Buying a second home in Europe: a complete guide

Owning a second home is a dream for many, but selecting a location, securing a mortgage and dealing with property management are common barriers for would-be buyers. When it comes to location, buyers in England and beyond have many good reasons to choose a second home in the UK. Whether you want a penthouse in the middle of the city or prefer to escape to the countryside, there’s a UK second home for every taste.  Understand the pros and cons of Benefits of owning a UK holiday home There are many benefits to owning a second home in the UK, including: Cons of owning a UK holiday home There are also a couple of potential downsides to owning a holiday home in the UK: Purchasing a UK holiday home with Pacaso Buying a second home on your own can be difficult, expensive and a hassle. An alternative to the traditional second home purchase is co-owning a UK holiday home with Pacaso. Here are a few ways Pacaso makes it easier to buy a second home: Accessible financing Lenders can be strict when it comes to mortgaging a second home. This is why Pacaso helps you access Hassle-free ownership Pacaso eliminates the downsides associated with second home ownership. You don’t have to worry about furnishing or decorating your home, and maintenance, bill payment and cleaning are all taken care of when you own a Pacaso home. Each property is fully stocked with the supplies you need for a relaxing and comfortable stay ( Cutting-edge scheduling app Our state-of-the-art Easy resale Because you have true ownership of your Pacaso, you can set your own price and Unlike traditional second homes, Pacaso’s co-owned properties are occupied most of the year, which helps to add value to local communities and place less of a burden on them. Co-ownership is the more sustainable, more responsible way to enjoy second home ownership, and Pacaso is the leader in making co-ownership simple and accessible.

Say bonjour to the City of Lights when you own a vacation home in Paris! Pacaso simplifies buying and owning in France and other global destinations. Co-ownership knocks down many of the hurdles traditionally associated with owning abroad. For a destination like Paris, Pacaso streamlines both the purchase and long-term ownership of a home so that you can buy with confidence. Clearing international real estate hurdles When When you co-own a Pacaso home, we are your trusted advisor throughout the buying process, helping you skip the mountain of preparation needed to buy property in Paris. Our local expertise and resources — combined with our innovative co-ownership model — make it easier to afford, buy and manage your home abroad. While there are no special restrictions on Americans buying property in France, there are  many legal elements to real estate transactions. Pacaso helps you navigate these aspects, ensuring your purchase is compliant with local laws and requirements. We consult our go-to advisors, who provide on-the-ground knowledge of the local area. The real estate purchase process in France requires a notary, who makes sure all your legal documents are in order. Pacaso coordinates with local notaries to handle any administrative tasks on your behalf. American buyers must pay the same property taxes and stamp duty as French citizens. Pacaso provides clarity on these costs and can offer guidance to you and your tax professional. We also structure our LLC co-ownership model in a tax-advantageous manner, minimizing tax burdens and ensuring compliance. As a co-owner, you are responsible for only your specific pro-rata share of stamp duty and other taxes. Co-owning in Paris with Pacaso also allows you to benefit from lower operational expenses long-term due to reduced international property taxes compared to the United States. This means you can co-own a luxury property for less than the cost of staying in luxury accommodations throughout the year.  When you buy a home abroad, you’ll of course have to furnish it. This means finding a designer and stores, and potentially dealing with language and cultural barriers. With Pacaso, we leverage our local network of vendors to fully furnish and design your home so that it is immediately stay-ready after purchase. Navigating remote property management While Pacaso’s buying process is faster than a traditional international purchase (which can take up to a year), owning a vacation home isn’t a sprint — it’s a long game. You’ll need to manage your vacation property in Paris from overseas, which can be challenging if you need to conduct regular maintenance and respond to any urgent issues. Pacaso’s fully managed co-ownership model takes the work off your hands by providing a dedicated local property manager. We communicate with local vendors across languages and time zones, ensuring things go smoothly both during your stay and when you’re not enjoying the home. This means your vacation home will be in top shape all year long, ready for your next visit. Exploring Pacaso’s international inventory Finding available Pacaso homes in Paris is a straightforward, user-friendly process, thanks to our tech-enabled marketplace. Here’s how you can get started and buy an international home In Paris, Pacaso currently has available inventory in the 7th Arrondissement on the Rue du Bac, a scenic street just steps from the River Seine and the Louvre, along with other exciting co-ownership opportunities. We leverage our market expertise and local agent network to Experience the epitome of Parisian living in this elegant 1,410-square-foot pied-à-terre. This meticulously renovated 1,087-square-foot Located in the upscale 16th arrondissement, this exceptional 2,260-square-foot Live your best life in the City of Light With Pacaso, making memories in Paris (or premier international destinations) is easy and stress-free. With streamlined purchasing and hassle-free management, Pacaso ensures that owning a vacation home in Paris is an enjoyable and seamless experience. By conducting Ready to find your vacation home? Contact our team to explore our

