The Pacaso blog

When you’re traveling, where you Enter another option: a Pacaso second home. Here’s why co-owning a second home is a better option for your vacations than a The unexpected value of a Pacaso People have compared Pacaso to a hotel, Airbnb or a luxury vacation club like Inspirato. And while there may be some similarities, the experience in each couldn’t be more different. Owning a Pacaso means you’re an owner of a While Pacaso offers a unique form of co-ownership through an LLC, traditional co-ownership models like But it's not just about these practical advantages. A Pacaso offers valuable benefits that can only be experienced as an owner. Here’s what our owners have to say.   1. You can just show up and enjoy your home While hotels and short-term rentals can vary widely in quality, you can expect your Pacaso to be fully appointed and pristine — every time you return. Your home is taken care of by a 2. It’s easy to host your favorite people Making memories with friends and family is one of the most life-enriching parts of a vacation. And with your Pacaso, it’s easy to do just that. From outdoor kitchens and al fresco gathering spaces to open grand rooms and game rooms, Pacaso has the space, features and details to help the ones you love feel comfortable and enjoy quality time together.  — Nkem, owner in Malibu 3. You have the whole place to yourself (and your guests!) At your Pacaso, you always have the whole space to yourself. Your home belongs to you. Our homes feature large gathering spaces, and many also have spacious outdoor areas, patios, balconies and decks. Whether you want to relax, work from home or throw a celebration, you’ll have plenty of space for your whole crew. And it’s not just about space — unlike hotels and Airbnbs, all your guests are welcome at your Pacaso (even your dog!).  — Doug, owner in Palm Springs 4. You get to live like a local When you own a Pacaso, you become part of a community. You’re not bouncing through different hotels, homes and places — you return to a neighborhood where every aspect is familiar, from your favorite place for breakfast to local museums. Being able to call a place you know and love home makes for a seamless (and special) vacation every time.  5. You won’t have to stress about your vacation Staying at your own Pacaso offers a different experience from the typical vacation. Rather than having to plan things to do and places to eat at, you have all the — Stuart, owner in Palm Springs 6. You have all the conveniences of home When you come to your Pacaso, there’s no need to pack the small things. Bathrooms are stocked with towels, hair dryers, a scale, magnifying mirror and basic toiletries. Your home has high-speed WiFi and 7. Every detail is luxurious One of the standout things about owning a Pacaso is having luxurious touches throughout your home, allowing you to vacation in style. In addition to our standard amenities and features, you’ll find high quality linens, Turkish towels, premium kitchen products (including Cuisinart, Le Creuset, Ninja and more), porcelain tableware and a Peloton in select homes. These are the small details that make your vacation special.  — Tim, owner in Telluride Vacations (and memories) made better When you co-own a Pacaso, you enjoy hassle-free time at a place that feels like your home (because it is). You have the amenities and convenient experiences of a hotel, the wow factor of a luxury Airbnb, and the space and privacy of a vacation home — plus, all the benefits of home ownership. This is what sets Pacaso apart.  Ready to shift into vacation mode and start making lifelong memories? Check out our

Fractional ownership allows multiple individuals to purchase property together and share usage rights. It’s a common practice among people buying big-ticket items like second homes, Because each party is only responsible for a portion of the full purchase price, Unlike timeshares, fractional ownership While a lot of factors go into deciding if fractional ownership is right for you, one of the most important considerations is how you’ll pay for it. Here are a few options for financing fractional ownership of a second home.  Types of fractional ownership financing Cash Of course, paying for your second home in cash is the most straightforward option — there's no financing application, no contingencies and, best of all, no monthly mortgage payment or interest charges. However, not all buyers have the amount of cash required to purchase shares in a property without Mortgage While not every bank or credit union offers mortgages for fractional ownership purchases, an increasing number do. It’s important to note that qualifying for a second home mortgage can be more difficult than qualifying for your first mortgage. You may need a higher credit score, longer employment history and a down payment of 20% or higher.  If you’re buying in a new vacation community, the property developer may offer financing through a banking partner as a way to encourage purchases.  Home equity  If you already own a home and have a significant amount of equity, you may be able to tap into it to purchase your second home. There are three different ways to do this. Be sure to explore your options with your financial advisor, mortgage broker or accountant.  Financing a Pacaso second home Pacaso is a popular choice for fractional ownership of a vacation home. Our unique co-ownership model allows you to buy a ⅛ share or more of a fully furnished and professionally decorated second home in your Buyers can pay for their co-ownership share in a Want to find your dream vacation home? Explore our

Fractional ownership: Experience the best of coastal and mountain living Fractional ownership is redefining what it means to own luxury second homes. This approach allows families to enjoy the best of destinations such as Palm Beach, Lake Tahoe, and Jackson Hole. With Pacaso, owners enjoy curated homes, professional management, and seamless scheduling so every visit maximizes relaxation and adventure. Let us compare these premier locations so you can find the destination that matches your vision. Your Palm Beach escape Palm Beach is famous for its pristine beaches, vibrant dining scene and boutiques. Recent years have seen fractional ownership become increasingly popular, giving buyers an opportunity to experience premium homes with less financial commitment. Pacaso homes in Palm Beach deliver sunny outdoor spaces, beautiful interiors and direct access to the best of the coast. The climate, culture, and proximity to Miami make this a top choice for those who value both relaxation and cosmopolitan energy. For more about South Florida, browse the Discover Lake Tahoe adventure and endless views Lake Tahoe draws those who value four season recreation, clear lake waters, and alpine landscapes. Pacaso homes in Lake Tahoe are perfect for those who want mountain activities like skiing and hiking alongside peaceful lakefront living. With fractional ownership, you can own in top lake or ski locations without the complexity of managing a second home. Explore more in our Explore Jackson Hole refined wilderness and cultural charm Jackson Hole offers a dynamic blend of outdoor adventure and living. Pacaso homes give owners quick access to skiing, hiking, and the beauty of Explore Find your perfect lifestyle with Pacaso Whether you see yourself enjoying Palm Beach’s coastal culture, taking in the views in Lake Tahoe, or adventuring in Jackson Hole, fractional ownership with Pacaso brings your ideal lifestyle closer. Explore

If you’re looking for a second home that offers luxury, convenience and flexibility, you might be tempted by the idea of a A But before you sign up for a timeshare contract, you should consider a better alternative: Pacaso. We enable you to co-own a stunning second home with a small group of like-minded people.  Unlike a What is Pacaso? The Pacaso second home ownership model is a revolutionary way to buy, own and sell a luxury second home in a world-class vacation destination. We simplify the Pacaso owners enjoy all the benefits of second home ownership without the hassle of maintenance, scheduling or resale. All of our homes are professionally designed, fully furnished and impeccably maintained, offering a consistent and luxurious experience every time.  Buyers can also take advantage of competitive What is a timeshare? A The time increments may be fixed or flexible, and may be based on weeks, months or a point system. Timeshares are often sold through high-pressure sales meetings that claim to offer low prices and long-term benefits.  Timeshare companies can provide you with a predictable vacation setting in a professionally managed resort. Still, they have some drawbacks, such as lack of flexibility, difficulty in reselling and risk of scams. Pacaso vs. timeshare: 5 key differences If you are looking for a way to own a luxury vacation home in a desirable location, you might be wondering about the differences between a Both options allow you to share the cost and use of a vacation property with others, but there are some key distinctions that make Pacaso a better alternative for many buyers. Here are five reasons to consider LLC co-ownership of a second home.  1. Each Pacaso listing is a one-of-a-kind second home Not just any home can be a Pacaso home. We seek out the best homes in the best locations — each one is different, and all have plenty of wow factor. Then our professional interior designers A Pacaso home is a luxurious home away from home. A timeshare is almost always a unit at a hotel or condo complex. Think cookie-cutter floor plans and typical hotel-style furniture.  2. A small group of co-owners enjoy the home Because we limit the number of shares per home to eight, you and (at most) seven other owners will have access to the home. (Only one owner will occupy the home at a time, of course.)  Plus, Pacaso homes are reserved for the exclusive use of owners and their guests — rentals aren’t permitted. We vet potential owners who agree to a common sense code of conduct to ensure they will treat the home as their own — because it is! Plus, you won’t feel like you’re “sharing” your home. We conduct a thorough inspection and cleaning after each stay so your home is pristine when you arrive.   A 3. You own real estate, not time One of the most significant differences between a timeshare vs. vacation home is what you actually own. With Pacaso, your share is real property, not simply a block of time — you own a real estate asset. And because it’s a real estate asset, its value will move with the market, meaning any realized equity is yours.  When you purchase a timeshare, you typically own the right to use the property for a period of time, not the property itself. That’s why you can’t usually get a conventional home loan to purchase a timeshare — there’s no “home” as collateral, only time.  Financing is offered through the timeshare company, often at a high interest rate, and some buyers secure funds through a personal loan or home equity loan. Since even the best timeshare property is not a real estate asset, you are likely to see the value depreciate, much like a new car begins to lose value once it’s driven off the lot. 4. You can use your home year-round Pacaso’s When you purchase a timeshare, you’re often locked into a fixed week, year after year. You may have a “floating week” option, but your choices are still restricted to a range of dates. With either option, you can only check in on certain days, and you typically must book a full week.  There are exchanges and point-based systems that allow you to choose different resorts, but you’ll often pay extra for more desirable locations, and availability can be limited. If you have a fixed-week schedule, you may never get a particular holiday week if another owner already locked it in.  5. The resale process is streamlined We think you’ll love your Because our homes are thoughtfully selected and located in some of the most desirable second home markets, we’ve experienced strong buyer demand for Pacaso shares.  On the other hand, selling a timeshare can be extremely difficult. There’s an entire industry of timeshare exit companies that will help you offload your timeshare for a fee — and, unfortunately, many of them have been known to take advantage of sellers.  Pick the right choice for you Keeping your second home goals in mind while comparing Pacaso vs. timeshare opportunities can help you find exactly what you’re looking for. If you’re specifically looking for a luxury getaway and a place to make memories together with your family, browse through our

Co-ownership vacation homes: Elevate your lifestyle with shared luxury There’s nothing like sharing your second home with friends and family in one of the world’s most sought-after destinations. Co-ownership vacation homes make this lifestyle possible, blending the sophistication of luxury real estate with the ease of shared ownership. Whether you’re hosting a summer gathering in Palm Beach, a wine tasting in Napa, or a winter soirée in Aspen, each destination offers its own unique opportunities for entertaining. With Pacaso, you enjoy the benefits of a professionally managed, beautifully designed home — ready for memorable experiences whenever you arrive. Palm Beach entertaining tips for coastal gatherings Palm Beach is synonymous with vibrant social scenes and outdoor entertaining. Co-ownership vacation homes here often feature expansive patios, private docks, and resort-style pools — perfect for hosting sunset cocktail parties or alfresco brunches. Take advantage of local One of the standout features of Palm Beach homes is their seamless indoor-outdoor flow, ideal for entertaining in the balmy Florida climate. Picture evenings spent around a fire pit, with ocean breezes and lively conversation. For example, Santa Barbara gatherings with coastal elegance Santa Barbara’s Mediterranean charm and ocean views set the stage for sophisticated entertaining. Co-ownership vacation homes in this region often feature open floor plans, sun-drenched terraces, and lush gardens. Host a wine and cheese evening with selections from local vineyards, or plan a summer barbecue overlooking the Pacific. For a touch of local flavor, invite a private chef to prepare a farm-to-table meal using ingredients from the Homes like Napa wine country hosting and culinary experiences Napa’s reputation as a wine and culinary capital makes it a dream destination for those who love to entertain. Co-ownership vacation homes in Napa are designed for gatherings — think expansive dining rooms, chef’s kitchens, and outdoor spaces with vineyard views. Host a private wine tasting with a local Aspen mountain escapes for all-season entertaining Aspen is renowned for its year-round appeal, from snowy winter gatherings to summer mountain adventures. Co- ownership vacation homes here often feature vaulted ceilings, stone fireplaces, and expansive decks — ideal for après-ski evenings or summer barbecues. Arrange a Hallam’s living room, with its dramatic beam ceiling and sophisticated lighting, embodies the mountain lifestyle and provides a welcoming space for hosting guests in style. Owners of Parisian soirées in the heart of the city Paris offers an unmatched setting for intimate dinners and lively soirées. Co-ownership vacation homes in Paris blend timeless elegance with modern comforts — think beamed ceilings, stone fireplaces, and sweeping city views. Host a candlelit dinner with a Rue du Bac’s dining area, with its classic Parisian features, provides the perfect backdrop for memorable hosted dinners and gatherings with friends. As a Pacaso, Hosting essentials for every destination No matter the location, co-ownership vacation homes offer a foundation for effortless entertaining. Here are a few essentials to enhance your hosting experience: If you’re considering different types of vacation homes, think about which amenities and features best suit your entertaining style. Find your perfect co-ownership vacation home Whether your vision includes beachfront brunches, wine country dinners, mountain gatherings, or Parisian soirées, Pacaso offers a curated collection of homes in the world’s most desirable destinations. Explore Ready to create unforgettable experiences in your own second home? Learn more about the benefits of co- ownership by reading our guide on

