What is the main difference between Pacaso and Exclusive Resorts?

Exclusive Resorts is a membership-based travel club providing access to luxury homes. Pacaso offers true co-ownership of a luxury second home, giving buyers an ownership stake and the benefits that come with it.

Is Pacaso right for you compared to Exclusive Resorts?

If you value ownership, long-term equity, and the flexibility to enjoy a professionally managed luxury home year-round, Pacaso may be the better fit. Exclusive Resorts suits those seeking flexible travel without property ownership.

How much does it cost to own a Pacaso home compared to Exclusive Resorts?

Pacaso co-ownership starts around $200K for a 1/8th share in a luxury home, plus ongoing expenses. Exclusive Resorts memberships begin around $195K for a 10-year term, plus annual dues for access, without equity or ownership.

Does Pacaso offer financing options?

Yes, Pacaso offers competitive financing for up to 70% of the home’s purchase price.

How does Pacaso’s SmartStay™ scheduling work?

SmartStay™ lets owners view and book stays in real time, accounting for seasonality and local events while adapting to each owner’s preferences over time.

What destinations can I access with Pacaso?

Pacaso has homes in over 40 premier destinations worldwide, including Napa Valley, Aspen, Paris, London, Cabo, and Jackson.

Does Pacaso allow home swaps?

Yes. Pacaso owners can swap time across its network of luxury homes, providing flexibility to enjoy multiple destinations while maintaining ownership of their home.

What responsibilities do Pacaso owners have after purchase?

Since Pacaso handles day-to-day management—including maintenance, cleaning, and scheduling—owners can enjoy the benefits of a luxury second home without the ongoing responsibilities of traditional ownership.

What does it mean to own a Pacaso home through an LLC?

Pacaso homes are owned through a property-specific LLC, with buyers purchasing a share of that entity. The LLC structure helps limit personal liability and simplify co-ownership, while Pacaso professionally manages both the home and the LLC. If an owner defaults, Pacaso assumes financial responsibility—protecting the remaining owners.

Travel club membership alternative

Pacaso vs. Exclusive Resorts

Both Pacaso and Exclusive Resorts provide access to luxury vacation homes in sought-after destinations. Exclusive Resorts operates as a members-only travel club membership with annual dues, while Pacaso offers true second home co-ownership in a professionally managed luxury home.

Living area with open wall that leads out to outdoor living and pool area.

What to know about Exclusive Resorts

Exclusive Resorts offers access to a global portfolio of private luxury residences and curated travel experiences.

What is Exclusive Resorts?

Exclusive Resorts is a travel club that gives members access to a global collection of privately owned luxury residences, along with bespoke travel experiences and on-site concierge.

How does Exclusive Resorts work?

Members join by paying an initiation fee and annual dues tied to the number of nights they plan to travel each year. Reservations can be made up to two years in advance depending on the membership level.

How much does Exclusive Resorts cost?

Exclusive Resorts uses a tiered membership model with one-time initiation fees and annual dues. Initiation fees start at $195,000 for a 10-year term, with longer options available. Annual dues are charged per Plan Day.

What is Exclusive Resorts?
Exclusive Resorts is a travel club that gives members access to a global collection of privately owned luxury residences, along with bespoke travel experiences and on-site concierge.
How does Exclusive Resorts work?
Members join by paying an initiation fee and annual dues tied to the number of nights they plan to travel each year. Reservations can be made up to two years in advance depending on the membership level.
How much does Exclusive Resorts cost?
Exclusive Resorts uses a tiered membership model with one-time initiation fees and annual dues. Initiation fees start at $195,000 for a 10-year term, with longer options available. Annual dues are charged per Plan Day.

Pacaso vs. Exclusive Resorts

Features comparison

Category	Pacaso	Exclusive Resorts
Ownership type	1/8 – 1/2 co-ownership shares via LLC	None; membership-based travel
Destinations	40+ global markets	100+ global destinations
Real estate ownership	Yes, each share represents real equity in the home	No real estate ownership or equity benefit
Cost structure	$200k-$2M per share	Initiation fees start at $195,000 for a 10-year term; annual dues vary by number of travel days.
Scheduling	SmartStay™ app-based booking	Book through a concierge-style Travel Desk, the app, or directly with a vacation ambassador
Financing	Integrated financing up to 70% LTV for qualifying buyers	No financing currently listed
Best for	True ownership, long-term belonging	Best for travelers who value variety and travel services

How does Exclusive Resorts compare to Pacaso?

