housing market is in a slump, with new home sales falling by 1. Work with a trusted real estate agent If you must buy a house completely virtually, having a good real estate agent on your side is a must. A qualified and experienced local agent can help smooth out every step of the purchasing process and provide expertise in negotiation, communication and knowledge of real estate and the neighborhood where you plan to buy. Here are tips on finding a trusted agent: When finding someone trusted to work with when buying sight unseen, 2. Get pre-approved Pre-approval involves determining how much money you can borrow to buy a home. Getting pre-approved can help you stand out from the crowd and increase your chances of your offer being accepted. Here are some steps to take: Check out our 3. Research the area Since you won’t see it in person, thoroughly research the area and the home online. Here are a few research tips: Take notes as you research different properties to keep track of the pros and cons of each.  4. Take a virtual tour  When you buy a home sight unseen, you should take advantage of all virtual tour opportunities to get a complete picture of a home. Ask your real estate agent or the current homeowner for a virtual tour. There might also be online walkthrough videos or virtual Look at all the home’s details and features to hone in on your needs and determine if the home meets all your requirements.  5. Get a home inspection A home inspection is crucial if you’re purchasing a home you’ve never seen in person. An inspection should uncover any current and potential issues, including electrical or structural problems and water damage. This is especially valuable if you’re buying a second home that you’ll need to maintain and manage from afar. If you can’t make it, it’s a good idea to request a video call with your real estate agent during the inspection so that you can ask questions and stay in the loop.  6. Ask friends or family to tour Consider asking a friend or family member in the area to tour the home in person, with you tagging along on the phone. They can help you experience the home, get a feel for the place and get answers to questions in real time. Ask for help from close friends or family members who know your tastes.  7. Make an offer A sight-unseen offer isn’t too different from a traditional home offer. Once you have a pre-approval letter, you will need to decide how much money to offer and how much to put down. Your agent will help work through contingencies and negotiations to keep your offer competitive. Sight-unseen offers often have due diligence periods of two to four weeks, and more information can be gathered in that time. Because of this, you can technically make the offer as soon as you get the pre-approval letter. 8. Close on your home To Here are some of the steps to take when closing on your home sight unseen: The pros and cons of buying a home sight unseen Though unconventional, buying a house sight unseen isn’t without advantages. Buying a home sight unseen allows you to move quickly with convenient virtual tours. This is especially helpful if you’re buying a home There are lots of potential cons, though, too. It can be tough to gauge how the home feels in person through those video walkthroughs. You’ll also miss out on a feel for the community and won’t get to experience the amenities. Plus, hidden problems that might be impossible to see from a video could arise, such as a noise issue.  There are situations when you might have no choice but to buy sight unseen, such as when you must make a sudden military move. Even though it may not be the case right now, when the real estate market is hot, sight-unseen offers let you move fast and take advantage of good deals without travelling to see the property first. While other buyers might be scheduling in-person tours, you’re already viewing the home online and putting in an offer, saving you time and money. Get a beautiful home sight unseen Buying a house sight unseen is not for everyone, but you can do it with careful planning and communication.  One way to buy a house sight unseen yet stress-free is with Pacaso. If you’re ready to buy a second home at a fraction of the cost, consider the benefits of

A timeshare is a vacation ownership model where multiple parties share rights to use a property for a set period each year. But there are so many more versions of vacation home ownership that you’ll want to consider over a timeshare. There are far better vacation options, including: Let’s explore each alternative and explain how it differs from the typical reasons not to Second home co-ownership is when a property is jointly owned by multiple people. Buying a vacation home is a greater upfront expense than a timeshare, but you don’t have to be the sole owner. With this timeshare and Whether you’re buying with a group of friends or buying a Pacaso second home, you still have true real estate property ownership. You’re not just buying the right to use a hotel or condo-sized space for a set period. Timeshares are notoriously difficult to sell due to the many rules and limitations owners must abide by. The timeshare is also one of many identical units, creating an imbalance between supply and demand. On the other hand, unique homes attract buyers who must compete against each other in the whole housing market.   Browse a plethora of luxury co-ownership options all over the world with Pacaso’s 2 Vacation rentals are furnished spaces that are rented out on a short-term basis. Airbnb is as popular as ever, with 265 million users and over 7.7 million listings, according to Lighthouse. People choose vacation rentals because renting a property from a private owner is often cheaper than comparable hotel rooms, and they often give travelers added perks like kitchens and convenient locations. However, vacation rentals can come with charges like cleaning fees, sometimes making them even more expensive than hotels.  Vacation rentals are considered preferable alternatives to timeshares because they give greater flexibility in where and when you can vacation. You’re only paying for specific days, so you aren’t on the hook for yearly fees on top of the purchase price of a timeshare.   Timeshare owners often sell their timeshare days when they can’t use them, giving vacationers the option to visit the same timeshare facility without the long-term commitment.  3 Although Hotels often provide discounts to certain groups (like the military and AAA) or offer discounted rates throughout the year, making them even more affordable. Some hotel chains offer rewards programs, so the more you stay there, the more you get back. 4. Hostels  A hostel is a budget-friendly alternative to hotels with dormitory-style rooms and communal areas. They’re ideal for backpackers and young travelers seeking a social vacation where they might meet people from all walks of life.  Hostels are typically sparse in accommodations compared to timeshares, but the trade-off is worth it for people who enjoy different locations every year. You can find various types of hostels on apps and sites like Booking.com. In a budget hostel, you may stay in a room with six or more people. A boutique or luxury hostel may offer more upscale vibes and cleaner amenities, while party hostels host social activities and late active hours.  5 Resorts offer an all-inclusive appeal of many of the best timeshares, such as private beach access, live entertainment, gourmet food and guided tours. You’ll spend less time planning all the details of your vacation, leading to less stress and more time enjoying your break.  Just like hotels, resorts give you the flexibility to stay for longer or shorter durations than a timeshare. You won’t be boxed into traveling at predetermined times of year, and you can visit whenever you want. One example of a famous luxury resort is the Four Seasons Resort Hualalai in Hawaii, which boasts many amenities like spas, pools, beach access, multiple restaurants and exceptional customer service. 6 Travel clubs offer group travel rates to various destinations. Travel clubs operate similarly to timeshares and vacation clubs, while being slightly more affordable. Travel clubs require yearly membership fees, and some clubs also charge maintenance fees. These combined costs are often lower than those of vacation clubs. The benefit of travel clubs is that they arrange for group rates, making your stay cheaper while giving you the benefit of travel companions. Oftentimes, the club is centered around a shared trait, like a hobby or age group.  Aside from the social aspect of travel groups, travel clubs also free you from long-term commitments. Even the cost of an inexpensive timeshare begins to add up over the years if you aren’t able to sell it. Since membership in a travel club is yearly, you’ll only lose what you’ve already spent.  7 One big draw of owning a timeshare is the dependability of returning to the same destination year after year while avoiding the rising costs of accommodations. Buying a second home in a vacation destination gives you those same benefits and more.  Unlike a timeshare, buying a vacation home gives you real equity in the property, so you have the potential to recoup the money you put into it over the years. Timeshares rarely appreciate in value, and due to the many When you have your own vacation home, you have the freedom to use it as much as you want. In contrast, most timeshare options only allow you to use them once per year and have fixed scheduling limitations.  8. Vacation clubs Vacation clubs are travel services that offer members access to different vacation locations and amenities within their network of affiliated properties. For example, a Holiday Inn Club membership works by purchasing credits. However, many clubs have blackout dates that restrict your ability to travel unless you pay more money. Depending on the club you join, it could cost more per year than even luxury timeshares, but you’ll have easier access to multiple destinations. 9. Fractional ownership Fractional ownership is a collaborative investment where multiple parties share ownership of a vacation property. Each investor maintains specific ownership rights and entitlements to the asset based on their contribution. Fractional ownership is similar to vacation home co-ownership in that you can schedule specific usage times and/or access to different parts of the property.  Splitting the costs of a vacation home comes with benefits like owning a home in a luxury location that you might not otherwise be able to afford. You also share upkeep and maintenance costs. However, it also means all major decisions must go through all ownership partners. You’re also splitting benefits, leading to potential disagreements between owners. How to resell your timeshare?  As you browse timeshare exit vacation alternatives, you may wonder how to best get out of a timeshare. Though it can be difficult, there are a few ways to resell your timeshare. Here are some options: Consider second home co-ownership These timeshare alternatives may help you avoid a major scam and stick to your original goal of enjoying a beautiful vacation with your loved ones.  Unlike a timeshare,

