White stucco home exterior with black balconies, surrounded by mature oak trees and tropical landscaping
Front entry walkway with dark gray steps, black door and tropical palms along paver path
Front entry walkway with dark gray steps, black door and tropical palms along paver path
Rear exterior with covered patio, upper balconies and geometric pool surrounded by palm trees
Backyard view with tiered pool, covered lounge area and two-story balconies with black railings
Covered patio with wicker furniture, white cushions and view of geometric pool with dark tile
Geometric pool with raised spa features, travertine deck and white stucco walls with landscaping
Backyard pool area with covered lounge, travertine paving and view of neighboring gray siding home
Multi-level pool deck with covered patio seating, wicker furniture and white outdoor fireplace
Courtyard pool with white lounge chairs, modern fireplace and palm trees against gray siding exterior
Pool deck with gray lounge chairs, palm trees and view of neighboring homes through landscaping
Backyard view showing tiered pool, covered patio with furniture and palm trees framing the scene
Courtyard pool area with lounge chairs, white walls and view of neighboring gray home with palms
Pool deck with gray lounge chairs, white side table and view of covered patio and balconies
Covered patio lounge with white ceiling, wicker sectional and view of courtyard pool area
Covered patio seating area with wicker sectional, white cushions and black-framed glass doors
Covered patio with wicker furniture, white cushions and view of pool and balconies beyond
Outdoor fire pit seating area with wicker chairs, cushions and palm trees in background
Fire pit lounge with wicker seating, round fire feature and view toward pool and home
Outdoor seating area with wicker furniture surrounding fire pit, white walls and palm trees overhead
Private fire pit nook with wicker seating, louvered privacy screen and tropical landscaping
Covered porch with wicker dining table, black slatted pergola and views of neighboring homes
Covered porch with white dining table, wicker chairs and black-framed glass doors to interior
Covered porch lounge area with wicker furniture, white cushions and views of surrounding trees
Covered porch with white dining table, wicker chairs and stainless steel grill overlooking greenery
Covered porch lounge with wicker seating, white cushions and views framed by white curtains
Entry hallway with distressed white console, coastal artwork and view to staircase with dark treads
Living room with white sectional sofa, built-in shelving, fireplace and dark hardwood floors
Dining room with reclaimed wood table, wicker chairs and brass chandelier under wood ceiling
Dining room with reclaimed wood table, wicker chairs and white French doors overlooking porch
Open-plan dining and living area with wood table, white seating and wood-paneled vaulted ceiling
Kitchen with white cabinets, granite counters, wood island and bar seating overlooking open layout
Kitchen with white cabinets, granite counters, wood island and bar seating overlooking open layout
Kitchen with white cabinets, granite counters, wood island and bar seating overlooking open layout
White kitchen with granite counters, stainless farmhouse sink and view to open shelving pantry
Kitchen with white gas range, granite counters, stainless hood and view through to dining area
Kitchen with white gas range, granite counters, stainless hood and open doorway to powder room
Kitchen with white cabinetry, granite counters, stainless appliances and view through open doorway
Living room with white sectional, fireplace, wood ceiling and tall windows with natural light
Living room with white sectional sofa, rustic coffee table and French doors leading to porch
Living room with white sectional, built-in shelving, fireplace and tall floor lamp with white shade
Open living room with white sectional sofa, built-in fireplace, dark wood floors and wood-paneled ceiling
Bright bedroom with vaulted ceiling, white bedding, jute rug and louvered storage along wall
Spacious bedroom with white linens, built-in louvered cabinets, dark wood floors and sunlit windows
Bedroom with white bedding, gray upholstered headboard, chevron dresser and vaulted white ceiling
Upper hallway with driftwood sunburst mirror, neutral console table and view to outdoor patio
Hallway with stacked washer-dryer unit visible through open door and adjacent powder room
Bedroom with reclaimed wood headboard, white linens, woven bench and white shiplap ceiling
Bedroom with rustic wood headboard, white bedding, blue plaid curtains and garden views
Bedroom with distressed wood headboard, white linens, woven bench and dark hardwood floors
Bedroom with white four-poster bed, tufted bench, palm frond art and shiplap ceiling
Bedroom with white furniture, coastal artwork, gray upholstered headboard and floor-to-ceiling built-in storage
Master bedroom with white four-poster bed, TV console, wicker chair and multiple windows
Covered balcony with pergola, woven chairs and views of neighboring homes and landscaping
Modern exterior with white stucco, black pergola balcony, gray garage doors and brick paver driveway
Open dining area with white cabinets, marble counters, round black table and wicker chairs
Compact kitchen with white cabinetry, stainless appliances, dark wood floors and balcony access
Kitchen corner with white cabinets, marble countertops, stainless microwave and undermount sink
Suite with white sofa, round table, coastal artwork and view into bedroom with gray headboard
Suite with white furniture, built-in storage, coastal artwork and dark hardwood floors throughout
Bedroom suite with gray upholstered bed, white sectional sofa, acrylic coffee table and built-in closets
Open-plan studio with grey upholstered bed, white sofa, white kitchen and dark wood floors
Bedroom with grey upholstered king bed, white nightstands, crystal lamps and door to outdoor balcony
Bedroom with king bed, white sofa, acrylic coffee table and white kitchen with vaulted ceiling
Bathroom with white subway tile, marble vanity, framed mirror and abstract blue artwork
Aerial view of coastal community with tennis courts, white-roofed homes and turquoise Gulf waters
Aerial view of beachfront neighborhood with white homes, tree-lined streets and emerald Gulf waters
Aerial view of coastal town showing white homes, sandy beach and turquoise ocean waters
Aerial view of beachside neighborhood with white-roofed homes nestled among green trees near Gulf shore
Aerial view of coastal homes with white roofs and community pool near turquoise Gulf waters
Aerial view of tree-lined neighborhood with white homes between tennis courts and turquoise Gulf beach
Aerial view of residential community with white homes, green lawns and turquoise Gulf waters nearby
Aerial view of beachside neighborhood with white homes, community pool and turquoise Gulf shoreline
Aerial view of coastal community with white homes, tree canopy and emerald Gulf waters nearby
Aerial view of beachfront neighborhood showing white-roofed homes, community pool and turquoise Gulf waters
Aerial view of coastal neighborhood with white homes, community pool and emerald Gulf shoreline
Aerial view of beachside community with white homes, tree-lined streets and turquoise Gulf waters
Aerial view of coastal neighborhood with white homes surrounded by trees near tennis courts
Aerial view of white-roofed homes with circular garden feature and green space in residential community
Overhead view of white homes with metal roofs surrounded by trees near circular landscaped feature

