Best retirement trips: top destinations and travel ideas

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Pacaso's Editorial Team
May 20, 2026
Senior couple riding a scooter on vacation
Key takeaways
Retirement opens up more time and freedom to travel than any other chapter of life. This guide covers the best retirement trips across the U.S. and internationally, including why certain destinations are especially well-suited for retirees. It also explores why buying a vacation home, or co-owning one through Pacaso, can be the smartest way to turn a favorite destination into a true home base for your retirement years.

Why is travel so important in retirement?

Retirement is arguably the best time of life to travel. The alarm clock is gone, the schedule is yours, and decades of hard work have earned you the freedom to go where you want, when you want. It's no surprise that travel consistently ranks as one of retirees' top priorities for discretionary spending.
According to AARP's 2025 Travel Trends Survey, 70% of adults 50 and older planned to travel that year, up from 65% in 2024 and surpassing pre-pandemic levels. On average, those travelers expected to take 3.9 trips and spend about $6,847 per person. Notably, 44% were planning at least one international trip, up sharply from 32% the previous year.The reasons go beyond leisure. Nearly 95% of survey respondents said travel is good for their mental health, and 85% said it benefits their physical health. For couples, solo travelers, and multi-generational families alike, retirement travel is one of the most rewarding ways to spend this chapter of life.The challenge? Finding the right destinations and figuring out the smartest way to return to the places you love most.

What are the best domestic retirement trips?

The majority of retirees focus on domestic travel, and the United States has no shortage of exceptional destinations suited to a range of interests and activity levels. Here are the top retirement vacation destinations within the U.S., many of which also happen to have Pacaso co-ownership properties available.

Napa Valley, California

A photo of Napa Valley, California, one of the best vacation spots for couples.
Few destinations match Napa Valley for sheer relaxation paired with world-class experiences. With more than 400 wineries, 90 tasting rooms, and 14 Michelin-starred restaurants, Napa is built for the kind of unhurried, indulgent travel that retirement makes possible. The charming towns of Yountville, St. Helena, and Calistoga each have their own distinct character, and the valley's spa, wellness, and outdoor recreation offerings round out a truly complete destination. Pacaso has a curated portfolio of luxury co-ownership homes in Napa Valley, an ideal base for repeat visits.

Palm Springs, California

A photo of Palm Springs, California, one of the best spots for fall vacations.
With more than 300 days of sunshine a year, Palm Springs has been a favorite for retirees for generations, and for good reason. Located two hours from Los Angeles in the stunning Coachella Valley, the city combines Mid-Century Modern architecture, world-class golf, excellent dining, and access to Joshua Tree National Park. It's easy to see why Palm Springs consistently ranks as one of the most sought-after second home destinations in the country. Browse Pacaso homes in Palm Springs for retirement-ready co-ownership options.

Aspen and Snowmass, Colorado

Sunset over Aspen highlights the calmer pace after peak ski season, when buyers often find more room to evaluate neighborhoods, views, and walkability without peak season pressure.
Aspen offers four full seasons of enrichment in one of the most beautiful settings in North America. In winter, world-class skiing and snowboarding draw visitors from around the globe. Spring and summer bring spectacular hiking, fishing, and the renowned Aspen Food & Wine Classic. Fall is perhaps the most magical, with golden aspen groves blanketing the surrounding mountains. Whether you're active on the slopes or prefer boutique shopping and fine dining, Aspen delivers. Pacaso's Aspen and Snowmass co-ownership homes are a natural fit for retirees who return season after season.

Vail, Colorado

Vail’s village scene offers easy strolling between dining, shopping and the base lifts, a draw for families and groups.
Vail is synonymous with alpine luxury, and it's one of the most popular retirement and celebration trip destinations in the country. Whether you're marking a milestone birthday, an anniversary, or simply the joy of finally having the time to ski a full week, Vail's world-class mountain, walkable village, and outstanding dining make it an unforgettable destination. Spring and summer bring hiking, mountain biking, and a full calendar of events and festivals. Explore Vail accommodations through Pacaso co-ownership for a luxury base during every visit.

Jackson Hole, Wyoming

The Tetons reflect the year-round draw of Jackson Hole, from powder days to summer trail adventures.
If the goal is wide-open natural beauty and genuine adventure, Jackson Hole is hard to beat. Situated at the gateway to both Grand Teton National Park and Yellowstone National Park, this Wyoming valley is simply stunning in every season. World-class skiing in winter, world-class wildlife viewing in spring and fall, and endless outdoor recreation in summer, plus a charming town square with excellent restaurants and galleries. Pacaso has co-ownership homes in Jackson Hole that put you at the center of it all.