If you’re exploring different Since this type of So, what is tenancy in common, and how can it help you purchase a primary or second home? Continue reading to learn about the pros and cons of this ownership model, plus the difference between joint tenancy and tenancy in common. What is tenancy in common (TIC)? Tenancy in common is a home ownership model that allows multiple individuals to own a single property, each holding a distinct share. Unlike joint tenancy, these shares don't have to be equal, making TIC a flexible option for diverse groups of varying income levels or investments. TIC agreements are usually very detailed, addressing various potential conflicts through comprehensive operating agreements. These documents outline financial obligations, maintenance responsibilities and exit strategies. In 2025, as housing costs rise, TIC is increasingly seen as an attractive path to homeownership since it enables individuals to pool resources. Each owner can independently sell, mortgage or will their portion of the property, offering significant autonomy. How a tenancy in common agreement works A tenancy in common agreement is a form of Here is how home buyers can become co-owners within a tenancy in common: It’s important to note that no one person or company is in charge of a TIC. This means that, for example, while one owner might have a 50% interest share in the property, they have the same usage rights as a tenant with 10% ownership.  How to finance a tenancy in common Although a tenancy in common is a form of fractional ownership, you still have access to traditional funding opportunities like loans.  When it comes to financing a tenancy in common, you have two options: Simply put, the main attraction of Tenancy in common property taxes In general, a tax jurisdiction may require property taxes to be paid as a unit. This may be because If your TIC receives a single tax bill, your tenancy in common agreement will determine how the property taxes are paid. Pros and cons of tenancy in common real estate As an arrangement that enables multiple individuals to share ownership of a single property, TIC brings a set of distinct advantages and challenges that prospective homeowners must consider. Understanding these key factors is essential in making informed decisions and forging successful co-ownership partnerships. Let’s dive into the pros and cons of tenancy in common. Tenancy in common advantages Here are the core advantages of opting for a tenancy in common agreement: Tenancy in common disadvantages Although a TIC agreement can be an easily customizable and flexible ownership arrangement, it also has its drawbacks, such as: Tenancy in common example  Now that you understand the basics of how tenancy in common operates, let’s see how this ownership model plays out in a real-world example.  In this scenario, three families enter into a tenancy in common agreement: The story above illustrates how Tenancy in common vs. joint tenancy  The major difference between Let’s break down both co-ownership types: Comparing the different types of tenancy  To understand property ownership, you have to differentiate between the various types of tenancies — and there's more than just the two we've mentioned already.  Ultimately, the type of tenancy you should choose should be determined by your personal situation, legal status (like whether you're looking to buy as an individual or as a How to dissolve a tenancy in common agreement Dissolving a tenancy in common is relatively straightforward and easy to accomplish, assuming all co-owners wish to end the agreement.  Additionally, seeking legal advice, drafting a formal dissolution agreement and adhering to the legal procedures required in your jurisdiction are crucial steps in the dissolution process.  If the co-ownership aspect of a tenancy in common appeals to your real estate goals and you’d like to skip property management altogether, Pacaso offers

A Understanding property managers Owners typically hire a property manager to help them achieve their goal of building a steady investment income while reducing the burden of daily property operations.  Property managers specialize in all operational aspects of ownership Every property will come with unique needs, and the property manager’s responsibilities are outlined in their contract with the owner. Owners with multiple properties might seek out a property management firm to coordinate all operations and oversight.  Because property management involves adherence to housing laws, some states require a license to manage a property, either as a real estate broker or as a licensed property manager. Property managers enforce federal, state and local requirements dealing with screening tenants, evictions, lease terminations and handling deposits.  Takeaways Property managers share these characteristics: In more detail: There are three primary kinds of property managers: commercial, multi-family and single-family. Some property management firms work with a blend of property types. Commercial property management focuses on office buildings and industrial spaces.  Multi-family property managers specialize in spaces with many units, most commonly apartment complexes. Similarly, single-family property managers work in residential housing, but they focus on renting out single-family homes versus large-scale complexes.  Every property has different needs, but generally, property managers: No, property managers do not own the property they manage. Property owners outsource the daily operations to a property manager because they specialize in finding new tenants and know the legal specifics of leasing.  Most property managers work for a property management firm that coordinates the needs of several individual properties. In turn, the property firm works directly for the property owner.  Pacaso's in-house team of experienced, local property managers to handle the day-to-day needs of each home, including: With Pacaso, you own the home, and we manage everything — it’s that simple.

Enjoying family time should be easy. Part of what makes the Pacaso experience stand out is our dedicated team of home managers, Lindsey Harden (Tahoe) In the Tahoe region is Senior Home Manager Lindsey Harden, who shares the care and service owners can expect. Aaron Olthoff (Colorado) If you’re a owner in Colorado, you’ll get to know Aaron Olthoff. He shares how he keeps every home in the Vail, Breckenridge, Aspen and Steamboat Springs region in top condition all year long. Want to experience the Pacaso lifestyle for yourself? Browse our

When you decide to sell a whole home, you might take a look at recent home sales in your area, check your home value on various real estate sites, decide on a price, list the home and wait for offers to roll in. When you own a Pacaso, the sales process includes some of those steps, but you’ll find it simpler and more streamlined. Here’s how it works. 1. Sell on your terms Any Pacaso owner can choose to sell their ownership interest, at any time.* Each owner has independent control over the sale of their share, which is a key benefit of our professionally managed LLC co-ownership model and a big advantage over timeshares. Once you’ve decided to sell, simply let us know, and we’ll provide you with a current comparative market analysis (CMA) for your ownership interest. The CMA is compiled using local market data, comps, trusted valuation models, and our knowledge of what active second home buyers are willing to pay. You’re in control of the final price, however. You can use the CMA in addition to guidance from Pacaso or your own research to decide what the sale price should be. 2. Take advantage of an existing marketplace Unlike a typical home sale, Pacaso has two ways to assist you in the sale process Second, many homes have a wait list of interested buyers. Our sales Crew will tap into our buyer pipeline when a share is up for resale and inform any buyers who may have missed out on the opportunity initially, as well as buyers who’ve indicated interest in similar homes in that area. Between current owners and Pacaso’s buyer marketplace, you may be able to sell your share without listing it.  3. Get the full marketing treatment As the market leader in vacation home co-ownership, Pacaso puts the resources of our entire team behind owners looking to resell their Pacaso home. First, we market to existing Pacaso owners and our marketplace of buyers (some homes even have waitlists). Next, we prepare your share for broad exposure on the open market to ensure you have every opportunity for a sale. If we don’t have an offer right away, we’ll include the home as an active listing on our website and work with our local partner agents to hold open houses and market the listing through their networks. We then market your listing through a mix of traditional and digital media advertising, leveraging our proprietary technologies along with custom, data-driven strategies tailored to your unique offering. 4. Experience a seamless and transparent transaction Pacaso’s role in the sale is to help facilitate the transaction and find buyers. There’s no lengthy closing process, no due diligence period, and no need for a title and escrow company, because the title doesn’t change. The LLC membership interest is simply reassigned to the new owner at closing. If the buyer is paying cash, closing can be as soon as the next day. If the buyer is financing their purchase, closing is still much faster than a typical sale, often just 1-2 weeks.  Pacaso resale performance According to From 2021 to 2024, Pacaso homes have outperformed market averages in several luxury markets. In Napa-Sonoma, CA, Pacaso shares appreciated by 12.4%, compared to the market's 0.4%. Lake Tahoe, CA, experienced a 9.5% appreciation in Pacaso shares, versus the market's 3.2%. In Vail, CO, Pacaso shares grew by 6.7%, compared to the market's 1.2%. Finally, in Charleston, SC, Pacaso shares appreciated by 7.9%, while the market saw a 2.9% increase. Overall, Pacaso shares have consistently outperformed the broader luxury market. Looking across all resales, Other avenues for Pacaso owners Owner selldown If you decide your Pacaso isn’t a good fit, or if you purchased more ownership than you’re using, you have options beyond a traditional resale. Own 1/4 or 1/2 of a Pacaso, but only use it 1/8 of the time? You can right-size your ownership by selling a portion of your ownership interest. A selldown works the same way as a resale transaction, but you retain a share of the home.  Pacaso gives sellers an exceptional level of flexibility, control and peace of mind. Hear from Pacaso owners about the ease of their resale experience. Frequently asked questions Can the seller really choose any sale price? Pacaso recommends a price, but the seller makes the final call. If the price seems too high, we’ll share the information we have about the buyers in our pipeline, including what we know about their price ranges. But the seller can choose to proceed with the price they’ve set and see what the market will bear.   What happens if a share isn’t selling? As the market leader in vacation home co-ownership, Pacaso puts the resources of our entire team behind owners looking to resell their Pacaso home. First, we market to existing Pacaso owners and our marketplace of buyers (some homes even have waitlists). Next, we prepare your share for broad exposure on the open market to ensure you have every opportunity for a sale. If we don’t have an offer right away, we’ll include the home as an active listing on our website, and work with our local partner agents to hold open houses and market the listing through their networks. We then market your listing through a mix of traditional and digital media advertising, leveraging our proprietary technologies along with custom, data-driven strategies tailored to your unique offering. If we’re not seeing buyer interest despite these marketing efforts, we might recommend lowering the asking price. Can buyers negotiate on price?  Yes, we think of the resale marketplace as fluid and moving in line with the open market, so buyers are welcome to bring offers. The seller can choose to accept or decline any offer.   Are there closing costs, commissions or other transaction fees?  For sellers, a 6% commission fee is deducted from the final sale price. For buyers, there are no title, inspection or service fees. Buyers fund the first two months of their home’s operating expenses at closing, similar to property tax and insurance “prepaids” in a traditional sale. Buyers who choose to finance their purchase also pay a financing fee at closing.