For many, Location, lifestyle, attractions and budget are all factors.  To help you narrow it down, we’ve compiled 16 of the best places for a second home or vacation home in the U.S. — ordered by their median home prices — to help you find the spot that’s calling your name.    1. Whitewater, Wisconsin Whitewater is close to the Kettle Moraine State Forest, giving nature-lovers all they could hope for in a retreat. It has biking trails, multiple lakes and dark night skies that are perfect for stargazing. The city is also only a one-hour drive from Milwaukee and two hours from Chicago, providing convenient access to big city entertainment. The nearest major airport is Milwaukee Mitchell International, which is 50 miles away.  2. Savannah, Georgia Savannah makes the list as one of the best vacation home locations thanks to its riverfront properties and classic Southern charm. This is one of the more affordable towns to buy property in this list, allowing you to get plenty of bang for your buck.  If cobblestone streets, Spanish moss-covered trees of Forsyth Park, historic architecture and a scenic riverfront are missing from your primary home, moving near the Savannah Historic District may offer all you need. Plus, it’s only a 25-minute drive to Tybee Island.  3. St. Augustine, Florida St. Augustine was founded in 1565 by Spanish explorers and is among the oldest inhabited cities in the country. Those historic roots play an important role in its present-day culture.  Visitors can still see the Spanish influence all over the buildings, with fortresses like Castillo de San Marcos and cathedrals like the Cathedral Basilica of St. Augustine being preserved to this day. Its prime location near St. Augustine Beach and Crescent Beach makes it a perfect oceanside escape, and it’s just a short drive from Jacksonville.  4. Charleston, South Carolina This charming port city is one of the best second home locations thanks to its subtropical climate and ocean access. Here, you’ll find cobblestone streets, horse-drawn carriages and gorgeous parks like The Battery and Waterfront Park. It’s also a popular place to buy vacation rental properties and 5. Vail, Colorado And when the snow melts, the town transforms into an amazing summer destination. From adventurous activities like whitewater rafting on the Colorado and Arkansas Rivers to farmers markets and outdoor concerts, there are endless 6. Hilton Head Island, South Carolina Hilton Head Island is located between Charleston and Savannah, providing a less congested escape for people looking to unwind in a 7. Palm Springs, California Palm Springs is a bucket list destination for people who’ve dreamt of rubbing shoulders with the old school Hollywood elite, like Frank Sinatra. Countless celebrities have called the city home over the years, leaving an unmistakable mark on its personality. Fans of Mid-Century Modern architecture will be hard pressed to find a better city to serve as their time capsule. Hikes through the desert bring spectacular views of the surrounding mountains and wildlife. Afternoon retreats at your 8. Barnstable Town, MA  Cape Cod’s largest town has access to over 100 miles of beaches, including gorgeous barrier beaches like Sandy Neck. The town of Barnstable is comprised of seven villages, each with its own distinct personality.  With plenty of nearby fishing towns, harbors and lighthouses, Barnstable is a water-lover’s paradise. But appreciators of art will also find this town alluring. Barnstable also has two cultural districts, Barnstable Village Cultural District and Hyannis HyArts, which boast plenty of galleries, performances and museums. 9. Bend, Oregon Craft beer enthusiasts may want to take a special interest in 10. Scottsdale, Arizona Scottsdale is quickly becoming the mecca for snowbirds looking to skip winter weather and dodge the tropical storms of the Southeast. Here you’ll find year-round sunshine and zero humidity. You can watch baseball teams conduct spring training or spend your days on a golf course or in a spa. You’ll also have easy access to everything nearby Phoenix has to offer. 11. Napa Valley, California North of San Francisco, Napa Valley is wine country — with over 400 wineries and many fantastic restaurants (15 of which have Michelin stars), owning a 12. Maui, Hawaii Hawaii and paradise are often spoken in the same breath, and there’s no better representation of that than 13. Ocean City, New Jersey Located on the Jersey Shore, Ocean City is a family-friendly beach getaway. This fun, beachy town is famous for its 8-mile Ocean City Boardwalk, which is full of shopping, biking, amusement parks and other entertainment.  Choosing Ocean City as your regular getaway spot means tons of activities for the whole party, including fishing, lounging at the beach, surfing and treating yourself to plenty of saltwater taffy. 14. Steamboat Springs, Colorado If winter activities are more your speed, check out the winter wonderland that is Steamboat Springs. A known ski resort hotspot, Steamboat Springs is a prime place for winter sports. But there’s much to do off the slopes, too.  It’s also 150 miles from Denver and has its own airport. Located in the Yampa Valley, Steamboat Springs is surrounded by mountains and sits on a river. The myriad nature activities, like canoeing on Pearl Lake or soaking in geothermal hot springs at Old Town Hot Springs, undoubtedly make this town one of the best places to own a second home. 15. The Keys, Florida While Key West is probably the best known of this island chain, the others have too much to offer to be left out. With miles upon miles of sandy coastlines, you’re bound to find your perfect spot on the beach before hitting the southernmost point in the United States.  These small islands are brimming with stories about shipwrecks and celebrities. It’s hard to think of a place more fitting of the word “paradise.” 16. Park City, Utah Park City gives hopeful buyers a healthy mix between the great outdoors and homebound elegance. Luxury homes, second homes and vacation rentals in this destination often have gourmet kitchens, so you can recover with a proper meal after a full day of skiing. There are more reasons to live in Park City than just for the winters. Buying a 4 factors to consider when buying a second home The real estate cliche about location, location, location is just as true for second homes as it is for primary residences. It’s all about where you’ll spend your time and build your memories. We’ve identified a few factors to consider when searching through the best places for your second home. The real estate cliche about location, location, location is just as true for second homes as it is for primary residences. It’s all about where you’ll spend your time and build your memories. Below, we’ve identified four factors to consider — travel time, seasonal preferences, lifestyle and home use — when searching for where to buy a second home. Travel time By travel time, we mean the time it takes to get to your second home. You’ll also need to factor in how far your getaway is from family members and attractions. No matter where you live, you're likely to use your second home more if you don’t have a spirit-breaking slog to get there.  If you want the flexibility of driving to your destination, identify communities you love within a two-to-three-hour drive time from your primary home and family members. It's the reason Palm Springs and Las Vegas have long appealed to Angelenos, and why Napa, Sonoma and Lake Tahoe are retreats of choice for many San Franciscans. If you don't mind hopping on a plane and plan to use your home less often but for longer stretches, you could buy a second home in another part of the country. This will make planning ahead important, so factor both time and cost of travel into your buying equation. Make sure to consider locations with your preferred amenities and attractions nearby. A remote location might look enticing until you have to drive an hour to get to the nearest beach.  Seasonal preferences Some vacation home locations cater to seasonal visitors — think ski towns or sunny snowbird destinations. These bustling communities may transform into quiet, locals-only spots in the off-season. If you are looking for a second home for seasonal use, like skiing in the winter or lake access for summertime fun, it's wise to research weather and real estate market conditions to get the full picture of when to come to your home. You’ll want to know if roads near your summer home get plowed in the winter, or if your ski chalet is plagued with mosquitoes come summer.  If you plan to use your home year-round, the community will be a big factor in your buying decision. Are there recreational clubs, events, shops and services that meet your needs? The more you know about where you’re going to buy, the more confident you'll feel that you've picked the best location for your second home. Lifestyle Consider the kind of life you want to live in your second home. Does a remote home surrounded by nature appeal to you, or do you want to be within a stone's throw from urban amenities? Are you semi-retired and looking for new adventures, or are you in a young family seeking fun, Isolated locations are appealingly peaceful. If nature is important to you, what recreational activities are nearby? Explore area hiking and biking trails, and check out boating and fishing spots. If it's a ski hill you're after, see what it offers in both winter and summer.  The tradeoffs of an isolated spot are fewer amenities, less access to satellite internet and more drive time to get to restaurants and activities. In addition to streaming Netflix, you may want the option of working remotely. That will require a reliable connection, powerful enough for video conferencing. On the other hand, city living comes with less privacy but more proximity to good food — a draw for many buyers. Larger cities may also give you peace of mind knowing there's a hospital close by. Or, you may need to be near a train or airport. Identify the services you can’t forego while spending time at your second home.  Having these questions top of mind can help reassure you that you’re making the right decision. Home use  Finally, what is your goal for your second home? Are you looking for a private home to enjoy with your family and friends, or are you interested in a vacation rental property that can provide some annual gross rental revenue? You may choose to use the home as a secondary residence, a vacation home or a place for your kids to stay. How you use the home may determine whether it’s better to consider co-ownership.  Co-ownership is one smart option for owning a home you’ll enjoy periodically throughout the year. You purchase a fraction of the property, share costs with fellow co-owners, and easily schedule your stays with an app.  Consider a second home with Pacaso After researching the best places for a second home, it’s time to consider your buying options.  You can make your dreams a reality by co-owning a luxury home with Pacaso. With a

According to a 2024 survey, We’ll cover the top factors to consider when looking for your next accommodation. We’ll even introduce you to a third option — second homes — and share how it stacks up against the Overview: Airbnb vs. hotel Airbnb is usually cheaper, though its listings have variable quality, privacy and amenities depending on the location and host, which may make people look for Airbnb: Pros and cons  Airbnb is an app and online platform where you can rent rooms or whole properties to stay. The company facilitates shared and private short-term rentals, connecting travelers with hosts who offer accommodations in their homes or properties. Airbnb has helped guests find accommodations in popular tourist destinations and remote environments since 2008.  Airbnbs are typically quick and easy to book, cancel and check into, making them a top contender in the short-term travel market. However, safety and quality can be tough to determine from Airbnb listings.  Hotels: Pros and cons  A 9 differences between hotels and Airbnbs Hotels and Airbnbs differ in price, types of room accommodations, safety resources, locations, privacy, amenity offerings, available lengths of stay, and accessibility.  1. Price When it comes to Airbnb vs. hotel prices, Airbnb has a broad spectrum of accommodation options at different price points, while hotels are often more expensive per night.  Globally, the average cost of an Airbnb is The global average cost of a hotel is 2. Accommodation types Hotels specialize in providing private rooms, while Airbnb offers multiple accommodation types, including shared and private rooms and entire homes, to suit your budget. Hosts can categorize their listing based on the layout of their lodging:  Although you can share a room with your friends and family, private rooms are the only accommodations you’ll find in a hotel setting. However, some luxury hotels offer penthouses and villas with a kitchen and a dining and living room. Types of hotel rooms include: 3. Safety  Regarding safety, hotels may have more resources to keep guests secure than Airbnb. However, even the largest hotel chains are not immune to security breaches. Both Airbnb and hotels can be subject to Since Airbnb listings are managed by individual hosts, it can be difficult to accurately gauge the safety of a location. A 4. Locations  If you’re looking for an off-the-beaten-path lodging option, Airbnb may have what you’re looking for. If a room in the city is what you need, consider staying at a hotel.  One of the most attractive qualities of Airbnb and Similar to Airbnb, Booking.com currently features 5. Privacy Hotel rooms are generally more private than Airbnbs. Both hotels and Airbnb have privacy concerns; however, many Airbnbs allow self check-in procedures that limit or remove face time with hosts.  Much like safety, privacy can be difficult to gauge from Airbnb listings. Even if you book an entire home, you could still share a wall or outdoor space with your host, who might invade your privacy.  While some hosts may live on the property, others live nearby or may manage their property remotely. The key to finding a private unit is to read the property description and reviews thoroughly.  In terms of your room, it’s hard to find a more private option than a hotel. However, once you leave that space, you may find yourself swimming in a sea of people in the common areas. Even the most luxurious hotels typically have a check-in procedure requiring guests to interact publicly before retiring to their private rooms. 6. Amenities  Hotels often provide guests with a few basics, while some offer more Airbnb amenities can vary from listing to listing. Don’t expect the same amenities as you would receive during a hotel stay. Available amenities depend on individual hosts, and quality can differ per listing. Here are some of the One of the defining features of a hotel is the wide array of amenities offered to guests. Along with the amenities mentioned for Airbnb, hotels typically provide at least one of the following as well: 7. Length of stay  Hotels are ideal for a weekend getaway. But if you’re searching for a place to stay longer than a few nights, Airbnb is a better option.  Booking an entire home on Airbnb may be more comfortable than hotels for long-term travel. Airbnb also offers Most hotels cater to short-term travelers who prioritize convenience and location over long-term travel amenities like a kitchen or laundry facilities. 8. Accessibility features Both Airbnb and hotels try to create more accessible spaces for their guests; however, hotels are often more accessible because they are commercial businesses. While Airbnb does have an “Accessibility features” section in their search filters, hosts are not required to comply with In general, hotels are required to comply with ADA guidelines. Along with the features mentioned above, here are some more examples of how hotels adhere to ADA policies: 9. Checkout Some guests may prefer to stay at hotels to avoid the long list of checkout procedures some Airbnb hosts require. The Airbnb host is responsible for providing a detailed checkout process, while at hotels, checkout tasks are usually simpler. The Airbnb checkout experience can be as simple as locking the door when you leave or something similar to what most people expect from a paid housekeeper. Here is what a lengthy checkout procedure could look like for an Airbnb stay: Some Airbnbs also request specific payment options, such as cash only, specified in the listing introduction. Generally, a hotel has a housekeeping crew responsible for most of the cleanup after your stay. However, guests may also be responsible for small tasks like returning the room key. Note that the added convenience of leaving the cleaning to the professionals may result in higher costs. Consider co-owning a second home instead Whether you want a When it comes to booking an Airbnb vs. a hotel, Airbnb is generally the cheaper option. However, the price of a hotel may be well worth it. From guest services to prime urban locations, a hotel typically offers a consistent level of quality to every guest. If you're after a unique accommodation equipped with a kitchen (and a potentially long list of checkout procedures), book an Airbnb.  If you prioritize a home away from home in a dream destination, consider owning a second home.  Co-own a vacation destination today Weighing Airbnbs vs. hotels may help you plan the ideal short-term vacation, but what if your dream vacation spot is a repeat destination? Co-owning a second home makes repeat vacations cost-effective and stress-free.  As a

Whether you’re planning a hiking trip through the Rockies, a ski resort adventure in Switzerland or island hopping in the Caribbean, you’ll need to prepare for how much it will cost you. If you expect your old travel budget to go as far as it did in past years, you may be in for a surprise.     Compared to 2024, average vacation expenses are expected to be up by 24% in 2025, according to Average travel cost for a vacation For a one-week trip in the United States, the average cost of a vacation for two people is Travel costs can add up quickly, leading to a wide range in average vacation expenses. You’ll need to consider not just how you’ll get to your destination, but also how you’ll get around once you’re there. For families, the cost can be even higher due to extra plane tickets and the need for larger transportation options. Here's a breakdown of a Average lodging cost for a vacation Solo travelers can look to hostels for a cheaper alternative, so long as they’re willing to give up some privacy. Vacation rental services like Airbnb and VRBO offer alternatives to hotels for travelers who need access to amenities like kitchens and laundry rooms. Short-term rentals can provide multiple rooms at a reduced rate per person than many hotels can offer. Families of three or more, on the other hand, will have limited options because they’ll need more rooms. Average food cost for a vacation Taking advantage of a hotel’s complimentary breakfast is one easy alternative to an expensive brunch. You can also use a rental’s kitchen for a simple breakfast of toast and cereal. This might be an especially responsible option if you have a whole family to feed on your vacation. This list provides the a The money you save by substituting these meals can be used toward a special meal at a restaurant or offset your other vacation costs. Average entertainment cost for a vacation According to Budget Your Trip, sightseeing and entertainment in the U.S. cost travelers an average of $55 per person per day. This includes museum and attraction tickets, day tours, and other related expenses. The American Alliance of Museums has a similar estimate, with a museum visit for a family of four averaging around Similar to plane tickets and rental cars, buying entertainment in advance can help you take advantage of discounts that may not be available to people making purchases on the day of. If you’re traveling with your family or taking a trip as a couple, look for activities with group rates, like national parks that charge by vehicle. 10 tips for budgeting on vacation A good vacation budget will help you save money during your trip. Apply these tips while planning your budget, and you might spend less than the average vacation cost.  How much will vacations cost in the future? Nerdwallet’s June 2025 Travel Inflation Report found that travel costs are Here are several reasons why vacation costs are on the rise: Consider buying a second home Instead of giving in to rising vacation costs, consider the long-term benefits of vacation home When you co-own a home, you own a portion of the property and share time and expenses proportionately with other co-owners. This allows you to stretch your budget, but you still get full use of your home like you would with full ownership.  Pacaso's Sources:

