Buy with confidence

With our banking partners, Pacaso offers competitive-rate financing for up to 70% of the purchase price of your property. Buyers can also pay with cash or crypto.

white modern home with pool in desert

Choose what suits you best

  • icon cash


    Use cash, or pay with crypto through BitPay, and enjoy mortgage-free Pacaso ownership.

  • ownership icon

    Credit line

    Fund your purchase with a home equity loan or a line of credit.

  • icon mortgage


    Apply for financing through our banking partners. We facilitate the process, so it’s fast and simple.

Peace of mind

We've got you covered

person signing contract others pointing

When buyers choose to finance their purchase, Pacaso serves as the corporate guarantor of the loan. This means you’re protected if another co-owner defaults. It's one of the many benefits of limited company co-ownership.


Own for less

To support buyers, Pacaso has negotiated competitive rates with our banking partners. We offer interest rates under 5% on select listings. Plus, we facilitate the process, so it’s fast and simple. Call us today to learn the rate and terms for the home you’re interested in.

Own With a Friend

Friend drinking wine

You can now buy a single Pacaso share with a friend, partner, business associate or family member and save 50% on the total cost of ownership. Share your expenses, split the time in your home and enjoy all the benefits of Pacaso ownership and living the Pacaso lifestyle.

Financing FAQs

  • What down payment is required to purchase a share of a second home?

  • How quickly can I get approved?

  • Is the loan in my name?

  • Is there a financing fee?

  • Can I use crypto for a down payment and finance the rest of my home purchase?

  • I want to purchase my Pacaso with crypto. How does the payment process work?