You’re thinking about becoming a homeowner but aren't sure you can afford to do it on your own. This is where Here is what you need to know about co-ownership, including how it works, its benefits and drawbacks, the differences between co-ownership and whole home ownership, and how to get started. What is co-ownership? Co-ownership is when an asset such as a home is jointly owned by two or more parties. In this arrangement, all owners are listed on the asset's title, signifying that each holds a specific percentage of ownership. Opting for co-ownership means entering both a legal and financial partnership with the other buyers, as well as an agreement about property access. What is a co-owned home? A co-owned home is a property that was purchased and is owned jointly by two or more people. All owners are included on the title of the home, and all parties hold a portion of ownership in the property. When you choose to buy a house with other buyers, you enter into a financial and legal partnership and a new living arrangement. Why is co-ownership on the rise? The practice of co-ownership has traditionally taken the form of a group of friends or family members coming together to buy a second home or a child who inherits a house from their parents or grandparents.  While co-ownership isn’t a new concept, it has become a more viable Understanding co-ownership of property There are different Tenancy in common A Joint ownership All tenants are granted their deeds at the same time and, upon death, agree to pass the property on to their co-owners via survivorship rights to avoid probate. Owners must demonstrate the “four unities” to qualify: Community property Married couples may co-own title as community property in nine states: Arizona, Texas, California, Idaho, Louisiana, Nevada, New Mexico, Washington and Wisconsin. These states recognize couples as a single financial entity. A right of survivorship must be specified so that when one spouse dies, the other can automatically take over the title. Unlike JTWROS, there’s no guarantee of automatic survivorship rights. Tenancy by the entirety Married couples can also choose tenancy by the entirety (TBE) as their co-ownership model. TBE is a type of joint tenancy that comes with rights of survivorship. This ensures the property avoids a costly probate process and passes immediately into the widowed spouse’s hands. Tenancy by the entirety views couples as one financial entity as well, so the property is considered to be owned by “one person.” Pros and cons of co-owning a home As an alternative to buying a whole second home, co-ownership offers owners a unique set of benefits for buyers — as well as things to consider: Pros Cons What’s needed to start a co-ownership agreement? Whether you are doing Common elements of a successful co-ownership agreement include: A co-ownership agreement should be drafted before you even purchase the home to ensure a smooth purchase experience. You might also consider consulting a real estate attorney. Co-ownership involves many moving parts, and an agreement should be adapted to fit the owner group over time.  Types of co-owners You can co-own a home with a family member, friend and even a stranger. The people you’re looking to co-purchase a home with could influence the type of co-ownership. For example, friends, partners and strangers might consider a TIC or joint ownership, while married couples might benefit from community property and TBE. Regardless of the co-owner, buying a home with other people is a major undertaking. Not only is Co-ownership mortgage differences If you decide to purchase a home through co-ownership, you and your co-owners will likely take out one mortgage loan — unless you plan on paying all in cash. One of the advantages of co-ownership is that buyers can combine their income and debts to improve their chances of getting a larger loan. A solid credit score, however, is still essential, as many mortgage lenders will use the lowest credit score to determine qualifications. A key consideration for securing a co-ownership mortgage is payment risk. If one owner is unable to make their payments, the financial responsibility falls on the other co-owners. Otherwise, it results in penalties on the account and even foreclosure. If you are co-purchasing a home part of a TIC, you may be able to qualify for a fractional loan that reduces your financial responsibility to only your loan and not your co-owner’s. However, mortgage interest rates are usually higher for a fractional loan, and they are only offered in certain locations. Differences between a co-signer and co-buyer A co-buyer (or co-owner) is different from a co-signer as it relates to ownership and payment. Co-signers take full responsibility for a loan along with a primary signer, but they do not have any ownership rights to the home. In contrast, a co-buyer has equal or similar rights to other buyers co-owning the home. Another difference is that co-buyers are responsible for payment from the start of the loan. Co-signers, however, only assume responsibility if the primary signer is unable to make their mortgage payments. Selling a home with co-owners If you decide to sell your home, there are scenarios to consider: The first is where all owners want to sell, and the second is when one owner wants to sell their ownership interest but the others do not. If all owners of a co-ownership property decide to sell, the situation is less complicated, as there would be no debate over the right to sell. Outlining these terms in the co-ownership agreement from the beginning is critical. What happens when only one person wants to sell? With certain co-ownership models like Tenancy in Common or joint ownership, you have a right to sell your interest in the home. While you cannot sell without the permission of the other owners (as you do not hold sole ownership), you can still share your share at any given time once approved. The buyer of your share — which could be another co-owner — would take on the same portion of ownership that you held in the property.  Co-ownership vs. fractional ownership While co-ownership and Here are the most important things you need to know about co-ownership: In more detail: How is co-ownership established? Co-ownership is established in a property deed and title, and you can also find details in your mortgage paperwork. If nothing is specified and you’re not married to the other tenant, the state will list the property as a tenancy in common or joint tenancy by default. What is probate, and why does it matter for co-ownership? After someone dies, probate is the legal process where debts are paid and the assets of the estate are allocated. Co-owned property with survivorship rights bypasses probate because there’s nothing for the court to decide — the owners are listed on the deed, which superseded the will.  How do you sell a shared ownership property?  It depends on the kind of co-ownership. A tenancy by the entirety is only valid while the owners are married, so a divorce or death dissolves the co-ownership. For a In most cases of co-ownership, individual shareholders can independently sell their shares to exit the property. What kind of co-ownership does Pacaso offer? Pacaso offers fully managed LLC co-ownership. Designed as a straightforward approach to co-owning a second home, Pacaso’s model allows up to eight owners to each have a 1/8 ownership interest in the LLC, and the LLC is the entity that is named as the owner on the deed. You own 1/8 to 1/2 of your Pacaso, with maintenance, management and day-to-day updates handled by our Crew. View our residential listings and

Say you've been planning the ultimate luxury vacation for a couple of years. You've got your list of dream destinations, top-notch resorts, and must-try experiences all lined up. But just as you're about to book, you discover some places have become overcrowded, while hidden gems have emerged elsewhere. Suddenly, your itinerary needs a revamp.  The luxury real estate market isn't much different. Economic shifts, evolving consumer tastes, and technological innovations continually reshape the landscape. In this guide, we’ll walk you through the top luxury real estate trends of 2025 so you can create a strategy that leads to 1. Smaller homes are becoming more luxurious Smaller homes continue to gain popularity among luxury buyers in 2025, and it's not just about saving money — it's a lifestyle choice. Recent data from the Affluent buyers are prioritizing convenience and financial flexibility, seeking homes that require less maintenance without sacrificing those high-end finishes we all love. Many buyers are choosing smaller homes because they're easier to purchase with cash, avoiding mortgage debt and those pesky rising interest rates. Why smaller luxury homes work: 2. The luxury market is stabilizing as inventory rises and price growth cools After years of soaring prices and fierce competition, the luxury housing market is shifting toward a more balanced state in 2025. The extreme ups and downs we've seen in previous years are leveling off as more high-end properties become available. This increase in supply is giving buyers more options and cooling down the frenzy that once drove those intense bidding wars. In some areas, luxury home prices are even seeing slight declines — a welcome change for buyers. While demand for luxury properties isn't disappearing, the days of skyrocketing prices and bare-bones inventory seem to be behind us, pointing to more stable 3. The luxury real estate market is becoming more globalized Market trends in “Texas is seeing steady growth, especially in cities that offer business opportunities without the tax burdens of other states. At the same time, international luxury markets are evolving. A study by 4. Luxury price growth is slowing while select markets experience corrections Luxury home prices in the U.S. continue to rise, but the pace of growth is slowing. According to Redfin, the Some markets are still seeing impressive gains, such as: However, signs of correction are emerging in select cities, like:  This suggests a potential shift in the New listings in the luxury market have surged in several key areas, giving buyers more choices and taking the pressure off prices. Providence, RI (31.5%), Miami (28.1%) and Tampa, FL (27.6%) saw the biggest jumps in new luxury home listings.  Meanwhile, the pace of sales varies dramatically — on average, luxury homes in Seattle sold in just six days, while Miami's high-end properties lingered for 114 days. These luxury real estate market trends highlight how the high-end housing sector is evolving, with some cities still seeing rapid growth while others are cooling down or making slight adjustments. 5. Cash is king, but financing is gaining traction in the luxury market While cash has traditionally dominated luxury real estate transactions, financing is making a comeback as interest rates begin to descend.  Though interest rates remain higher than pre-pandemic levels, their gradual decline opens financing options for luxury buyers. Many wealthy individuals still prefer cash purchases to avoid borrowing costs, but others are dipping their toes back into the mortgage market as rates become more attractive. Beyond traditional mortgages, savvy buyers are getting creative with margin loans, stock portfolio loans and private banking credit lines to fund their purchases. Cash remains a powerful advantage in competitive markets where bidding wars still happen.  However, as borrowing costs continue to fall, experts predict more luxury buyers will incorporate financing into their strategies. This shift reflects a broader normalization in the 6. Luxury buyers are adapting to evolving interest rates With This hesitation creates a more balanced market, forcing sellers to adjust their expectations. As overpriced homes sit longer, buyers are holding out for better deals, potentially leading to win-win negotiations for both parties. Despite the challenging economic environment, cash-rich buyers remain active in the Dahlia Fox, a real estate agent with The luxury real estate market in 2025 is likely to see more price adjustments as everyone adapts to the new financial reality. 7. Luxury second-home market and co-ownership is booming Even with economic challenges, the demand for luxury Real estate expert and Platforms like Pacaso, where families can purchase fractional ownership of a luxury home with maintenance handled, are gaining popularity. This trend in the luxury home market makes owning that 8. Investors are expanding their portfolios with high-end real estate Despite economic shifts, luxury real estate remains a stable and attractive asset. Investors are particularly eyeing Thomas Franklin, Founder and CEO at This shift toward managed asset pools lets investors spread their capital across multiple luxury properties, enjoying both flexibility and access to global markets while minimizing risk — a trend that's reshaping luxury real estate market trends in 2025. 9. Smart homes are becoming essential rather than a luxury feature According to Rachel Stringer, "Technology is built into every part of high-end real estate now. Homes that aren't equipped with automation, security and seamless integration of smart features feel outdated before they even hit the market."  With AI, IoT and big data working together, these smart systems are completely transforming how luxury homes operate, delivering next-level comfort and efficiency that today's discerning buyers demand. These luxury home trends are rapidly becoming the new standard rather than exceptional features. 10. Luxury buyers are prioritizing sustainability Sustainability is becoming a top priority for luxury buyers in 2025, with a growing emphasis on energy efficiency, eco-friendly materials and green spaces. As climate awareness rises and government regulations tighten, we're seeing a notable shift toward sustainable Rachel Stringer puts it perfectly: "The conversation about sustainability has also shifted. It's not about marketing a home as eco-friendly for show — it's about efficiency. Solar panels, energy storage, water recycling and passive design are becoming standard because they lower long-term costs and increase self-sufficiency."  Investing in green properties with 11. Luxury home buyers are prioritizing resiliency features Luxury home buyers are increasingly looking for properties that can weather natural disasters — literally. In regions prone to hurricanes, wildfires and flooding — like California, New Orleans and Florida — buyers want more than just beautiful homes. They want properties with features that ensure their investments remain safe and functional no matter what Mother Nature throws their way. These features include: Nathan Mathews, CEO of 12. Gen-X and Millennials will influence the market Millennials and Gen-Xers are reshaping the luxury real estate market. Affluent millennials gravitate toward homes featuring cutting-edge technology, sustainability and energy efficiency, viewing real estate as a lifestyle statement and a financial investment. Their preference for urban properties or resort homes with income potential drives demand for smart, sustainable luxury properties across the market. Gen X buyers, now in their prime earning years, are focusing on long-term asset diversification. With wealth inherited from baby boomers, they're seeking homes with premium amenities, enduring value and stability for future generations. As  Rachel Stringer notes, "Millennials and Gen X prioritize functionality, privacy and convenience. They want spaces designed for how they actually live — integrated wellness features, easy-to-maintain outdoor areas and turnkey properties." These generations are significantly influencing luxury real estate trends with their distinct preferences and priorities. Luxury real estate made easy with Pacaso The luxury real estate market is always evolving, and 2025 promises to bring new opportunities and challenges for prospective buyers. Whether you're looking for a primary residence or a To stay ahead of the latest luxury real estate market trends and discover exclusive high-end listings, Pacaso can help you cross the finish line on your vacation home ownership journey (or even help you figure out how to

There are so many ways to vacation: the consistency of a hotel, the extra space in a vacation rental, the structure of a What is a luxury vacation club?  A vacation club is a membership-based program that gives participants access to thousands of hotels, rental vacation homes and travel experiences. Luxury vacation clubs take these offerings to the next level, with an exclusive, curated collection of Many large hotel chains — Hilton, Marriott, Hyatt and Wyndham, for example — have travel clubs designed around their own collection of hotels and resorts. However, the most exclusive, high-end vacation clubs operate independently of a single hotel brand, offering their members a wide range of options.  How do luxury vacation clubs work?  While each luxury vacation club has its nuances, they typically operate with the same general model. Members usually pay a one-time initiation fee to join. Costs can range from a few thousand to much more, depending on how exclusive the club you join is. Then, you’ll pay annual dues, with prices fluctuating based on how much you want to travel each year.  In exchange for your investment, you have access to a wide range of accommodations and experiences, many with better perks, lower per-night costs and more options than you’d find if you booked on your own. Some offer a rewards program based on your spend.  The most exclusive travel clubs — among them What are the most popular luxury vacation clubs? Vacation clubs are available at a wide variety of price points, but in the luxury space, there are a handful of clubs that lead the pack among jet-setters.  Inspirato Inspirato boasts a portfolio of high-end homes, hotels and experiences in the most sought-after vacation destinations. Service is Inspirato’s hallmark, including travel planning, an on-site concierge, daily housekeeping and more. A rewards program provides extra discounts, early access to special events and complementary guest passes, depending on how much you spend each year.  Inspirato offers two tiers of membership: Inspirato Club and Inspirato Pass. Inspirato Club, a traditional vacation club membership model, lets you choose between a monthly or annual membership, both of which will set you back $7,800 per year. The monthly membership is more flexible, allowing new members to try out an Inspirato membership without a large upfront investment, but the monthly membership does require a $650 enrollment fee. The Inspirato Pass is a more flexible, monthly subscription model. For $2,550 per month, members can book Pass Trips from a list of over 1.5 million options, with nightly rates, taxes and fees included. There are limits to how many trips you can have reserved at a time. Exclusive Resorts  If Inspirato is a luxury vacation club, Exclusive Resorts is an ultra-exclusive vacation club. Their 4,000 members have access to 400 exquisite homes and expansive experiences in 75 global destinations. Most of the homes are owned by Exclusive Resorts, which allows for a consistently high level of service and amenities. Members enjoy the services of a travel planner before each trip, plus a dedicated concierge at the destination.  Exclusive Resorts invites only about 200 new members each year. Members pay a $195,000 initiation fee for a 10-year plan, plus $42,250 each year for 25 travel days. Solstice Collection Solstice Collection offers a more intimate luxury club experience, with far fewer properties but a promise of better availability. There’s a 6:1 ratio of homes to members, making it easier to book and enjoy time at the home you want. All of the homes in their portfolio are in the multi-million-dollar range and they include a sunny hillside estate in Cabo San Lucas, a historic palace in Florence and a private beach oasis in Koh Samui.  The costs of Solstice Collection membership include a one-time initiation fee of $15,000, plus annual dues ranging from $49,000 to well over $100,000, depending on how many nights you’d like to travel.  What’s the difference between a vacation club and a timeshare? While both In terms of financial investment, both timeshares and vacation clubs require an upfront payment and ongoing dues. However, timeshare owners often get saddled with maintenance fees, taxes and special assessments. And timeshares can be notoriously difficult to resell. How is Pacaso different? Luxury vacation clubs offer access to incredible properties around the world. So does Pacaso, with one major difference: You own your second home.  Pacaso uses an innovative With homes available from