Memorial Day weekend marks the unofficial start of summer and is a chance to bring friends and family together, and most importantly, and most importantly, make time for reflection and remembrance. Here’s how to throw a celebration that feels easy, looks polished and keeps the spirit of the day intact. Whether it’s a classic backyard BBQ or a coastal-chic pool party, pick a theme that will anchor your celebration. It doesn’t have to be over-the-top, but subtle touches like red, white and blue linens or nautical accents go a long way. Even little nods to Americana like striped napkins or vintage Coke bottles can elevate the scene without being kitschy. If you’re cooking, keep it simple and seasonal, but never boring. Gourmet burgers with brioche buns or slow roasted meats with an assortment of sides. Always include plenty of fresh salads and fruit to keep things cool and be sure to have a few gluten-free, vegetarian and kid-friendly options so everyone leaves happy (and full). Add in a DIY ice cream sundae bar for a sweet finish that everyone will love. Not a fan of manning the grill? No shame in outsourcing. Just be sure your caterer matches the vibe. Your favorite sushi place may not scream “holiday weekend,” but a smoked brisket platter with artisanal fixings? That’s a win. Activities are optional but appreciated, especially if you’re hosting a mix of ages. Set up lawn games like cornhole or bocce or even an arts and crafts table for kids. Organize a casual pool volleyball match or hilarious float race. Set the tone with a curated playlist, or even screen a classic American movie under the stars. No one wants to be frantically chopping herbs or hiding delivery boxes when guests start arriving. Prep what you can in the days leading up to your party, like the tablescape, playlist, guest towels, and make a checklist to stay on track. Even in sunny locales, May can throw curveballs like May Gray in SoCal or unexpected showers in the Hamptons. Make sure you’ve got an indoor space ready or a stylish tent setup that doesn’t feel like an afterthought. Have extra throws or pashminas on hand for your guests on cooler evenings. Thoughtful gestures make a big difference. It’s easy to get swept up in the rosé and ribs, but don’t forget the real reason we gather. Bring out an American flag and keep it at half-staff until noon and consider observing a moment of silence to remember the men and women who gave their lives in service. You could even include a small table with a framed photo or tribute for a meaningful touch. You don’t need fireworks or fanfare to host a beautiful Memorial Day get together. Just good food, great company and a touch of thoughtful planning.

At Pacaso, we believe that a home is more than four walls, but where your best memories are made, and special moments unfold. Our curated selection of vacation homes is designed to be the backdrop for everything from family memories to romantic escapes, steamy getaways and unforgettable celebrations. From cozy nights by the fire to sunrises over scenic views, champagne toasts to game nights, these spaces offer the perfect setting to honor the many forms love can take. After all, home is where the heart is, and we’ve got the perfect one waiting for you. Homes for gathering

A second home is a place to enjoy a break from your everyday routine. Comfortable furnishings, standout amenities and beautiful surroundings are key parts of this experience. Transforming a home into a relaxing Pacaso takes a lot of hard work and dedication by our talented team. How do we do a home makeover? The work begins before the owner sets food inside their home — during a process we call onboarding. Where the magic happens Onboarding a home means getting a home completely stay-ready for its owners. The process involves multiple members of our Crew, from the design team mocking up designs and procuring the right decor to the home operations team placing furnishings, amenities and supplies where they need to be.  Making a home Pacaso-worthy is their singular objective. Pacaso-worthy means a second home that is modern and comfortable — a  place where owners don’t feel the need to add anything to feel at home. We accomplish this both through our The transformation Once all the finishing touches are in place, we want every owner to feel like they belong. When owners walk into their second home, we want it to take their breath away. They should feel relaxed, comfortable and instantly at ease, knowing all they have to do is show up and enjoy their Pacaso. See how a Palm Springs second home was transformed into a wow-worthy Pacaso in this video. Find your own beautifully designed second home and experience the Pacaso lifestyle for yourself. See our

A Luxury home office ideas 1. Great lighting A thoughtful lighting scheme can make all the difference in how you feel in your office space, how much you’re able to get done and how you look on your video calls! Say goodbye to the terrible fluorescent lighting of the office and experiment with a combination of ambient and task lighting until you find the right blend for your needs. Natural light is also great for home offices. Just be sure to position your desk so you get all the benefits of sunlight coming through the windows without the harsh glare on your computer screen or too much back light for video calls.  2. Quality furnishings  A home office presents the perfect opportunity to ditch standard-issue office furniture and invest in quality pieces that are both beautiful and functional. Why spend your day in a clunky rolling office chair when you could instead take your calls from a stylish, supportive leather armchair? Surround yourself with upscale furnishings like a statement desk, a distinctive lamp and built-in bookcases. Stylish office furniture is available in a wide range of design styles, whether you like a more traditional look, contemporary design touches, a sleek modern desk or something entirely unique. Since the space is just for you, it’s the perfect place to show off your unique design aesthetic. 3. A distraction-free setup One key to home office success is making sure your space is purpose-built for productivity. Space allowing, resist the temptation to make your home office do double-duty as a guest room, a media room or a storage closet. Having a Another easy but effective way to defeat household distractions? A door. It sounds simple, but having a separate, closed-off area for work helps others in your household know when you’re busy and shouldn’t be distracted. A door also helps you mentally “close up shop” at the end of the day — simply turn off the light, shut the door, retreat to your living space and leave work behind until tomorrow. 4. Luxury touches  You spend a lot of time in your home office, so it should be aesthetically pleasing. Thoughtfully selected accessories like framed photos, artwork and tasteful memorabilia can give your office space a warm, personal feel that’s unique to you. A few 5. Serious storage When you are hopping between calls or spending the day heads-down on an important project, it’s easy for your workspace to get messy. From notepads and pens to charging cords to printers, there are a lot of must-haves in a home office, and everything needs a place. Further complicating the issue is the fact that, if your home office isn’t a repurposed bedroom, you may not have a full closet or dedicated storage space at your disposal. Invest a bit of time and money into some organizational solutions. Think floating shelves, a filing cabinet, desktop organizers or a series of baskets — whatever you need to have a clear desk…and a clear mind. 6. All the tech For a home office to be truly functional, you need all the technology solutions you rely on in a traditional office setting. For most people, this means a computer monitor that gives you more working space than your compact laptop screen, reliable data storage, a printer and scanner and a strong router (along with super-fast WiFi, of course). You may want to up the ante by adding some creature comforts, like a coffee maker, a mini-refrigerator for snacks and an air purifier or humidifier. 7. A stylish background For many work-from-home professionals, Zoom calls have replaced in-person meetings. And if you’re the “camera on” type — or if you are required to be — it’s nice to have a professional-looking backdrop. Think through where you can place your desk to give you the best setting, then decorate with a carefully curated bookshelf, artwork, houseplants or some combination.  8. A great conversation piece  Whether you meet clients in your home office or your office is your private sanctuary, every home office benefits from an inspiring focal point. This could be a stunning art piece, a stately fireplace, a gorgeous accent wall, a piece of antique furniture, or a floor-to-ceiling window. Whatever you choose, it should inspire you and spark conversation. A word on workcations While there’s no substitute for a work-free vacation, many professionals are taking advantage of the ability to work from anywhere by planning workcations (or working vacations). The best scenario for a workcation is having a job where you can work remotely and a destination with reliable internet and a distraction-free home office. Another option is a hybrid workcation/vacation. In this scenario, you might take a two-week trip to really immerse yourself in a destination with one week spent unplugged from work followed by one week of workcation before you head home. This arrangement gives you ample time to explore, without sacrificing all of your vacation time. Best of all, you still have evenings and weekends to take full advantage of the lake, city, Work from anywhere in your Pacaso  While you can surely work from a hotel room or vacation rental, doing your job from your dream second home is a best-case scenario. You’ll have all the creature comforts from home (a fully furnished, professionally designed and decorated home) but in a crave-worthy vacation destination. We’ve even curated a collection of As the co-owner of a Pacaso second home, you’ll have ample opportunity to enjoy your retreat throughout the year. Our app makes scheduling fast, easy and equitable, and when availability allows, you can book a stay with as few as two days’ notice. 

Go from “someday” to “today” — co-ownership can help you stretch your second home budget. See what’s possible with these five incredible Pacaso properties, each available for less than $700,000. West Shore —  $558,000 for ⅛ ownership A light-filled home with an expansive deck, Sparkling Creek —  $547,000 for ⅛ ownership Desert Haven —  $600,000 for ⅛ ownership Discover expansive, open-concept living and chic contemporary architecture at Las Flores —  $619,000 for ⅛ ownership Wake up to Pacific Ocean views and the sounds of crashing waves. Wood Creek — $663,000 for ⅛ ownership For summer fun on the lake or winter days on the slopes,

Stop dreaming and grab your piece of paradise. These four tropical second homes offer luxury living in sunny destinations. Don’t forget your sunglasses! Stunning South Maui  Located on iconic Wailea Beach, Pacaso listing: Baja bliss  Spend sunny days exploring everything the Los Cabos area has to offer, from watersports and golf to shopping and dining. Then, come back to Pacaso listing: Balboa Island charms  With a unique combination of French-inspired design and an enviable location on Newport Beach’s exclusive Balboa Island, Pacaso listing: Cruisin’ in Santa Cruz  Embrace Santa Cruz’s laid-back surf vibe at Pacaso listing: Sonoran sunsets  A gated mountaintop retreat, Pacaso listing:

Like many couples, Richard and Anne-Catherine thought about buying a second home for years, and they got pretty close a few times. They even did a trial run to see what ownership might be like, renting a home for a season when their children were young, but it ended up being a hassle. “We had to duplicate everything we had in our home to be comfortable, and we were always forgetting something or didn’t have something. There was so much to pack and bring back — it just wasn’t working!” said Richard.  But more than the inconvenience of schlepping things between homes, a feeling held them back: guilt. “Every time we were serious about buying a place, I always felt guilty knowing we wouldn’t use it very much,” said Anne-Catherine. Right-sized ownership with all the amenities Living in the Bay Area, Richard and Anne-Catherine are regular visitors to Lake Tahoe and enjoy the region’s variety of year-round outdoor activities. They never gave up on the idea of owning a second home, and considered buying a condo in Tahoe. Then they learned about Pacaso. “We thought, what a great idea! This is exactly what we need. The cleaning is done, the decorating is done, and there will always be other people using it. We’ll have it for a reasonable amount of time, but it’s not just us — it’s not wasted,” said Anne-Catherine.  Plus, owning a Pacaso meant they didn’t have to deal with all the prep and packing that made their seasonal rental experience so much work. “A big advantage of Pacaso is how well-equipped it is,” said Richard. “You don’t have to worry about what to bring because apart from picking up groceries, everything you need is here.” While they had some initial reservations about taking a risk with a newer company, Richard and Anne-Catherine felt reassured by Pacaso’s thorough operating agreement, and ultimately bought their share A nice price, a very nice home Co-owning a Pacaso also gave Richard and Anne-Catherine an opportunity to own a larger home than they could otherwise afford. “In Tahoe, what we paid for our one-eighth share gets you a one-bedroom apartment. It would be available to us all the time, but it would be very tiny, so I’m not sure it would be worth it,” said Richard. Anne-Catherine noted that it also wouldn’t come with the new, Having stayed at many vacation rentals, the couple says the quality of their Pacaso far exceeds the homes they’ve rented. “Rentals can be shabby,” said Anne-Catherine. “Even high-end rentals can still have cheap cutlery or no baking equipment. I adore baking, and at our Pacaso, everything is there. The decor is very tasteful, and the quality of the bedding and towels is so nice.”  Service at rental properties can be unpredictable as well, but they’ve been pleased with their Pacaso experience. Everything has gone smoothly, from timely door-code notifications to the functionality of the home technology. And the human touch has been a real plus: “The manager is reachable and responsive right away — it gives you confidence,” said Anne-Catherine.  Year-round enjoyment Tahoe’s seasonal activities make it an ideal The couple is also happy to have a place to share with family and friends — something that would have been challenging had they bought a small condo. “We came with two of our (adult) kids and they couldn't believe the place — it was a treat,” said Anne-Catherine. Richard added, “The service, the cleaning and quality of the place that you get for the money is very good. It’s a great deal compared to a one-bedroom apartment where we’d have to do everything ourselves. We can come here and do a bit of work, a bit of skiing — it’s going to be brilliant.” Make Tahoe your second home destination Pacaso puts second home ownership within reach, with listings in some of the most desirable destinations. Check out our

