High-return, hassle-free investing
Whether you want to sell your entire holiday home, or sell or transfer your Pacaso ownership, we have competitive and flexible options for you.
Choose what suits you best
Get paid a 10% annualized return. You get quarterly interest payments with a return of the principal at the end of the two-year term.
Get the best price (1)
Diversify your portfolio without the commitment of owning property.
Apply for financing through our banking partners. We facilitate the process, so it’s fast and simple.
Unlock luxury real estate
Few purchase classes are as reliable and fulfilling as real estate. In today's macroeconomic environment, we believe Pacaso is well-positioned to deliver a stable return. Our investment offering lets you invest in our collection of high-quality homes in desirable locations with none of the hassles of owning property.
Invest in the gold standard
Our investment opportunity is grounded by the outstanding credit quality of our owners and buyers, with average credit scores of 780+, annual incomes of over $1M, and no history of payment defaults in the three years Pacaso has done business.
What is the investment opportunity?
This investment opportunity is a 2-year, 10% annualized yield promissory note offered via 506c.
What is 506c?
506c is a crowd-funding opportunity under Regulation D. As part of the JOBS Act, the 506c rule permits companies to raise an unlimited amount of money from accredited investors via general soliciting and advertising. The 506c Pacaso is offering is filed under Pacaso Growth II LLC.
Why is Pacaso offering this now?
We understand that financing is important to high-net-worth buyers especially during these uncertain times. As the category leader in second home co-ownership, Pacaso is being proactive about accommodating buyer needs and offering more competitive financing solutions. Our unique investment offering is the first of many opportunities to build on our cutting-edge marketplace and introduce even more people to second home ownership.
What are the benefits of investing?
Our 506c is a first-of-its-kind opportunity for more people to participate in Pacaso’s growth and put their money to work for a 10% annualized return. You get quarterly interest payments with a return of the principal at the end of two years and invest in a reliable asset class that buyers turn to during times of economic uncertainty.
Who is eligible to participate?
Accredited investors are individuals or entities who satisfy certain criteria established by the SEC, enabling them to invest in complex or sophisticated types of offerings. For an individual to be accredited, for instance, specific criteria must be met, such as having an average yearly income of over $200,000 (or alternatively, over $300,000 if measured as a household), or a total net worth of over $1,000,000. Those are the two most common criteria for individuals, but both individuals and entities can qualify as accredited investors through several different metrics. We will verify each investor’s status as an accredited investor in our secure investment portal.
What are the next steps if I’m interested in investing?
- Enter your name and contact information.
- Complete the investment questionnaire
- Sign your subscription agreement
- Upload proof of your status as an “accredited investor”
- Fund your investment online via ACH or Wire Transfer
Your subscription will be reviewed by the Pacaso team, and you’ll be notified when the financing has closed and your investment has been accepted.
If I’m not an accredited investor, can I still invest in Pacaso?
We are only accepting investments from accredited investors at this time. If you are interested in potentially participating in the future, enter your email into the DealMaker portal to be notified when another opportunity becomes available.
Is there a maximum or minimum investment?
There is a $5,000 minimum investment, with no maximum.
What are the tax implications?
Like virtually all forms of debt, earned interest is taxable, and the return of principal is not. Each investor is encouraged to seek out their own personal tax advice.
What is the state of the market?
The overall real estate market is normalizing after the unsustainable pandemic years, but there continues to be demand and limited inventory in destination communities where Pacaso operates.
What is the status of Pacaso’s business?
Today’s real estate market is much more challenging than in the last couple of years. However, demand has been off to a positive start in 2023. Second home deposits have increased by 90% in the first two months of 2023 compared to the last two months of 2022. This is an encouraging indicator for our business. Our Series C funding also remains in the bank, and we’ve opened our runway thanks to adjustments made to align expenses with revenue.
If you have questions about this investment or you’re ready to get started, we’re here to help. Click below or inquire by emailing email@example.com.
Not an accredited investor? Still give us your name, address and email, and we’ll keep you in the loop of any future opportunities.