Buying

Sometimes, you just need to get away.  But how often, and for how long? And where do you like to stay? The answers are different for everyone. Maybe you think of time away from home as an opportunity to explore new and unknown destinations. Or perhaps nothing feels more comfortable than returning to a familiar place where you know what to expect, and you don’t have to search for the things you need. Examining your travel preferences and budget can help you choose accommodations that meet your needs. Three housing options to consider are Here are five questions to ask yourself when comparing your second home options. 1. What’s my budget? Money will likely be an important factor in your decision. The upfront costs associated with a home purchase are much higher than Am I willing to spend time on homeowner tasks? Do you get excited about home improvement projects and bill-payment spreadsheets? Or, when you’re away from home, are utilities and lawn care the last things you want to think about? Below, you'll see how the estimated operating costs of a Pacaso compare to a whole second home, along with the cost of renting a similar rental. Co-ownership can provide a significant cost advantage long-term over both options. *This estimate is based on the typical operating costs of a Pacaso and a similar whole home and is intended for comparison purposes only. How much will I use the home? Do you typically take one vacation a year? Or maybe you’re a Do I plan ahead? Do you sometimes wake up on a Saturday morning, hop in the car and figure you’ll find a place to stay once you reach your destination? Or are you most comfortable making plans weeks or months in advance? When you co-own a Pacaso, a maximum of seven other owners enjoy the home, meaning far less competition for dates. Plus, the SmartStay™ Am I looking for a ‘home away from home’? Are you just looking for a comfortable place to sleep? Do you think of a second home as a blank slate, ready for your artistic vision? Or do you want an always-ready gathering place where you make memories with family and friends? There’s no one right choice for everyone. But if you plan to use your second home several weeks a year, you don’t want the hassles and responsibilities of whole home ownership, and you want your second home budget to go further,

While there’s nothing more exciting than getting ready for a vacation, finding the perfect accommodations can feel stressful. You want privacy, a great view, proximity to activities and something that feels a bit more elevated than a typical hotel room, so you turn to a However, limited availability, last-minute changes and varying property standards can turn planning a getaway into a hassle.  In this guide, we’ll explore the factors that influence Airbnb pricing and availability and explain why Is there a best time to book an Airbnb? If you’re planning an Airbnb stay in a popular location or during peak travel times, like holidays, the earlier you book, the better. The same applies to properties with standout amenities, such as waterfront views, private pools or proximity to iconic landmarks like the Eiffel Tower in You can reserve an Airbnb up to two years in advance. In most cases, booking six months to a year in advance is plenty to secure top properties while still allowing flexibility. If you don’t see your dates available, it may be because the host hasn’t opened their calendar yet. Messaging the host directly can sometimes secure access before the dates officially appear. Last-minute bookings can work if you have a flexible schedule, and booking around four weeks in advance may save money, according to What factors affect Airbnb prices? Many factors affect Airbnb prices, but most come down to timing, location and demand. Just like hotels, Airbnb rates fluctuate based on when you travel, how popular the destination is and what the property offers. Seasonal travel trends, weekend demand, local events, neighborhood desirability and even guest reviews all play a role in how much a host can charge.  Below are the main factors that most directly influence the price of an Airbnb stay:  What do I need to know about cancellation policies? How early you’re comfortable booking often comes down to the cancellation policy, and on Airbnb, property owners have multiple options, such as those related to repairs. As a traveler, be sure to review the property's cancellation policy before booking to ensure it aligns with your travel plans.  While there are many cancellation policy types at Airbnb, here are a few of the most common you’ll encounter. Be sure to read the full policy before booking, as there are some rules regarding partial payments:  A better alternative to Airbnb: Pacaso To avoid Co-owning a luxury second home gives you guaranteed stays in top destinations like the Pacaso

Staying in a rental home can be a great way to spend a vacation. You aren’t confined to a single hotel room, and you have access to creature comforts like a kitchen, laundry and outdoor space. When it comes time to book a vacation home for an upcoming trip, it can be hard to know where to start. It seems like there are about a million Here are the differences between Airbnb and Vacasa, two of the most popular vacation home booking sites, plus an alternative that offers a true home away from home.  Vacasa is the largest full-service vacation rental property management company in North America. Unlike Airbnb, which primarily functions as a listing platform connecting travelers with hosts, Vacasa distinguishes itself as a comprehensive property management company. Vacasa's unique approach caters to both homeowners and travelers, providing services that go beyond mere listings to include property management, maintenance, and customer service. Recognizing this fundamental difference between Vacasa and Airbnb is pivotal for both homeowners and travelers when selecting a service for their vacation needs. Where you find listings  Airbnb listings are found on the Airbnb. You can use their full website or app to book, but the listings are the same. Homeowners have chosen to list their home (or room) for rent on the Airbnb platform specifically.  Since Vacasa is a full-service property management company, they list their clients’ homes  on multiple platforms, including their own website, Booking.com, Vrbo and yes, even Airbnb. Their goal is to showcase listings in as many places as possible to increase bookings for homeowners.  Available destinations and listings As of August 2022, there are roughly Vacasa takes a different approach. They focus on what they call “drive-to” vacation destinations, with roughly 35,000 listings concentrated in the most popular vacation hubs in the United States. (One reason is their use of local, on-the-ground property management teams.) Choose from beach destinations like Hawaii, San Diego, Myrtle Beach, Miami, Cape Cod and the Florida Keys. They have a big presence in ski areas, too: Park City, Lake Tahoe, Stowe, Sun Valley and Vail. You can also find Vacasa-managed homes in Belize, Canada, Costa Rica and Mexico.  Types of rental properties  Vacasa focuses on whole-home rentals, including condominiums, townhomes and single-family properties. You’ll find homes with a wide variety of amenities, including pools, hot tubs, boat docks and accessibility features. Many are also pet-friendly. Homes range from one-bedroom cabins to large vacation properties that will fit the whole extended family.  If you’re looking for a more unique experience, Airbnb is a great place to search. You can choose from shared rooms, private rooms in a home or full home rentals. In addition, Airbnb offers a range of 3D walkthrough  You can’t always believe what you see in rental property listings, and it can put a damper on your vacation to arrive at a home that looks dramatically different from the pictures. Vacasa tackles this problem by providing virtual 3D tours for many of its properties, allowing you to get a better feel for the layout, views and size of the home you’re thinking about renting.  