Flexible financing

Pacaso offers exclusive financing rates from 3.95% on eligible homes. Buyers can also pay with cash or crypto.

white modern home with pool in desert

Pick what works for you

  • icon cash

    Cash or crypto

    Use cash, or pay with crypto through BitPay, and enjoy mortgage-free Pacaso ownership.

  • ownership icon

    Credit line

    Tap a home equity line of credit (HELOC) or a personal line of credit.

  • icon mortgage

    Financing

    We've secured competitive rates with our banking partners — with exclusive financing rates as low as 3.95%. The process is fast and simple.

Limited time offer

Special financing rate

To give you a buying advantage, Pacaso is offering buyer financing as low as 3.95% on eligible homes until Dec. 31, 2022. This offer is for a 7-year, interest-only loan — interest rates and loan terms are subject to change.

Peace of mind

We've got you covered

person signing contract others pointing

When buyers choose to finance their purchase, Pacaso serves as the corporate guarantor of the loan. This means you’re protected if another co-owner defaults. It's one of the many benefits of LLC co-ownership.

PAY WITH CRYPTO

Ahead of the curve

Several coins of Bitcoin, Etherium and Dogecoin

To support buyers with diverse financial portfolios, we offer payment with Bitcoin and other cryptocurrencies through BitPay, a trusted payment processor. 

We're leading the industry with payment options that meet the needs of more customers across the globe.

Financing FAQs

  • What down payment is required to purchase a share of a second home?

  • How quickly can I get approved?

  • How long will 3.95% financing be offered?

  • Which homes are eligible for 3.95% financing?

  • WHAT’S THE DOWN PAYMENT FOR 3.95% FINANCING?

  • Is the loan in my name?

  • Is there a financing fee?

  • Can I use crypto for a down payment and finance the rest of my home purchase?

  • I want to purchase my Pacaso with crypto. How does the payment process work?