Complete with confidence

Streamlined completion

You’ve found your ideal holiday home, so let’s take you through what happens over the next couple of weeks. Just a few more steps before you step through the door of your Pacaso!

Back patio of the poolhouse with seating, pool, and firepit

The path to completion

  • number 1

    Reserve your share

    Pacaso arranges a call to kick off your completion. You’ll sign the residential sale and purchase contract and addendum. You’ll receive instructions on how to transfer your deposit, which is 10% of the share price.

  • Number 2

    Review and sign documents

    You’ll receive two sets of documents to review and sign. The first includes the house policy, program manager agreement and building survey. The second contains the operating agreement and ACH form for monthly operating expenses.

  • Number 3

    Secure financing

    If you are financing a portion of your purchase, you must provide Pacaso with your most recent payslip, bank statement and tax return. In addition, you will need to supply a credit report authorisation.

  • Number 4

    Prepare for completion

    Pacaso schedules a check-in call 5 days before completion. We’ll review the details of your exchange and completion and give you instructions on how to send the remaining funds. We’ll confirm all documents are signed and verify your first stay date.

  • Number 5


    Congratulations, you are now a Pacaso owner! It’s time to crack open the champagne and share the good news about your holiday home with your family and friends. Now, just one more step.

  • Number 6


    Following completion, schedule an onboarding session with your owner concierge team. Download the Pacaso app so you can start booking your stays, and get ready to enjoy your new holiday home!

What to expect as an owner

home with ivy and valley view

Our support doesn't end at completion. Pacaso takes care of your home, so you can just show up and relax. Our ongoing services include property management, bill payment, maintenance and more.

Owners are responsible for the home's monthly operating expenses, such as utilities and cleaning. Pacaso passes these costs on to owners with no markup, based on the number of shares owned. We charge a €199 monthly fee for our management services.

Completion FAQs

  • Are completion costs included in the price?

  • Does the Pacaso program management fee go up each year?

  • Can Pacaso make changes to the owner operating agreement?

  • Can Pacaso raise the monthly home operating estimate?

  • Where do the reserve funds go and how are funds used?

  • What if another owner defaults? How does Pacaso protect me as an owner?