Meghan and Chad had been thinking about buying a second home for their family of five to enjoy quality time together. However, concerns about upkeep, expenses and having enough time in their home held the couple back. “We didn't want to buy ourselves a job,” the couple shared. “We previously owned a second home, and we just felt like it wasn't getting used enough.”  Pacaso’s Ready from the get-go While the couple originally wanted an escape during the pandemic, their Pacaso became much more: A consistent place where they can maximize their time and have everything ready to go. “When we arrive, the gates open and it just feels awesome,” Chad said. “Everything's totally dialed in, and we know how to work everything. The fun, relaxation and enjoyment all start immediately.” This familiarity is the biggest appeal of owning a second home. “Having to discover and troubleshoot a vacation rental, I think, takes 24 hours. With Pacaso, however, we get those 24 hours back to enjoy,” Meghan said about the turnkey experience. Plus, Pacaso’s Reselling their ownership Another advantage of owning a Pacaso is the ability to sell. While Meghan and Chad started off owning 1/4 ownership of their home, they later upgraded their primary residence and adjusted their Pacaso home ownership to 1/8.  “The Family fun, inside and out  For Meghan and Chad, their second home provides everything they need for their family and more — like lemons their son picks from the beautiful trees to make lemonade and the wood-fired oven for baking homemade pizzas. “The home is amazing … it’s been a great place to bring family and friends together,” Chad said. The fun extends to Healdsburg itself where the couple enjoys Saturday evening dance parties in the plaza, shopping at farmer’s markets and delighting in local wine tastings. Their kids attend local camps and swim with local instructors. “I think we're super embedded in the community,” Meghan shared. “One of my goals in being up there was to really take advantage of the place — not as a tourist, but as a local.”  Discover your home away from home When you become a co-owner of a Pacaso home, you enjoy hassle-free ownership at a place that truly feels like home. Check out our

Mike and Rita wanted nothing more than to have a place for everyone in their family to enjoy. From the moment they stepped into their new home, the two grandparents knew immediately they had made the right choice. A Pacaso in Newport Beach was everything they desired in a second home. From the amenities and location to Pacaso’s ongoing support, every detail has made it “feel like home.” Mike and Rita’s calendar is packed with upcoming celebrations, get-togethers and special occasions. “There’s going to be amazing memories made,” said Rita. “As a grandmother, that is my main job. And I think it’s going to be quite easy.” Watch the video to hear what else Mike and Rita love about their Newport Beach second home.

Pacaso owner, Simon Bull made the ultimate romantic gesture when he purchased a beautiful Sonoma home as a Valentine’s gift for his wife of 44 years. He recounts what struck him most about this house and location and offers thoughtful insight into how Pacaso owners fit into the community.

Second home buyer: George, Bay Area entrepreneur George is a long-time Bay Area resident and tech company CEO, and with three kids between the ages of 7 and 12, he felt the time was right for a second home where his family could take a break from their busy lives. He wanted a location that felt like an escape but was still easily accessible by car, and served as a welcome gathering space for his immediate family as well as extended family and friends.  The situation George’s second home vision started as a building project. He had been researching the When George and Anne learned about Pacaso, however, they were intrigued. As a tech entrepreneur with an eye for innovation, George embraces forward-thinking business ideas.  “We are big believers in the shared economy,” said George. “What was compelling about Pacaso was it was ready and available now, and it was clear the team had really thought about what the shared economy looks like for vacation homes, and what would it look like for me and my wife who want to take advantage of a second home but are busy and active in our work lives. We're not retired or close to it, so I'm not going to be occupying a second home more than 15% tops. It's a perfect product for someone like me, and that helped us move forward quickly and become owners of a Pacaso home.” Although Pacaso was relatively new, George was familiar with the co-ownership concept and felt confident in his purchasing decision. In fact, he sees Pacaso as the model for second home ownership: “This is the way the future is going, and the way a vacation home should be leveraged by a person like myself.”  Still, there were a few important details George wanted to discuss before committing to a purchase. “One of the biggest hurdles for any buyer is understanding Another concern was how co-owners might treat the home. “What I liked about the contract was that it made it very clear that every owner is expected to be a true owner,” said George. “It presents a deliberate point of view about how you should think of and value your home, which sets the right tone.” Since purchasing their Pacaso, George and his family have loved staying at their home, and any misgivings about others’ care of the property have been erased. In fact, they’ve referred friends who ended up buying a share. A key factor in their enjoyment? Not having to deal with maintenance or other hassles of ownership.  "We don't have to worry about things like a leaking sink, and when we noticed that the Wi-Fi wasn’t great outside, we talked to Pacaso and they took care of it,” said George. “We get the advantages of using the home in the way we want without all the downsides of owning a second home, and that’s because of the Pacaso team.”  George has also been impressed with the ease of scheduling time at their home. “One of the most positive aspects is how well Pacaso thought about the app — when owners can get access, how much time they can schedule, who can book. We look at the calendar and know what we can plan, and it's been pretty awesome.” Conclusion For George and his family, their Pacaso ticks all the boxes: It’s an escape from the city, a comfortable place to gather with loved ones, and a practical alternative to whole home ownership. “It's your home, but it's also a home that's well taken care of when you're not there. When we come back, everything is ready to go — we don't have to fix or clean anything — and when we’re there, we don't have to worry about all the typical homeowner issues, which allows us to maximize our time there. It’s an incredible thing.” And while the home itself is well matched to their needs, it represents so much more to George. It’s a place where he and his wife can watch their children grow into young adults.  “My kids are at a critical point in their lives, and their memories and the ways they think about family are being created as we speak,” said George. “To have a place that we can call our home and where we can separate ourselves from living and breathing the frenetic pace of Silicon Valley — having that time and memories that are so distinct from the Bay Area, that's huge. These are the formative years for our kids, and having this place for our family is really meaningful.” Find your Napa Valley getaway With gorgeous (and hassle-free) homes available throughout the

Growing up in Texas, Kevin Peranio had few opportunities to experience the thrill of fresh powder. After moving to the West Coast and starting a family, he was excited to introduce his children to the joy of skiing. Kevin and his wife Rebecca began exploring their options for a second home with easy access to ski slopes. “Our search was a couple of years in the making. Our kids are young, so I wasn’t in a big rush, but I was still eager and we knew we wanted something in a Second home destination: Park City After several idyllic visits to Park City, Utah, Kevin started scoping out properties in the area. Although the family enjoys local destinations like Big Bear, car rides with four young children — ages 2, 3, 6 and 8 — on winding mountain roads include the inevitable litany of “are we there yet?” at best, and one or more carsick kids, at worst. Their home in Newport Beach is minutes from the airport, and they find the short flight to Utah more convenient and relaxing than a long car trip. Ski town sticker shock The problem was finding a place they could afford. “Prices in Park City had been going up astronomically,” said Kevin. “My ideas about what I wanted and what I could actually afford were on two different levels.”  But then an opportunity opened up: A friend in the real estate business happened to mention Pacaso in an Instagram post. Kevin checked out Pacaso’s website and found a single listing in Park City. “I jumped on it right away. I was the first person to buy and the first owner to stay at the home. It was really exciting to be the first one.”  More home for less For Kevin, the cost savings of co-ownership were fundamental to his purchasing decision. “I couldn’t pay for this house in full. This is kind of a Texas phrase, but I have champagne taste and a beer budget. All the homes that I wanted to get into were really pricey, but co-ownership brought properties that I thought were out of reach into grasp.”  Beyond the price, the idea of Pacaso vs. whole homes and timeshares Kevin has a unique perspective on Pacaso, as his Park City home isn’t his first experience with second home ownership. “Owning a second home means dealing with maintenance, upkeep, furnishings — it’s a lot of work, especially if it’s far away. With Pacaso, I don't have to worry about any of that — it’s a breath of fresh air.”  How does that compare to his experience owning a whole second home? “We own another property in Rancho Mirage. It took forever just to finish the buildout and find subcontractors, and we have to drive there and deal with issues year-round. Two different second homes, and the starkest difference in upkeep.” The fact that Kevin doesn’t have to worry about his fully managed Pacaso doesn’t make him feel like less of an owner, however. “This is completely different from staying at a hotel or buying a timeshare. With Pacaso, you actually own a piece of this property and get appreciation. As an owner, you feel invested —  it’s not 100% ours, but you feel like it’s yours. You treat it like your home because it is. And then when I'm not using it, I don't have to worry about it.”  Satisfying his ‘champagne taste’ Kevin’s Park City Pacaso fulfilled all of his luxury home aspirations, which was a bit of a gamble, considering he purchased the property That care extends to the entire process of Adventure awaits in your Park City Pacaso For skiing, mountain biking, the Sundance Film Festival or just a place to get away, there’s nowhere quite like Park City. Co-ownership with Pacaso puts second home ownership in this mountain getaway within reach. Browse our collection of

Jason dreamed for years of owning a second home with his family. However, the thought of owning a second home didn't seem to be in the cards for him — until he came across Pacaso’s The right amount of time Despite wanting to own a second home, Jason felt that a whole luxury second home didn’t make sense financially, especially as a frequent traveler. “For me, staying in one city exclusively was not going to be realistic since we love to travel, and we knew we wouldn’t use it enough to justify buying a whole home.” Pacaso, however, provided the perfect solution. “Co-owning a second home was perfect for us,” Jason shared. “This is all organized by Pacaso to do exactly what I wanted: Using a few weeks each year I could spend in a second home, and sharing that with seven other families at a fraction of the cost.” Exceeding expectations Before buying his Napa home, Jason had previously thought of co-owning a home in Colorado or Utah. “I wanted to find what I call an ‘invisible unicorn’ home in the mountains. And the reason I called it an ‘invisible unicorn’ home is that I didn't know where this place was going to be. All I wanted was something that had beautiful scenery and mountain views.” After losing out on bids on homes in Colorado, Jason then set his sights on Napa — a place he’s been visiting for over 20 years. “It’s a wonderful place for my family to enjoy now, and by investing in this area, I’m able to get a feel for what it would be like to live here full time, which is something I’m considering when I retire.” Jason’s Pacaso checked all the boxes for his “invisible unicorn” second home. “The mountain views are sitting right in my backyard,” Jason shared. “I was looking for a more quiet and serene type of environment, and this home exceeds my expectations. And now, we welcome all of our family or friends to join us anytime they want to.” Part of the community  In addition to having a spectacular gathering place, Jason wants to get the most out of his community, from enjoying morning walks in this neighborhood and going horseback riding to visiting favorite wineries and exploring surrounding areas. The best part? Getting to slow things down. “When we stay at our Pacaso, we don't need to cram everything into a weekend like when we travel,” Jason said. “I’m treating it more as my time to relax. It’s my second home, and I finally feel like a local.” Jason sees his Pacaso — and the ownership experience — as completely different from a timeshare or vacation rental. “We’re one of eight families sharing a home, in the same way that I could purchase a property and share it with seven of my other friends. We own this home, just like others own their homes. We're not just passing through. We’re here to establish friendships with our neighbors and our community.” Make Napa your home away from home When you become a co-owner of a Pacaso home, you enjoy hassle-free ownership at a place that truly feels like home. Check out our

Curious about co-ownership? We sat down with a Pacaso owner during a webinar to chat about her experience of buying and owning a beautiful Pacaso in Florida. Our leadership team also answers guest questions about Pacaso co-ownership, covering everything from financials to design. "I thought it was too good to be true," shared Cheryl. "But I remember first walking into the home and being overwhelmed that the home was so beautiful. After our property manager left that day, I just started crying and said to my husband, ‘I can’t believe we have a second home Pacaso makes second home ownership enjoyable and possible for families looking to spend more quality time together.