Exploring the appeal of owning multiple homes across the globe Owning multiple homes has evolved into more than a symbol of success — it is a lifestyle strategy that prioritizes choice, flexibility, and immersion in the world’s most sought-after destinations. For many, curating a portfolio of second homes in iconic cities means enjoying a new standard of living, where each address offers its own rhythm, amenities, and cultural vibrancy. This lifestyle provides year-round access to curated experiences, from Key lifestyle benefits of a global portfolio A thoughtfully curated collection of luxury homes allows you to seamlessly transition between vibrant metropolises and tranquil getaways, all while enjoying the comforts and distinctiveness of each location. Whether you’re drawn to the cultural allure of Paris, the outdoor recreation of Aspen, or the classic elegance of London, owning multiple homes means each season offers a new adventure. The experience goes beyond the walls: it’s about spontaneous weekends in the Alps, private dinners overlooking the Seine, and sunrises on Florida’s coastline. Co-ownership enhances this flexibility, empowering you to enjoy prime residences without the constraints of full ownership. The Pacaso approach transforms second home ownership from a distant aspiration to a tangible reality for many seeking this dynamic, travel-rich lifestyle. Smart financial strategies for owning multiple homes Luxury real estate market trends in 2025 Iconic homes in top destinations A truly global portfolio is defined by distinctive homes that reflect local character and elevate day-to-day living. For example, Paris is celebrated for refined apartments with historic details and prime locations, London for its blend of tradition and contemporary design, Aspen for its alpine elegance, and Palm Beach for classic coastal sophistication. Each residence becomes a personal touchstone in a collection that is both a gateway and an investment, offering you the flexibility to enjoy art openings, seasonal festivals, and exclusive events as a local. Pacaso’s curated selection of homes across these cities sets a new standard for modern global living, giving you the opportunity to experience — and own — a piece of the world’s finest neighborhoods. Among these, Ownership in iconic alpine locales is just as meaningful. The elevated outdoor lifestyle of mountain markets attracts those who prize adventure and privacy, but also want a well-connected hub for family and friends. For those drawn to ocean breezes and contemporary living, Palm Beach and South Florida offer timeless appeal. Waterfront estates balance sophisticated design with proximity to vibrant culture and leisure. Tips for building your own second home collection Start your global journey with Pacaso Owning multiple homes across continents brings both lifestyle rewards and financial sophistication. Whether you are considering your first international addition or expanding your existing portfolio, Pacaso offers a streamlined path to ownership in world-class destinations. View homes in vibrant cities like

Experience city living with Pacaso homes Imagine waking up in a city where world-class culture, art, and entertainment are just outside your door. Pacaso homes in top destinations like What defines the lifestyle in global cities Pacaso homes in each city are chosen to deliver this active, fulfilling lifestyle, where you can experience the best of the city and return to refined comfort. This is the essence of luxury urban living, combining convenience, culture, and sophistication. Paris living with timeless elegance Paris is the definition of urban charm, blending centuries of artistry with modern style. From the historic streets of London’s sophistication London is a city of refinement and opportunity, where tradition meets modern luxury. Pacaso homes in this city offer coveted addresses close to parks, boutiques, theaters, and acclaimed restaurants. Buyers can enjoy open living spaces, elegant finishes, and privacy, all with the ease of Pacaso’s co-ownership and management model. This is a lifestyle designed for those who want to make the most of every stay in London. One standout example is Miami’s energy and resort comfort Miami is known for its lively culture, bold flavors, and sunny days. Whether you seek days by the pool, evenings at San Diego’s blend of nature and urban excitement San Diego is where the energy of the city meets the beauty of the Pacific. Pacaso homes here combine water views, spacious interiors, and easy access to both vibrant neighborhoods and the shoreline. Owners can spend their days enjoying local galleries, What to look for in your next urban home With Pacaso, each of these features is standard. Browse our Make your move with Pacaso homes Explore the advantages of city living and co-ownership in