Rosemary Beach, FL

270 East Water Street

$1,685,000 *for
1/4 ownership
4 bds•4 ba•2,282 sq ft

Whole Home Price: $4,900,000

* Estimated price
Heated pool
Balcony
Fireplace
Krista Morton
Krista Morton
Vice President
Call or text: (215) 866-1252

Explore ownership

Connect with our team to discuss your path to effortless vacation home co-ownership.

Look inside 270 East Water Street

Home interior will be redesigned
If Pacaso closes on this listing, our team of in-house designers will transform it into a Pacaso Design Certified™ home.
White stucco home exterior with black balconies, surrounded by mature oak trees and tropical landscaping
Front entry walkway with dark gray steps, black door and tropical palms along paver path
Rear exterior with covered patio, upper balconies and geometric pool surrounded by palm trees
Backyard view with tiered pool, covered lounge area and two-story balconies with black railings
Covered patio with wicker furniture, white cushions and view of geometric pool with dark tile

Amenities you'll enjoy

The Location

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This third-party listing has been curated for co-ownership based on its amenities, location and value.

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Your way into the Pacaso life

Own starting at 30% down

As a Pacaso buyer, you can qualify for financing — an option typically unheard of for second home co-ownership. Pacaso works with partner financial institutions to offer competitive rates to qualifying individuals. For a little as 30% down with an interest-only loan, you can own at a lower cost.

Estimate your monthly financing
$1,685,000
$505,500

1/4 ownership financing

$0/month

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Listing Agent

Courtesy of - Linda Miller, Linda Miller Real Estate LLC

Whole home list price: $4,900,000

License ID: 3444332

850-974-8885, linda@thesmileof30a.com

MLS #: 994605

Status: Active • Source: Emerald Coast Association of Realtors

Pacaso last checked: October 24, 2026 02:20 AM UTC

Data last updated: July 28, 2026 04:26 PM UTC

Information provided by Emerald Coast Association of Realtors is exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Vendor Member Number: 35065.

All listings are represented by licensed independent brokerages.

The Pacaso Home LLC has four ownership interests available for purchase.