Luxury homes with 3.95% financing

Real estate has proven its stability — even through economic challenges. Park your money in a luxury second home where you can create lifelong memories. Act now to secure 3.95% buyer financing on select Pacaso listings through the end of the year.

Low financing on your dream second home

In times of economic instability, savvy buyers are parking their money in real estate — historical data shows that luxury second homes hold their value and outperform the stock market during most recessions. Consider buying a second home where both the money and quality time you spend in it will be worthwhile.

To give you a buying advantage, Pacaso is now offering financing as low as 3.95% on eligible homes until Dec. 31, 2022*. Co-ownership financing is seamlessly integrated into our second home purchase process. Find your dream second home from this collection of Pacaso listings that qualify for our low rates.

*Offer is for a 7-year interest-only loan. Interest rates and loan terms are subject to change. Offer may not apply to the resale of a Pacaso. Interest rate is based on the amount of the down payment, and does not include the one percent financing fee to finance the purchase of a Pacaso.

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Explore second home insights

Co-ownership made simple

  • heart with keyhole icon

    Buy

    Explore specially selected luxury homes in top destinations. We’ll help you every step of the way to find your perfect fit, and you decide what share of the property you’d like to own.

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    Own

    We create a limited company for each property, find qualified owners, and handle sales details. Upon completion, the co-owners own 100% of the home – Pacaso doesn’t retain any share.

  • icon relax

    Enjoy

    We take care of furnishings, repairs, utilities and property management – you just show up and relax. Our app and SmartStay technology make arranging your stays easy and fair.

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Find your Pacaso

Take the next step in buying a holiday home. Have questions about co-ownership? See a property that caught your eye? We're here to help.

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