Currently, Airbnb doesn’t allow hosts to upload videos or 3D tours to their listings, so you’ll only find still photography on their platform. However, many hosts include links to videos of their homes on external websites.  Fees Vacasa charges renters a booking fee, cleaning fee and damage waiver. Additionally, you may be subject to extra fees, like a pet fee, hot tub fee or early or late check out fees. Be sure to click on “pricing details” to see what you’ll be required to pay in addition to the nightly fee.  Similarly, if you rent a home through Airbnb, you’ll pay a cleaning fee and a service fee. You also may be subject to a security deposit, extra guest fee or local taxes.  Regardless of the platform you use to book, it’s important to take a close look at the required fees and any cancellation penalties, as these line items can add up quickly. As of November 2022, Airbnb added a feature to its search results page called “Total price display,” which allows you to see available homes with the fees included.   Level of customer support Because Vacasa is a full-service property management company, renters staying in Vacasa-managed homes enjoy 24/7 customer service via phone or their app. There are also local management teams in case you need in-person support during your stay. And because If you experience an issue while staying in an Airbnb rental, your first course of action will be to reach out to your host. This could be the owner of the property or a property manager working on their behalf. That means that the speed and quality of the response can vary. If you can’t reach your host, you can contact Airbnb customer service and request help via AirCover, their included travel protection program.  Technology  Vacasa has a well-earned reputation for in-property technology solutions that help ensure a smooth vacation for renters. This includes things like smart locks and Wi-Fi. The Vacasa app serves as your primary resource for every rental, with home access instructions, directions, parking details and a complete home guide.  Airbnb leaves the smart home technology up to the individual property owner, but renters can access a lot of helpful booking information in the Airbnb app, which is also how you can contact your host.  Go from renter to owner with Pacaso If you find yourself regularly

Travelers seeking adventurous stays without the hotel price tag enjoy the convenient features Let’s find the best option for your next vacation. Sonder vs. Airbnb rental types Sonder, on the other hand, is a boutique-style hotel found in over 40 cities across the globe. Guests only have the option to book entire units and are supported by Sonder staff rather than individual hosts. Sonder generally caters to short-term stays and provides hotel-style amenities like bathroom supplies and coffee. Sonder vs. Airbnb user interface Both vacation rental websites have convenient apps you can download on your mobile device. While searching for a place to stay, both rental sites offer these filter options: Given the appeal of Airbnb’s unique stays, not all rental units have Wi-Fi, television or even electricity. However, guests can browse through extensive accessibility features and choose to stay somewhere that meets their needs. All Sonder stays are equipped with high-speed internet and contactless check-in. Sonder does not currently offer Sonder vs. Airbnb selection Given that Airbnb has various rental types in almost every country in the world, guests in need of a stay right away may have If security and a seamless check-in experience are your priority, Sonder has you covered. Since its listings are only available in major cities, Sonder vacation rentals can be a great option for those visiting tourist destinations. Sonder vs. Airbnb prices and fees Sonder charges a set rate for every unit it lists. This fee includes the price of lodging, cleaning and administration. The only other fees guests will be responsible for are tax and cancellations.  Sonder offers a Flex Rate at checkout that offers guests free cancellation and a full refund on their booking for a premium. However, bookings canceled within three days of a reservation do not qualify for a refund or free cancellation. Airbnb, on the other hand, charges a service fee for using its platform and a cleaning fee that can vary depending on the host. Guests can choose the Refundable Rate at checkout for free cancellation within 48 hours and a partial refund a week before the scheduled stay. AirCover by Airbnb is a free comprehensive coverage plan that guarantees all guests a similar or better booking in the event that they cannot check into their accommodation, the host cancels on them within 30 days of their booking or their unit isn’t as advertised. If a similar or better unit is not found, guests will be given a full refund. Sonder vs. Airbnb reviews Airbnb offers both guests and hosts up to 14 days to leave a review. A review is not mandatory for either party, and only hosts are able to respond to reviews left on their listings. Since guests have up to two weeks to share feedback, you may not have access to the most recent experiences of previous renters. Unlike Airbnb, Sonder does not have a rating or review system on its website. Since the platform chooses to operate like a hotel, each listing shares what guests can expect when they book the unit. Third-party reviews, however, are readily available on mainstream travel sites such as TripAdvisor and Booking.com, similar to hotel stays. Sonder vs. Airbnb customer service The Sonder app grants guests access to 24/7 customer support, and in-person attendants are available if virtual communication is unable to resolve the issue. Customer service at Sonder is able to provide guests with fresh towels, coffee refills and no-contact check-ins and checkouts. The customer service experience at Airbnb depends on the listing and the host’s level of involvement. Airbnb provides 24/7 virtual chat services to all guests under its AirCover coverage plan, however, in-person representatives are unavailable. Hosts may be available to help resolve issues, although this depends on the listing and is not consistent within the platform. Sonder vs. Airbnb safety Sonder emphasizes security and health safety within each of its buildings, and guests can select listings with a doorman for an additional layer of comfort. Contactless check-in helps keep guests safe while traveling and units are cleaned after each booking. Airbnb allows guests to share their itinerary with family and friends, which is especially helpful for solo travelers who prefer to stay in remote areas. It is the host’s responsibility to clean and maintain their listings,  the hygiene standard can vary across bookings. Contactless check-ins are available but are not standard. Another option for long-term stays: Second home ownership Sites like Airbnb and Sonder offer convenient booking options for occasional adventures. Travelers who find themselves drawn to the same destination, however, have another option that can save them money in the long run. Owning a second home could be a sound investment for those who prioritize safety, consistency and comfort when they visit a destination they love. Not to mention, homeowners can benefit from potential equity and are able to customize their dwelling so they truly feel at home. Owning a second home — especially through a fully managed co-ownership like Pacaso — offers many Rather than wasting time and money looking for vacation rentals, you own a home that you can return to year-round and enjoy a consistent luxury experience. As a co-owner of a Pacaso, you can choose the amount of ownership that's right for you and schedule stays in your home. Pacaso acts as the property manager, taking care of the interior design, furnishings, cleaning and maintenance, as all you have to do is show up and enjoy. So when it comes to Sonder vs. Airbnb, both rental websites offer guests a convenient way to travel internationally. But is one better than the other? That depends on what you need out of your vacation rental. However, if you frequent a particular destination and are searching for a secure and comforting way to enjoy your favorite place, owning a second home could be the solution.