Looking for the perfect place to unplug with your family? Look no further — we’ve curated a list of the 45 best family vacation spots in the U.S. From waterside destinations to urban jungles, browse our list of Best family vacation spots on the water It’s hard to beat a vacation as relaxing as lounging at a To that end, the best family vacation spots on the water all have excellent shoreline access along with a variety of family-friendly activities. 1. San Diego, California San Diego is known for its amazing year-round weather, consistently putting it near the top of the list for vacation ideas. Take advantage of the temperate climate by filling your days with outdoor activities. Visit Balboa Park is home to 17 museums and performing arts venues, multiple gardens perfect for picnics and the the world-renowned 2. Branson, Missouri Billed itself as the live entertainment capital of the world, Branson is packed with options, from comedy and music to magic and dance performances.  Visit the 1880s theme park 3. Outer Banks, North Carolina If you’re looking for a good mix of simplicity and entertainment in your family vacation destination, you’ll find it in the Outer Banks of Although the beaches are the primary attraction, there are plenty of other activities to explore. With four locations, the 4. Orlando, Florida Orlando stands out as one of the top family vacation spots, offering an enchanting blend of world-class attractions and magical experiences for visitors of all ages. At the heart of Orlando's allure is With iconic theme parks like Magic Kingdom, Epcot, Disney's Hollywood Studios and Disney's Animal Kingdom, families can immerse themselves in a captivating world of beloved characters, thrilling rides and enchanting performances. 5. Cape Cod, Massachusetts Beyond the beaches, historic towns such as Provincetown, Chatham and Hyannis exude charm with their cobblestone streets, art galleries and  seafood restaurants. Families can embark on whale-watching excursions from Provincetown, explore the Cape Cod Maritime Museum in Hyannis or take a scenic bike ride along the Cape Cod Rail Trail. 6. Destin, Florida For a break from the beach, families can explore the 7. Gulf Shores, Alabama Gulf State Park, with its miles of trails, a fishing pier and a golf course, offers a diverse range of outdoor activities for families looking to explore the area's natural beauty. The area is not just about beaches; it's also a haven for wildlife enthusiasts. Families can visit the dunes and shoreline of 8. Myrtle Beach, South Carolina Myrtle Beach is renowned for its family-friendly atmosphere, with numerous resorts and hotels catering to their needs. The iconic For those seeking a break from the beach, Broadway at the Beach offers an entertainment complex with attractions like 9. Miami Beach, Florida If your family gets their fill of sand, check out the eco theme park 10. Hilton Head Island, South Carolina Kids of all ages can experience the fun of 11. Maui, Hawai’i Whether you are looking for adventure or relaxation, Just because you’ll be on an island does not mean there aren’t options for a road trip. 12. Mackinac Island, Michigan Mackinac Island is stubbornly resistant to change, and that’s exactly what makes it one of the top places to go on vacation from late spring to late fall. This small island off the tip of Northern Michigan boasts no cars and no chain hotels, but being small doesn’t mean there’s not a lot to enjoy.  Access the island by ferry and travel around by foot, bicycle or horse-drawn carriage. Stay at the historic 13. Wisconsin Dells, Wisconsin This central Wisconsin city offers plenty of thrills for all ages — indoors and out. Book a stay in a resort with an attached waterpark for added convenience, or visit the largest outdoor waterpark in the country at After your fingers have pruned, take a river tour on the amphibious WWII Duck boats or enjoy an amazing water skiing show. Don’t forget to stay energized with a hearty all-you-can-eat breakfast at 14. Lake Tahoe, California Sometimes overshadowed by its winter mountain activities, For a more leisurely excursion, spend your day on the lake and appreciate its stunning blue water. Rent a boat, kayak or paddleboard for different activity levels and experience. You’ll also have the option to take the whole family into the air with a hot air balloon ride over the lake.  15. Sandusky, Ohio Sandusky is synonymous with its main attraction — If your family members aren’t crazy about roller coasters, it doesn’t mean they’ll have a lack of activities to enjoy while in Sandusky. There is also the option to go on a Lake Erie cruise, visit the merry-go-round museum or spend the day at one of Sandusky’s waterparks. 16. Finger Lakes, New York The Finger Lakes are known for pristine landscapes that afford visitors all the water activities one could hope for. The area is surrounded by multiple state parks with dozens of waterfalls. Many are accessible by trails that are easy to walk with your family. Outside of its own water and amusement parks, the Finger Lakes also has several museums that will keep your kids entertained. 17. Chicago, Illinois  The third-largest city in the United States is a hard spot to overlook when considering the best family vacation spots. With Chicago’s size comes many options for entertainment, including on its waterfront. It offers ample beaches along Lake Michigan and multiple river tours to learn about the city’s history.  Best family vacation spots in the desert If you want to avoid crowded beach towns while still getting as much sun as possible, the desert might be up your family’s alley. Deserts feature wide-open spaces, picturesque photo opportunities and loads of outdoor activities. Just be sure to include plenty of sun protection on your packing list. 18. Sedona, Arizona The best family vacation spots provide experiences that can’t be replicated anywhere else, and Aside from its natural beauty, Sedona also features the 19. Albuquerque, New Mexico Every October, hundreds of hot air balloons gather in Albuquerque for its Albuquerque’s passion for dancing and food is always center stage. Dine on classic New Mexican cuisine and discover your preference for green or red chiles. Attend a flamenco show or, better yet, take a flamenco workshop. Be sure to stop by the 20. Glen Rose, Texas We can’t mention dinosaurs without including Glen Rose in the list. This small town is home to At 21. Grand Canyon, Arizona The Securing accommodations around the canyon is highly competitive. Make reservations more than a year in advance for camping and waterfall excursions. 22. Joshua Tree National Park, California Camping within the park is possible with a reservation, but there are also campsites nearby that are quality options. Stargazing in the middle of the desert is an experience your kids will never forget — especially if they are only familiar with bright city skies. 23. Scottsdale, Arizona Scottsdale’s Old Town district is home to a number of art galleries. For the Thursday night 24. Palm Springs, California Architecture enthusiasts will have their fill in Unlike some other desert locations on this list, 25. Moab, Utah If any family members are in their dinosaur phase, Moab is one of the must-visit places to travel with kids. After you’ve explored on your own, jump into a Hummer for an offroad tour of Moab’s awe-inspiring backcountry. Or enjoy the thrill of Erafting through a canyon on the Colorado River.  26. Big Bend National Park, Texas Whether you’re seeking adventure or relaxation, Give your children the opportunity to experience ancient plant and animal life in Big Bend’s own fossil discovery exhibit. After you’ve quenched your thirst for adventure, dip in Big Bend’s hot springs. The water is naturally 105 degrees Fahrenheit and has long been considered therapeutic.  27. Santa Fe, New Mexico Santa Fe is brimming with culture and activities, making it one of the best family vacation spots. Spend the day at the Fans of the psychedelic will love the child-friendly interactive art installation Best family vacation spots in the mountains  Some best family vacation destinations are in the mountains, offering unique activities for every season. While many people love the mountains for their winter ski resorts, the rest of the year offers new opportunities to connect with the terrain.  28. Jackson Hole, Wyoming  But there are 29. Black Hills, South Dakota The The Badlands are a sight to behold, consisting of 244,000 acres of rugged spires and mixed-grass prairie. Visit 30. White Mountains, New Hampshire The In the winter, check out one of many ski resorts and visit the 31. Yellowstone National Park, Wyoming The park offers over 1,000 miles of backcountry trails and bears, bison, wolves and elk all roam freely. Bird watchers can see more than 300 species of birds.  32. Yosemite National Park, California Yosemite has an abundance of waterfalls to explore, including some with paved trails for easy access. Horseback riding provides another option to hit the trails.  — and you can watch the leaves change if you make this a 33. Aspen, Colorado Like Jackson Hole, In warmer months, Aspen has some of the best fly fishing conditions in North America. Appreciate the scenery by putting on your waders and trying to catch a prized trout. For history lovers, take a walking tour of the former silver mining town, offered by the 34. Gatlinburg, Tennessee Gatlinburg pairs Southern charm with major attractions. If your family vacation ideas include shopping, hiking and amusements, look no further than this Smoky Mountains gem. Take advantage of Gatlinburg’s close proximity to the Appalachian Trail by Visit the top-rated 35. Park City, Utah If you’re wondering where to go on vacation, When summer comes around, you can golf, paddleboard and ride the Alpine Coaster. Visit the 36. Glacier National Park, Montana With a mix of melting glaciers, alpine meadows,and  spectacular lakes and waterfalls, The Going-to-the-Sun Road, a 50-mile road that bisects the park when conditions allow, provides scenic views that are hard to beat. The park offers ample opportunities for rafting, kayaking and horseback riding. And when your day’s activities are over, comfortable accommodations are available inside and outside the park — reserve early!  37. Catskill Mountains, New York The Catskill Mountains have been one of the best family vacation spots for city dwellers for over 100 years. Families seeking a break from city hustle can relax in this historic area's natural beauty. No wonder it’s one of the Your family can explore caves going 156 feet into the earth, raft down the Delaware River, visit the Best family vacation spots in the city  If long road trips don’t agree with your family, checking a major city off your to-do list may be a good alternative. Cities are jam-packed with options for everyone’s taste. Education, amusement and active adventures await. 38. San Francisco, California If the chaos of Disneyland seems a little too much for your family vacation, take a trip to San Francisco. The 39. New Orleans, Louisiana  Introduce your children to jazz at 40. Nashville, Tennessee Nashville has long been the hot spot for country music aficionados, but it has recently been growing in popularity for the general public, too. Take a tour of the Stop by 41. New York City, New York The city may never sleep, but your family surely will after a day packed with some of these family vacation ideas. Get amazing views from iconic structures like the See a collection of the world’s greatest artwork at the 42. Austin, Texas Proud to be weird, Austin has all the oddities and entertainment someone could hope for a family vacation. The Cathedral of Junk shows kids how a little imagination can turn trash into a work of art. Kayak to Congress Avenue Bridge to watch over a million bats fly at sunset. Take your kids for a dip in the naturally spring-fed pool at 43. Seattle, Washington Seattle offers loads of family-friendly attractions. Seattle Center, built for the 1962 World’s Fair, is home to the iconic If you’re looking to squeeze a little nature into your trip, head to Mount Rainier for hiking or take a whale-watching excursion. Shop at the historic 44. Denver, Colorado  Denver is great to visit at any time, thanks to its more than 300 sunny days each year.   45. Minneapolis, Minnesota Minnesota has big city recognition paired with a small city feel. The If you’re considering