Destinations
Exclusive Resorts provides access to 400+ residences across 100+ global destinations. Pacaso focuses on 40+ carefully selected markets, including Napa, Aspen, London, and Paris.
Scheduling
Exclusive Resorts members reserve stays through a concierge-style Travel Desk, app, or directly with your Travel Ambassador. Pacaso’s SmartStay™ technology enables self-service booking with built-in fairness and year-round flexibility.
Investment cost
Exclusive Resorts memberships begin around $195,000 plus annual dues. Pacaso offers real estate ownership through 1/8th shares, with average share prices from $200k-$2M in comparable luxury homes.
Access flexibility
Exclusive Resorts offers access across its residence portfolio. Pacaso owners enjoy both home access and the ability to swap stays across a growing global network of homes.
Management
Exclusive Resorts provides on-site concierge support during each stay. Pacaso fully manages homes year-round, offering the benefits of ownership without the ongoing responsibilities.
Financing options
Exclusive Resorts does not offer financing for memberships. Pacaso allows buyers to finance up to 70% LTV for qualifying buyers.

Equity, luxury, and flexibility

Why choose Pacaso's co-ownership model?

Rosemary Shores rear outdoor living area at night with exterior light illuminated and patio furniture arranged in a circle around a coffee table directly next to the rectangular pool.

Equity, luxury, and flexibility

Why choose Pacaso's co-ownership model?

Curated luxury homes: Professionally designed homes in 40+ premier destinations, like a Napa Valley estate for ~$700K per share.
Full-service management: Dedicated Home Manager and concierge support ensures every detail is handled, from cleaning to ongoing home maintenance.
SmartStay™ scheduling: App-based booking puts flexibility at your fingertips, letting you reserve your San Diego beach home—or any property—in minutes.
Global swap network: Swap stays across destinations worldwide, such as trading a Paris apartment for a stay in a Cabo villa, maximizing variety and vacation opportunities.
Integrated financing: Make ownership more accessible with built-in financing, letting you acquire a $3M home for roughly $700K per share.

Invest in your dream second home with Pacaso

A Napa second home estate with a large outdoor terrace, guest house and vineyards

Invest in your dream second home with Pacaso

Pacaso makes luxury second home co-ownership simple and accessible. Enjoy real estate equity ownership in premier destinations around the world, from mountain retreats to beachside villas. With fully managed homes, concierge-level services, and SmartStay™ scheduling, Pacaso combines effortless luxury with the long-term value of real estate ownership.

Pacaso vs Exclusive Resorts FAQs

What is the main difference between Pacaso and Exclusive Resorts?
Exclusive Resorts is a membership-based travel club providing access to luxury homes. Pacaso offers true co-ownership of a luxury second home, giving buyers an ownership stake and the benefits that come with it.
Is Pacaso right for you compared to Exclusive Resorts?
If you value ownership, long-term equity, and the flexibility to enjoy a professionally managed luxury home year-round, Pacaso may be the better fit. Exclusive Resorts suits those seeking flexible travel without property ownership.
How much does it cost to own a Pacaso home compared to Exclusive Resorts?
Pacaso co-ownership starts around $200K for a 1/8th share in a luxury home, plus ongoing expenses. Exclusive Resorts memberships begin around $195K for a 10-year term, plus annual dues for access, without equity or ownership.
Does Pacaso offer financing options?
Yes, Pacaso offers competitive financing for up to 70% of the home’s purchase price.
How does Pacaso’s SmartStay™ scheduling work?
SmartStay™ lets owners view and book stays in real time, accounting for seasonality and local events while adapting to each owner’s preferences over time.
What destinations can I access with Pacaso?
Pacaso has homes in over 40 premier destinations worldwide, including Napa Valley, Aspen, Paris, London, Cabo, and Jackson.
Does Pacaso allow home swaps?
Yes. Pacaso owners can swap time across its network of luxury homes, providing flexibility to enjoy multiple destinations while maintaining ownership of their home.
What responsibilities do Pacaso owners have after purchase?
Since Pacaso handles day-to-day management—including maintenance, cleaning, and scheduling—owners can enjoy the benefits of a luxury second home without the ongoing responsibilities of traditional ownership.
What does it mean to own a Pacaso home through an LLC?
Pacaso homes are owned through a property-specific LLC, with buyers purchasing a share of that entity. The LLC structure helps limit personal liability and simplify co-ownership, while Pacaso professionally manages both the home and the LLC. If an owner defaults, Pacaso assumes financial responsibility—protecting the remaining owners.

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