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simplified co-ownership
Responsibly buy, own or sell a luxury second home
Tour
Browse and tour 40 world-class destinations virtually or in person. Our homes come professionally designed and fully furnished.
Explore homes
Buy
Finance up to 70% of your purchase or pay in cash. We’ll walk you through each step of the process and help you schedule your first stays.
Steps to buying
Own
From expert interior design to ongoing management, dedicated local support, and equitable, app-based scheduling. Owning a Pacaso is simple and turnkey.
What’s included
Resell
If you decide to upgrade, sell or swap to another Pacaso, do so with confidence. On average, Pacaso listings resell in 12 days for a 12% gain.
How it works
Tour
Browse and tour 40 world-class destinations virtually or in person. Our homes come professionally designed and fully furnished.
Explore homes
Buy
Finance up to 70% of your purchase or pay in cash. We’ll walk you through each step of the process and help you schedule your first stays.
Steps to buying
Own
From expert interior design to ongoing management, dedicated local support, and equitable, app-based scheduling. Owning a Pacaso is simple and turnkey.
What’s included
Resell
If you decide to upgrade, sell or swap to another Pacaso, do so with confidence. On average, Pacaso listings resell in 12 days for a 12% gain.
How it works
The stability of real estate
Historical data shows that, since 1980, real estate has been more stable than typical stock market indexes during periods of economic recession or uncertainty.
Own with peace of mind
| SMARTSTAY™ SCHEDULING | HOME TRANSFER BENEFIT™ | EASY RESALE |
| Book stays instantly | Flexibility if you need it | Resell with ease |
| Our app-based technology makes scheduling fair for every owner. | Easily transfer ownership to another Pacaso in your first year. | Pacaso listings resell, on average, in just 12 days for a 12% gain. |
We’re sure you'll love your Pacaso. As the global leader in second home co-ownership, we back this up with brand benefits so you can feel confident about your choice.
Owner stories
Dreams come true
Don’t just take our word for it — hear from other Pacaso owners how easy it is to create lasting memories and enjoy hassle-free ownership in their second homes.
Agents and Pacaso
Refer anywhere in the world
Expand your market and reach new second home buyers. No matter where you’re based or licensed, agents can refer clients to over 40 world-class destinations. Earn a 3% referral commission on the share price, and a 1% resale commission for life.
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Frequently asked questions
Do I really have ownership in the home?
Yes. Owning a Pacaso is true real estate ownership. You purchase a share in a property-specific LLC. The home is fully managed and designed specifically for co-ownership.
Is Pacaso a timeshare or fractional company?
Pacaso helps people buy, own and enjoy a true property asset. Most timeshares, in contrast, sell the right to use a fixed amount of time in an apartment building or hotel shared by dozens of people. These units are often hard to sell due to a supply and demand imbalance. Pacaso brings together a small group of co-owners to purchase a share of a single property and have ongoing access. Pacaso handles all management details, provides full transparency on operating expenses, and facilitates a seamless resale on the open market at any point after 12 months of ownership.
How do I schedule time to enjoy my property?
You book time using the Pacaso app, powered by our SmartStay scheduling system. It’s easy to use and fair for owners, based on the number of shares you own. The system supports two types of stays: general and short-notice. General stays are scheduled 8 days to 24 months in advance, and each owner has access to a general stay that falls on a special date (e.g., public holidays and popular local events). Short-notice stays are booked 2 to 7 days in advance of arrival. See additional scheduling FAQs for more details.
What are my options for financing?
Buyers have three options for payment. They can pay with cash or crypto, take out a personal line of credit, or access conventional financing through our partnership with Santander Bank.
How does ownership transfer work?
As a benefit to owners, we offer a one-time option to transfer ownership to another available Pacaso during the first 12 months after you close on your purchase, should you decide a different home is a better fit. There are no fees, and you can start enjoying your new home right away.
How does Pacaso resale work?
Any Pacaso owner can choose to sell their ownership interest, at any time. Each owner has independent control over the sale and price of their share. Pacaso will provide you with a current comparative market analysis (CMA) for your ownership interest, which you can use to help set your price. Pacaso will assist in the sale process by tapping into its existing marketplace of buyers (some homes even have waitlists) and marketing the home on Pacaso and third-party websites. Completion is fast and streamlined.
HOW LONG WILL 3.95% FINANCING BE OFFERED?
Buyer financing rates on select homes will remain at 3.95% until the end of the year.
How does Pacaso compensate estate agents?
Pacaso works in collaboration with agents and pays a 4% referral commission.
I have a buyer interested in a Pacaso. What's the next step?
Your buyer can contact us directly, but you're welcome to schedule an in-person or virtual tour on your buyer's behalf. Visit pacaso.com/contact, or click Learn More on the listing page for the home they're interested in.