This guide breaks down the different What qualifies as a second home for tax purposes? The IRS classifies a second home based on personal use versus rental use Lenders may also have their own criteria, including: Common characteristics of second homes: How are second homes taxed based on IRS classifications? The second-home tax deductions you can claim depend largely on how the IRS classifies your property. Generally, second homes fall into three categories: Because classification depends on usage and can changes year to year, consult a licensed tax professional to determine your home’s rental status and required forms. What are examples of second home tax benefits? Owning a second home offers more than luxury and relaxation — it also opens doors to potential second home tax benefits. Here are the key second-home tax deductions and credits you may qualify for: Mortgage interest deduction Mortgage interest is the cost of borrowing money to purchase a home. The Property tax deduction Property taxes fund local services like schools, public safety, roads, and infrastructure. Home equity loan interest deduction You can Capital gains deductions A capital gain is the profit you make from selling a capital asset, such as a second home. The amount of your gain is the difference between your adjusted basis (what you paid for the property, plus the cost of any major improvements) and the net earnings from the sale (the selling price minus expenses like realtor fees and closing costs). What is the 14-day rule, and how does it affect rental tax implications? The 14-day rental rule determines whether your second home is treated as a personal residence with minimal rental activity or a rental property, which affects how rental income and expenses are taxed. Tax-free rental income (14 days or less) If you rent your second home for 14 days or fewer per year, it is considered a personal residence: Reporting rental income (more than 14 days) Renting your second home for more than 14 days per year requires reporting all rental income Rental expense deduction             Rental depreciation deduction If you are using your second home exclusively as an Many second home tax benefits mirror those of a primary residence, but your usage — personal versus rental — determines which perks you can claim, like the rental property depreciation tax deduction. Consult a licensed tax professional to fully understand your situation. Why own your dream second home with Pacaso? Understanding tax implications is important, but owning a second home should also be enjoyable. Pacaso offers a simpler path to vacation home ownership through Pacaso homes are not rented out

Escaping the high prices and constricting environment of hotel rooms is a high priority for travelers, which has led to lucrative opportunities for Two But you might be wondering, as many travelers and property owners do, “Between Vrbo vs. Airbnb, which is better for me?” That’s where this comparison guide comes in, breaking down the strengths and weaknesses of each. Before we dive in, it’s important to note that many vacation rental owners (also known as hosts) list their properties on multiple online platforms. This allows hosts to cast a wider net with potential renters and gives renters the ability to do a side-by-side comparison on costs and fees — we’ll touch on more on that below.  Without further ado, lets find which option is right for you. Airbnb and Vrbo rental types The greatest distinction that can be made between Vrbo and Airbnb is the types of property each vacation rental company offers. Vrbo only allows the rental of private units — meaning Vrbo houses, cabins and apartments are only occupied by the renters. You won’t be seeing any shared spaces on the site, which makes it ideal for families and groups of people traveling together. Airbnb places no such restrictions on their listings. They allow the rental of entire homes, private rooms in a shared house, and even the sharing of a single room with other travelers. Airbnb vs. Vrbo user interface There isn’t much of a difference between the Vrbo and Airbnb user interfaces. Anyone experienced with booking travel accommodations online will find the platforms’ search functions familiar. They each have dozens of filter options to choose from, including:  Vrbo has a leg up on Airbnb by allowing renters to specifically filter by highly rated locations and cleanliness. Airbnb has a similar feature which filters by “Superhosts,” the label Airbnb gives to experienced and highly rated hosts, whether they’re individuals or Airbnb vs. Vrbo selection Since Airbnb has options for shared rentals, its total selection is about triple that of Vrbo’s. It’s estimated that Airbnb has about six million listings. So if you’re in need of a last-minute booking — or have tight Airbnb and Vrbo prices and fees Both Airbnb and Vrbo have service fees tacked onto their prices, but the options they give hosts differ.  Airbnb allows hosts to choose between host-only fees and split fees. Host-only fees mean the host is charged the entire service fee by Airbnb — usually around 14-16% of the booking cost. Airbnb’s split fee charges the renter the majority of the service fee. This can increase the  cost to rent by about 14%, while charging hosts only around 3%.  Hosts with strict cancellation policies can expect to pay even more in service fees.  Vrbo fees charge guests 6-12% of the total reservation cost. This service fee does not include optional charges, like cleaning fees, that are determined by the host. Vrbo provides two options for hosts to pay fees. They can choose an annual subscription fee of $499 and bypass service fees on individual bookings. If a host has multiple properties, they’ll need a subscription plan for each listing. So if you expect to make more than $10,000 per year, this is the preferred choice.  Vrbo also allows for individual booking fees of 5%. If your listing is seasonal and you expect to make less than $10,000 per year, this is likely the better option. Airbnb and Vrbo reviews Airbnb places a tight time constraint of 14 days on guests to leave their reviews. This means you’ll be getting the opinion of a previous renter when the experience is still fresh in their mind.  Vrbo guests and Vrbo hosts have up to one year after the visit to leave a review. Vrbo then gives the other party 14 days from the time of submission to send in their own review. Vrbo lists the submissions of both guests and hosts in the review section, giving potential renters both sides of the story. Airbnb and Vrbo both use a five-star rating system. Airbnb vs. Vrbo customer service Since both Vrbo and Airbnb are the liaisons between guests and hosts, they need to make both parties happy, which means that customer service resolutions can be complicated. But which has better customer service? Airbnb saw a tremendous amount of growth in a relatively short amount of time, which left them scrambling to keep up with their growing customer base. This led to lackluster reports about their Vrbo, on the other hand, has a direct support line that is ready 24 hours a day to help guests and property owners alike resolve issues. Their customer support team can even help hosts rebook guests in the event a natural disaster makes the property untenable.  It’s important to note that Airbnb handles way more rentals than Vrbo, so judging complaints based solely on these numbers may be misleading.  Airbnb and Vrbo safety Airbnb offers a specialized safety feature for Vrbo has fewer complications regarding guest safety since they only offer private rentals. Still, Vrbo provides assistance to guests who feel unsafe in their rental unit by helping them rebook. They then investigate the claim to determine if the host is in violation of any policies. All hosts are also required to disclose if any monitoring devices are installed on the property.  Airbnb and Vrbo cancellation policies  Both vacation rental platforms allow hosts to choose from different cancellation policy options. On Airbnb, the options range from flexible (where guests can cancel until 24 hours before check-in to receive a full refund) to strict (where guests must cancel within 48 hours of booking and at least 14 days before check-in). There are a few other options in between.  Vrbo’s cancellation policy options are similar but named differently. The most lenient option is relaxed, in which bookings canceled with at least 14 days notice will receive a full refund. The strictest option is no refund, where no money will be refunded, no matter the reason. Like Airbnb, there are a few options in between.  As a renter, you should always check the cancellation policy before booking, as the restrictions can vary by individual listing. Cancellation policies can also vary based on the length of your rental. Longer-term rentals, like those longer than 28 days in duration, may have different cancellation policies.  Other options for long-term stays The Vrbo vs. Airbnb matchup is an easy one to make given their popularity and similar business models. However, there is a By using a service like Pacaso where you are an So who wins the Vrbo vs. Airbnb matchup? Well, it all depends on you. In general, a renter will have an easier time finding what they’re looking for by But if you’ve fallen in love with a particular city and you’re tired of throwing money away on rentals, learn more about how we can help it become your second home. 

