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Second home co-ownership
Build equity where you make memories
Tour
Browse and explore turnkey luxury second homes in over 40 world-class destinations. Tour virtually or in person at a time that works for you.
Buy
Finance up to 70% of your purchase or pay for your second home in cash. We’ll walk you through each step and help you schedule your first stays.
Own
Get excited when you come home — expect a beautifully maintained home that's stocked with all the things you and your loved ones could need.
Resell
Own with confidence. You can upgrade, resell or swap to another Pacaso. On average, homes resell for a 12% gain.
Tour
Browse and explore turnkey luxury second homes in over 40 world-class destinations. Tour virtually or in person at a time that works for you.
Buy
Finance up to 70% of your purchase or pay for your second home in cash. We’ll walk you through each step and help you schedule your first stays.
Own
Get excited when you come home — expect a beautifully maintained home that's stocked with all the things you and your loved ones could need.
Resell
Own with confidence. You can upgrade, resell or swap to another Pacaso. On average, homes resell for a 12% gain.
Extend your travels to ownership
| Pacaso | Vacation rental | |
| Opportunity to build equity | Yes | No |
| Consistent luxury experience each time | Yes | No |
| Premium home amenities | Yes | No |
| Easy scheduling with no research time required | Yes | No |
| Additional planning needed | No | Yes |
Stop wasting time and money on a hotel or fancy rental, and spend more time enjoying your time away. With Pacaso, you co-own a turnkey home and pay yourself in memories, relaxation and equity.
Why Pacaso
The global leader in co-ownership
With a $1 billion real estate portfolio, high customer satisfaction scores and over 1,000 homes sold, Pacaso is well-positioned to deliver on service, satisfaction and trust for years to come.
Dreams come true
Owner stories
Don’t just take our word for it — hear from other Pacaso owners how easy it is to create lasting memories and enjoy hassle-free ownership in their luxury second homes.
Refer anywhere in the world
Real estate agents and Pacaso
Expand your market and reach new second home buyers. No matter where you’re based or licensed, agents can refer clients to over 40 world-class destinations. Earn a 3% referral commission on the share price, and a 1% resale commission for life.
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The best homes sell fast. See the latest luxury listings, inspiring second homes and buying tips.
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Frequently asked questions
Do I really have ownership in the home?
Yes. Owning a Pacaso is true real estate ownership. You purchase a share in a property-specific LLC. The home is fully managed and designed specifically for co-ownership.
Is Pacaso a timeshare or fractional company?
Pacaso helps people buy, own and enjoy a true property asset. Most timeshares, in contrast, sell the right to use a fixed amount of time in an apartment building or hotel shared by dozens of people. These units are often hard to sell due to a supply and demand imbalance. Pacaso brings together a small group of co-owners to purchase a share of a single property and have ongoing access. Pacaso handles all management details, provides full transparency on operating expenses, and facilitates a seamless resale on the open market at any point after 12 months of ownership.
How do I schedule time to enjoy my property?
You book time using the Pacaso app, powered by our SmartStay scheduling system. It’s easy to use and fair for owners, based on the number of shares you own. The system supports two types of stays: general and short-notice. General stays are scheduled 8 days to 24 months in advance, and each owner has access to a general stay that falls on a special date (e.g., public holidays and popular local events). Short-notice stays are booked 2 to 7 days in advance of arrival. See additional scheduling FAQs for more details.
What are my options for financing?
Buyers have three options for payment. They can pay with cash or crypto, take out a personal line of credit, or access conventional financing through our partnership with Santander Bank.
How does ownership transfer work?
We offer owners a one-time option to transfer ownership to another available Pacaso home that's a better fit (excluding resale listings). There are no fees, and you can start enjoying your new home right away.
How does Pacaso resale work?
Any Pacaso owner can choose to sell their ownership interest, at any time. Each owner has independent control over the sale and price of their share. Pacaso will provide you with a current comparative market analysis (CMA) for your ownership interest, which you can use to help set your price. Pacaso will assist in the sale process by tapping into its existing marketplace of buyers (some homes even have waitlists) and marketing the home on Pacaso and third-party websites. Completion is fast and streamlined.
How does Pacaso compensate estate agents?
Pacaso works in collaboration with agents and pays a 4% referral commission.