Liesl had been looking for a second home in California Wine Country for some time. After losing an offer on a whole home in Calistoga, Liesl came across a Pacaso listing in Malibu. Although Malibu was not on her radar, she was so intrigued by the idea of co-owning a home that she decided to share the listing with her sister.  “I never would have even purchased a home in Malibu, but it was even more beautiful in person than in the photos, so we ended up with a Pacaso on the Pacific Coast Highway,” Liesl shared. “We totally love it.” Then, after coming across another appealing Pacaso listing in Calistoga, Liesl fell in love with that home as well and decided to buy her second Pacaso.  A home for many occasions Beyond it being in her dream destination, Liesl loved how much “home” she was getting. “It was a much bigger home than I could afford,” she said about her Calistoga Pacaso. “We have a big family. We needed a big house for all of us to gather.” The big surprise was getting to use her home for other purposes, too. “The only reason I had gotten the home was for our big family, but it’s great for friends too. And, I could bring my dog. It’s great,” Liesl shared. The ease of ownership Liesl likes that her Pacaso homes are completely Another part of this ease is having a A familiar community to call home Having a second home offers limitless options for fun and relaxation. “In Malibu, we like to find local restaurants and shops, go on hikes and go to the beach. In Calistoga, we hardly left the house the first weekend we were there. We just enjoyed the house — we had friends over, and we played games, pickleball, bocce ball and board games, and we swam and we cooked.” Liesl also recounts a positive experience meeting a neighbor in Malibu. “So, he goes, ‘Oh, you're one of the Pacaso owners. That's great. Welcome to the neighborhood.’ I thought there'd maybe be a little resistance. But I would say this: It's my home, and I would treat it as my home. I want to get to know the community and be a part of the community.”  And for Liesl, there’s immense value in having a home where every aspect is familiar, from supporting her favorite local restaurants to knowing where the pots and pans are in the kitchen. “I run a pretty busy life being a CEO with two kids,” she said. “Being able to go somewhere where I know I'm not going to have to do a lot of work to prepare … it all goes back to having that place where you can unwind faster.” Find your place to unwind When you co-own a Pacaso, you enjoy hassle-free ownership at a place that feels like home — because it is. Whether you’re looking for a Wine Country retreat or a home on the coast, check out our

Chris and Julie previously owned a second home in South Lake Tahoe, using it for family vacations and as a rental. “We love the idea of having a home, but we didn’t need it full time. The workload that went into renting it out — there was a lot,” Chris said. “We did great with it, but it was a lot of work.” They sold the property in 2020 and started looking for a more manageable home on the north end of Lake Tahoe. During their search, they came across Pacaso’s co-ownership program. Chris and Julie were won over by Pacaso’s price, flexibility and amenities, and the true ownership experience stood out. New, comfortable and impressive The couple loved the idea of owning new construction at a price within their budget. “We figured, the new home aspect would be less wear and tear in the long term,” Julie shared. In addition, since Julie and Chris consider themselves as more “summer people,” a new home in a different area of Tahoe would provide more options for enjoyment.  But it’s not just the newness of the property — the couple is amazed by the home’s design and feel. “I think the most difficult part is having to come home to our main home,” said Julie, who’s a fan of interior design. “I love this house, and it is amazing. I think the design team did a phenomenal job.” As owners who had rented out their second home, the couple also appreciates how Pacaso takes care of the maintenance and adds special touches to make them feel at home. “The hot tub, furnishings, outdoor furniture and fire pits are all comfortable. You have everything you need that you can think of, and that makes me feel really good,” said Chris. “We’re going to impress our family and friends whenever we go there. And we’re always going to have a comfortable stay because of that.” Julie added, “It’s really nice just to be able to walk in and not have to do anything.” Julie and Chris aren’t the only ones who are impressed. On a recent stay, the couple’s daughter and dog didn’t want to leave. “That was a really good sign the Pacaso team did well,” Chris said. The perks of true ownership Simplicity and comfort aside, a massive benefit for Chris and Julie was having true ownership in their second home. “There’s a sense of pride when you own a piece of a home. One thing that resonated with me during our last experience was that we did build a lot of traditions,” Julie said. “And it felt nice to have the same place to go to and make it your own. And it is your own.” This feeling of ownership makes their new Pacaso different from other offerings on the market. “I think there’s a lot of misconception out there with it being a timeshare,” said Julie. “It’s not a timeshare — we’re owning a home with eight people. We are able to have access to Tahoe and a beautiful home that we would not be able to afford on our own.” A second home is a special place With more moments on the schedule and plans to pass the home to their daughter, the couple views their Tahoe home as more than just a second home — it’s about going to a beloved destination that holds special meaning in their family. “I think our second home is an extension of our primary home and an extension of our family,” said Chris. “We can’t say that about our current home as much as we love it, because — at some point — you transition out of your primary home. But with a second home, it’s always going to be a place we go to that matters.” Look forward to coming to Tahoe Looking for a place to make memories in Lake Tahoe? When you co-own a Pacaso, you enjoy hassle-free ownership in a beautiful property that feels like home — because it is. Check out our

Say you've been planning the ultimate luxury vacation for a couple of years. You've got your list of dream destinations, top-notch resorts, and must-try experiences all lined up. But just as you're about to book, you discover some places have become overcrowded, while hidden gems have emerged elsewhere. Suddenly, your itinerary needs a revamp.  The luxury real estate market isn't much different. Economic shifts, evolving consumer tastes, and technological innovations continually reshape the landscape. In this guide, we’ll walk you through the top luxury real estate trends of 2025 so you can create a strategy that leads to 1. Smaller homes are becoming more luxurious Smaller homes continue to gain popularity among luxury buyers in 2025, and it's not just about saving money — it's a lifestyle choice. Recent data from the Affluent buyers are prioritizing convenience and financial flexibility, seeking homes that require less maintenance without sacrificing those high-end finishes we all love. Many buyers are choosing smaller homes because they're easier to purchase with cash, avoiding mortgage debt and those pesky rising interest rates. Why smaller luxury homes work: 2. The luxury market is stabilizing as inventory rises and price growth cools After years of soaring prices and fierce competition, the luxury housing market is shifting toward a more balanced state in 2025. The extreme ups and downs we've seen in previous years are leveling off as more high-end properties become available. This increase in supply is giving buyers more options and cooling down the frenzy that once drove those intense bidding wars. In some areas, luxury home prices are even seeing slight declines — a welcome change for buyers. While demand for luxury properties isn't disappearing, the days of skyrocketing prices and bare-bones inventory seem to be behind us, pointing to more stable 3. The luxury real estate market is becoming more globalized Market trends in “Texas is seeing steady growth, especially in cities that offer business opportunities without the tax burdens of other states. At the same time, international luxury markets are evolving. A study by 4. Luxury price growth is slowing while select markets experience corrections Luxury home prices in the U.S. continue to rise, but the pace of growth is slowing. According to Redfin, the Some markets are still seeing impressive gains, such as: However, signs of correction are emerging in select cities, like:  This suggests a potential shift in the New listings in the luxury market have surged in several key areas, giving buyers more choices and taking the pressure off prices. Providence, RI (31.5%), Miami (28.1%) and Tampa, FL (27.6%) saw the biggest jumps in new luxury home listings.  Meanwhile, the pace of sales varies dramatically — on average, luxury homes in Seattle sold in just six days, while Miami's high-end properties lingered for 114 days. These luxury real estate market trends highlight how the high-end housing sector is evolving, with some cities still seeing rapid growth while others are cooling down or making slight adjustments. 5. Cash is king, but financing is gaining traction in the luxury market While cash has traditionally dominated luxury real estate transactions, financing is making a comeback as interest rates begin to descend.  Though interest rates remain higher than pre-pandemic levels, their gradual decline opens financing options for luxury buyers. Many wealthy individuals still prefer cash purchases to avoid borrowing costs, but others are dipping their toes back into the mortgage market as rates become more attractive. Beyond traditional mortgages, savvy buyers are getting creative with margin loans, stock portfolio loans and private banking credit lines to fund their purchases. Cash remains a powerful advantage in competitive markets where bidding wars still happen.  However, as borrowing costs continue to fall, experts predict more luxury buyers will incorporate financing into their strategies. This shift reflects a broader normalization in the 6. Luxury buyers are adapting to evolving interest rates With This hesitation creates a more balanced market, forcing sellers to adjust their expectations. As overpriced homes sit longer, buyers are holding out for better deals, potentially leading to win-win negotiations for both parties. Despite the challenging economic environment, cash-rich buyers remain active in the Dahlia Fox, a real estate agent with The luxury real estate market in 2025 is likely to see more price adjustments as everyone adapts to the new financial reality. 7. Luxury second-home market and co-ownership is booming Even with economic challenges, the demand for luxury Real estate expert and Platforms like Pacaso, where families can purchase fractional ownership of a luxury home with maintenance handled, are gaining popularity. This trend in the luxury home market makes owning that 8. Investors are expanding their portfolios with high-end real estate Despite economic shifts, luxury real estate remains a stable and attractive asset. Investors are particularly eyeing Thomas Franklin, Founder and CEO at This shift toward managed asset pools lets investors spread their capital across multiple luxury properties, enjoying both flexibility and access to global markets while minimizing risk — a trend that's reshaping luxury real estate market trends in 2025. 9. Smart homes are becoming essential rather than a luxury feature According to Rachel Stringer, "Technology is built into every part of high-end real estate now. Homes that aren't equipped with automation, security and seamless integration of smart features feel outdated before they even hit the market."  With AI, IoT and big data working together, these smart systems are completely transforming how luxury homes operate, delivering next-level comfort and efficiency that today's discerning buyers demand. These luxury home trends are rapidly becoming the new standard rather than exceptional features. 10. Luxury buyers are prioritizing sustainability Sustainability is becoming a top priority for luxury buyers in 2025, with a growing emphasis on energy efficiency, eco-friendly materials and green spaces. As climate awareness rises and government regulations tighten, we're seeing a notable shift toward sustainable Rachel Stringer puts it perfectly: "The conversation about sustainability has also shifted. It's not about marketing a home as eco-friendly for show — it's about efficiency. Solar panels, energy storage, water recycling and passive design are becoming standard because they lower long-term costs and increase self-sufficiency."  Investing in green properties with 11. Luxury home buyers are prioritizing resiliency features Luxury home buyers are increasingly looking for properties that can weather natural disasters — literally. In regions prone to hurricanes, wildfires and flooding — like California, New Orleans and Florida — buyers want more than just beautiful homes. They want properties with features that ensure their investments remain safe and functional no matter what Mother Nature throws their way. These features include: Nathan Mathews, CEO of 12. Gen-X and Millennials will influence the market Millennials and Gen-Xers are reshaping the luxury real estate market. Affluent millennials gravitate toward homes featuring cutting-edge technology, sustainability and energy efficiency, viewing real estate as a lifestyle statement and a financial investment. Their preference for urban properties or resort homes with income potential drives demand for smart, sustainable luxury properties across the market. Gen X buyers, now in their prime earning years, are focusing on long-term asset diversification. With wealth inherited from baby boomers, they're seeking homes with premium amenities, enduring value and stability for future generations. As  Rachel Stringer notes, "Millennials and Gen X prioritize functionality, privacy and convenience. They want spaces designed for how they actually live — integrated wellness features, easy-to-maintain outdoor areas and turnkey properties." These generations are significantly influencing luxury real estate trends with their distinct preferences and priorities. Luxury real estate made easy with Pacaso The luxury real estate market is always evolving, and 2025 promises to bring new opportunities and challenges for prospective buyers. Whether you're looking for a primary residence or a To stay ahead of the latest luxury real estate market trends and discover exclusive high-end listings, Pacaso can help you cross the finish line on your vacation home ownership journey (or even help you figure out how to