Scottsdale, Arizona

Scottsdale’s desert sunsets and mild winters set the stage for outdoor days and relaxed evenings.
With 330 days of sunshine a year and more than 50 golf courses nearby, Scottsdale is a perennial favorite for retirement vacations. The combination of a walkable Old Town with great restaurants and galleries and a world-class spa and wellness scene makes it one of the most complete retirement vacation destinations in the Southwest. Pacaso's Scottsdale co-ownership homes are ideal for snowbirds and year-round desert lovers alike.

San Diego, California

A photo shows the shores of La Jolla, one of the best neighborhoods in San Diego.
Year-round mild weather, world-class beaches, a thriving food scene, and a rich cultural calendar make San Diego one of the best retirement trips for couples and solo travelers. "America's Finest City" also offers easy access to Torrey Pines State Reserve, Balboa Park's museums, and day trips to wine country in Temecula. For those who love waking up to the Pacific Ocean, Pacaso's La Jolla co-ownership homes offer one of the finest addresses in Southern California.

Miami, Florida

Dusk skyline and palm trees that match the calm mood minimalist architecture aims to create in Miami vacation homes.
Miami combines beach living, culinary diversity, and a vibrant arts scene in a way that few American cities can match. Spend sun-filled days on South Beach or exploring the Everglades, then indulge in outdoor dining and world-class entertainment after dark. Miami is also a natural jumping-off point for Caribbean cruises and day trips to the Florida Keys. Pacaso has luxury co-ownership homes in Miami for retirees who want a true Florida escape.

Sonoma County, California

A stunning aerial view of a vineyard in Sonoma, CA, with vibrant autumn colors, rolling hills, and clear blue skies, perfectly capturing the picturesque wine country atmosphere that defines the summer festival season in Napa Valley.
A more relaxed alternative to Napa, Sonoma County offers incredible wine, farm-to-table cuisine, and a laid-back coastal and agricultural landscape that is perfect for retirement. Towns like Healdsburg, Sonoma, and Guerneville each have their own distinct charm. The proximity to the Pacific Coast makes it easy to combine wine country and coastal scenery in a single trip. Browse Pacaso homes in Sonoma County for co-ownership options in wine country.

What are the best international retirement trips?

Retirement is the ideal time for international travel. Extended stays are possible, the crowds of summer can be avoided by traveling in shoulder seasons, and the freedom to slow down and truly experience a destination, rather than rushing through a checklist, makes every trip richer. Here are some of the best retirement vacation destinations abroad.

Italy and Tuscany

A photo of Tuscany, Italy, one of the most romantic fall getaways.
Italy consistently tops lists of the best international retirement trips, and for good reason. The combination of ancient history, Renaissance art, extraordinary cuisine, and incomparable natural landscapes, from the Amalfi Coast to the Dolomites, makes Italy a destination that rewards repeat visits. Tuscany in particular is beloved by retirees for its gentle pace, gorgeous countryside, and exceptional wine and food. Pacaso offers co-ownership homes in Florence and Tuscany for those ready to make Italy a regular part of their retirement.

France and the French Alps

A photo of Paris, France one of the best vacation spots for couples.
France is endlessly rewarding as a retirement destination. Paris offers world-class culture and walkable neighborhoods that suit any pace. The Loire Valley, Provence, and the Dordogne each offer a different flavor of French life. For active retirees who love skiing, the French Alps deliver world-class slopes at destinations like Chamonix and Megève. Pacaso's portfolio includes Paris co-ownership homes for retirees who want a home base in Europe.

Spain and Madrid

People walk near the fountain and canal of Plaza de España in Seville, Spain, a fun vacation spot for kids.
Spain's excellent healthcare system, warm climate, vibrant culture, and affordable cost of living make it one of the most attractive countries for retirement travel and long-term stays. Madrid in particular offers a lively arts scene, incredible food, and excellent transport links to the rest of the country and Europe. 

Mexico and Los Cabos

Aerial view of Cabo San Lucas with luxurious villas, beaches, and turquoise waters, perfectly illustrating the aspirational destinations for lock-and-leave luxury owners.
For retirees seeking world-class beaches, championship golf, and the ease of a destination just hours from major U.S. cities, Los Cabos is one of the best retirement trips available. The combination of desert landscapes, the Sea of Cortez, and a thriving culinary and resort scene is uniquely compelling. Pacaso offers luxury co-ownership homes in Los Cabos, making it easy to return to Baja every season.

London and the Cotswolds, United Kingdom

London's heritage and formality inform a design language of symmetry, fine materials, and tailored detailing seen across top city homes.
London's cultural depth, including world-class museums, theater, historic neighborhoods, and easy access to all of Europe, makes it a perennial favorite for retirees who want to immerse themselves in history and city life. For a slower-paced alternative, the Cotswolds offer quintessential English countryside beauty. Pacaso has London co-ownership homes for retirees seeking a base in the UK.

