What is the difference between Pacaso and Four Seasons Private Residences?

Pacaso offers co-ownership of luxury second homes through an LLC structure, allowing multiple buyers to share costs and usage. Four Seasons Private Residences provide full ownership of individual homes with integrated hospitality-level service and amenities.

Is Pacaso a more affordable alternative to Four Seasons Private Residences?

Yes. Pacaso’s co-ownership model lowers the cost of entry by allowing buyers to purchase a share of a luxury home rather than the entire property. Four Seasons Private Residences require full ownership and therefore a higher upfront investment.

Who is each model best suited for?

Pacaso appeals to second-home buyers who value flexibility, lower upfront costs, and long-term investment potential through co-ownership. Four Seasons Private Residences suit buyers seeking exclusive, fully owned homes with luxury service backed by a global brand.

Does Pacaso offer financing compared to Four Seasons Private Residences?

Pacaso provides financing up to 70% loan-to-value for qualified buyers. Four Seasons Private Residences are generally purchased outright, with no financing available.

What types of destinations are available through Pacaso vs. Four Seasons?

Pacaso homes are located in 40+ markets across the U.S, Mexico, and Europe. Four Seasons Private Residences also have a global presence, with locations across the U.S., Europe, Central and South America, the Middle East, Africa, and Asia.

How does the ownership experience differ between Pacaso and Four Seasons?

Pacaso’s experience centers on flexibility. Owners schedule stays through SmartStay™ technology, enjoy turnkey property management, and have global swap opportunities. Four Seasons Private Residences provide full-time access and personalized service in a traditional, fully owned home setting.

Luxury vacation home ownership comparison

Pacaso vs Four Seasons Private Residences

Both companies offer luxury vacation home ownership, but with fundamental differences. Pacaso enables co-ownership through an LLC structure with integrated technology for purchase and management, while Four Seasons Private Residences follow a traditional full-ownership model.

Palmilla outdoor lounge area with lounge chairs placed poolside facing the unobstructed view from the home during a sunset.

What to know about Four Seasons Private Residences

Four Seasons Private Residences bring the brand’s hotel standards to privately owned homes in premier destinations, with intuitive personal service and seamless integration of onsite hotel amenities.

What is Four Seasons Private Residences?

Four Seasons Private Residences offers full-ownership homes in sought-after global locations, designed and serviced to Four Seasons hospitality standards, with dedicated on-site staff and resort-style amenities for residents.

How Does Four Seasons Private Residences Work?

Unlike resort stays or rental programs, Four Seasons Private Residences function as traditional real estate ownership with a built-in hospitality layer — owners hold a title, while Four Seasons manages daily operations and resident services.

How much does Four Seasons Private Residences cost?

In recent U.S. listings, one-bedroom residences start around $2 million, two-bedroom homes often range from $3 million to over $10 million, and larger multi-bedroom or penthouse properties can exceed those figures. Exact pricing varies by location, size, and finishes.

What is Four Seasons Private Residences?
Four Seasons Private Residences offers full-ownership homes in sought-after global locations, designed and serviced to Four Seasons hospitality standards, with dedicated on-site staff and resort-style amenities for residents.
How Does Four Seasons Private Residences Work?
Unlike resort stays or rental programs, Four Seasons Private Residences function as traditional real estate ownership with a built-in hospitality layer — owners hold a title, while Four Seasons manages daily operations and resident services.
How much does Four Seasons Private Residences cost?
In recent U.S. listings, one-bedroom residences start around $2 million, two-bedroom homes often range from $3 million to over $10 million, and larger multi-bedroom or penthouse properties can exceed those figures. Exact pricing varies by location, size, and finishes.

Pacaso vs. Four Seasons Private Residences

Features comparison

Category	Pacaso	Four Season Private Residences
Ownership type	1/8 – 1/2 co-ownership shares via LLC	Traditional full-ownership model
Destinations	40+ global markets	60+ global markets
Cost structure	$200k-$2M per share	~$2M-$10M+ per home
Management	Full service, turnkey	Full service with resort amenities
Financing	Integrated financing up to 70% LTV	No financing options
Swap network	80% of Pacaso homes are eligible for a global home swap	N/A - buy into a single, consistent property
Best for	True ownership, long-term belonging	Full ownership, resort-style living

How does Four Seasons Private Residences compare to Pacaso?

Pacaso offers flexible co-ownership with global swap opportunities, while Four Seasons Private Residences provide full ownership with resort-style service and amenities.