There are so many ways to vacation: the consistency of a hotel, the extra space in a vacation rental, the structure of a These clubs can simplify travel and often offer a consistent quality, but they also come with commitments that may not align with your travel style. To decide if luxury vacation clubs are right for you, here’s everything you need to know about this interesting travel program. How do luxury vacation clubs work?  While each luxury vacation club has its nuances, they typically operate with the same general model. Members usually pay a one-time initiation fee to join. Then, you’ll pay annual dues, with prices fluctuating based on how much you want to travel each year. Costs can range from a few thousand to much more, depending on how exclusive the vacation club you join is.  Many large hotel chains, such as Hilton, Marriott, Hyatt and Wyndham, have travel clubs tailored to their own collection of hotels and resorts. However, the most exclusive, luxury vacation clubs operate independently of a single hotel brand, offering their members a wide range of options. In exchange for your investment, you get access to a wide range of accommodations and experiences within luxury vacation  clubs, many with better perks, lower nightly rates and more options than you’d find if you booked on your own. Some also offer a rewards program based on your spend.  The most exclusive travel clubs — among them What are the most popular luxury vacation clubs? Vacation clubs are available at a wide variety of price points, but in the luxury space, there are a handful of clubs that lead the pack among jet-setters. Inspirato Inspirato boasts a portfolio of luxury homes, hotels and experiences, alongside travel planning, an on-site concierge, daily housekeeping and more. Exclusive Resorts  If Inspirato is a luxury vacation club, Solstice Collection Solstice Collection is an intimate vacation club membership experience, with far fewer properties but a promise of better availability. There’s a 6:1 ratio of homes to members, making it easier to book and enjoy time at the ultra-high-end luxury property of your choice. Ritz-Carlton Destination Club The Ritz-Carlton Destination Club provides a hybrid option in the world of luxury vacation club memberships, with partial ownership in their vacation club. Customers choose between a Home Club membership to invest in a single property or a Portfolio Club membership that gives access to Ritz-Carlton’s full roster of their private, multi-room estates. Marriott Vacation Club As one of the largest vacation clubs, Marriott Vacation Club offers travelers a wide range of options through its points-based program. Points are redeemable at both Marriott luxury properties and hotels, with global availability. Members aren’t locked into a single property and can join the Abound program for access to Westin and Sheraton properties. Disney Vacation Club The Disney Vacation Club is focused on access to the brand’s famous attractions, including theme parks, beach resorts, and cruises. They also host members at non-Disney properties and offer tour-based travel options, popular for adventurous families. The flexible points-based system lets members choose exactly how often they want to travel.  Hyatt Vacation Club The Hyatt Vacation Club is one of the best travel clubs for residential-style properties that often come with multiple rooms, fully stocked kitchens and traditional resort amenities. These properties are uniquely available to non-owners via Hyatt’s loyalty program, which incurs points that are redeemable at both resort and hotel properties.  How is Pacaso co-ownership different from luxury vacation clubs? Luxury vacation clubs offer access to incredible properties around the world. So does Pacaso, with one major difference: You own your second home. Pacaso uses an innovative Pacaso takes care of all the details, from setting up a Here are some key differences by feature between luxury vacation clubs and Pacaso’s co-ownership model: Why should I co-own a vacation home with Pacaso? Luxury vacation clubs are a popular option for travelers, but Because owners hold real equity in these homes, they’re more connected to the places they visit, supporting local communities while enjoying a professionally managed ownership experience. 

When you’re planning how to fund your next home purchase, it makes sense to look at all your financial assets. When you do so, you’re probably wondering, “Can I borrow from my IRA to buy a house?” The short answer is yes — and it’s a strategy plenty of buyers use. In fact, a If you’ve been contributing to an individual retirement account (IRA), you can make an IRA withdrawal for a home purchase — if you satisfy the requirements. We’ll break down the qualifications for penalty-free withdrawals, the differences between retirement accounts that you use, and the pros and cons of using an IRA to help fund a home purchase. First-time home buyer exception: The key rule to know Surprisingly, the IRS definition of a “first-time home buyer” doesn’t limit you to one home. Instead, the government uses a two-year lookback rule. If you (and your spouse) haven’t owned a primary home in the last two years, you are officially seen as first-time home buyers under IRS rules. All this is great news if you have been renting for a while and are ready to re-enter the market to buy your primary residence. Here’s exactly how the Always check with a tax professional to confirm your specific situation before you withdraw these funds. Withdrawal differences between traditional and Roth IRAs You can borrow from your Roth IRA to buy a house, because both traditional and Roth IRAs have provisions for penalty-free early withdrawals. But there are differences in how these withdrawals are treated in terms of taxes and eligibility.  Here’s a breakdown of the main differences between Roth IRA and traditional IRA withdrawal rules:  Whether you want to use a traditional or Roth IRA to pay for your home, you’ll need to talk to a financial advisor. They can help you understand how taxes and retirement savings could affect your money.  How to use an IRA to buy a house If you plan to use your retirement funds to buy a house, here is how to begin the early withdrawal process in a way that helps you avoid penalties. 1. Check the IRS qualifications Before you move a cent, you need to verify that you meet the A 120-day window gives you plenty of time to shop, but it’s best to plan ahead so that you reduce the risk of taxes and penalties. 2. Choose your retirement account After you’re sure you qualify for penalty-free withdrawals, it’s time to choose which account to take funds from. With various retirement account options, it’s important to note the key differences between your early withdrawal options: Consider the different tax responsibilities associated with each retirement account before making a withdrawal to avoid surprise fees.  3. Confirm your withdrawal amount You might be wondering how much cash you can actually pull from your IRA. The technical answer is that you can withdraw any amount. However, the Pros and cons of using an IRA for a home purchase Before you decide to tap into your IRA for a home purchase, it’s best to weigh the immediate benefits against the long-term trade-offs. One of the biggest arguments Here are the other key factors to consider: Making an IRA withdrawal is just one of many ways to finance a luxury home or second home. If affordability is the only thing stopping you, try our free Alternatives to withdrawing from your IRA If touching your retirement savings feels too risky, you have other options. Several loan programs can help you buy a home with little to no money down, leaving your retirement savings intact. Another strategy is to change Is using an IRA to buy a house the right move for you? Now that you know the answer to “can I borrow from my IRA to buy a house?” is yes, the next step is deciding if it aligns with your long-term goals. We recommend weighing all the