While the real estate market has slowed down after the pandemic-driven surges of 2020 and 2021, many popular luxury vacation destinations across the country continued to see a rise in second home demand in 2022. In this year’s Top Second Home Markets Report, we reveal the top 10 luxury second home markets of 2022. These are the markets across the US that saw the biggest upticks in second home buying activity.  “Despite a national cooling in residential real estate, we’re finding that the To determine the top U.S. markets, Pacaso analyzed second home mortgage rate lock data — an indicator of second home buying activity. Here are the 10 U.S. counties that saw the biggest increases in the share of second home mortgage rate locks for homes priced above $1 million.  “What’s interesting here is that many of the counties that saw the largest year-over-year shift toward second home buying activity this year are already regarded as luxury top second home destinations,” said Austin. “Places like Napa, Kauai, and New York City all made the list this year. In previous years, lesser known Compared to last year, sought-after destinations in Utah, Florida and California saw the biggest gains in the number of people purchasing luxury second homes. In Washington County, Utah, where the average second home price was $1.3 million, the share of luxury second home mortgage rate locks was up 10.3% year-over-year — the largest increase in the country. Home to Osceola County, Florida (6.1%), and Nevada County, California (4.5%), also saw the biggest year-over-year share increases among the top markets. Osceola County is situated just south of Orlando and is in close proximity to Florida’s famous east coast beaches.  Nevada County, home to Truckee, is situated in the Sierra Nevada mountains and is a short drive from the world-class ski resorts of Lake Tahoe. With demand and prices for second homes continuing to rise in many areas, co-ownership offers a smarter and more responsible option for buyers looking to make memories now in a second home. Pacaso has co-ownership listings in over 40 world-class destinations. Browse Pacaso identified the top U.S. luxury second home markets by selecting the 10 counties with the highest year-over-year increases in second home mortgage rate locks between January 1 and December 6, 2022. Counties without at least 50 second home transactions in the period, as well as those with second home mortgage rate lock share below 10%, were excluded from the analysis.  Luxury second homes are defined as homes sold for $1 million or more that are designated for seasonal and/or recreational use. Mortgage rate lock data is an indicator of second home buying activity. When applying for a mortgage rate lock, a home buyer must specify whether they are securing a mortgage rate for a primary home, secondary home or an investment property. Approximately 80% of mortgage rate locks result in home purchases. Mortgage rate lock data was provided by real estate analytics firm

Ready to buy your first or second home in 2025? Since property trends are always in flux, take some time to read through 42 real estate facts and While you’re here, also discover how Current real estate market overview and predictions As 2025 unfolds, Discover more current real estate statistics and predictions: Second home-buying statistics Many home buyers purchase second homes as an escape from their primary residences. Those who have (or aspire to have) second homes care deeply about location, cost and the commute. However, most only visit their secondary property a handful of times each year. Here are some second home statistics to know:  The housing market is witnessing a notable influx of younger buyers, often driven by the need for multi-generational living arrangements. Yet, baby boomers remain a dominant force in home buying. Across the board, however, potential homeowners are grappling with stricter mortgage requirements and the financial strain of existing personal debt. Here’s what the stats show: Realtor statistics Buying a home is a huge deal, and let's be honest, it's rarely straightforward. That's why most people turn to real estate agents to help them through the process, especially when buying in an unfamiliar area, making the leap into second home ownership or handling a big-ticket purchase. Here are some facts about real estate agents that illustrate the experience buyers have with realtors and what they expect from them:  Material facts in real estate statistics Material facts are any aspects of a property that influence a prospective buyer’s decision to buy or not buy — the deal-makers and deal-breakers. These material facts can include surface-level conditions like water damage, historical events or planned neighborhood changes. Or, under-the-surface considerations like insurance rates and HOA fees.  The following are some factors home buyers are considering, and you should too:  Wealth building through real estate investments statistics As financial futures feel increasingly uncertain, many are turning to Real estate financing statistics Unless you have plenty of cash to cover the cost of your new home, a home loan or another payment source will be a necessary step on your journey to home ownership. The following facts about real estate explore Real estate tax statistics Many new homeowners are surprised to learn that they generally can't Real estate fun facts Buying and selling homes can be exciting — and a headache. However, the world of real estate is also built on unique buildings and interesting facts. For example, these days, you can buy property in the real world or online. And once upon a time, you could even order your home from a catalog.  Learn about more fun real estate facts. Enjoy a vacation home — commitment-free Home prices are growing at a slower pace now, and upcoming markets have a lot of potential for appreciation, so now could be the perfect time to If the real estate facts we shared here aren’t enough to give you peace of mind, consider

I’m Austin, CEO and Co-founder of Pacaso. Spring has brought a renewed sense of optimism to the U.S. housing market, especially for those eyeing vacation and second homes. Buyers and sellers are seeing encouraging trends, from stabilizing prices to evolving ownership opportunities. Here’s a closer look at the factors shaping the second half of 2025 and why the outlook is sunnier than you might think. After a turbulent few years, the national housing landscape is showing signs of stability. According to These signals indicate a market that is rebalancing in favor of buyers, without the doom-and-gloom of a crash. Economists are even predicting further relief on the horizon, with mortgage rates expected to gradually ease later in 2025 per 2. The way Americans buy and use second homes is also evolving, driven by more flexible lifestyles and innovative ownership models. Remote work continues to be a game-changer allowing people to travel more freely and even work from their vacation properties. Thanks to these "workcations," professionals are extending their stays at second homes, blending work and leisure. Another behavioral shift can be seen in how vacation homes are purchased. High prices have led to models like co-ownership which is becoming an increasingly common way for people to buy a vacation home. One recent America's second-home buyers aren't just limiting their search to the fifty states – international vacation homes are increasingly on the radar in 2025. With the U.S. dollar remaining strong and remote work enabling longer getaways, more Americans are deciding that their piece of paradise might just lie overseas. Destinations like Mexico, Spain, Portugal, Italy and Greece are seeing increased demand from the U.S., contributing to record international sales for many European real estate agencies. As we head into summer 2025, the overall outlook for the second-home market is upbeat and forward-looking. While challenges like higher interest rates and economic uncertainty haven't vanished, the market has shown remarkable resilience and adaptability – a key factor in the If you have questions about a specific market or are interested in exploring co-ownership opportunities, don’t hesitate to reach out.

I’m Austin, CEO and co-founder of Pacaso. Spring often signals a fresh start in the housing market, and 2025 is no exception. This year, we’re seeing a gradual increase in both inventory and demand. While the year began with lower sales volume, homebuyer demand is gaining traction, and mortgage rates remain below 7%—a welcome trend for buyers. As market conditions evolve, we’ll continue to monitor trends and provide insights. If you have questions about a specific market or are interested in exploring co-ownership opportunities, don’t hesitate to reach out. Some things we’re seeing shaping up this season: While home sales fell 4.9% in January—continuing a broader market slowdown, according to According to the Moreover, Earlier this month, mortgage rates declined for the sixth consecutive week, with the 30-year fixed rate dropping to 6.67%—the lowest level since October 2024. As of Tuesday, March 25, 2025, the current average interest rate for a Housing inventory is on the rise, giving buyers more options in many markets. According to However, inventory remains 23.1% below February 2019 levels, meaning buyers in certain regions—particularly parts of the Midwest and Northeast—are still facing tight resale markets with limited options. As we move further into spring, these market dynamics will continue to evolve. Whether you’re considering co-ownership or exploring new real estate opportunities, we’re here to help you navigate the trends. Our team took a deep dive into the latest housing trends across North and South Carolina, and one key insight stood out: North Carolina is leading the way in vacation homebuyer demand, outpacing South Carolina across several key metrics. From the Blue Ridge Mountains to the Outer Banks, buyers are drawn to the state’s natural beauty, accessibility, and year-round lifestyle appeal. Explore the full report to see what’s driving the shift—and what it means for the future of second home ownership in the Carolinas. See the report

In recent years, both North Carolina and South Carolina have emerged as prime destinations for luxury second-home buyers, offering a mix of coastal retreats, mountain escapes, and charming small towns. But which state is seeing the biggest surge in vacation home investments? Top Carolina vacation home markets to watch To identify the trending vacation home markets in both North and South Carolina, Pacaso analyzed second home mortgage rate lock data alongside growth trends in pricing and transaction volume. These 20 counties stand out for their significant increases in second home activity and proportion of second homes to primary homes. North Carolina has topped the charts with 16 out of the top 20 counties in the Carolinas attracting vacationers. Compared to South Carolina’s “southern charm,” North Carolina offers a variety of vacation destinations. From the shores of the Outer Banks in Currituck County and Bald Head Island in Brunswick County to the mountains of Asheville in Buncombe County and popular ski areas in Haywood County, there is something for everyone.  Though ocean retreats remain popular along the Carolina coasts, North Carolina’s rural counties dominate the charts, finding that vacationers are seeking more than just a waterfront view but charming towns, mountainscapes and expansive vineyards, like Hendersonville in Henderson County, the main hub for the wine region with several wineries and vineyards located nearby. “Today’s second homebuyers are looking for more than just a beach—they want natural beauty and year-round appeal. The Carolinas deliver all of that, often at a more accessible price point than other markets,” said Austin Allison, CEO and co-founder of Pacaso.“For many buyers—especially those in the Southeast—these destinations provide a lifestyle upgrade that feels within reach." The Carolinas continue to attract vacation home buyers, with some of the more “legacy” coastal markets leading the way. Currituck County, NC home to the Outer Banks, remains a top destination, offering pristine beaches and exclusive waterfront properties, with luxury buyers investing in homes averaging over $1 million. With more than 33% of the second home share, Horry County, SC—home to Myrtle Beach—attracts a wide range of buyers with its more affordable inventory. In 2024, the average second home price is around $400,000. South Carolina gems like Beaufort County—home to “This data comes as no surprise to us at Pacaso,” said CEO Austin Allison. “Hilton Head was the first East Coast vacation home market where we introduced co-ownership. Our owners and buyers also adore the Charleston barrier islands, and in response to demand, we’ve just introduced another stunning home on Kiawah Island—Blue Heron.” Mountain communities in the Carolinas continue to attract vacation home buyers. Despite recent catastrophic weather challenges to the beloved communities of the southern Appalachian Mountains, these markets have shown resilience, with steady year-over-year growth from 2023 to 2024. In Buncombe County, Asheville remains a sought-after destination, offering a vibrant cultural scene, breathtaking mountain views, and a strong vacation home market. Just west of Asheville, Haywood County—where second homes make up 23.6% of the market—is emerging as a top choice for buyers seeking affordability, stunning scenery, and proximity to the Great Smoky Mountains National Park. Similarly, Madison County continues to attract buyers year over year and has been referred to as “Asheville's backyard”—and it’s easy to see why. Located just 20 minutes north of Asheville, Madison County is steeped in natural beauty, home to the famed Appalachian Trail, Pisgah National Forest, the French Broad River, and the renowned Hot Springs. North Carolina’s quieter coastal regions are seeing increased interest from  vacation home buyers, with hidden gems gaining traction alongside more well-known destinations. Brunswick County, positioned between Wilmington and Myrtle Beach, is drawing buyers to its charming beach towns like Oak Island and Sunset Beach. Pamlico County, often known for possibly having more boats than people, appeals to those seeking tranquil waterfront living away from the crowds.  Pacaso identified the top North Carolina and South Carolina home markets by selecting 20 counties with the highest index scores, determined by analyzing key metrics such as the proportion of second homes to primary homes and growth trends in second home rate locks and prices from 2023 to 2024. Counties with fewer than 50 second home rate locks or where second homes accounted for less than 5% of transactions were excluded. Markets were further filtered to include only areas with positive price growth during this period. Weighted criteria emphasize popularity, demand, and recent growth, highlighting dynamic and high-value second home destinations. The markets are ranked based on the largest proportion of second homes to primary homes.

I’m Austin,  CEO and Co-Founder of As 2024 came to a close, we watched changes that could impact both buyers and sellers. The year ended with home sales up, mortgage rates still elevated, and price growth slowing, leaving some optimism for the year ahead. Here’s a closer look at the latest trends as we close out the year and what’s ahead in 2025. 2024 in review  1. Home sales surge at the end of ‘24 November saw a 6.1% year-over-year increase in sales, marking the largest gain since mid-2021. U.S. existing-home sales also rose 4.8% from the previous month, reaching a seasonally adjusted annual rate of 4.15 million—the highest level since March, according to the 2. Rate rollercoaster While the Federal Reserve has cut short-term interest rates three times this year, 30-year mortgage rates are still holding above 6.5%, keeping buyers on the sidelines.  For most of 2024, rates were lower than the previous year, but by the end of December, they were up 21 basis points annually. The average rate for a 30-year fixed mortgage with conforming loan balances (up to $766,550) edged up from 6.89% to 6.97%, as analyzed by 3. Home price growth slow Nationwide, home prices grew by 3.6% in October compared to the previous year, down from 3.9% in September. This marked the seventh consecutive month of slowing annual gains, as reported by the 2025 Predictions The outlook for 2025 is cautiously optimistic, according to experts from NAR, Zillow, Redfin, and Realtor.com.  When it comes to mortgage rates, we might see a slight dip, but they’re likely to stay above 6%, keeping things challenging—but improving—for buyers. Inventory is also expected to improve. In fact, We'll continue to check in with updates, and encourage you to contact us with any questions about a market of interest.

