Financing & payment FAQs

Get answers to common questions about Pacaso financing and payment options.

Financing FAQs

  • What are my options for financing?

  • Am I required to finance through Pacaso?

  • What down payment is required to purchase a share of a second home?

  • How quickly can I get approved?

  • What happens if one owner defaults?

  • Is the loan in my name?

  • Can I pay off my loan early?

  • How and when do I make my payments?

  • Is there a financing fee?

  • Can I pull out equity on my Pacaso share?

  • Who are your banking partners?

Cryptocurrency FAQs

  • Does Pacaso accept payment in crypto?

  • I want to purchase my Pacaso with crypto. How does the payment process work?

  • Do I have to use BitPay, or can I choose another crypto payment platform?

  • What cryptocurrencies can buyers transact in?

  • Are there additional fees when paying with crypto?

  • Can I split my payment between cash and crypto?

  • Can I use crypto for a down payment and finance the rest of my home purchase?

  • Can I pay my deposit in crypto? If I don’t end up purchasing, will my deposit be returned in crypto?

  • Can I pay monthly operating expenses with crypto?

  • If I sell my Pacaso, can I get paid in crypto?

  • Does paying in crypto impact my taxes?

  • Is BitPay a reliable platform?

  • Is my crypto wallet secure? How am I protected against theft?

  • Why is Pacaso interested in crypto?

  • Are you the first real estate marketplace to accept crypto?

Buyer webinars

Pacaso 101

Pacaso employees hosting a webinar

Have questions about co-ownership? Connect directly with our Crew both live and on demand to learn the basics of the Pacaso model and how ownership can enrich your life.

More about financing

We're here to help

Want to learn more about co-ownership or our second home financing options? Ask us anything.