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Second home co-ownership
Build equity where you make memories
Tour
Browse and explore turnkey luxury second homes in over 40 world-class destinations. Tour virtually or in person at a time that works for you.
Buy
Finance up to 70% of your purchase or pay for your second home in cash. We’ll walk you through each step and help you schedule your first stays.
Own
Get excited when you come home — expect a beautifully maintained home that's stocked with all the things you and your loved ones could need.
Resell
Own with confidence. You can upgrade, resell or swap to another Pacaso. On average, homes resell for a 12% gain.
Tour
Browse and explore turnkey luxury second homes in over 40 world-class destinations. Tour virtually or in person at a time that works for you.
Buy
Finance up to 70% of your purchase or pay for your second home in cash. We’ll walk you through each step and help you schedule your first stays.
Own
Get excited when you come home — expect a beautifully maintained home that's stocked with all the things you and your loved ones could need.
Resell
Own with confidence. You can upgrade, resell or swap to another Pacaso. On average, homes resell for a 12% gain.
Extend your travels to ownership
| Pacaso | Vacation rental | |
| Opportunity to build equity | Yes | No |
| Consistent luxury experience each time | Yes | No |
| Premium home amenities | Yes | No |
| Easy scheduling with no research time required | Yes | No |
| Additional planning needed | No | Yes |
Stop wasting time and money on a hotel or fancy rental, and spend more time enjoying your time away. With Pacaso, you co-own a turnkey home and pay yourself in memories, relaxation and equity.
Why Pacaso
The global leader in co-ownership
With a $1 billion real estate portfolio, high customer satisfaction scores and over 1,000 homes sold, Pacaso is well-positioned to deliver on service, satisfaction and trust for years to come.
Dreams come true
Owner stories
Don’t just take our word for it — hear from other Pacaso owners how easy it is to create lasting memories and enjoy hassle-free ownership in their luxury second homes.
Refer anywhere in the world
Real estate agents and Pacaso
Expand your market and reach new second home buyers. No matter where you’re based or licensed, agents can refer clients to over 40 world-class destinations. Earn a 3% referral commission on the share price, and a 1% resale commission for life.
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The best homes sell fast. See the latest luxury listings, inspiring second homes and buying tips.
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Frequently asked questions
Do I really have ownership in the home?
Yes. Owning a Pacaso is true real estate ownership. You purchase a share in a property-specific LLC. The home is fully managed and designed specifically for co-ownership.
Is Pacaso a timeshare or fractional company?
Pacaso helps people buy, own and enjoy a true real estate asset. Most timeshares, in contrast, sell the right to use a fixed amount of time in a condo or hotel shared by dozens of people. These units are notoriously hard to sell due to a supply and demand imbalance. Pacaso brings together a small group of co-owners to purchase a share of a single-family home and enjoy ongoing access. Pacaso handles all management details, provides full transparency on LLC operating expenses, and facilitates a seamless resale on the open market once homes have been fully sold.
How do I schedule time to enjoy my home?
You book time using the Pacaso app, powered by our SmartStay™ scheduling system. It’s easy to use and equitable for owners, based on the number of shares you own. The system supports two types of stays: advance and short-notice. Advance stays are scheduled 8 days to 24 months in advance, and each owner has access to an advance stay that falls on a special date (e.g., federal holidays and popular local events). Short-notice stays are booked 2 to 30 days in advance of arrival. (Note: For homes with unsold shares, the short-notice booking window is 2-7 days in advance of arrival.) See additional scheduling FAQs for more details.
What are my options for financing?
Buyers can pay cash, take out a personal line of credit, or access conventional financing through our banking partners. For buyers who choose financing, we've negotiated competitive rates and offer multiple financing options for up to 70% of the home purchase. We facilitate the process, so it's faster and simpler than a typical home loan.
How does ownership transfer work?
We offer owners a one-time option to transfer ownership to another available Pacaso home that's a better fit (excluding resale listings). There are no fees, and you can start enjoying your new home right away.
How does Pacaso resale work?
Any Pacaso owner can choose to sell their ownership interest, at any time.* Each owner has independent control over the sale and price of their share. Pacaso will provide you with a current comparative market analysis (CMA) for your ownership interest, which you can use to help set your price. Pacaso will assist in the sale process by tapping into its existing marketplace of buyers (some homes even have waitlists) and marketing the home on Pacaso and third-party websites. Closing is fast and streamlined.
*Applies to homes where all ownership interests have been sold.
How does Pacaso compensate real estate agents?
Pacaso works in collaboration with agents and pays a 3% referral commission. If your clients decide to sell their Pacaso, you earn an easy 1% referral commission on each resale for life.