Zillow is the undisputed giant of online real estate, clocking more than The other problem with general search engines like Zillow is that they often lack curated inventory for nuanced searches. For example, if you're looking to Niche Zillow competitors solve this problem because they list quality over quantity, often without the spammy agents and marketing material. Use this guide to find the Zillow alternative that best aligns with your search for a new or 1. Realtor.com Realtor.com is one of the best alternatives to Zillow for home listings due to its size and accuracy. The site has a direct link to the National Association of Realtors and updates its MLS data every 15 minutes. That speed is especially useful in a hot market, where a short delay often means losing a house. You also get a cleaner feed that ignores “pre-foreclosure” bait, so you only see inventory that’s actually available to buy. 2. Redfin Redfin operates as a brokerage, which means it can offer lower listing fees and commission refunds at closing. Plus, you’ll often find the Redfin Estimate is more accurate than ‌Zestimates because it uses active MLS data. The platform also has one of the most efficient home-buying apps for booking tours and getting instant alerts. It’s best suited for major cities, but you might find gaps in coverage if you look in rural or less populated areas. 3. Homes.com Homes.com recently cleared out the clutter on its site to give you a cleaner and more functional search experience. What stands out is that you can message the actual listing agent directly, instead of dealing with random salespeople who buy your data. That direct line saves you from the spam calls you get with many other real estate sites like Zillow or other larger platforms. The map feels smooth and easy to use, even if it lacks some of the deeper filters you find elsewhere. 4. Pacaso Most alternatives to Zillow help you find a home, but none make it easy to get a luxury second home. Former Zillow executives founded Pacaso to solve that specific aspect of With the co-ownership model, you purchase an ownership interest ranging from 1/8 to 1/2. This gives you ownership of a true real estate asset — They also created a process for managing and 5. Apartments.com As the name implies, Apartments.com specializes entirely in rentals, which is something of a secondary focus on many sites like Zillow. The site prioritizes managed buildings with verified availability and active property managers. You can filter by specific amenities and view reliable 3D tours to see exactly what you get before you book a visit. 6. NeighborhoodScout Standard listing sites often gloss over safety ratings to keep you browsing, but NeighborhoodScout gives you detailed insights about crime and school quality. It has block-by-block heat maps that show exactly where the safe zones end and the risky areas begin. Certainty like this helps a lot when you’re relocating and can’t visit in person. The reports aren't free, so it makes sense to wait until you’re serious about a place before you pay. 7. FSBO.com Zillow hides “for sale by owner” listings under a confusing secondary filter that most buyers miss. FSBO.com puts these off-market homes in one place to help you find deals without agent fees. You speak directly to the seller, so you often get straightforward answers about the house's history. The platform doesn’t offer much support for the paperwork, though. You’ll likely need to hire a real estate attorney to make sure you close the deal safely. 8. Foreclosure.com Foreclosure.com is the leading search engine for investors hunting for distressed real estate. It aggregates messy public records into a clean list of tax deeds, bankruptcies or sheriff sales. Standard sites miss these opportunities because they rely on agent feeds rather than court filings.  It also lists the specific name of the trustee or asset manager, so you know exactly who to call to make a deal. Access to detailed listings requires a subscription fee, which is most practical once you are seriously evaluating distressed properties. 9. LandWatch LandWatch specializes in rural real estate, farms and hunting properties. Homesteaders and investors check here when they want 10 or more acres instead of a standard subdivision with an HOA like on Zillow.  You can filter by specific needs that standard sites ignore, such as mineral rights, timberland or water access. The search tools also let you hunt for auctions, owner financing deals or land with existing structures like barns and cabins. 10. Opendoor Opendoor owns the homes it sells, so you never have to coordinate schedules with a seller or an agent. You simply book a tour and unlock the front door with their app. Browsing without a salesperson hovering over your shoulder makes the experience free from pressure. The platform also has a trade-in service that lets you line up your sale and purchase perfectly to avoid paying two mortgages. You’re limited to their specific inventory for these features, but the convenience can be appealing. How to choose the right Zillow alternative for your needs Your specific goal when searching for a property should dictate which app you open first. Primary home buyers need speed and accurate data, like Redfin and Realtor.com, to beat the competition in hot markets. Renters should prioritize verified platforms that filter out expired or fake listings. Buyers and renters should use multiple apps to see every available property and compare similar listings across platforms. Finding the right home starts with the right platform You now have a good list of Zillow alternatives to help you find exactly what you need. Next, you need to keep in mind all the When you are ready to move from searching to co-owning, Pacaso can help with the entire process. We handle the inspections, interior design and ongoing management so you can focus on enjoying the home rather than maintaining it. Plus, programs like

In the age of infinite design inspiration, it’s easy to curate a vision of your perfect sanctuary. However, translating a mood board into a cohesive, luxurious environment often requires technical skills and a lot of time. Unless you Whether you’re trying to turn your new We’ve pulled everything you need to know about hiring an interior designer so you can make an informed decision for your next home project. What does the average interior designer cost in 2026? The average cost for an interior designer ranges from $2,000 to $15,000, depending on the project. That ‌fee typically pays for the designer’s time but often excludes the cost of furnishings, artwork or materials. Rates vary wildly depending on the scope of your project, your location and the designer’s level of service. Because so many factors play a role, it can be hard to know exactly how much interior designers charge until you get a personalized quote. Interior designer rates and pricing models Interior designers set their rates in varying ways. When first meeting with an interior designer, ask how they’ll charge for their services so you can plan your budget. 1. Hourly Residential interior designers commonly charge by the hour. An interior designer’s hourly rate ranges from Your interior designer will bill you per hour for: This rate doesn’t include the cost of any furnishings, which an interior designer will bill you for separately. Depending on their policy, your interior designer may charge you at cost for furnishings or charge a commission fee (see below). Hourly rates let you control how much you pay, but if the job doesn’t go as planned or you need to make changes, you might pay more than you expected.  If you just need a professional eye for a few hours to help pick paint colors, or if you want a designer to “consult” on a room you want to 2. Flat rate pricing (per room or square footage) Designers at an interior design firm frequently charge a flat rate by room or square footage. The flat rate covers a certain number of changes but doesn’t cover furniture, which would cost extra. If a designer charges by the square foot, you’ll pay about $5 to $15 for each square foot. They also usually have a minimum project size requirement. The flat rate works well for basic projects. But, you’ll probably pay more for add-ons than you would if your designer charged you hourly or by percentage of the project cost. That said, this rate is the easiest to budget because you’ll know exactly what you’ll pay for the project upfront. 