Co-ownership, simplified
We manage the property, and you own it. It's the modern way to buy and own a holiday home.
Second home co-ownership
Build equity where you make memories
Tour
Browse and explore turnkey luxury second homes in over 40 world-class destinations. Tour virtually or in person at a time that works for you.
Buy
Finance up to 70% of your purchase or pay for your second home in cash. We’ll walk you through each step and help you schedule your first stays.
Own
Get excited when you come home — expect a beautifully maintained home that's stocked with all the things you and your loved ones could need.
Resell
Own with confidence. You can upgrade, resell or swap to another Pacaso. On average, homes resell for a 12% gain.
Tour
Browse and explore turnkey luxury second homes in over 40 world-class destinations. Tour virtually or in person at a time that works for you.
Buy
Finance up to 70% of your purchase or pay for your second home in cash. We’ll walk you through each step and help you schedule your first stays.
Own
Get excited when you come home — expect a beautifully maintained home that's stocked with all the things you and your loved ones could need.
Resell
Own with confidence. You can upgrade, resell or swap to another Pacaso. On average, homes resell for a 12% gain.
How co-ownership works
We’ve modernised and simplified the long-standing practice of co-ownership. Our limited company structure gives second home seekers a streamlined way to own part of a luxury property, without the hassles of owning and maintaining an entire home.
On top of that, ownership through a limited company offers liability and financial protections, as well as the peace of mind of having Pacaso as the company manager.
Dream home, dream location
Pacaso offers properties in some of the most sought-after destinations in Europe and the USA. Take a look at where we are, and if you don't see you favourite spot, let us know where we should be property-hunting next!
Easy, fair scheduling
Pacaso’s SmartStay system makes scheduling easy and equitable for every owner. When you own a Pacaso, you’ll have peace of mind knowing you can enjoy your home during the times that matter to you most, and the flexibility to books stays from two days to two years in advance.
Get Started
Find your Pacaso
Take the next step towards buying a holiday home. We can't wait to help you turn your dream into a reality, and we're here to support you with all you need to make it happen.
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OWNER STORIES
Second homes bring people together
A holiday home is a unique and special place to gather and create unforgettable memories for everyone. Find out how Pacaso is enhancing owners' lives.
Become part of the community
With Pacaso, you aren’t just buying a home, you’re becoming part of a community. Learn how Pacaso owners help the neighbourhood and local economy prosper.
Why holiday home owners love their Pacasos
NkemVentura County, CA, USA“All the things that Pacaso does are the things that I don’t want to do. I don't want to worry about upkeep — I want to spend time with my sons, my daughters, my wife.”
KevinNewport Beach, CA, USA“My ideas about what I wanted and what I could actually afford were on two different levels. Co-ownership brought properties that I thought were out of reach into grasp.”
SherayCupertino, CA, USA“I like the owners-only policy. The only people in my home are like-minded owners who have pride of ownership, and their guests. That feels good.”
GeorgeBay Area, CA, USA“We're not retired or close to it, so I'm not going to be occupying a second home more than 15% tops. It's a perfect product for someone like me.”
WillRedwood City, CA, USA“From the start to today, working with Pacaso at all levels, everyone has been fantastic.”
GloriaFoster City, CA, USA“This is the perfect model. I can own a share of the property and not worry about maintenance.”
Common questions
DO I REALLY HAVE OWNERSHIP IN A PACASO HOME?
Yes. Owning a Pacaso is true property ownership. You purchase ownership, starting at 1/8, in a property-specific limited company. The home is fully managed and designed specifically for co-ownership.
Does Brexit affect my ability to co-own a home in Spain?
Buyers from the UK and other non-EU countries can easily co-own a Pacaso in Spain through our streamlined SL (sociedad limitada) model, which is similar to a limited company. We create an SL for the home, and buyers can purchase an ownership interest with no visa or residency requirements, just an NIE document (tax identification number). Local taxes and home operating expenses are collected and paid through the SL, which Pacaso manages. Pacaso co-owners can sell their ownership interest at any time if the other ownership interests in their home are sold.
HOW DO I SCHEDULE TIME TO USE MY HOME?
You book time using the Pacaso app, powered by our SmartStay scheduling system. It’s easy to use and fair for all the owners, based on your ownership amount.
HOW DOES PACASO CO-OWNERSHIP COMPARE TO A TIMESHARE OR WHOLE HOME OWNERSHIP?
Unlike a traditional timeshare involving a contractual right to use a property, owning a Pacaso is ownership of a property asset that moves in value with the local market. Scheduling is flexible, and the owner group is small. The purchase price and ongoing expenses are a fraction of the cost of whole home ownership, and you avoid the hassles of traditional ownership, like time spent doing property maintenance when you should be enjoying a well-earned break!
WHAT MONTHLY COSTS WILL I HAVE TO PAY AS A PACASO OWNER?
Home operating costs, such as property management, maintenance, taxes and repairs, are passed directly to owners transparently with no markup. Costs are shared pro rata. Owners pay an additional monthly management fee which covers limited company oversight, ongoing owner support, and the technology that gives you the best ownership experience possible.
How are prospective owners evaluated?
We vet all owners, who agree to a common-sense owner code of conduct. The home will be reserved for the exclusive use of owners and their guests.
What if I want to sell my ownership interest in the home?
If the other shares in your home are fully sold, you can sell your ownership at any time — plus, you set the sale price. We have an active network of interested buyers, and the home will also be listed on Pacaso and other websites, and promoted across our marketing channels.