Punta de Mita, Mexico

Colorful papel picado banners strung across the sky under bright sunlight with palm trees in the background in Punta de Mita, capturing the festive and vibrant spirit of Dia de los Muertos celebrations.
For those who want a more secluded, boutique beach experience than Los Cabos, Punta de Mita on Mexico's Riviera Nayarit is an exceptional choice. Stunning beaches, world-class surfing, excellent dining, and a relaxed atmosphere make it one of the most beautiful and underrated retirement vacation destinations in Latin America. Browse Pacaso's Punta de Mita co-ownership homes for options in this breathtaking destination.

What are some unique retirement trip ideas?

Standard hotel stays and resort weeks are just the beginning. Retirement gives you the freedom to travel in ways that simply weren't possible during your working years. Here are some of the most rewarding retirement trip ideas beyond the typical vacation.

Multi-generational family travel

One of the most cited motivators for retirement travel is spending time with family and friends. Multi-generational trips, where adult children, grandchildren, and extended family all travel together, have become increasingly popular. A spacious vacation home is far better suited to this style of travel than a hotel: private bedrooms, shared common spaces, a full kitchen, and outdoor areas create the kind of experience that brings families together. Co-owned Pacaso homes, which are fully furnished and managed, are purpose-built for meaningful experiences in retirement.

Slow travel and extended stays

Rather than racing through a checklist of destinations, slow travel means spending several weeks in one place — getting to know the neighborhood, the local restaurants, and the rhythms of daily life. Retirees are uniquely positioned to travel this way, and it often leads to the most meaningful trips. Having a co-owned second home in a favorite destination makes slow travel even easier, since your home is always waiting for you.

Cross-country road trip

A classic American road trip takes on a whole new dimension in retirement. Without the pressure of maximizing a limited vacation window, you can take your time through national parks, small towns, and scenic byways. Consider a fall foliage journey through New England, a national park loop through the Southwest, or a summer drive through the Rocky Mountains. Jackson Hole and Aspen in the fall are two spectacular stops on any western road trip itinerary.

Around-the-world cruise

For retirees whose travel wish list spans multiple continents, an around-the-world cruise is one of the most seamless ways to see as much as possible. Ranging from a few months to a full year, these voyages handle the logistics of transportation and accommodation, leaving you free to simply enjoy each destination. Some retirees even string cruises together, using a co-owned home in a favorite port city as a home base between voyages.

Wellness and culinary travel

Many retirees find that travel centered on health, food, and learning is the most deeply satisfying. Wine country trips to Napa Valley or Sonoma, cooking classes in Tuscany, spa retreats in Scottsdale, or yoga retreats in Punta de Mita are all examples of wellness and culinary travel that pairs beautifully with a second home in the same destination. See our guide on the pros and cons of buying a vacation home if you're weighing the next step.

Why is co-ownership the best vacation ownership plan for retirees?

Retirement is the chapter you've been working toward — the one where time finally belongs to you, and the places that matter most become more than just destinations on a calendar. Maybe it's the mountain town where you always said you'd spend more time, or the coastal retreat where your family has made memories for years. After decades of brief vacations and rushed goodbyes, retirement gives you the chance to truly settle into the places you love: to wake up slowly, to host your grandchildren in a home that feels like your home, and to build new traditions in destinations that have always held a piece of your heart.But retirement travelers also face a real tension: more freedom than ever before, yet still the frustration of hotel rooms that don't feel like home and vacation rentals that may not be available when you actually want them. You've earned better than that. This is precisely where Pacaso's co-ownership model shines.Pacaso allows buyers to purchase a share (1/8 to 1/2) of a fully managed luxury home through a property-specific LLC, giving them a true real estate asset for a fraction of the cost. Each share comes with a proportional amount of annual time at the property, scheduled through an easy-to-use app. And because Pacaso handles all property management, such as maintenance, cleaning, repairs, utilities, insurance, and taxes, owners spend their time enjoying their home, not managing it.Here's why co-ownership is particularly well-suited to retirement:
  • Right-sized ownership: With Pacaso, you can own a share of a luxury second home in destinations like Aspen, Napa Valley, or Paris that's sized to how you'll actually use it. Instead of holding full ownership in a home that sits empty most of the year, you own only the portion you'll enjoy, with the same access to a fully appointed luxury property and premium amenities when you're there.
  • No management hassle: The last thing retirees want is a second home that creates more work than joy. Pacaso's fully managed ownership model means the property is always ready when you arrive and handled professionally when you're away.
  • Flexibility to travel more: A Pacaso share gives you guaranteed time in your home but also leaves you free to travel to new destinations the rest of the year. It's the best of both worlds: a true home base and the freedom to explore. Explore how your Pacao home unlocks a world of flexible travel through Pacaso's innovative swap feature, which allows owners to experience other Pacaso managed homes around the globe.
  • Real estate ownership: Unlike a timeshare or vacation club, a Pacaso share is a real property interest held through an LLC. Owners build equity, and shares can be resold. According to Pacaso's own data, shares have appreciated an average of 9.7% CAGR from 2021 through 2024, outperforming comparable luxury markets.
  • Ideal for retired couples: The combination of a luxury home in a beautiful destination, professional management, and the ability to host family and friends makes Pacaso co-ownership one of the best retirement trip ideas for couples who want to invest in experiences, not just accommodations.
If you're exploring how to buy a second home as part of your retirement plan, or weighing the differences between a vacation club, timeshare, and co-ownership, Pacaso is worth a close look. Browse the full portfolio of Pacaso destinations to find the right fit for your retirement travel vision.