Destinations
Four Seasons Private Residences has 60+ global markets; Pacaso spans 40+ global markets.
Pricing
On average, Four Seasons Private Residences range from 2M - $10M+ for full ownership; Pacaso offers luxury homes for an average of $700K for 1/8th shares.
Experience
Four Seasons Private Residences aims to feels like a luxury hotel stay; Pacaso provides a private experience in a luxury vacation home.
Scheduling
Four Seasons Private Residences offer full owner access with no scheduling required; Pacaso uses SmartStay™ technology for fair, easy scheduling between owners.
Service
Four Seasons Private Residences offer personalized service and resort amenities; Pacaso homes are fully stocked, elegantly furnished, and professionally managed.
Financing
Four Seasons Private Residences rarely offers financing; Pacaso provides up to 70% LTV financing.

Equity, luxury, and flexibility

Why choose Pacaso's co-ownership model?

A Napa second home with vast outdoor living areas: including a pool with three waterfalls, fire pit and hot tub

Equity, luxury, and flexibility

Why choose Pacaso's co-ownership model?

Curated luxury homes: Professionally designed homes in 40+ premier destinations, like a Napa Valley estate for ~$700K per share.
Full-service management: Dedicated Home Manager and concierge support ensures every detail is handled, from cleaning to ongoing home maintenance.
SmartStay™ scheduling: App-based booking puts flexibility at your fingertips, letting you reserve your Malibu beach home—or any property—in minutes.
Global swap network: Swap stays across destinations worldwide, such as trading a Paris apartment for a stay in a Cabo villa, maximizing variety and vacation opportunities.
Integrated financing: Make ownership more accessible with built-in financing, letting you acquire a $3M home for roughly $700K per share.

Invest in your dream vacation home with Pacaso

View of Solana pool area with a fern framing the foreground of the photo.

Invest in your dream vacation home with Pacaso

Pacaso makes luxury second home co-ownership simple and accessible. Enjoy real estate equity ownership in premier destinations around the world, from mountain retreats to beachside villas. With fully managed homes, concierge-level services, and SmartStay™ scheduling, Pacaso combines effortless luxury with the long-term value of real estate ownership.

Pacaso FAQs

What is the difference between Pacaso and Four Seasons Private Residences?
Pacaso offers co-ownership of luxury second homes through an LLC structure, allowing multiple buyers to share costs and usage. Four Seasons Private Residences provide full ownership of individual homes with integrated hospitality-level service and amenities.
Is Pacaso a more affordable alternative to Four Seasons Private Residences?
Yes. Pacaso’s co-ownership model lowers the cost of entry by allowing buyers to purchase a share of a luxury home rather than the entire property. Four Seasons Private Residences require full ownership and therefore a higher upfront investment.
Who is each model best suited for?
Pacaso appeals to second-home buyers who value flexibility, lower upfront costs, and long-term investment potential through co-ownership. Four Seasons Private Residences suit buyers seeking exclusive, fully owned homes with luxury service backed by a global brand.
Does Pacaso offer financing compared to Four Seasons Private Residences?
Pacaso provides financing up to 70% loan-to-value for qualified buyers. Four Seasons Private Residences are generally purchased outright, with no financing available.
What types of destinations are available through Pacaso vs. Four Seasons?
Pacaso homes are located in 40+ markets across the U.S, Mexico, and Europe. Four Seasons Private Residences also have a global presence, with locations across the U.S., Europe, Central and South America, the Middle East, Africa, and Asia.
How does the ownership experience differ between Pacaso and Four Seasons?
Pacaso’s experience centers on flexibility. Owners schedule stays through SmartStay™ technology, enjoy turnkey property management, and have global swap opportunities. Four Seasons Private Residences provide full-time access and personalized service in a traditional, fully owned home setting.

Get started

Find your Pacaso

Take the next step in buying a second home. Have questions about co-ownership? See a listing that caught your eye? We're here to help.

Select one of the following

I am a buyer

I am a seller

I'm an agent or broker

Full Name

Email

Phone

Primary Zip

Brand Brokerage*

Primary Action*

Seller Type*

I am interested in*

This home is in a HOA (Home Owners Association)*

Opt into personalized SMS updates.

Msg & data rates apply. Frequency varies. Text HELP for help, text STOP to cancel. View terms.

I give Pacaso permission to contact me & agree to the terms. This site is protected by reCAPTCHA and the Google privacy policy, terms of service and mobile terms.