3. Percentage of project cost Some interior designers may set their rates as a percentage of the project cost. They’ll add up all the construction costs and then charge you an additional 10% to 30% as their design rate. Like the other types of rates, this doesn’t cover the cost of furnishings. Other interior designers may use the cost-plus method to calculate their rate. They’ll total the cost to complete the entire project, factoring in construction costs, permit fees, furnishings and related expenses, and then charge an additional 10% to 45% as their rate. The benefits of this type of rate are that you get a fair estimate, one that’ll likely not change so you can budget accordingly. There won’t be any massive surprise bills waiting for you if things go wrong.  4. Commission and furniture markups Your interior designer often buys furnishings at a wholesale price (usually 20% to 40% off retail), but they’ll charge you the full retail cost. The difference between the two prices is the commission. Alternatively, some designers use a “cost-plus” model. In this scenario, they buy items at their discounted cost and bill you that amount plus a markup fee, which typically ranges from 10% to 30%. Regardless of the method, you can expect to pay a commission on top of their hourly or flat rate. To see exactly where your money goes, ask your designer to share receipts for all purchases. You should always do this when you are planning to use pieces from Online interior design services (e-design) For people who just need a design roadmap, online interior design services (often called e-design) are a flexible alternative. These platforms generally charge a flat fee per room, ranging from However, this is a more hands-on approach. You’ll need to take your own measurements and photos, handle the ordering and tracking of furniture and manage the assembly and installation yourself. While you save money on design fees, you miss out on the full-service management, custom furniture sourcing or trade discounts that interior designers offer. E-design makes the most sense if you’re okay with managing the logistics, but need professional eyes to pull the look together. Factors that impact interior design cost Regardless of how your interior designer sets their rates, a few factors can affect how much you’ll pay for a design project: What does an interior designer do? Interior design combines creative vision with technical skill to build a space that fits your life. Professionals in this field undergo extensive training and often hold specific credentials or licenses that allow them to practice. Your designer focuses on flow and functionality from the very start. They often bring a clear design strategy and become involved during the architectural planning phase to be sure the room works as well as it looks. Such expertise is particularly useful if you plan to create anything from Services vary by professional, but you can generally expect them to handle these tasks: Interior designer vs. interior decorator You might hear the terms designer and decorator used interchangeably, but the roles are quite different. An interior designer brings technical know-how to a project. They know how to move walls, reroute plumbing and change the footprint of a room, all while planning in details like the You can expect to pay more for a designer because of that specialized training and project management scope. Decorators generally cost less since they work within the existing structure. A common misconception is that the title doesn’t matter, but it dictates what you can legally change. Benefits of hiring an interior designer If it fits within your budget, hiring an interior designer offers many practical advantages. More experience and training Thanks to their training, interior designers understand the functionality of space at a deeper level. They also view design as an art form, so they know how to use lighting, texture, color theory and negative space to Access to tools and exclusive designer networks A major perk of an interior designer is their access to tools that make the design process more efficient, especially at the start. These help them visualize a space before moving a wall or adding a coat of paint, saving you from making a costly design mistake. In addition, interior designers can buy from wholesalers that are not available to the public. Increased resale value An interior designer knows exactly what changes to make to a space for maximum return on investment. A professionally designed space often has a bigger wow factor than a DIY space, which can impress potential buyers. It’s also why so many real estate agents recommend homeowners get their homes professionally staged before putting them on the market.  Less stress and more time Managing a home renovation often feels like a full-time job, especially when construction crews get involved. Your designer acts as the project manager to handle the chaos while keeping the timeline on track. They coordinate with contractors, oversee deliveries and solve problems before you even know they exist. You’re free to enjoy the creative parts of the process without the daily headaches of logistics. Whether designing a How to pick the right interior designer for you Hiring a professional who fits your specific style makes the whole project more manageable. You can find the right match for your home by following these tips: Questions to ask potential interior designers Once you narrow your search, you can set up consultations with a few candidates. The point of this meeting is twofold. You need to determine if the designer is the right fit for your project. You also want to give them an idea of what you want and let them see the space. Use these questions to help you see if they're a good fit.  Experience questions: Project process questions: Budget and payment questions: Luxury and value questions: How to get the most out of your interior designer investment Since you’re paying a pro for their vision and their access to exclusive resources, you’ll want to get the best bang for your buck. Here are a few Interior designer vs. Pacaso Hiring a designer adds layers of contracts, timelines and budget management to your life. Pacaso solves this problem by including professional interior design directly in the purchase model. Here’s how Pacaso compares to interior designers: Own a professionally furnished home with Pacaso Stop calculating how much an interior design project costs and start enjoying your time away. We handle the entire

Dreaming of buying a second home? Despite market shifts, it’s still within reach. Whether you’re seeking a mountain escape, a beach retreat or a cozy getaway, understanding the realities of purchasing a vacation property is key. Buying a second home can feel overwhelming — between higher costs, financing nuances, ongoing upkeep and limited time to enjoy the home. That’s why Let’s start with the seven steps of how to buy a second home: 1. Determining your second home budget involves assessing your current and future finances. Consider income, expenses and additional costs like taxes and maintenance, especially if you will be assuming a second mortgage. A It’s also important to think long-term. Will this home primarily serve as a personal getaway, a future retirement retreat, or a potential investment? Aligning your second home goals with your broader financial plan helps ensure the purchase supports your lifestyle, not strains it. Evaluate financing options and consult a financial advisor for insights into tax implications and investment alignment. This thorough analysis ensures that your second home purchase aligns with your financial goals. Second home expenses In addition to the purchase price, be sure to factor in these expenses when budgeting for a second home: Although second homes come with added expenses, they can also offer tax advantages that help offset costs. As you’re crunching the numbers, remember your second home can also be a source of rental income and tax breaks. Depending on how your second home is classified and used, you may be able to: These are great ways to make owning a second home more feasible. However, 2. Consider your financing options Lenders often see second homes as being at higher risk for loan repayment. For this reason, Here are some things to consider when financing a second home: It’s important to note that Buying a second home doesn’t have to be a solo endeavor. 3. Compare lenders When comparing second home lenders, it's essential to conduct a thorough evaluation to secure the best financing option tailored to your specific needs. Consider the following factors and use them as a basis for comparison: By comparing these factors among different lenders, you can make an informed decision that aligns with your financial goals and secures the most favorable mortgage terms. 