This year has been incredible for Pacaso — 2024 brought major growth and exciting momentum, thanks to the amazing support from our community. Recently, we extended an exclusive opportunity to our community to join our mission of making vacation homes more accessible for more people through our growth round. Because of strong demand and substantial growth in the first half of the year, our share price will increase after For more information on Pacaso and how you can join the journey, please visit

Recent interest rate cuts by the Federal Reserve have spurred enthusiasm in the real estate market because even small changes can have a significant impact on real estate purchasing power.  The Fed cut rates .5% in September and .25% in November, lowering its benchmark borrowing rate by three quarters of a point in 2024. While the Federal Reserve does not directly set mortgage rates, the changes in its benchmark rate does influence real estate borrowing. With this lower benchmark target, first and second home buyers should have more purchasing power and the ability to capitalize on real estate purchases. For Pacaso clients, who purchase shares of a luxury vacation home through our co-ownership model, lower borrowing rates translate directly to more affordability, better financing options and a generally enhanced ownership experience. In general, a lower Federal Reserve benchmark rate means lower borrowing costs for real estate buyers. Pacaso’s model already excels at supercharging buying power, making high-end properties accessible by splitting the purchase price and ongoing costs among multiple co-owners.  The recent cuts amplify this affordability. For example, rather than buy 100% of a $10 million Aspen home that you might only use 1-2 months a year, Pacaso enables you to purchase ⅛ to ½ of that same home, for a fraction of the price. You get the same enjoyment of the home, without the large price tag, and Pacaso tackles all of the headaches associated with owning the home.  Additionally, buyers can finance their purchase. Lower borrowing rates lead to smaller monthly payments. And with direct financing, Pacaso is already offering great financing options. With lower rates, your potential savings extend over the life of the loan, translating to more luxury living for a smaller price tag.  Pacaso gives buyers Pacaso also offers financing directly in order to make the purchase, and your ownership, as seamless as possible. You may be able to find a loan with your bank to purchase a second home, but the rates you find through Pacaso will likely be even more competitive and affordable than a traditional loan.  This is in large part due to our lending partnerships, and our growing experience in financing hundreds of vacation home purchases. Plus, Pacaso closings can happen in as little as one day so you can start enjoying vacation home ownership right away. One of the biggest advantages of decreased interest rates is the reduction in monthly payments. This can make owning a share of a luxury property more cost-effective than ever before. Lower monthly expenses allow buyers to allocate more resources to other important priorities while still enjoying the benefits of ownership.  For example, let’s take a $500,000, 7-year loan. At 10%, the total interest for this simple loan would amount to about $197,000. At 9%, even just 1 percentage point lower, the same borrower would save about $22,000, a roughly 11% savings, over the course of the loan. This shows how even small changes in borrowing rates significantly impact the overall price of a loan.  Timing of these cuts presents an opportunity for those looking to enrich their lives. In a recent The value of spending time with family and friends in combination with dollar maximizing strategies position Pacaso to serve you and your goals. From reduced monthly costs to enhanced financing, your buying power is truly amplified, and the benefits are clear. Pacaso’s

Pacaso's H1 2024 Earnings Call will provide an in-depth look at the company's financial performance and investment opportunities. Join Co-Founder and CEO Austin Allison, alongside CFO Alvaro Cortes. During this session, they’ll unveil key H1 performance metrics, share insights into Pacaso’s plans for growth, and explain how you can participate in our mission to make second home ownership more accessible. For more information on Pacaso and how you can join the journey, please visit

From the elegance of Paris and energy of London to the relaxed luxury of Cabo, Pacaso is unlocking effortless second home ownership in the world’s most iconic destinations. And this is just the beginning — Florence, Punta de Mita, and more are on the horizon. Hosted by Joey Byrne, Head of Europe, and Pedro Saldivar, Head of Mexico, this session will walk through Pacaso’s approach to owning a second home internationally and where Pacaso is headed next. You’ll learn how Pacaso:

Dreaming of a vacation home in Lake Tahoe? Who wouldn’t be, with its crystal-clear alpine waters, stunning vistas and endless year-round recreation opportunities. But before you take the plunge (the water’s cold!), here are five key questions to ask yourself.  1. What type of home fits my needs?  As a popular multi-season vacation and recreation destination, Tahoe offers all kinds of properties, from condos and timeshares to single-family homes and full-fledged mountain chalets. Vacation home owners in Tahoe tend to pick properties based on their personal interests — would you rather be close to one of Lake Tahoe’s 2. How much can I afford? Just like any real estate purchase, what you can afford comes down to your interest rate, down payment amount and your level of comfort with the monthly payment. When considering a Tahoe vacation home, however, there are a couple more factors you should keep in mind.  First, you may be considering using the home as a vacation rental, given the area’s popularity with tourists. If so, you’ll need to factor in property management fees, increased maintenance costs and potential tax intricacies. Second, Lake Tahoe gets an average of 200-plus inches of snow each year, so winter maintenance like snow removal is crucial to keeping your home in good condition, and it can be expensive — as well as tricky to manage from afar.  To maximize your vacation home budget, consider 3. Where should I buy in Tahoe? Believe it or not, there’s no actual city called “Lake Tahoe.” The famous lake is called Lake Tahoe, of course, but the name also refers to the entire area surrounding this recreation destination. The lake itself straddles the California-Nevada border, and the biggest towns are on the north and south ends of the lake, as well as along the Truckee River. Here’s a quick rundown:  4. How often will I use the home? According to our When you buy with Pacaso, you can co-own as much of a single-family home as you’ll use for just a fraction of the cost of full ownership — and you’ll never have to worry about it sitting unused.  5. Would renting it out cover my ownership costs? When you’re buying a second home in a popular destination like Lake Tahoe, it can be tempting to try to recoup some of your ownership costs by turning it into a vacation rental. However, the vacation rental market in Lake Tahoe is highly seasonal, with the bulk of rentals taking place during the relatively short winter and summer recreation seasons. And, when you factor in property management fees, it can be hard to make short-term rentals pencil out. In addition, short-term rental regulations in some municipalities can restrict owners from offering nightly rentals of their properties. One benefit of Pacaso is that homes are occupied only by owners and their guests, and they are never rented. This means you are free to enjoy your second home without the stress and hassle of managing a rental property.  Discover your Lake Tahoe second home with Pacaso If snowy winters, sun-kissed summers and incredible natural beauty are your top criteria for a second home destination, Lake Tahoe might be just the right place for you. Take the first step by

Luxury retreats: The art of living well in summer festival destinations Luxury retreats are the ultimate way to experience summer’s fresh energy in the world’s most inspiring cities, transforming Santa Barbara, Charleston, and Paris into vibrant stages for renowned summer arts festivals. For those who appreciate curated cultural immersion, these destinations invite you to step into a lifestyle shaped by world-class performances and refined leisure. Luxury retreats in these exceptional locales elevate every moment, giving you the perfect home base for exclusive, art-filled getaways. Let’s explore what makes each destination exceptional, and how co-ownership of a Pacaso home ensures you always have a front-row seat to the celebration. Santa Barbara luxury retreats and the spirit of summer arts Santa Barbara's coastline draws art lovers from around the globe, especially as the city comes alive with its lineup of iconic summer arts festivals. The With homes like Charleston’s curated festival lifestyle from a luxury retreat Charleston balances heritage with a thriving contemporary arts pulse each summer. The celebrated For art and culture enthusiasts seeking a sophisticated base close to both historic festival sites and contemporary gallery districts, Paris in the summer: where luxury retreats meet art and inspiration In Paris, the worlds artistic capital, summer is a celebration of creativity in every form. The Step from Paris’s vibrant galleries into your own serene home at What defines the festival lifestyle in luxury retreats An immersive summer arts experience isn’t simply about proximity — it’s the totality of the lifestyle. Pacaso co-ownership unlocks these exceptional moments with flexibility, comfort, and enduring value. Here’s what to expect when you make a luxury retreat your festival headquarters: Curate your art-filled summer with Pacaso Step into a season where art, music, and design become part of your daily rhythm. Pacaso offers luxury retreats in

Discovering modern architecture in the world’s iconic cities The allure of modern architecture luxury homes is unmistakable in iconic cities like Carmel, London, and Paris. These destinations set the stage for inspired living, where high design meets everyday comfort and exclusivity. Each city offers a unique perspective on architectural artistry, blending rich cultural histories with striking contemporary design. For those who value distinctiveness and refined living, owning a home here means embracing a lifestyle filled with creativity, global sophistication, and peerless amenities. Pacaso’s curated collection places you in the heart of this experience, surrounded by some of the world’s most memorable homes and neighborhoods. Carmel’s architectural masterpieces and coastal modernism Carmel, California, is revered for luxury homes that celebrate modern architecture and the spirit of the Pacific coast. Here, homes blend seamlessly with rugged landscapes, maximizing ocean views and natural light. Styles range from iconic mid-century gems to glass-filled contemporary sanctuaries. Notable examples such as the A prime example of Carmel’s contemporary style is Located in Carmel-by-the-Sea’s Golden Rectangle, London’s innovative luxury homes and timeless artistry London is a city where ultra-modern towers and classic architecture exist side by side, delivering a dynamic portfolio of unique home designs. From the glass curves of One Hyde Park to converted industrial icons like the Powerhouse at Chelsea Waterfront, London’s luxury homes offer a feast of innovation. Award-winning projects such as the Light House and daring contemporary builds like the steel viaduct home in Kennington set the standard for architectural creativity. The city’s prime neighborhoods — Knightsbridge, Belgravia, and Canary Wharf — feature homes that harmonize period details with cutting-edge technology for a signature urban lifestyle. The Parisian sophistication and architectural artistry Paris is a beacon of high-net-worth living, where timeless tradition meets avant-garde design in remarkable homes. Modern architecture luxury homes here might take the form of glass-walled masterpieces like Maison de Verre or sweeping city-view towers inspired by Le Corbusier’s vision. From the playful palette of Appartement Girafe to the grand transformation of Maison Souquet, Parisian homes offer a blend of historical elegance and bold new ideas. These distinctive homes provide not just shelter but a canvas for personal expression and chic hospitality. The allure of owning a modern masterpiece Why do modern architecture luxury homes hold such enduring appeal? It’s the marriage of visionary design and everyday livability that brings these residences to life. The best homes are tailored sanctuaries — crafted with rare materials, custom features, and artful layouts that express individuality. For high-net-worth buyers, they offer privacy, statement-making style, and effortless entertaining, all within some of the globe’s most desirable neighborhoods. Key lifestyle features of architecturally significant homes include: Whether you desire the coastal calm of Carmel, London’s global energy, or Paris’s chic artistry, Pacaso curates homes that make every visit feel extraordinary. Start your journey toward a unique lifestyle Modern architecture luxury homes offer more than status — they unlock a world of inspiration, comfort, and connection to place. With Pacaso, you can experience the very best of Carmel, London, and Paris, surrounded by architecture that celebrates both history and innovation. From entertaining friends to enjoying the city’s finest moments, it all begins at home. Browse available options in

