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| Retirement opens up more time and freedom to travel than any other chapter of life. This guide covers the best retirement trips across the U.S. and internationally, including why certain destinations are especially well-suited for retirees. It also explores why buying a vacation home, or co-owning one through Pacaso, can be the smartest way to turn a favorite destination into a true home base for your retirement years. |
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Why is travel so important in retirement?
Retirement is arguably the best time of life to travel. The alarm clock is gone, the schedule is yours, and decades of hard work have earned you the freedom to go where you want, when you want. It's no surprise that travel consistently ranks as one of retirees' top priorities for discretionary spending.What are the best domestic retirement trips?
The majority of retirees focus on domestic travel, and the United States has no shortage of exceptional destinations suited to a range of interests and activity levels. Here are the top retirement vacation destinations within the U.S., many of which also happen to have Pacaso co-ownership properties available.Napa Valley, California

Palm Springs, California

Aspen and Snowmass, Colorado
Vail, Colorado
Jackson Hole, Wyoming
Scottsdale, Arizona
San Diego, California

Miami, Florida
Sonoma County, California
What are the best international retirement trips?
Retirement is the ideal time for international travel. Extended stays are possible, the crowds of summer can be avoided by traveling in shoulder seasons, and the freedom to slow down and truly experience a destination, rather than rushing through a checklist, makes every trip richer. Here are some of the best retirement vacation destinations abroad.Italy and Tuscany