Beaches are a magnet for We collected the best beaches for kids around the country so that you can find the perfect destination for your family: Now let’s wade into our options! 1. Coronado Beach (San Diego, California) Coronado Beach has all the ingredients necessary to make a great kid-friendly beach. The water is cool and the sand won’t burn your kid’s feet as they run on the shore. When you’ve had your fill of the water, you can easily retreat to the city for food and added entertainment. 2. Main Beach (Laguna Beach, California) Laguna Beach, located along the Pacific Coast Highway, is easy to get to from either Los Angeles or San Diego. The posh town of Laguna Beach takes great care of its ocean access, which enhances the experience.    The water is typically calm, so your kids can play in the water without risking colliding with surfers. There are also active whale and dolphin sightings in the area for added fun. 3. Santa Monica State Beach (Santa Monica, California) The kid-friendly state beach in Santa Monica has no shortage of space or activities. Stretching over 3 miles, the beaches make you feel like you’ve entered a public resort. The beaches are monitored by lifeguards for added security, and there’s a playground area and water toys available to rent. Follow the pathways to discover scenic lookouts, picnic areas and volleyball courts.  4. Vikingsholm Beach (South Lake Tahoe, California) Want a taste of old-world Scandinavia without the hassle of a transcontinental flight? Then head to Tours are available between May and September. Even without access to the property, your kids will love playing in Emerald Bay, imagining their own Viking adventures. 5. Cannon Beach (Oregon) The beach spans 4 miles and is rarely crowded. The cold, shallow waters allow your kids to play in safety. And at low tide, your kids will love exploring the sea life that gathers in the small tidepools. 6. Long Beach (Washington) Long Beach, Washington — not to be confused with California — is about 40 miles north of Cannon Beach and well worth the visit when you’re in the area. Located on a peninsula, Long Beach lives up to its name, with sandy beachfront stretching across 28 miles. The flat open space makes for a perfect setting to hunt for shells, fly a kite or ride bikes. 7. Waikiki Beach (Honolulu, Hawai’i) 8. Big Foot Beach State Park (Lake Geneva, Wisconsin) Lake Geneva was a popular destination for wealthy Chicago residents looking for summer escapes in the late 1800s. Catering to this crowd, the town turned into a resort community that exists to this day. The lake water is clean and swimmer-friendly, although many visitors prefer cruising on boats.  The shore path wraps 26 miles around the lake, making for a peaceful tour of beautiful estates. Notable buildings include the 9. Sleeping Bear Dunes National Lakeshore (Maple City, Michigan) The area is surrounded with hiking trails of varying difficulty. The Empire Bluff Trail follows a wooden pathway to scenic overlooks along the lake. There’s also the option to kayak or tube down the Platte River, which empties into the lake. 10. Oval Beach (Saugatuck, Michigan) Western Michigan is covered with great beach towns, but Oval Beach stands out as one of the best family beaches. Conde Nast named Saugatuck as one of the 11. Indiana Dunes National Park (Porter, Indiana) Indiana Dunes National Park covers 15,000 acres of sandy real estate that’s begging to be explored. Complete the three-dunes challenge by hiking to the top of the three tallest dunes in the area. There are 18 miles of beaches in the park, with State Park Beach and West Beach being the most popular. Visitors can play in the water and see the Chicago skyline on the other shore. 12. Race Point Beach (Cape Cod, Massachusetts) Race Point Beach is one of the best beaches for toddlers, thanks to its calm waters. Located at the tip of 13. Menemsha Beach (Chilmark, Massachusetts) Menemsha Beach, located on Martha’s Vineyard, delivers on the New England fishing village charm sought by many vacationers. The beach is small, but the surrounding area is sparsely populated, so you won’t be fighting for space. The waves are mild, so kids can easily play in the water. Nearby Larsen’s Fish Market is a great place to pick up take-out dinner before returning to the beach for an ideal sunset.  14. Mother’s Beach (Kennebunk, Maine) Mother’s Beach is one of three beaches along Beach Avenue in Kennebunk and is by far the most kid-friendly. Large rock formations on either end of the beach shield it from turbulent waves. The soft sand paired with a playground area make for hours of potential fun. The eastern side of the beach also has several tide pools enclosed by the rocks. 15. Dewey Beach (Rehoboth Beach, Delaware) Dewey Beach resides in an old-school beach town, serving as a mainstay of summertime activity. The Indian River Inlet has a great jetty for fishing. 16. Sunset Beach (Cape May, New Jersey) As its name implies, Sunset Beach delivers beautiful sunsets. Unlike other beaches in 17. Buckroe Beach (Hampton, Virginia) Buckroe Beach sits on the Chesapeake Bay with lifeguards on patrol through the summer months. There are large restrooms and outdoor showers, and parties can rent picnic shelters equipped with grills and tables. There’s also a nautical-themed playground and an observation pier for added entertainment. 18. Corolla Beach (Outer Banks, North Carolina) Corolla Beach is a popular tourist destination on the Outer Banks islands. It has 19. Coligny Beach (Hilton Head Island, South Carolina) Coligny Beach is adjacent to downtown 20. Kiawah Beachwalker Park (Kiawah Island, South Carolina) Kiawah Beachwalker Park is the only public beach accessible on the island. It’s equipped with lifeguards, a snack bar, dressing rooms and bathrooms. There’s also a boardwalk with a wheelchair-accessible ramp. The beach sand is compacted, ideal for bike riding 21. Gulf State Park (Gulf Shores, Alabama) Gulf State Park sprawls across 6,150 acres and is filled with options for nature lovers. The 22. Back River Beach (Tybee Island, Georgia) Tybee Island is just 20 minutes from downtown Savannah, and is a favorite escape for locals. Grab a bite to eat at the 23. Seagrove Beach (Seaside, Florida) Seaside is a charming town in Northwest Florida that is known for being the filming location for “The Truman Show 24. Siesta Beach (Siesta Key, Florida) Siesta Key is just off the coast of Southwest Florida in 25. Henderson Beach State Park (Destin, Florida) Henderson Beach State Park is located in the Florida Panhandle and is a popular destination for events like family reunions. Visitors enjoy walking the nature trail and staying at the park’s campsites. There are six pavilions for picnicking and grilling, plus boardwalks for easy beach access and a playground for added fun. 9 tips for a family beach trip Don’t let the stress of planning your next family beach trip spoil all the fun. Follow these tips so your kids aren’t the only ones having a blast.  Now that you know where the best beaches for kids are in the country, all that’s left to do is to start planning. Find your next vacation and you just might find your future

Dreaming of owning your first — or We crunch the numbers to estimate how much home you can afford and how much cash you’ll need, plus share helpful tips to discover your ideal down payment. How to use the down payment calculator To use our house down payment calculator, you’ll need to pull together some financial data, enter it into the calculator and review your results. Here’s how to use the down payment calculator. Step 1: Gather home data  Assemble the financial information relevant to the home you want to purchase. Here’s what you need: Step 2: Enter your data into the calculator Next, you’ll enter your data into the calculator. Step 3: Review your results Once the calculations are complete, it’s time to see how much down payment you can afford for this home price. Now that you know how to calculate down payment estimations with our calculator, let’s explore the manual way to calculate down payments. How do I estimate a down payment manually? Here’s a step-by-step walkthrough of estimating your down payment, which will help you determine if you can You can use this process to calculate the down payment for any home, but understanding the long-term costs is also important. Down payment calculator example Here’s an example of how the home down payment calculator works using a theoretical home listed at $500,000. Tips to figure out the right down payment amount for you To ensure that you’re able to achieve your home ownership goals and remain financially healthy, keep the following tips in mind while using our mortgage down payment calculator. Assess your financial situation Before embarking on the home buying process, review your financial situation. Take stock of the following factors that can influence your down payment amount: Your financial situation doesn’t need to be perfect to qualify for a home, but a healthy amount of savings can help smooth the home buying process.   Consider your funding options There are several ways to source the cash you need for a down payment. Here are a few Carefully evaluate the pros and cons of each funding option based on your financial situation and long-term goals. Consulting a financial advisor can provide personalized guidance for your home ownership goals. Anticipate closing costs In general, If you don’t pay closing costs in cash upfront, they’ll roll into your mortgage and can affect your monthly payments and the amount of interest you pay during the duration of your loan. Choose a loan with care While lenders are motivated to provide you with the highest possible loan amount due to interest incentives, it's important to note that Saving for a higher down payment that reduces your loan amount may benefit your financial health in the long run. In terms of the length of a loan: What to look at when calculating a second home down payment When A down payment calculator can help you quickly understand if your ideal home is within reach or if you need to make financial adjustments to prepare for your next home purchase. If you want to

If you’re thinking about purchasing a second home, you’ll want to answer the question “Can I afford a Our second home mortgage calculator can give answers to that question and more — with no complicated math needed from you. You’ll also want to read through our list of five How to use the second home mortgage calculator This easy-to-use calculator breaks the number-crunching down into a few steps. Simply plug in details about your total monthly income and debt obligations, then continue on to determine how much you can afford. The calculator is only as accurate as the numbers you put in, so try to be as exact as possible with your current financial status. Let’s walk through the steps: Step 1 On the first screen, you’ll input some of your financial data to calculate your monthly debt-to-income ratio. As you do, here are the figures you’ll be asked to enter: Step 2 On this screen, you’ll see your current debt-to-income ratio (DTI). A commonly used term in real estate lending, DTI is calculated by dividing your monthly debt obligations by your gross monthly income. The lower your DTI, the more favorable you will be seen by mortgage lenders.  This screen also shows you your estimated cash on hand. This is the amount of money you have left over each month after deducting recurring expenses. Step 3 This step helps you figure out how much you can afford to spend on a second home. You’ll be asked to input the following information: Step 4 Here, you’ll see your results. Based on all your inputs, you’ll see how much you can afford to spend on a second home. If you’d like to explore Pacaso second homes, you can simply click “ Now that you’ve done the math, let’s explore how you can make second home ownership work for you. 5 factors to consider when buying a second home Since lenders make money off of Remember that in addition to monthly mortgage payments, second home owners are still responsible for: These added expenses can easily cut into your cash on hand. That’s why it’s important to figure out how much you can afford for a second home by using our second home mortgage calculator, also known as a For added help in getting the right mortgage loan, read the following five tips.  1. Know your financing options Knowing how you plan on The purchasing method that’s right for you will largely depend on your current financial status, which we’ll get into next. 2. Revisit your current financial status Lenders want assurance that you will be able to uphold the terms of your loan, so they’ll look at your current financial situation. Considering purchasing a second home? A key financial metric to assess is your debt-to-income (DTI) ratio. To comfortably afford a second property, your DTI should ideally not exceed 45%. While this threshold is a general benchmark, having a favorable credit score, a substantial down payment or considerable cash reserves can provide added flexibility. Ensuring that these financial parameters are in check will guide you in making an informed decision about acquiring a secondary residence. Typically, you will need to have a favorable credit score, as anything below 640 could result in a rejected application.  3. Understand second home mortgage requirements The second home buying process is similar to buying a primary home, but it does have stricter requirements. Along with having higher interest rates — usually 0.5% to 1% higher — The rule of thumb is that your housing and debt payments should add up to 36% of your pre-tax income at most. Sticking to this guideline can prevent you from being “house poor,” which means tying the majority of your income up in housing expenses and leaving little cash on hand for unexpected expenses, either related to your second home or not. Be prepared to pay at least 10% of the second home’s value as a down payment. This is substantially higher than the rate for a primary mortgage due to the added loan risk.  4. Know your options for second home ownership Getting a second home mortgage may be out of reach if your goal is to become the sole owner, but that’s not your only option. Pursuing Purchasing your home through a co-ownership model like Pacaso manages the property for you, ensuring it’s flawlessly maintained and stocked with the essentials you need for a relaxing stay. This sort of 5. Learn how to increase your borrowing power After evaluating your finances, you may find that you don’t meet the requirements for purchasing a second home at the moment. The good news is that you have the power to increase your appeal to lenders with just a little time and strategy. Applying these strategies can put you in better standing to get an affordable loan in the near future or down the road. Track your progress over time Still wondering, “Can I afford a second home?” Even if the answer isn’t a yes right now, you have the power to change it. Bookmark this calculator and come back to recalculate based on your progress.  When you’re ready to make a second home