4. Get pre-approved Getting pre-approved for a second home gives you a clear picture of what you can afford and strengthens your position when making an offer. Lenders will review your income, assets and debts to determine an approved loan amount. Consult multiple lenders to compare interest rates and terms. Keep in mind that because lenders may see 5. Find a location and a local agent Once you decide how to use your second home, you can hone in on the best second home locations. Ask yourself: Confirming your reason for owning a second home can help you decide on the perfect destination for your new vacation spot. Choosing the right agent Finding a knowledgeable agent in your target market can significantly decrease your workload in your second home search. You can use their local knowledge to help you with logistics and make an informed decision. Research local agents online, cross-reference reviews and ask for recommendations from your friends and family when possible. 6. Make an offer Buying a second home will be a familiar process if you’re already a homeowner: You make an offer, negotiate, come to an agreement and prepare for closing. Prior to closing, you will: Once your offer is accepted, it’s time to begin the closing process for your new second home. 7. Begin closing After the seller accepts your offer, the second home closing process begins. This process involves several crucial steps: Although closing on your second home may appear overwhelming, a smooth closing is key to turning your house purchase into a dreamy second home getaway.  How do you know if you’re ready for a second home? When considering purchasing a second home, you'll want to evaluate your finances, lifestyle, and market conditions to determine whether it's the right time to purchase — but those factors are just the tip of the iceberg. Here are some of our team's top considerations for those considering a second place of residence. Down payments, interest rates and debt Assess your current financial situation to see if you can comfortably afford a If additional debt strains your financial resources, it may not be quite the Location and lifestyle fit Your vacation home’s location is everything. It affects your budget, lifestyle and resale appeal. Some areas have a higher cost of living or stricter zoning, while others may offer better access to amenities, outdoor recreation or year-round appeal. The ideal second home also aligns seamlessly with your lifestyle. Prioritize locations that support your hobbies and desired activities, guaranteeing a frequent and enjoyable retreat. If you like to ski, for example, a Investment or personal escape? When deciding on the main goal for your second home, it's crucial to determine if you're primarily interested in generating rental income, building long-term investment appreciation, or creating a personal retreat. Each of these objectives will significantly affect your approach to buying, managing, financing, and handling taxes for the property. Time investment Owning a second home comes with significant responsibilities. Are you prepared to manage the upkeep of two properties? This includes regular maintenance, potential repairs and the time and financial commitment of traveling between both homes. If not, are you willing and able to hire a property management company or other professionals to handle these tasks?  Remember that delegating these responsibilities will add to the overall cost of owning a second home. Market timing Finally, when looking to take a big step forward in your second home journey, you'll want to look at the home market conditions. Many properties are available in a buyer's market, and buyers have more negotiating power. In a seller's market, high demand and low inventory give sellers the upper hand.  Understanding the current market conditions will help you set realistic expectations, develop an effective negotiation strategy and help you determine if now is the right time to buy.  How do I buy a second home with Pacaso? Now that you know how to buy a second home, it’s time to explore your options. If turnkey luxury and simplicity appeal to you, co-ownership with Pacaso offers a modern alternative to traditional second home ownership. If you’re unfamiliar with Here are 11 steps to follow if you’re wondering how to buy a second home with Pacaso.  1. Find a second home you love From there, you can explore each destination and the homes available within it, picturing what life could look like in every location. Each destination page brings the area to life, showcasing Pacaso homes through rich photography, detailed descriptions, and a true sense of how it feels to live there. Every Pacaso home is hand-selected and 2. Talk to us We’re excited to share all the details about our homes. If you’re not sure which one is best for your needs, we’ll go through each home’s unique attributes and location to help you decide.  You can easily schedule a time to talk with one of our Crew members from any listing details page, or if you have general questions about co-ownership, you’re welcome to get in touch via our 3. Take a tour  Touring is an important step in buying a vacation home. We’ll give you all the information we have about the home, but seeing is believing. While you’re on the call with our Crew member, they can arrange a time for you to tour the home. Buyers can schedule a virtual tour, an in-person tour, or 4. Say yes!       You talked, you toured, you fell in love, and you’ve decided on owning a vacation home! We’ll walk you through the purchase process and paperwork, and our Crew will make sure you understand all the terminology related to co-ownership, such as: We want you to feel confident in the process, so ask as many questions as you’d like. Once you’re ready to proceed, you’ll reserve your share with a 10% deposit. 5. Secure second home financing  If you’re interested in The approval process is straightforward and fast. Once all documents are provided — typically your most recent pay stub, bank statement and tax return — approval takes just a few days. You also have the option to pay all cash or take out a HELOC or personal line of credit through a lender of your choice. 6. Close on your new second home Your journey begins by reserving your share and signing the residential purchase agreement. You’ll submit a deposit equal to 10% of the share price, officially kicking off the closing process.  From there, you’ll receive two sets of documents to review and sign. These include familiar items, such as the inspection report and seller disclosures, as well as Pacaso-specific agreements that outline how the home is managed and owned through our property LLC structure. If you choose to finance a portion of your purchase, our team will work with you to collect the required financial information and keep things moving smoothly. As closing approaches, we’ll schedule a check-in call to review your final closing statement, confirm wire instructions for the remaining funds, and verify that everything is in place, including your first stay date. Once the transaction is complete, congratulations are in order: you’re officially a Pacaso owner. After closing, you’ll transition into onboarding, where you’ll meet your Home Manager, download the Pacaso app, and start booking stays. From there, all that’s left to do is settle in and enjoy your new second home. 7. Get ready for vacation home bliss Congratulations on owning a vacation home with Pacaso! Our commitment to owners doesn’t end at closing. We assign a 8. Book your stays You can begin 9. Experience the ease of fully managed ownership One of the best things about buying a vacation home? It’s all yours! One of the worst things? It’s all your responsibility. The hassles of vacation home ownership can take a lot of joy out of the experience.  Pacaso’s fully managed co-ownership model gives you the benefits of vacation home ownership without all the headaches. We take care of maintenance, repairs and cleaning; manage payments for utilities, insurance and taxes; oversee 10. Flex your ownership muscles Pacaso’s management services are designed to make your ownership experience easier — but that doesn’t mean you don’t have a voice. In fact, you and your property’s co-owners have 100% ownership of the property once all shares are sold, which means your co-ownership group has decision-making authority.   Here’s how this works in practice: Owners can bring major issues about their property to a vote of the co-ownership group, and every share owned holds one vote. A major issue might be a costly property upgrade, like the installation of a hot tub.  To call for a vote, you would get in touch with your home management team. Routine maintenance and necessary repairs (such as replacing a broken dishwasher) are handled by Pacaso and do not require a vote. 11. Feel confident if it’s time to move on We think you’ll love your Pacaso for years to come, but life evolves, and your ownership can evolve with it. If your needs change, you’re free to Why is buying a second home with Pacaso the smart choice? At Pacaso, our goal is to make second-home ownership simpler, more enjoyable, and more attainable — without ever compromising on quality, control, or confidence.  From luxury homes in premier destinations to Whether you’re just beginning to explore or ready to take the next step,