The appeal of nature retreats for luxury seekers Nature retreats offer a rare balance of privacy, comfort, and direct access to unspoiled landscapes. For those who value time away from busy urban life, owning a home in The Keys, Telluride, or Scottsdale opens the door to a lifestyle defined by tranquility and immersive natural experiences. With Pacaso, you can co-own a luxury second home and step into your own secluded sanctuary whenever you desire, with every detail of comfort and design considered. Whether you crave expansive ocean vistas, towering mountain peaks, or the magic of the Sonoran Desert, these destinations deliver a refined connection with the outdoors. Tropical escape with endless water views Life in The Keys means crystalline waters, lush reserves, and direct access to white sand beaches. Here, luxury homes are poised to take full advantage of the environment, featuring Experience refined coastal elegance and the natural serenity of Islamorada with Telluride mountain sanctuaries for total privacy Those drawn to alpine escapes will appreciate Telluride, where mountain estates offer panoramic vistas and year-round adventure. These homes feature expansive windows, hot tubs, and direct access to hiking or fly fishing just outside your door. Telluride's luxury retreats blend artful design with absolute privacy, placing you within reach of Mountain Village in Telluride surrounds you with dramatic mountain scenery and exclusive amenities. The home’s inviting living area, fireplace, and large windows create a cozy atmosphere, while outdoor spaces invite relaxation with panoramic views. Experience this lifestyle as an owner at Scottsdale desert retreats with unparalleled seclusion Scottsdale offers a distinctive desert lifestyle, where luxury homes are designed to harmonize with the striking Sonoran landscape. Here, sweeping glass walls, resort-style pools, and expansive terraces immerse you in nature's artistry. Desert sanctuaries in With its masterful blend of desert-inspired design and luxurious comfort, Exclusive features that define luxury nature retreats Across these destinations, the most sought-after homes share a few key features that create truly immersive nature retreats: With Pacaso's co-ownership model, each detail is expertly managed so you can focus on embracing the lifestyle. Embrace nature and privacy with Pacaso co-ownership Secluded sanctuaries in The Keys, Telluride, and Scottsdale make it easy to embrace the best of outdoor living. With

Coastal towns: Late summer serenity in America’s top destinations Late summer is when the true character of America’s most sought-after coastal towns emerges. The beaches are quieter, the pace is unhurried, and the experience feels intimately tailored to those who value tranquility and refined indulgence. Whether it’s the expansive white sands of Marco Island, the dynamic culture of Delray Beach, the laid-back sophistication of Hilton Head, or the storybook charm of Carmel, these destinations offer a blend of exclusivity and relaxation that appeals to those who appreciate the finer things in life. Through Pacaso’s co-ownership model, you gain seamless, effortless access to these escapes — whenever the mood strikes. The lifestyle of late summer in coastal towns Late summer on the coast is all about savoring life at your own pace. The crowds have dwindled, yet the weather remains inviting, and local businesses extend a warm welcome to those who arrive after the rush. Each day offers a chance to slip into routines and rituals that make these coastal towns so alluring — morning walks on uncrowded beaches, long afternoons sampling fresh catches at waterfront restaurants, and evenings exploring boutique-lined avenues or enjoying open-air concerts. Embracing this lifestyle means prioritizing calm, personal connection, and the pleasures of unhurried living. Unwinding in Marco Island’s refined coastal atmosphere Marco Island’s late summer scene is defined by pristine, less-crowded beaches and easy access to the natural beauty of the Ten Thousand Islands. Shell collectors and wildlife lovers find Experience curated culture and cuisine in Delray Beach Delray Beach combines arts, cuisine, and beachside wellness, especially as the summer winds down. Stroll along Atlantic Avenue to discover vibrant art galleries, unique boutiques, and lively patios. Events like For those who want to make this vibrant lifestyle a reality, With its seamless indoor-outdoor flow and vibrant energy, Seagate is a prime example of how Pacaso makes this lifestyle readily accessible. The home’s proximity to Atlantic Dunes Park and the ocean means every day can start with the feel of warm sand under your feet or a refreshing swim before breakfast. Enjoy the refined ease of Hilton Head Island Found along the dazzling South Carolina coast, Hilton Head’s late summer charm stems from its relaxed sophistication and easy access to the best of Lowcountry living. The beaches, golf courses, and scenic bike trails are quieter and more inviting in late summer. The For those seeking a true taste of Hilton Head’s post-summer tranquility, Coastal California’s artistic spirit in Carmel Carmel, with its storybook cottages and art-infused streets, truly shines after the summer rush. The village’s galleries, tasting rooms, and cafés invite you to linger longer. Late summer is also a prime time for cultural events, such as the Imagine making this vibrant lifestyle your own with How to embrace the late summer lifestyle through Pacaso With Pacaso, the ability to experience America’s most coveted coastal towns isn’t reserved for a fortunate few. Co-ownership makes the dream of effortless, refined escapes a reality. Your ownership is fully managed, giving you more time to explore, recharge, and connect — season after season. Find your late summer escape with Pacaso Step into a new era of coastal living — one where the crowd-free beauty. Browse Pacaso’s Marco Island, Delray Beach, Hilton Head, and Carmel & Pebble Beach listings, or discover more in our beach homes collection. For more ways to align your lifestyle with your aspirations, explore the

Del Mar horse racing schedule: Experience the excitement of the 2025 Del Mar Racing Season Every summer, Del Mar comes alive as one of California's most anticipated horse racing destinations. The 2025 Del Mar Racing Season promises high energy, social events, and countless opportunities to enjoy race-day festivities in comfort and style. Whether you're a long-time equestrian enthusiast or captivated by the glamour of Opening Day, the Highlights of the Del Mar horse racing schedule The 2025 season at Del Mar Thoroughbred Club runs from July 18 to September 7, featuring approximately 300 races and an impressive $15.7 million in overnight purses — an 8 percent increase from the previous year. The Del Mar horse racing schedule kicks off with the spectacle of Opening Day on July 18 and builds to a crescendo with the $1 million Pacific Classic on August 30. In addition to fast-paced racing, guests can immerse themselves in a series of curated events, from wine festivals to exclusive Sunday gatherings at the Turf Club. Tickets for the entire season are in high demand, having gone on sale in mid-May. F VIP packages and social events for a memorable race day Del Mar's race season is about much more than the action on the track. The calendar is filled with upscale offerings that elevate the experience. VIP packages include private seating areas, access to premier dining rooms, and a front-row perspective on the stretch run. Social events like wine tastings, beer festivals, and themed culinary evenings transform every visit into a celebration. Guests can also secure reservations at the refined Elevate your stay with Pacaso homes near Del Mar Making the most of the Del Mar Racing Season is about blending the thrill of the track with the comforts of a private retreat. With a Pacaso co-ownership home in San Diego, it’s possible to transition seamlessly from afternoons at the races to evenings among friends, ocean breezes, and curated interiors. Pacaso offers fully managed homes in coveted locations, providing owners with an effortless way to enjoy high-end amenities, gourmet kitchens, and indoor-outdoor living — all just a short drive from Del Mar. Tips for enjoying horse racing in San Diego in style To truly savor horse racing in San Diego, a few thoughtful strategies can turn a typical outing into an extraordinary one: Enjoy the Del Mar Racing Season with Pacaso The 2025 Del Mar Racing Season is set to deliver world-class entertainment and the thrill of horse racing in San Diego. For those who want more than just a day at the track, Pacaso homes offer a private retreat to enrich every moment of the season. Start exploring available homes in

Whether it’s your first visit or your fifth,

The art of private chef dining on vacation Summer in a Pacaso home is an invitation to savor the exceptional, and few luxuries rival the delight of hiring a private chef. These culinary experiences transform everyday moments into something extraordinary. Whether gathering with friends in a sun-soaked kitchen in Cabo, organizing a chef-led oyster tasting in Nantucket, or celebrating with a farm-to-table dinner in Aspen, hiring a private chef on vacation elevates every element of second home living. For those who value privacy, personalization, and a lifestyle where every meal is an occasion, these experiences are the ultimate summer indulgence. How a vacation private chef elevates your summer home lifestyle Cabo private chef experiences for coastal escapes Few destinations deliver coastal living like Cabo San Lucas. Here, private chef experiences redefine what it means to dine in style. Renowned culinary teams curate multi-course meals with the region's best seafood, vibrant salsas, and local produce. Services like For those who want to make this elevated lifestyle their norm, Bringing a private chef to your Pacaso home in Cabo blends the best of the destination with the privacy of your residence. Gather for a seafood feast on a terrace overlooking the water or unwind with a mezcal tasting paired with inventive Baja cuisine. The result is a seamless, elevated experience that embodies coastal living at its finest. Aspen’s mountain-inspired gourmet moments Summer in Aspen reveals a side of the Rocky Mountains that goes beyond outdoor adventure: a world-class dining scene rooted in local flavors and refined simplicity. Private chefs design personalized menus using ingredients sourced from nearby farms and ranches, celebrating Colorado's seasonal bounty. Services like For those who want to elevate their culinary experiences at home, With Pacaso, you can unwind in your Aspen retreat knowing every detail — from menu planning to the last glass poured — is designed to suit your lifestyle. Nantucket’s coastal elegance meets curated cuisine Nantucket's private chef scene brings together New England classics and globally inspired dishes in equal measure. From clambakes with live music to modern tasting menus and casual beach picnics, private chefs on the island are known for their use of ultra-fresh seafood, handpicked herbs, and island-grown produce. Services such as Imagine savoring a chef-prepared lobster feast or an elegant summer brunch in the sunlit living room of With a private chef in a Pacaso Nantucket home, you can host oyster tastings, enjoy tailored chef’s menus, or relax with beautifully curated cocktail hours. These experiences transform every evening into a celebration of island life, making summer stays truly remarkable. Carmel brings California coastal cuisine home Carmel is celebrated for its artistry, natural beauty, and vibrant food scene. Private chefs in this region draw inspiration from the Pacific and lush local farms, offering everything from intimate French dinners to wellness-driven California cuisine. Highlights include interactive cooking lessons, multi-course tasting menus, and chef-led events that make the most of Carmel’s incredible produce and panoramic ocean views. For those who want to immerse themselves in this culinary lifestyle, With Pacaso ownership in Carmel, these curated culinary experiences are always at your fingertips. Living the culinary dream with Pacaso homes Summer with Pacaso means more than a change of scenery — it’s a passport to unforgettable culinary moments, created in the privacy and comfort of your own home. From the beaches of Cabo to the mountain air of Aspen, a vacation private chef can turn laid-back afternoons and celebratory evenings into memories of togetherness, flavor, and sophistication. Pacaso homes are thoughtfully designed for entertaining, making every meal, toast, and shared laugh an experience to remember. Discover a new way to savor summer Ready to experience the pinnacle of private dining in your second home? Explore Pacaso’s listings in

Experience the lifestyle of luxury golf course homes For those who appreciate a well-played round and the ambiance of prestigious greens, nothing compares to the lifestyle offered by luxury golf course homes. Picture yourself enjoying tranquil mornings overlooking fairways, afternoons perfecting your swing, and evenings entertaining in elegant spaces — all within exclusive communities. Scottsdale, Kiawah Island, and Lake Tahoe each capture the essence of the golf getaway, blending world-class amenities, dramatic scenery, and vibrant social spaces. With Pacaso, home co-ownership transforms this dream into a reality, granting you access and flexibility without the traditional burdens of second home ownership. Scottsdale: Desert prestige and premier play Scottsdale is renowned for its vibrant community of golf enthusiasts and high-end neighborhoods. Here, championship courses interlace with private estates, offering an unmatched backdrop for a Scottsdale golf getaway. Whether your passion is the challenge of With Pacaso, co-ownership makes it possible to enjoy the life of a Scottsdale golf course homeowner without the upkeep and commitment of full ownership. Explore more at Kiawah Island: Coastal calm and legendary greens For those seeking privacy, beauty, and elite golf, Kiawah Island is unmatched. Home to seven championship courses by acclaimed architects including Pete Dye and Jack Nicklaus, the island delivers an immersive golf experience. The iconic With year-round mild temperatures and a vibrant social scene, Kiawah Island is a coveted destination for those who value both sport and relaxation. Discover available Lake Tahoe: Mountain adventure with refined golf Lake Tahoe’s golf communities combine alpine beauty with resort-style living. Properties in Martis Camp, Lahontan, and Schaffers Mill offer access to private greens, mountain-modern design, and panoramic views. Martis Camp, features a Tom Fazio-designed course ranked among the nation's best. Whether it’s a mid-morning round or a sunset from the deck, Tahoe provides a blend of sport and serenity. From mountain-modern design to private access to championship courses, Pacaso’s The co-ownership advantage with Pacaso Owning a share of a luxury golf course home with Pacaso means you can access the finest golf destinations, all while sidestepping the demands of single home ownership. Your time is spent making memories with friends and family, enjoying premium amenities, and living the golf lifestyle you cherish. Pacaso’s streamlined approach to co-ownership lets you unlock the doors to prestigious communities — on your own terms — so you can focus on your swing, social connections, and the experiences that matter most. Here are a few ways Pacaso’s co-ownership model enhances your golf getaway experience: For more on modern second home ownership, see our guide to Find your dream golf course home with Pacaso Whether you're drawn to mountain views, desert courses, or coastal charm, Pacaso makes it easier to enjoy life on the green. View current listings in