Are you starting a new chapter in a European city or Caribbean retreat? Maybe splitting your time between your current home and a villa abroad appeals to you. While planning an international move can feel exhilarating, the logistics can also quickly become overwhelming — particularly the question of how to handle shipping while moving overseas.  Moving belongings overseas presents unique challenges, from navigating customs regulations to knowing what transportation methods are available. Whether you’re relocating permanently or simply enjoying the flexibility of a second home overseas, figuring out how to transport your possessions efficiently and affordably is crucial.  Below, we’ll walk you through the key considerations and options for shipping belongings overseas and Initial planning and preparation for moving abroad shipping Moving internationally requires careful initial planning. Before you think about quotes and carriers, you’ll first want to take a look at your belongings.  Declutter your stuff Reducing the volume of items you plan to ship is paramount. Not only will this significantly impact your moving overseas shipping costs, but it will also simplify the entire process. Consider these methods: Less stuff translates directly to lower overseas shipping expenses and a less complicated move overall. Inventory your belongings Creating a comprehensive inventory of everything you intend to ship is a non-negotiable step that will help you with moving your belongings overseas. This detailed list serves multiple vital purposes:  Create a detailed spreadsheet listing each item, its description, and estimated value. You can also include photo documentation of each of your belongings. Be sure to provide accurate descriptions and realistic estimated values for each item on your inventory list. Research shipping option Once you know your inventory and budget, you can explore the various methods for moving overseas shipping. Research these options early so you can weigh the pros and cons of each and choose what best fits your needs.  Common international shipping services include:  Set a budget Overseas shipping costs can be substantial, so you’ll want to establish a budget early in the planning process. Once you know the financial implications of shipping belongings overseas, you can make informed decisions about what to ship and the level of service you choose.  Factors that significantly influence the cost of shipping belongings overseas include:  Shipping options for moving overseas  Next, let’s dive into exactly how to move your stuff to another country by exploring the different options available. Several options cater to varying needs and budgets, each with its own advantages and disadvantages. Here's what you need to know whether you plan to Full-service international movers Full-service international movers offer the most comprehensive solution for your relocation needs. These companies handle every aspect of the moving process for a streamlined and often less stressful experience. Their services typically include: Container shipping (sea freight) Container shipping via sea freight is a popular and often more economical option for moving belongings overseas, particularly for larger shipments. It typically involves loading your possessions into large shipping containers that are then transported by cargo ships. You generally have two main options: Air freight Air freight offers a significantly faster alternative for shipping belongings overseas compared to sea freight. Your possessions are transported via cargo planes, making it ideal when speed is a priority. While generally more expensive, air freight can be the best solution for certain types of shipments. International courier services International courier services, such as USPS, FedEx, DHL and UPS, provide a convenient option for shipping items overseas, particularly for smaller packages and individual items. These services offer door-to-door delivery and often have efficient tracking systems, making them a reliable choice for specific needs. If you’re opting to DIY For the most budget-conscious and hands-on individuals, a DIY approach to moving overseas shipping involves renting your own shipping container and managing all aspects of the move yourself. This includes packing, loading, arranging for transportation to and from the port and handling customs clearance. How to choose a shipping provider Choosing the right shipping company is a critical decision that can significantly impact the cost and ease of your international relocation. Researching and comparing different providers will help ensure a more stress-free experience. Get multiple quotes To secure the best possible price, get quotes from several different shipping companies—ideally at least three to five. Comparing these estimates will help you gauge the average moving overseas shipping costs and the range of services offered. When requesting quotes, be sure to provide the following information for the most accurate estimates: Read and understand the quote details Once you receive quotes for your move, don’t just focus on the bottom-line price. Review the breakdown of charges so you know exactly what’s included and avoid any unexpected costs. Some common charges you might encounter include: Be sure to ask whether each quote is for door-to-door service (from your current residence to your new one) or port-to-port service (transport only between ports), and ask about any potential hidden fees that may not be explicitly stated. Factors to consider when choosing a shipping provider Several factors beyond cost alone should influence the shipping provider you choose. Evaluate the following to ensure you choose a reliable provider:  Tips for packing your belongings for international shipping Taking the time to pack carefully and strategically can prevent damage during transit and simplify the unpacking process. Navigating customs  One of the most complex aspects of moving overseas is navigating the customs regulations of your destination country. These rules dictate what items you can bring into the country, what duties and taxes you might need to pay, and the necessary documentation required.  You’ll want to thoroughly research the specific customs requirements of the country you’re moving to well in advance of your departure. This may involve checking the country's official customs website or consulting with your chosen shipping provider. Duties and taxes Unlike simply The amount of duties and taxes owed will depend on the destination country's policies and the value and nature of your shipped items. Check the country’s official customs website to determine any duties or taxes you’ll owe.  Essential documentation Successfully clearing customs when you move requires submitting the correct documentation. Gather all necessary paperwork ahead of your shipment's arrival. These could include: Work with your shipping company A reputable shipping company will be valuable in helping you navigate the complex customs procedures. They can guide you through the necessary paperwork and help ensure your shipment complies with the regulations of your destination country. Be sure to provide your shipping company with accurate and truthful information regarding your inventory and personal details to avoid potential delays or penalties with customs. Types of insurance coverage With an international move, there’s always a risk of your belongings being damaged or lost during transit. Protecting your items with adequate insurance coverage is highly recommended for peace of mind. Your options typically include:  Be sure you also know the deductible, which is the amount you will have to pay out-of-pocket before the insurance coverage kicks in. Tracking your shipment  Once your belongings are en route, most overseas shipping companies provide tracking options so you can keep up with their progress. This way, you can monitor your shipment’s journey and get an estimated delivery time frame. There are a few different tracking methods:  Be sure to stay in contact with your shipping company regarding the estimated delivery schedule and any potential updates or changes. What to do once your shipment arrives at the overseas destination Before you sign off on the final delivery of your shipment, carefully inspect your belongings for any signs of damage that could have happened during transit.  If you notice any damage, make detailed notes on the delivery receipt and take clear photos and videos as evidence. Notify the shipping company immediately to begin the claims process if necessary. Your successful moving overseas shipping journey starts with Pacaso Planning your overseas journey involves careful consideration of decluttering, inventorying, budgeting, researching shipping options and navigating customs. Thoroughly researching your options will ensure a smoother transition to your new chapter abroad.  Maybe the dream of an overseas escape appeals to you, but the thought of moving your belongings overseas feels daunting. Consider the ease of

Interested in splitting the cost and responsibilities of vacation home ownership? Buying a house with a friend offers a more affordable path to owning a second home. It may also put more luxurious properties within your reach.  But 1. Understand the benefits and risks  Buying a house with friends involves more than just shared costs. You're also sharing responsibilities and potential risks. Before you move forward, it’s important to weigh the pros and cons. Co-owning a vacation home can make ownership more affordable and give you access to better properties. It also offers the chance to enjoy the space with people you care about. But it adds complexity, especially if co-owners differ on finances, usage or future plans.  If you and your friend decide the benefits outweigh the drawbacks, co-owning a vacation home could be smart. If not, Pacaso can help you find vetted co-owners who may be a better fit.  2. Align on goals  When buying a vacation home with friends, ensure all would-be owners have the same goals. Everyone should agree on Some questions to discuss include: Make sure to iron out these big decisions before you begin your home search. It’s important to go into home shopping with a clear set of criteria. And remember: Everyone will need to make compromises to keep the process moving forward.  During this process, consider whether you’re interested in buying internationally. Pacaso offers 3. Evaluate finances  Many people are uncomfortable discussing money with those outside their immediate family, but it’s an absolute must if you’re considering You’ll also want to ensure that everyone can afford a second home, not only for the initial purchase but also to cover ongoing costs and monthly mortgage payments for years to come.   4. Discuss expectations  Take the time to discuss the hard questions about home usage and how you'll handle tricky situations if they arise. Clear expectations up front can prevent misunderstandings later. Here are a few questions to get you started: 5. Divide responsibilities  Buying a holiday home — especially in another city, state or country from your primary residence — is a lot of work. Luckily, owning a home with friends means you can share the responsibilities. Before purchasing, make plans for who will take care of specific tasks. You might assign one person to take care of paying the bills, like the mortgage, utility bills and insurance. In contrast, someone else might oversee vendors like house cleaners, landscapers or 6. Create a co-ownership agreement Protecting yourself legally is essential before buying an investment property with a friend. Hiring a real estate attorney may require time and money, but it’s worth the investment. A lawyer can draft a co-ownership agreement to ensure all parties are legally protected. Beyond ownership shares, your agreement can also cover the 7. Find the right home  Now comes the fun part: house shopping! Hire a real estate agent with experience in your target market and vacation home co-ownership. Provide your agent with your predetermined wish list and find a time when all parties can travel to the destination to tour homes in person.  After each showing, have an open conversation about pros and cons to narrow the options. Remember to pack your patience. Finding a property that fits everyone’s wants and needs may take some time.  8. Keep lines of communication open Communication among owners shouldn’t end as soon as you receive the keys. Shared vacation home ownership is an ongoing responsibility. Stay in contact with your co-owners so you can decide on things like vacation dates, maintenance needs and home improvements.  And don’t forget the fun stuff. Be sure to share tips and tricks with your co-owners, whether that’s the great new restaurant they won’t want to miss or a local hiking trail you discovered on your last visit.  9. Consider managed co-ownership Owning a vacation home with friends comes with responsibilities like Pacaso simplifies co-ownership with full-service management. A dedicated home manager handles everything from routine upkeep to billing and vendor coordination. This hands-on support removes many of the hassles of shared ownership, so you and your co-owners can focus on enjoying your time at home. Skip the stress with fully managed co-ownership Buying a house with a friend isn't always simple. That's where Pacaso comes in. Pacaso makes it easy to co-own a luxury second home—without the hassle. We match you with vetted co-owners, create a co-ownership agreement and LLC, and handle everything from property management to home design and maintenance. All you have to do is arrive, unpack and enjoy your professionally furnished vacation home. You’ll find Pacaso homes in

Ready to buy your first or second home in 2025? Since property trends are always in flux, take some time to read through 42 real estate facts and While you’re here, also discover how Current real estate market overview and predictions As 2025 unfolds, Discover more current real estate statistics and predictions: Second home-buying statistics Many home buyers purchase second homes as an escape from their primary residences. Those who have (or aspire to have) second homes care deeply about location, cost and the commute. However, most only visit their secondary property a handful of times each year. Here are some second home statistics to know:  The housing market is witnessing a notable influx of younger buyers, often driven by the need for multi-generational living arrangements. Yet, baby boomers remain a dominant force in home buying. Across the board, however, potential homeowners are grappling with stricter mortgage requirements and the financial strain of existing personal debt. Here’s what the stats show: Realtor statistics Buying a home is a huge deal, and let's be honest, it's rarely straightforward. That's why most people turn to real estate agents to help them through the process, especially when buying in an unfamiliar area, making the leap into second home ownership or handling a big-ticket purchase. Here are some facts about real estate agents that illustrate the experience buyers have with realtors and what they expect from them:  Material facts in real estate statistics Material facts are any aspects of a property that influence a prospective buyer’s decision to buy or not buy — the deal-makers and deal-breakers. These material facts can include surface-level conditions like water damage, historical events or planned neighborhood changes. Or, under-the-surface considerations like insurance rates and HOA fees.  The following are some factors home buyers are considering, and you should too:  Wealth building through real estate investments statistics As financial futures feel increasingly uncertain, many are turning to Real estate financing statistics Unless you have plenty of cash to cover the cost of your new home, a home loan or another payment source will be a necessary step on your journey to home ownership. The following facts about real estate explore Real estate tax statistics Many new homeowners are surprised to learn that they generally can't Real estate fun facts Buying and selling homes can be exciting — and a headache. However, the world of real estate is also built on unique buildings and interesting facts. For example, these days, you can buy property in the real world or online. And once upon a time, you could even order your home from a catalog.  Learn about more fun real estate facts. Enjoy a vacation home — commitment-free Home prices are growing at a slower pace now, and upcoming markets have a lot of potential for appreciation, so now could be the perfect time to If the real estate facts we shared here aren’t enough to give you peace of mind, consider