With a blend of comfort and privacy, By understanding the different types of vacation homes and 1. Condominiums  Condominiums are multi-family units within a larger building. Condos are a convenient, relatively low-maintenance option and may feature 2. Villas Villas are typically larger, freestanding homes offering ample space and privacy in a tranquil or tropical setting. They often boast world-class features like private pools, stunning views and expansive gardens. A villa’s Pacaso spotlight: This Pacaso villa captures the essence of laid-back luxury in 3. Cottages Cottages offer a charming escape for those seeking a simpler, more intimate vacation experience. These quaint dwellings often feature fireplaces and rustic decor. This type of accommodation is ideal for couples or small families looking to get away from the hustle and bustle of city life and spend quality time together. 4. Cabins A cabin serves as the perfect 5. Chalets Chalets are quintessential modern mountain homes inspired by Swiss architecture. Built for snowy climates, they feature recognizable steeply pitched roofs with wide, overhanging eaves that shed snow effectively. These cozy dwellings are ideal for winter vacations and enjoying stunning mountain vistas — making them perfect for hosting a ski trip. 6. Single-family homes Single-family vacation homes are the best Pacaso spotlight: This Pacaso home offers the privacy and ease families love, with space to spread out, room for gear, and the comfort of a true home base in the mountains. With ample indoor living areas and outdoor space to unwind after a day exploring 7. Beach houses One of the most popular types of vacation homes, beach houses offer the quintessential coastal retreat, putting you steps away from the sand and surf. Imagine waking up to the sound of crashing waves, spending your days sunbathing and enjoying breathtaking sunrises or sunsets. A beach house is perfect for families with children or water enthusiasts who want to indulge in water sports like surfing, kayaking or paddle boarding. Pacaso spotlight: This quintessential California beach house offers relaxed coastal living just steps from the shoreline. Glass doors open to an oceanfront patio, making it easy to move between indoor comfort and time outside. Days revolve around beach walks, water sports, and soaking up the sea air. Best of all, this home is fully managed, so you can enjoy the beach lifestyle without the added hassle. 8. Lake houses A lake house can be a Pacaso spotlight: Calm and peaceful, this Pacaso lakefront home is ideal for those seeking the serenity of both the mountains and the water. Spend slow mornings sipping coffee on the dock, afternoons paddling, and evenings around a fire with friends or family. Whether you’re drawn to quiet nature views or time on the water, this home brings lake living to life. 9. Mansions Pacaso spotlight: This Pacaso estate on Malibu’s Pacific Coast Highway defines spacious, high-end living. With expansive living areas, multiple bedrooms and bathrooms, and room for everyone to spread out, it’s designed for big family get-togethers, celebrations, or relaxed days on the beach. Designer furnished with luxurious features throughout, it offers a vacation home experience that truly feels special. 10. Townhomes Townhomes blend condo-style living with the feel of a single-family home. These multi-story residences share one or two walls with neighboring units but have their own private entrances and, often, small yards or patios. Townhomes are great for vacationers seeking an urban escape with easy access to restaurants, shops and attractions. They can also be a good option for Pacaso spotlight: This luxury townhome in 11. Apartments An apartment is a convenient and affordable option for shorter vacations in cities or neighboring suburbs. You will often find these multi-family units within large complexes. They provide basic living amenities and a place to rest your head after a day of exploring. Apartments come in many styles, containing both luxury and budget-friendly vacation accommodations. Pacaso spotlight: This luxury apartment in Paris’s 7th District is an excellent base for city exploration in one of the world’s most iconic cities. With all the essentials for comfortable living and a central location near cafés, museums, and parks, it’s ideal for shorter types of vacations like weekend getaways. A smart choice for travelers who want convenience and culture with a touch of elegance and ease. 12. Studios Studios are compact living spaces with affordability as its biggest perk. They are often in prime urban locations that put you steps away from the action. Plus, with minimal cleaning required in a single space, travelers can maximize their time exploring a destination. 13. Timeshares Owning a 14. Short-term rentals 15. Aparthotels Aparthotels, or 16. Lodges Lodges are full of rustic charm and a sense of remoteness, perfect for those seeking an escape into nature. Many lodges provide staff-guided adventures and excursions, allowing you to fully immerse yourself in the natural environment. The communal atmosphere of lodges fosters social interaction with fellow travelers, creating a unique opportunity to share stories and experiences while vacationing. 17. Bungalows Bungalows are single-story dwellings known for their compact size and charm. They offer a cozy, affordable option for couples or small families who want to share a small space. The simple layout with minimal living space encourages quality time together. You will often find bungalows in beach towns or scenic locations, providing a relaxing atmosphere close to nature. 18. RVs RVs, or recreational vehicles, are the poster child of travel flexibility while vacationing and are an excellent option for those not wanting the full commitment of buying a vacation home. They come in various sizes and offer a range of amenities, from basic campervans to luxurious motorhomes. This allows you to customize your experience and choose a vehicle that satisfies your vacation needs. RV parks can provide convenient overnight locations with amenities like hookups for electricity and water, making it a practical alternative to buying a vacation home. 19. Houseboats Houseboats are a popular alternative to buying a vacation home. Cruise rivers and lakes in some of the country's most 20. Unusual homes Unusual homes represent a chance to stay in one-of-a-kind or quirky accommodations, from tree houses nestled in a forest to converted windmills and traditional yurts. These unique properties provide an unforgettable experience and a chance to connect with nature in an innovative or time-honored way. This vacation home option is perfect for avid travelers who want to try something new. What are some tips to help me decide which type of vacation home is right for me? Here are some key factors to help you narrow down your search and find your favorite types of vacation homes. Be clear on its intended use Consider your budget Calculate travel logistics  Decide how remote you want to be Determine if you’ll rent it out What makes Pacaso co-ownership the best vacation home option? With so many types of vacation homes available, there are sure to be a few options that best suit your and your loved ones' needs. But beyond the excitement of finding the perfect place, owning a vacation home on your own can come with added responsibilities like maintenance to ongoing That's why