How it works

Buy, bring, sell, or invest. Four separate products, one standard. Here’s how each works.

Villa BOM, Pacaso home in St-Barthélemy — pool pavilion with palms and ocean (Villa-BOM-Pacaso-StBarth-Jan-2026-FUJI7155, photo © Tisa Sencur). Cropped 3:2 from the 8000px original with sky trimmed to keep the pool fully in frame. How It Works page hero.

Buy

Find the home. Make it yours.

For those who already know the life they want and are ready to live it. Own an eighth, a quarter, up to half of a Pacaso home. Professionally designed, cared for, and ready, so the only thing left to do is enjoy it. With ownership comes access to the Pacaso collection through swap.

1/8 - 1/2OWNERSHIP OPTIONS
6-7 staysPER SHARE
24/7 supportPROPERTY MANAGEMENT
The collectionYOURS THROUGH SWAP
FIND YOUR HOME
Westbourne, Pacaso home at 442 Westbourne St, La Jolla CA (Bird Rock) — twilight front elevation hero (442_Westbourne_St_18). Used in the How It Works Buy section.

Bring

Enjoy your home. Access the collection.

For those who already own a second home — and want to travel the world. Bring your luxury second home into Pacaso and it joins a standard shared by exceptional homes worldwide. Leverage your equity through swap to travel further. From Bali to NYC to Tuscany, every place is yours.

$100kMEMBERSHIP FEE
5 yearsMEMBERSHIP TERM
75+ destinationsWORLDWIDE
Travel flexibilityWITH SWAP CREDITS
RESERVE YOUR STAYS
Volta, Pacaso home at 3315 P Street NW, Washington DC (Georgetown) — exterior hero shot. Used in the How It Works Bring section.

Sell

Keep the time you use. Sell the rest to Pacaso.

For those who have a second home that sits empty. Right-size your ownership: sell half of your luxury second home or more, keeping only what you use. Your home becomes a Pacaso, and the collection becomes yours to enjoy.

0%AGENT FEES
Hassle freePROPERTY MANAGEMENT
Unlock capital
1/8 - 1/2OWNERSHIP OPTIONS
SELL TO PACASO
Westbourne, Pacaso home at 442 Westbourne St, La Jolla CA (Bird Rock) — daytime aerial with neighborhood and ocean horizon (442_Westbourne_St_7). Used in the How It Works Sell section.

Invest

Back the model. Collect the return.

For those who back the model itself. A three-year note paying 10% annually, offered only to accredited investors. Your capital is backed by the Pacaso collection of curated, professionally managed luxury homes.

10%FIXED ANNUAL YIELD
3 yearsNOTE TERM
506(c)REG D EXEMPTION
AccreditedINVESTORS ONLY
BECOME AN INVESTOR
Riviera, Pacaso home at 1131 Las Alturas Road, Santa Barbara — dusk aerial exterior with pool (DJI_2226, March 2026 shoot)

MADE FOR THE WAY YOU LIVE

Find the way that fits

BuyPacaso home
BringInfinity
SellRightsize
InvestDebt investment
YOU HOLD
1/8 to 1/2 ownership options
Your whole home
The part you keep
A promissory note
YOUR CAPITAL
Into the home
Stays put
Frees up
10% fixed annual yield
COMMITMENT
Ongoing
5 years
One-time
3 years
COLLECTION ACCESS
Yes
Yes
Yes
N/A
BEST WHEN
You’ve found the place
You want to travel the world
Your home sits half-empty
You’re looking for passive income
YOU HOLD
YOUR CAPITAL
COMMITMENT
COLLECTION ACCESS
BEST WHEN
BuyPacaso home
BringInfinity
1/8 to 1/2 ownership options
Your whole home
Into the home
Stays put
Ongoing
5 years
Yes
Yes
You’ve found the place
You want to travel the world
SellRightsize
InvestDebt investment
The part you keep
A promissory note
Frees up
10% fixed annual yield
One-time
3 years
Yes
N/A
Your home sits half-empty
You’re looking for passive income
“It’s like owning 10 homes instead of one. Paris really opened our eyes. It showed us what the next 10, 20, 30 years could look like.”
-Kristian
(Owner in San Diego)