Vacation homes in Europe at the center of art and culture With vacation homes in Europe, your daily rhythm can include a gallery opening before dinner, a morning market stroll, and a quiet glass of wine at home between it all. In neighborhoods known for Paris luxury real estate and London luxury homes, Pacaso co-ownership sets you up to enjoy culture on your schedule without the full burden of sole ownership. Put culture on your calendar Vacation homes in Europe reward proximity. From your front door, you can plan days around exhibitions, fashion, and cuisine, then return to a calm, beautifully designed space that feels like your own. Pacaso coordinates ownership and care so your time in the city is focused on the experiences that matter most. Paris days shaped by art, design and dining Art and architecture are woven into daily life in Paris. The For those tracking Paris luxury real estate, long admired districts like Passy, La Muette and Trocadero in the 16th remain selective and stable addresses for a refined city base. A Left Bank retreat brings the best of Saint-Germain within reach. From morning croissants to evening concerts, owning in Paris means every outing begins at your door, not across town. It is city living tuned to your pace rather than a tourist itinerary. Set in the 7th, Essential Paris experiences near these neighborhoods include: London weekends woven with galleries and markets London rewards curiosity, from modern art at In Mayfair, From Co-ownership benefits for city life Pacaso co-ownership aligns with the way you use a city home. You own an equity interest in a designer furnished residence, enjoy a streamlined approach to scheduling, and have professional home care so your time goes to museums, meals, and meetings. In Paris, high end addresses are concentrated in central and western arrondissements, while in London, prime districts like Kensington, Chelsea, and Westminster remain sought after for their proximity to culture and green space. Key advantages when considering vacation homes in Europe with Pacaso include: Plan your cultural rhythm Build routines that make the most of prime neighborhoods in Paris and London. Alternate gallery mornings with market lunches. Keep a standing theatre night and a monthly dinner at a favorite two star dining room. Block a few long weekends per quarter for seasonal events. With vacation homes in Europe, these rituals become part of everyday life rather than a once a year trip. Start your city chapter with Pacaso Own your seat at the table of two cultural capitals. Explore current homes in

With summer winding down and the year’s midpoint behind us, the luxury real estate landscape looks clearer, and brighter, than it did just a few months ago. Buyers and sellers are navigating calmer waters: prices at the high end have held steady, interest in co-ownership keeps climbing, and industry trends point to more meaningful travel. Here are some key takeaways  as we head into the second half of 2025, and why the outlook for second-home owners has never felt more promising. When we launched Pacaso in 2020, many buyers still assumed “real” ownership meant holding 100% of a home, even if it was rarely used.. That mindset is changing fast. In Cost and ease of management are the main drivers behind co-ownership. Though overall home sales cooled in early 2025, the top of the market keeps defying gravity. High-end properties outperformed every other price segment in 2024 and Q1 2025, according to Realtor.com’s What’s driving demand? A combination of strong stock-market returns, limited home inventory in some markets and the appeal of tangible assets you can Global living isn’t just for digital nomads. London is a prime example. Beauchamp Estates reports U.S. citizens now account for roughly That global appetite is why Pacaso is expanding beyond North America. We’re continuing to focus on adding more Pacaso homes in Europe, bringing our seamless co-ownership model and simplified transaction process to some of the world’s most coveted vacation destinations. Whether you’re traveling or buying a home, experience is quickly becoming the true measure of luxury. This same experiential mindset is reshaping real estate: “The feeling a home delivers matters as much as the address,” observes Tammy Fahmi of Sotheby’s International Realty—a change that’s prompting buyers to pay premiums for properties aligned with their lifestyle ideals ( Luxury real estate is evolving on two parallel tracks: shared ownership is accelerating, and lifestyle-led demand is strengthening at the high end. Together, those forces create an unprecedented opportunity to enrich your life through the purchase of a second home. Pacaso takes the complexity out of second home ownership, giving you effortless access to extraordinary properties around the world. Whether you’re eyeing a Austin Allison CEO and Co-founder of Pacaso