What’s the main difference between Pacaso and Inspirato?

Inspirato provides access to luxury residences but no real estate ownership, while Pacaso offers shares with potential appreciation.

Is Pacaso right for you compared to Inspirato?

Both offer luxury vacation access across multiple properties. Pacaso is real estate co-ownership, while Inspirato is subscription-based without ownership. Your choice depends on whether you want a vacation asset or vacation access.

How much does Pacaso cost compared to Inspirato?

Pacaso shares start at $200K, with predictable management and operational fees, whereas Inspirato membership costs $6K annual membership plus nightly rates for the Club, or a $40K annual membership for Pass.

Can I resell my Pacaso share like I can cancel Inspirato?

Yes, Pacaso shares can be resold.

How does scheduling differ between Pacaso and Inspirato?

Both platforms offer apps for scheduling, but Pacaso’s SmartStay™ algorithm ensures every owner has fair access throughout the year, including multiple opportunities to book during holidays and peak seasons. Learn more about SmartStay™ scheduling.

Who manages the property with Pacaso?

Each Pacaso home has a dedicated Home Manager who supports owners before, during, and after their stays. They manage maintenance and cleaning, ensure the home is fully stocked and stay-ready, tailor the experience to owner preferences, and create thoughtful touches to enhance every visit.

Comparing co-ownership and subscription vacation clubs

Pacaso vs. Inspirato

Pacaso and Inspirato both provide access to luxury homes, but they represent fundamentally different models. Pacaso offers real estate co-ownership of luxury second homes, while Inspirato operates on a subscription model with a focus on short-term vacation rentals.

Solan pool area with hot tub with poolside lounge chairs and palm trees places around the area with a orange and yellow sunset in the sky.

What to know about Inspirato's subscription

Inspirato is built on three pillars that define every trip. Certainty with expertly managed homes, care through personalized concierge services, and value via exclusive rates, weekly deals, rewards, and partner perks.

What is Inspirato?

Inspirato is a luxury travel company that provides members with access to vacation homes, hotel and resort partners, guided experiences, and trip-planning services across more than 100+ destinations worldwide.

How does Inspirato work?

Inspirato offers two models: the Inspirato Club, a membership-based program with annual dues where you pay nightly rates, and Inspirato Pass, a monthly subscription with unlimited access to luxury residences and experiences. Both include travel planning and concierge services.

How much does Inspirato cost?

Inspirato offers two options: join the Inspirato Club for $15K upfront with $6K annual dues and pay nightly rates for each stay, or choose Inspirato Pass at $40K annually for unlimited trips with nightly rates, taxes, and fees included.

What is Inspirato?
Inspirato is a luxury travel company that provides members with access to vacation homes, hotel and resort partners, guided experiences, and trip-planning services across more than 100+ destinations worldwide.
How does Inspirato work?
Inspirato offers two models: the Inspirato Club, a membership-based program with annual dues where you pay nightly rates, and Inspirato Pass, a monthly subscription with unlimited access to luxury residences and experiences. Both include travel planning and concierge services.
How much does Inspirato cost?
Inspirato offers two options: join the Inspirato Club for $15K upfront with $6K annual dues and pay nightly rates for each stay, or choose Inspirato Pass at $40K annually for unlimited trips with nightly rates, taxes, and fees included.

Pacaso vs. Inspirato

Features comparison

Category	Pacaso	Inspirato
Ownership type	Co-ownership via LLC	None; subscription-based travel
Destinations	40+ global markets	100+ global destinations
Cost structure	$200k-$2M per share	$6K annual membership plus nightly rates for the Club, or a $40K annual membership for Pass
Scheduling	SmartStay™ scheduling fairly allocates time based on ownership	Per-night booking
Financing	Integrated financing up to 70% LTV	No mention of financing options in public information
Best for	True ownership, long-term belonging	High velocity travelers

How does Inspirato compare to Pacaso?

Equity vs. access
Inspirato offers nightly vacation access to a portfolio of homes and hotel partners; Pacaso provides real estate co-ownership shares in global destinations.
Total costs
Inspirato’s memberships range from $6K–$40K plus nightly rates; Pacaso’s shares are $200k-$2M per share with predictable management and operational fees.
Scheduling
Inspirato members use an app that provides access to all home and hotel calendars, available to the entire community of 15K members; Pacaso’s SmartStay™ technology ensures fair and flexible scheduling between eight co-owners and opportunities to swap stays with all other Pacaso owners participating in Global Swap.
Management
Inspirato has dedicated concierge service and vacation planning; Pacaso has dedicated home managers.
Financing
Inspirato does not state any financing in their public information; Pacaso offers up to 70% LTV financing.
Usage rights & property control
Inspirato utilizes a right-to-use license to grant members access to the properties. Pacaso’s co-ownership provides real estate with defined owner governance.

Equity, luxury, and flexibility

Why choose Pacaso's co-ownership model?

Rosemary Shores rear outdoor living area at night with exterior light illuminated and patio furniture arranged in a circle around a coffee table directly next to the rectangular pool.

Equity, luxury, and flexibility

Why choose Pacaso's co-ownership model?

Curated luxury homes: Professionally designed homes in 40+ premier destinations, like a Napa Valley estate for ~$700K per share.
Full-service management: Dedicated Home Manager and concierge support ensures every detail is handled, from cleaning to ongoing home maintenance.
SmartStay™ scheduling: App-based booking puts flexibility at your fingertips, letting you reserve your Malibu beach home—or any property—in minutes.
Global swap network: Swap stays across destinations worldwide, such as trading a Paris apartment for a stay in a Cabo villa, maximizing variety and vacation opportunities.
Integrated financing: Make ownership more accessible with built-in financing, letting you acquire a $3M home for roughly $700K per share.

Invest in your dream second home with Pacaso

Exterior of Harvest Ridge home with manicured green grass with mountain views.

Invest in your dream second home with Pacaso

Pacaso makes luxury second home co-ownership simple and accessible. Enjoy real estate equity ownership in premier destinations around the world, from mountain retreats to beachside villas. With fully managed homes, concierge-level services, and SmartStay™ scheduling, Pacaso combines effortless luxury with the long-term value of real estate ownership.

Pacaso FAQs

What’s the main difference between Pacaso and Inspirato?
Inspirato provides access to luxury residences but no real estate ownership, while Pacaso offers shares with potential appreciation.
Is Pacaso right for you compared to Inspirato?
Both offer luxury vacation access across multiple properties. Pacaso is real estate co-ownership, while Inspirato is subscription-based without ownership. Your choice depends on whether you want a vacation asset or vacation access.
How much does Pacaso cost compared to Inspirato?
Pacaso shares start at $200K, with predictable management and operational fees, whereas Inspirato membership costs $6K annual membership plus nightly rates for the Club, or a $40K annual membership for Pass.
Can I resell my Pacaso share like I can cancel Inspirato?
Yes, Pacaso shares can be resold.
How does scheduling differ between Pacaso and Inspirato?
Both platforms offer apps for scheduling, but Pacaso’s SmartStay™ algorithm ensures every owner has fair access throughout the year, including multiple opportunities to book during holidays and peak seasons. Learn more about SmartStay™ scheduling.
Who manages the property with Pacaso?
Each Pacaso home has a dedicated Home Manager who supports owners before, during, and after their stays. They manage maintenance and cleaning, ensure the home is fully stocked and stay-ready, tailor the experience to owner preferences, and create thoughtful touches to enhance every visit.

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