Retirement trips FAQs

01: What are the best retirement trips for couples?

Some of the best trips for retired couples combine great food and wine, natural beauty, and activities that can be enjoyed at any pace. Top choices include Napa Valley and Sonoma in California, Vail and Aspen in Colorado, the Amalfi Coast or Tuscany in Italy, and Los Cabos in Mexico. Couples who return to the same destinations repeatedly often find that co-owning a vacation home there is more satisfying and cost-effective than booking hotels year after year.

02: How much should retirees budget for travel?

According to AARP's 2025 Travel Trends Survey, adults 50 and older anticipated spending an average of $6,847 on travel in 2025. Most financial planners recommend budgeting between 5% and 10% of annual retirement income for travel, though the right amount depends entirely on your goals, destinations, and how often you travel. Owning a vacation home, especially through a co-ownership model, can significantly reduce per-trip lodging costs over time.

03: What makes a destination good for retirement travel?

The best retirement vacation destinations typically combine accessible activities for a range of physical abilities, excellent dining and cultural options, safety and healthcare access, pleasant weather, and easy transportation logistics. Domestic destinations like Palm Springs, Scottsdale, San Diego, and Napa Valley score especially high on all of these factors. Internationally, Spain, Italy, France, and Mexico are consistently popular for their combination of lifestyle, culture, and value.

04: Is buying a vacation home for retirement a good idea?

For retirees who consistently return to the same destination, buying a vacation home can be one of the best financial and lifestyle decisions of retirement. It eliminates the uncertainty of hotel availability and pricing, creates a sense of belonging in a community, and builds equity over time. Co-ownership through Pacaso is an especially attractive option because it offers all the benefits of ownership at a fraction of the cost, with none of the management burden.

05: What is the best vacation ownership plan for retirees?

The best vacation ownership plan for retirees depends on how you travel. If you love returning to the same destination, a co-ownership model like Pacaso is hard to beat: you own real property, build equity, enjoy a professionally managed luxury home, and have guaranteed time at the property. This is very different from a timeshare (which offers no equity and limited flexibility) or a vacation club (which provides access to resort networks but no real estate ownership).

06: What are the best international retirement trips?

Italy (especially Tuscany), France, Spain, Mexico, and the UK are perennially popular for retirement travel. Italy and France offer exceptional cuisine, history, and beauty. Spain is particularly attractive for its combination of affordable living, warm climate, and world-class culture. Mexico and Los Cabos are ideal for retirees who want luxury and beach access within a short flight of the U.S. For those ready to invest in a favorite international destination, Pacaso has co-ownership homes in Paris, Tuscany, London, and Los Cabos.

07: What are retirement trip ideas for solo travelers?

Solo retirees have tremendous freedom to travel on their own schedule and terms. Great options include river cruises through Europe, wine country trips to Napa or Sonoma, cultural immersion trips to Italy or Spain, and wellness retreats in destinations like Scottsdale or Aspen. A co-owned vacation home is also an excellent option for solo travelers who want a consistent, secure home base in a favorite destination, with a community of co-owners who often share similar interests and travel values.

08: How does Pacaso co-ownership work for retirement travel?

Pacaso allows buyers to purchase a share (1/8 to 1/2) of a fully managed luxury home through a property-specific LLC. Each share comes with guaranteed annual time at the property, scheduled through the Pacaso app. The home is professionally managed: Pacaso handles all maintenance, cleaning, repairs, utilities, insurance, and taxes. Owners enjoy a true real estate asset that can appreciate in value and be resold when the time is right. It's designed to give retirees all the benefits of a luxury second home without any of the management headaches.

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