France and the French Alps

Spain and Madrid

Mexico and Los Cabos
London and the Cotswolds, United Kingdom
Punta de Mita, Mexico
What are some unique retirement trip ideas?
Standard hotel stays and resort weeks are just the beginning. Retirement gives you the freedom to travel in ways that simply weren't possible during your working years. Here are some of the most rewarding retirement trip ideas beyond the typical vacation.Multi-generational family travel
One of the most cited motivators for retirement travel is spending time with family and friends. Multi-generational trips, where adult children, grandchildren, and extended family all travel together, have become increasingly popular. A spacious vacation home is far better suited to this style of travel than a hotel: private bedrooms, shared common spaces, a full kitchen, and outdoor areas create the kind of experience that brings families together. Co-owned Pacaso homes, which are fully furnished and managed, are purpose-built for meaningful experiences in retirement.Slow travel and extended stays
Rather than racing through a checklist of destinations, slow travel means spending several weeks in one place — getting to know the neighborhood, the local restaurants, and the rhythms of daily life. Retirees are uniquely positioned to travel this way, and it often leads to the most meaningful trips. Having a co-owned second home in a favorite destination makes slow travel even easier, since your home is always waiting for you.Cross-country road trip
A classic American road trip takes on a whole new dimension in retirement. Without the pressure of maximizing a limited vacation window, you can take your time through national parks, small towns, and scenic byways. Consider a fall foliage journey through New England, a national park loop through the Southwest, or a summer drive through the Rocky Mountains. Jackson Hole and Aspen in the fall are two spectacular stops on any western road trip itinerary.Around-the-world cruise
For retirees whose travel wish list spans multiple continents, an around-the-world cruise is one of the most seamless ways to see as much as possible. Ranging from a few months to a full year, these voyages handle the logistics of transportation and accommodation, leaving you free to simply enjoy each destination. Some retirees even string cruises together, using a co-owned home in a favorite port city as a home base between voyages.Wellness and culinary travel
Many retirees find that travel centered on health, food, and learning is the most deeply satisfying. Wine country trips to Napa Valley or Sonoma, cooking classes in Tuscany, spa retreats in Scottsdale, or yoga retreats in Punta de Mita are all examples of wellness and culinary travel that pairs beautifully with a second home in the same destination. See our guide on the pros and cons of buying a vacation home if you're weighing the next step.Why is co-ownership the best vacation ownership plan for retirees?
Retirement is the chapter you've been working toward — the one where time finally belongs to you, and the places that matter most become more than just destinations on a calendar. Maybe it's the mountain town where you always said you'd spend more time, or the coastal retreat where your family has made memories for years. After decades of brief vacations and rushed goodbyes, retirement gives you the chance to truly settle into the places you love: to wake up slowly, to host your grandchildren in a home that feels like your home, and to build new traditions in destinations that have always held a piece of your heart.But retirement travelers also face a real tension: more freedom than ever before, yet still the frustration of hotel rooms that don't feel like home and vacation rentals that may not be available when you actually want them. You've earned better than that. This is precisely where Pacaso's co-ownership model shines.Pacaso allows buyers to purchase a share (1/8 to 1/2) of a fully managed luxury home through a property-specific LLC, giving them a true real estate asset for a fraction of the cost. Each share comes with a proportional amount of annual time at the property, scheduled through an easy-to-use app. And because Pacaso handles all property management, such as maintenance, cleaning, repairs, utilities, insurance, and taxes, owners spend their time enjoying their home, not managing it.Here's why co-ownership is particularly well-suited to retirement:- Right-sized ownership: With Pacaso, you can own a share of a luxury second home in destinations like Aspen, Napa Valley, or Paris that's sized to how you'll actually use it. Instead of holding full ownership in a home that sits empty most of the year, you own only the portion you'll enjoy, with the same access to a fully appointed luxury property and premium amenities when you're there.
- No management hassle: The last thing retirees want is a second home that creates more work than joy. Pacaso's fully managed ownership model means the property is always ready when you arrive and handled professionally when you're away.
- Flexibility to travel more: A Pacaso share gives you guaranteed time in your home but also leaves you free to travel to new destinations the rest of the year. It's the best of both worlds: a true home base and the freedom to explore. Explore how your Pacao home unlocks a world of flexible travel through Pacaso's innovative swap feature, which allows owners to experience other Pacaso managed homes around the globe.
- Real estate ownership: Unlike a timeshare or vacation club, a Pacaso share is a real property interest held through an LLC. Owners build equity, and shares can be resold. According to Pacaso's own data, shares have appreciated an average of 9.7% CAGR from 2021 through 2024, outperforming comparable luxury markets.
- Ideal for retired couples: The combination of a luxury home in a beautiful destination, professional management, and the ability to host family and friends makes Pacaso co-ownership one of the best retirement trip ideas for couples who want to invest in experiences, not just accommodations.
Retirement trips FAQs
01: What are the best retirement trips for couples?
Some of the best trips for retired couples combine great food and wine, natural beauty, and activities that can be enjoyed at any pace. Top choices include Napa Valley and Sonoma in California, Vail and Aspen in Colorado, the Amalfi Coast or Tuscany in Italy, and Los Cabos in Mexico. Couples who return to the same destinations repeatedly often find that co-owning a vacation home there is more satisfying and cost-effective than booking hotels year after year.
02: How much should retirees budget for travel?
According to AARP's 2025 Travel Trends Survey, adults 50 and older anticipated spending an average of $6,847 on travel in 2025. Most financial planners recommend budgeting between 5% and 10% of annual retirement income for travel, though the right amount depends entirely on your goals, destinations, and how often you travel. Owning a vacation home, especially through a co-ownership model, can significantly reduce per-trip lodging costs over time.
03: What makes a destination good for retirement travel?
The best retirement vacation destinations typically combine accessible activities for a range of physical abilities, excellent dining and cultural options, safety and healthcare access, pleasant weather, and easy transportation logistics. Domestic destinations like Palm Springs, Scottsdale, San Diego, and Napa Valley score especially high on all of these factors. Internationally, Spain, Italy, France, and Mexico are consistently popular for their combination of lifestyle, culture, and value.
04: Is buying a vacation home for retirement a good idea?
For retirees who consistently return to the same destination, buying a vacation home can be one of the best financial and lifestyle decisions of retirement. It eliminates the uncertainty of hotel availability and pricing, creates a sense of belonging in a community, and builds equity over time. Co-ownership through Pacaso is an especially attractive option because it offers all the benefits of ownership at a fraction of the cost, with none of the management burden.
05: What is the best vacation ownership plan for retirees?
The best vacation ownership plan for retirees depends on how you travel. If you love returning to the same destination, a co-ownership model like Pacaso is hard to beat: you own real property, build equity, enjoy a professionally managed luxury home, and have guaranteed time at the property. This is very different from a timeshare (which offers no equity and limited flexibility) or a vacation club (which provides access to resort networks but no real estate ownership).
06: What are the best international retirement trips?
Italy (especially Tuscany), France, Spain, Mexico, and the UK are perennially popular for retirement travel. Italy and France offer exceptional cuisine, history, and beauty. Spain is particularly attractive for its combination of affordable living, warm climate, and world-class culture. Mexico and Los Cabos are ideal for retirees who want luxury and beach access within a short flight of the U.S. For those ready to invest in a favorite international destination, Pacaso has co-ownership homes in Paris, Tuscany, London, and Los Cabos.
07: What are retirement trip ideas for solo travelers?
Solo retirees have tremendous freedom to travel on their own schedule and terms. Great options include river cruises through Europe, wine country trips to Napa or Sonoma, cultural immersion trips to Italy or Spain, and wellness retreats in destinations like Scottsdale or Aspen. A co-owned vacation home is also an excellent option for solo travelers who want a consistent, secure home base in a favorite destination, with a community of co-owners who often share similar interests and travel values.
08: How does Pacaso co-ownership work for retirement travel?
Pacaso allows buyers to purchase a share (1/8 to 1/2) of a fully managed luxury home through a property-specific LLC. Each share comes with guaranteed annual time at the property, scheduled through the Pacaso app. The home is professionally managed: Pacaso handles all maintenance, cleaning, repairs, utilities, insurance, and taxes. Owners enjoy a true real estate asset that can appreciate in value and be resold when the time is right. It's designed to give retirees all the benefits of a luxury second home without any of the management headaches.