It’s no secret that home prices are substantial. The average sales price for new houses sold in February 2025 was Other factors, like initial costs, interest rates, insurance costs, property taxes, maintenance responsibilities and the ever-changing economic landscape, can also shape how people choose to live and if they decide to invest in real estate.  Let’s go over the pros and cons to help you decide whether it's better to rent or buy a home. Pros and cons of owning a home Owning a home provides more stability and long-term equity but comes with varying costs, especially with a variable-rate mortgage. Here’s a list of pros and cons when purchasing a home: Pros Owning a home can build equity over time, but it’s more than that for most. Part of this ownership comes back to making the home your own. Home improvements are a boon to homeowners who want to increase the value of a home or truly make it theirs. However, depending on the Equity is still a vital tool for homeowners. Homeowners can use equity to turn a profit on the home later, or they may also borrow against it to pay for expenses like medical bills, college tuition and home improvements.   There’s also the stability. Unless you pay cash, fixed-rate mortgages enable flat monthly payment amounts over the life of the loan, except for insurance premiums and tax fluctuations over time. Even so, these can be relatively minor fluctuations you can plan for. Cons Homeownership is generally more expensive than renting because there are more costs to consider, such as property taxes, higher insurance costs, utility costs and maintenance. Many of these can also fluctuate depending on varying factors, such as insurance rates in your area. Buying, setting up a mortgage and scheduling necessary inspections could also be time-consuming. If you need the home now, waiting for these processes to complete can be frustrating, sometimes being pushed by several months, depending on scheduling limitations.  Homeowners might also see their creative vision limited by a Homeowners Association (HOA). While HOAs can sometimes benefit you through snow removal, lawn maintenance, and other services, others can restrict housing colors or your plans to expand your home. Pros and cons of renting a home Renting a home saves time from the purchasing process and provides more flexibility while trading in the benefits of ownership, such as tax breaks or stable payments. Here’s a list of pros and cons when renting your home: Pros Renting works well for those who value flexibility, convenience, and savings. Median rent was around Renters are also not responsible for maintaining as much of their unit, enabling renters to save what they would spend on maintenance costs for a Cons A renter’s main inconvenience is the lack of control. There’s no home customization, you might be subject to Renters may also have their home sold while they live there, meaning they’ll have to move out at the end of a lease term. Some lease contracts even have clauses forcing the renters to move out within 30 days if the property is sold. It’s vital to read your contracts fully, regardless of renting or buying. While home ownership is often seen as a goal to strive for, renting vs. buying a home may make more financial sense in certain stages of life.  Let’s look at the differences between buying and renting. Buying vs. renting: 5 differences to know:  Your costs and lifestyle needs will affect whether renting or buying a home is better. Here’s a table breaking down some major differences. 1. Monthly housing payment Homeowners are responsible for a wide range of costs taken by a mortgage company, often through an escrow account. Your mortgage company uses the escrow account to pay property taxes and homeowners insurance. You might also need to pay mortgage insurance premiums if you purchase your home with a down payment of less than 20 percent. Utilities are billed separately.  If you rent a home, you will pay a set amount for your lease, which can change during renewals. You also may be responsible for the utility bills, which could be part of your rent or separate, depending on your rental agreement. Many people also choose to get renters insurance; some leases even require it.  Whether you’ll pay more in your monthly housing payment as a renter or a homeowner depends on many factors, including market conditions, interest rates, and the size of your down payment. Knowing these factors before buying a home will help you understand if you can afford it.  Consider second home co-ownership with 2. Insurance  Homeowners often pay more than renters for insurance. The average cost for renters insurance is around Renters insurance can provide liability protection for at-fault incidents for things you don’t own, often including damages to the residence. It can also protect your belongings in case of flood, fire or theft. Some homeowners require adequate liability coverage to protect their homes in the event of a major incident.  Meanwhile, homeowners are generally required to obtain insurance to qualify for financing. Like renters insurance, homeowners insurance covers liability, such as people slipping in your home, and coverage for your belongings. Where it differs is that the coverage for the house itself must be broken down by type, such as coverage for other structures, coverage for wind and hail and coverage for the dwelling itself. This complexity makes homeowners coverage much more expensive. 3. Home equity Rent payments contribute solely to the landlord's income and do not provide renters with any property ownership stake or investment value, so tenants do not build equity. Instead, that equity goes to the rental property owner. In contrast, homeowners make mortgage payments, build equity in their property, and may benefit from property value appreciation. This makes buying a primary home a long-term investment with potential financial gains. Additionally, home equity can allow homeowners to access funds through home equity loans and lines of credit.  4. Property taxes Homeowners are required to pay annual property taxes, while renters do not. Property taxes vary by state and county, with Although homeowners must pay annual property taxes and mortgage interest, tax deductions can lead to significant tax savings. Even when selling a home, homeowners may qualify for capital gains tax exclusions that further reduce their tax burden. Homeowners can also take advantage of different tax breaks for Tenants who rent typically do not receive direct tax benefits related to their rental payments, and property taxes may be fixed into their lease agreements. You may qualify for deductions if you use the space for something tax-deductible, such as working from home. 5. Lifestyle Renting offers greater flexibility and mobility, making it an appealing choice for individuals who prioritize a transient lifestyle. Renters can easily relocate for job opportunities or personal preferences without the burden of selling a property. Renting also eliminates the responsibility of property maintenance and repairs, providing a more carefree living experience.  On the other hand, buying a home suits those seeking stability and ownership. Ownership allows people to customize their living space and establish long-term relationships within their community. Although homeowners have more control over their living environment, they are responsible for all property maintenance and upkeep. The cost of buying vs. renting a home [$300,000 home example] Renting generally involves lower upfront costs, as renters typically only pay a security deposit and first month's rent, while homebuyers are responsible for repairs. However, renting can be more expensive than buying in the long term, as homeowners build equity, benefit from potential property and receive more tax benefits. Here is a breakdown of the cost expectations of renting vs. buying a $300,000 home. Items like taxes may vary depending on your state or county. Simply put, renting is better if you prefer convenience, while buying is better if you prefer stability. So, if uncertainty and commitment are the only things holding you back, wouldn’t it be great if you could try it out before committing to a 30-year mortgage?  Thankfully, you can do that with

Memorial Day weekend marks the unofficial start of summer and is a chance to bring friends and family together, and most importantly, and most importantly, make time for reflection and remembrance. Here’s how to throw a celebration that feels easy, looks polished and keeps the spirit of the day intact. Whether it’s a classic backyard BBQ or a coastal-chic pool party, pick a theme that will anchor your celebration. It doesn’t have to be over-the-top, but subtle touches like red, white and blue linens or nautical accents go a long way. Even little nods to Americana like striped napkins or vintage Coke bottles can elevate the scene without being kitschy. If you’re cooking, keep it simple and seasonal, but never boring. Gourmet burgers with brioche buns or slow roasted meats with an assortment of sides. Always include plenty of fresh salads and fruit to keep things cool and be sure to have a few gluten-free, vegetarian and kid-friendly options so everyone leaves happy (and full). Add in a DIY ice cream sundae bar for a sweet finish that everyone will love. Not a fan of manning the grill? No shame in outsourcing. Just be sure your caterer matches the vibe. Your favorite sushi place may not scream “holiday weekend,” but a smoked brisket platter with artisanal fixings? That’s a win. Activities are optional but appreciated, especially if you’re hosting a mix of ages. Set up lawn games like cornhole or bocce or even an arts and crafts table for kids. Organize a casual pool volleyball match or hilarious float race. Set the tone with a curated playlist, or even screen a classic American movie under the stars. No one wants to be frantically chopping herbs or hiding delivery boxes when guests start arriving. Prep what you can in the days leading up to your party, like the tablescape, playlist, guest towels, and make a checklist to stay on track. Even in sunny locales, May can throw curveballs like May Gray in SoCal or unexpected showers in the Hamptons. Make sure you’ve got an indoor space ready or a stylish tent setup that doesn’t feel like an afterthought. Have extra throws or pashminas on hand for your guests on cooler evenings. Thoughtful gestures make a big difference. It’s easy to get swept up in the rosé and ribs, but don’t forget the real reason we gather. Bring out an American flag and keep it at half-staff until noon and consider observing a moment of silence to remember the men and women who gave their lives in service. You could even include a small table with a framed photo or tribute for a meaningful touch. You don’t need fireworks or fanfare to host a beautiful Memorial Day get together. Just good food, great company and a touch of thoughtful planning.

At Pacaso, we believe that a home is more than four walls, but where your best memories are made, and special moments unfold. Our curated selection of vacation homes is designed to be the backdrop for everything from family memories to romantic escapes, steamy getaways and unforgettable celebrations. From cozy nights by the fire to sunrises over scenic views, champagne toasts to game nights, these spaces offer the perfect setting to honor the many forms love can take. After all, home is where the heart is, and we’ve got the perfect one waiting for you. Homes for gathering

A second home is a place to enjoy a break from your everyday routine. Comfortable furnishings, standout amenities and beautiful surroundings are key parts of this experience. Transforming a home into a relaxing Pacaso takes a lot of hard work and dedication by our talented team. How do we do a home makeover? The work begins before the owner sets food inside their home — during a process we call onboarding. Where the magic happens Onboarding a home means getting a home completely stay-ready for its owners. The process involves multiple members of our Crew, from the design team mocking up designs and procuring the right decor to the home operations team placing furnishings, amenities and supplies where they need to be.  Making a home Pacaso-worthy is their singular objective. Pacaso-worthy means a second home that is modern and comfortable — a  place where owners don’t feel the need to add anything to feel at home. We accomplish this both through our The transformation Once all the finishing touches are in place, we want every owner to feel like they belong. When owners walk into their second home, we want it to take their breath away. They should feel relaxed, comfortable and instantly at ease, knowing all they have to do is show up and enjoy their Pacaso. See how a Palm Springs second home was transformed into a wow-worthy Pacaso in this video. Find your own beautifully designed second home and experience the Pacaso lifestyle for yourself. See our

A Luxury home office ideas 1. Great lighting A thoughtful lighting scheme can make all the difference in how you feel in your office space, how much you’re able to get done and how you look on your video calls! Say goodbye to the terrible fluorescent lighting of the office and experiment with a combination of ambient and task lighting until you find the right blend for your needs. Natural light is also great for home offices. Just be sure to position your desk so you get all the benefits of sunlight coming through the windows without the harsh glare on your computer screen or too much back light for video calls.  2. Quality furnishings  A home office presents the perfect opportunity to ditch standard-issue office furniture and invest in quality pieces that are both beautiful and functional. Why spend your day in a clunky rolling office chair when you could instead take your calls from a stylish, supportive leather armchair? Surround yourself with upscale furnishings like a statement desk, a distinctive lamp and built-in bookcases. Stylish office furniture is available in a wide range of design styles, whether you like a more traditional look, contemporary design touches, a sleek modern desk or something entirely unique. Since the space is just for you, it’s the perfect place to show off your unique design aesthetic. 3. A distraction-free setup One key to home office success is making sure your space is purpose-built for productivity. Space allowing, resist the temptation to make your home office do double-duty as a guest room, a media room or a storage closet. Having a Another easy but effective way to defeat household distractions? A door. It sounds simple, but having a separate, closed-off area for work helps others in your household know when you’re busy and shouldn’t be distracted. A door also helps you mentally “close up shop” at the end of the day — simply turn off the light, shut the door, retreat to your living space and leave work behind until tomorrow. 4. Luxury touches  You spend a lot of time in your home office, so it should be aesthetically pleasing. Thoughtfully selected accessories like framed photos, artwork and tasteful memorabilia can give your office space a warm, personal feel that’s unique to you. A few 5. Serious storage When you are hopping between calls or spending the day heads-down on an important project, it’s easy for your workspace to get messy. From notepads and pens to charging cords to printers, there are a lot of must-haves in a home office, and everything needs a place. Further complicating the issue is the fact that, if your home office isn’t a repurposed bedroom, you may not have a full closet or dedicated storage space at your disposal. Invest a bit of time and money into some organizational solutions. Think floating shelves, a filing cabinet, desktop organizers or a series of baskets — whatever you need to have a clear desk…and a clear mind. 6. All the tech For a home office to be truly functional, you need all the technology solutions you rely on in a traditional office setting. For most people, this means a computer monitor that gives you more working space than your compact laptop screen, reliable data storage, a printer and scanner and a strong router (along with super-fast WiFi, of course). You may want to up the ante by adding some creature comforts, like a coffee maker, a mini-refrigerator for snacks and an air purifier or humidifier. 7. A stylish background For many work-from-home professionals, Zoom calls have replaced in-person meetings. And if you’re the “camera on” type — or if you are required to be — it’s nice to have a professional-looking backdrop. Think through where you can place your desk to give you the best setting, then decorate with a carefully curated bookshelf, artwork, houseplants or some combination.  8. A great conversation piece  Whether you meet clients in your home office or your office is your private sanctuary, every home office benefits from an inspiring focal point. This could be a stunning art piece, a stately fireplace, a gorgeous accent wall, a piece of antique furniture, or a floor-to-ceiling window. Whatever you choose, it should inspire you and spark conversation. A word on workcations While there’s no substitute for a work-free vacation, many professionals are taking advantage of the ability to work from anywhere by planning workcations (or working vacations). The best scenario for a workcation is having a job where you can work remotely and a destination with reliable internet and a distraction-free home office. Another option is a hybrid workcation/vacation. In this scenario, you might take a two-week trip to really immerse yourself in a destination with one week spent unplugged from work followed by one week of workcation before you head home. This arrangement gives you ample time to explore, without sacrificing all of your vacation time. Best of all, you still have evenings and weekends to take full advantage of the lake, city, Work from anywhere in your Pacaso  While you can surely work from a hotel room or vacation rental, doing your job from your dream second home is a best-case scenario. You’ll have all the creature comforts from home (a fully furnished, professionally designed and decorated home) but in a crave-worthy vacation destination. We’ve even curated a collection of As the co-owner of a Pacaso second home, you’ll have ample opportunity to enjoy your retreat throughout the year. Our app makes scheduling fast, easy and equitable, and when availability allows, you can book a stay with as few as two days’ notice. 

Go from “someday” to “today” — co-ownership can help you stretch your second home budget. See what’s possible with these five incredible Pacaso properties, each available for less than $700,000. West Shore —  $558,000 for ⅛ ownership A light-filled home with an expansive deck, Sparkling Creek —  $547,000 for ⅛ ownership Desert Haven —  $600,000 for ⅛ ownership Discover expansive, open-concept living and chic contemporary architecture at Las Flores —  $619,000 for ⅛ ownership Wake up to Pacific Ocean views and the sounds of crashing waves. Wood Creek — $663,000 for ⅛ ownership For summer fun on the lake or winter days on the slopes,

Stop dreaming and grab your piece of paradise. These four tropical second homes offer luxury living in sunny destinations. Don’t forget your sunglasses! Stunning South Maui  Located on iconic Wailea Beach, Pacaso listing: Baja bliss  Spend sunny days exploring everything the Los Cabos area has to offer, from watersports and golf to shopping and dining. Then, come back to Pacaso listing: Balboa Island charms  With a unique combination of French-inspired design and an enviable location on Newport Beach’s exclusive Balboa Island, Pacaso listing: Cruisin’ in Santa Cruz  Embrace Santa Cruz’s laid-back surf vibe at Pacaso listing: Sonoran sunsets  A gated mountaintop retreat, Pacaso listing:

Like many couples, Richard and Anne-Catherine thought about buying a second home for years, and they got pretty close a few times. They even did a trial run to see what ownership might be like, renting a home for a season when their children were young, but it ended up being a hassle. “We had to duplicate everything we had in our home to be comfortable, and we were always forgetting something or didn’t have something. There was so much to pack and bring back — it just wasn’t working!” said Richard.  But more than the inconvenience of schlepping things between homes, a feeling held them back: guilt. “Every time we were serious about buying a place, I always felt guilty knowing we wouldn’t use it very much,” said Anne-Catherine. Right-sized ownership with all the amenities Living in the Bay Area, Richard and Anne-Catherine are regular visitors to Lake Tahoe and enjoy the region’s variety of year-round outdoor activities. They never gave up on the idea of owning a second home, and considered buying a condo in Tahoe. Then they learned about Pacaso. “We thought, what a great idea! This is exactly what we need. The cleaning is done, the decorating is done, and there will always be other people using it. We’ll have it for a reasonable amount of time, but it’s not just us — it’s not wasted,” said Anne-Catherine.  Plus, owning a Pacaso meant they didn’t have to deal with all the prep and packing that made their seasonal rental experience so much work. “A big advantage of Pacaso is how well-equipped it is,” said Richard. “You don’t have to worry about what to bring because apart from picking up groceries, everything you need is here.” While they had some initial reservations about taking a risk with a newer company, Richard and Anne-Catherine felt reassured by Pacaso’s thorough operating agreement, and ultimately bought their share A nice price, a very nice home Co-owning a Pacaso also gave Richard and Anne-Catherine an opportunity to own a larger home than they could otherwise afford. “In Tahoe, what we paid for our one-eighth share gets you a one-bedroom apartment. It would be available to us all the time, but it would be very tiny, so I’m not sure it would be worth it,” said Richard. Anne-Catherine noted that it also wouldn’t come with the new, Having stayed at many vacation rentals, the couple says the quality of their Pacaso far exceeds the homes they’ve rented. “Rentals can be shabby,” said Anne-Catherine. “Even high-end rentals can still have cheap cutlery or no baking equipment. I adore baking, and at our Pacaso, everything is there. The decor is very tasteful, and the quality of the bedding and towels is so nice.”  Service at rental properties can be unpredictable as well, but they’ve been pleased with their Pacaso experience. Everything has gone smoothly, from timely door-code notifications to the functionality of the home technology. And the human touch has been a real plus: “The manager is reachable and responsive right away — it gives you confidence,” said Anne-Catherine.  Year-round enjoyment Tahoe’s seasonal activities make it an ideal The couple is also happy to have a place to share with family and friends — something that would have been challenging had they bought a small condo. “We came with two of our (adult) kids and they couldn't believe the place — it was a treat,” said Anne-Catherine. Richard added, “The service, the cleaning and quality of the place that you get for the money is very good. It’s a great deal compared to a one-bedroom apartment where we’d have to do everything ourselves. We can come here and do a bit of work, a bit of skiing — it’s going to be brilliant.” Make Tahoe your second home destination Pacaso puts second home ownership within reach, with listings in some of the most desirable destinations. Check out our

Meghan and Chad had been thinking about buying a second home for their family of five to enjoy quality time together. However, concerns about upkeep, expenses and having enough time in their home held the couple back. “We didn't want to buy ourselves a job,” the couple shared. “We previously owned a second home, and we just felt like it wasn't getting used enough.”  Pacaso’s Ready from the get-go While the couple originally wanted an escape during the pandemic, their Pacaso became much more: A consistent place where they can maximize their time and have everything ready to go. “When we arrive, the gates open and it just feels awesome,” Chad said. “Everything's totally dialed in, and we know how to work everything. The fun, relaxation and enjoyment all start immediately.” This familiarity is the biggest appeal of owning a second home. “Having to discover and troubleshoot a vacation rental, I think, takes 24 hours. With Pacaso, however, we get those 24 hours back to enjoy,” Meghan said about the turnkey experience. Plus, Pacaso’s Reselling their ownership Another advantage of owning a Pacaso is the ability to sell. While Meghan and Chad started off owning 1/4 ownership of their home, they later upgraded their primary residence and adjusted their Pacaso home ownership to 1/8.  “The Family fun, inside and out  For Meghan and Chad, their second home provides everything they need for their family and more — like lemons their son picks from the beautiful trees to make lemonade and the wood-fired oven for baking homemade pizzas. “The home is amazing … it’s been a great place to bring family and friends together,” Chad said. The fun extends to Healdsburg itself where the couple enjoys Saturday evening dance parties in the plaza, shopping at farmer’s markets and delighting in local wine tastings. Their kids attend local camps and swim with local instructors. “I think we're super embedded in the community,” Meghan shared. “One of my goals in being up there was to really take advantage of the place — not as a tourist, but as a local.”  Discover your home away from home When you become a co-owner of a Pacaso home, you enjoy hassle-free ownership at a place that truly feels like home. Check out our

Mike and Rita wanted nothing more than to have a place for everyone in their family to enjoy. From the moment they stepped into their new home, the two grandparents knew immediately they had made the right choice. A Pacaso in Newport Beach was everything they desired in a second home. From the amenities and location to Pacaso’s ongoing support, every detail has made it “feel like home.” Mike and Rita’s calendar is packed with upcoming celebrations, get-togethers and special occasions. “There’s going to be amazing memories made,” said Rita. “As a grandmother, that is my main job. And I think it’s going to be quite easy.” Watch the video to hear what else Mike and Rita love about their Newport Beach second home.

Pacaso owner, Simon Bull made the ultimate romantic gesture when he purchased a beautiful Sonoma home as a Valentine’s gift for his wife of 44 years. He recounts what struck him most about this house and location and offers thoughtful insight into how Pacaso owners fit into the community.

Second home buyer: George, Bay Area entrepreneur George is a long-time Bay Area resident and tech company CEO, and with three kids between the ages of 7 and 12, he felt the time was right for a second home where his family could take a break from their busy lives. He wanted a location that felt like an escape but was still easily accessible by car, and served as a welcome gathering space for his immediate family as well as extended family and friends.  The situation George’s second home vision started as a building project. He had been researching the When George and Anne learned about Pacaso, however, they were intrigued. As a tech entrepreneur with an eye for innovation, George embraces forward-thinking business ideas.  “We are big believers in the shared economy,” said George. “What was compelling about Pacaso was it was ready and available now, and it was clear the team had really thought about what the shared economy looks like for vacation homes, and what would it look like for me and my wife who want to take advantage of a second home but are busy and active in our work lives. We're not retired or close to it, so I'm not going to be occupying a second home more than 15% tops. It's a perfect product for someone like me, and that helped us move forward quickly and become owners of a Pacaso home.” Although Pacaso was relatively new, George was familiar with the co-ownership concept and felt confident in his purchasing decision. In fact, he sees Pacaso as the model for second home ownership: “This is the way the future is going, and the way a vacation home should be leveraged by a person like myself.”  Still, there were a few important details George wanted to discuss before committing to a purchase. “One of the biggest hurdles for any buyer is understanding Another concern was how co-owners might treat the home. “What I liked about the contract was that it made it very clear that every owner is expected to be a true owner,” said George. “It presents a deliberate point of view about how you should think of and value your home, which sets the right tone.” Since purchasing their Pacaso, George and his family have loved staying at their home, and any misgivings about others’ care of the property have been erased. In fact, they’ve referred friends who ended up buying a share. A key factor in their enjoyment? Not having to deal with maintenance or other hassles of ownership.  "We don't have to worry about things like a leaking sink, and when we noticed that the Wi-Fi wasn’t great outside, we talked to Pacaso and they took care of it,” said George. “We get the advantages of using the home in the way we want without all the downsides of owning a second home, and that’s because of the Pacaso team.”  George has also been impressed with the ease of scheduling time at their home. “One of the most positive aspects is how well Pacaso thought about the app — when owners can get access, how much time they can schedule, who can book. We look at the calendar and know what we can plan, and it's been pretty awesome.” Conclusion For George and his family, their Pacaso ticks all the boxes: It’s an escape from the city, a comfortable place to gather with loved ones, and a practical alternative to whole home ownership. “It's your home, but it's also a home that's well taken care of when you're not there. When we come back, everything is ready to go — we don't have to fix or clean anything — and when we’re there, we don't have to worry about all the typical homeowner issues, which allows us to maximize our time there. It’s an incredible thing.” And while the home itself is well matched to their needs, it represents so much more to George. It’s a place where he and his wife can watch their children grow into young adults.  “My kids are at a critical point in their lives, and their memories and the ways they think about family are being created as we speak,” said George. “To have a place that we can call our home and where we can separate ourselves from living and breathing the frenetic pace of Silicon Valley — having that time and memories that are so distinct from the Bay Area, that's huge. These are the formative years for our kids, and having this place for our family is really meaningful.” Find your Napa Valley getaway With gorgeous (and hassle-free) homes available throughout the

Growing up in Texas, Kevin Peranio had few opportunities to experience the thrill of fresh powder. After moving to the West Coast and starting a family, he was excited to introduce his children to the joy of skiing. Kevin and his wife Rebecca began exploring their options for a second home with easy access to ski slopes. “Our search was a couple of years in the making. Our kids are young, so I wasn’t in a big rush, but I was still eager and we knew we wanted something in a Second home destination: Park City After several idyllic visits to Park City, Utah, Kevin started scoping out properties in the area. Although the family enjoys local destinations like Big Bear, car rides with four young children — ages 2, 3, 6 and 8 — on winding mountain roads include the inevitable litany of “are we there yet?” at best, and one or more carsick kids, at worst. Their home in Newport Beach is minutes from the airport, and they find the short flight to Utah more convenient and relaxing than a long car trip. Ski town sticker shock The problem was finding a place they could afford. “Prices in Park City had been going up astronomically,” said Kevin. “My ideas about what I wanted and what I could actually afford were on two different levels.”  But then an opportunity opened up: A friend in the real estate business happened to mention Pacaso in an Instagram post. Kevin checked out Pacaso’s website and found a single listing in Park City. “I jumped on it right away. I was the first person to buy and the first owner to stay at the home. It was really exciting to be the first one.”  More home for less For Kevin, the cost savings of co-ownership were fundamental to his purchasing decision. “I couldn’t pay for this house in full. This is kind of a Texas phrase, but I have champagne taste and a beer budget. All the homes that I wanted to get into were really pricey, but co-ownership brought properties that I thought were out of reach into grasp.”  Beyond the price, the idea of Pacaso vs. whole homes and timeshares Kevin has a unique perspective on Pacaso, as his Park City home isn’t his first experience with second home ownership. “Owning a second home means dealing with maintenance, upkeep, furnishings — it’s a lot of work, especially if it’s far away. With Pacaso, I don't have to worry about any of that — it’s a breath of fresh air.”  How does that compare to his experience owning a whole second home? “We own another property in Rancho Mirage. It took forever just to finish the buildout and find subcontractors, and we have to drive there and deal with issues year-round. Two different second homes, and the starkest difference in upkeep.” The fact that Kevin doesn’t have to worry about his fully managed Pacaso doesn’t make him feel like less of an owner, however. “This is completely different from staying at a hotel or buying a timeshare. With Pacaso, you actually own a piece of this property and get appreciation. As an owner, you feel invested —  it’s not 100% ours, but you feel like it’s yours. You treat it like your home because it is. And then when I'm not using it, I don't have to worry about it.”  Satisfying his ‘champagne taste’ Kevin’s Park City Pacaso fulfilled all of his luxury home aspirations, which was a bit of a gamble, considering he purchased the property That care extends to the entire process of Adventure awaits in your Park City Pacaso For skiing, mountain biking, the Sundance Film Festival or just a place to get away, there’s nowhere quite like Park City. Co-ownership with Pacaso puts second home ownership in this mountain getaway within reach. Browse our collection of

Jason dreamed for years of owning a second home with his family. However, the thought of owning a second home didn't seem to be in the cards for him — until he came across Pacaso’s The right amount of time Despite wanting to own a second home, Jason felt that a whole luxury second home didn’t make sense financially, especially as a frequent traveler. “For me, staying in one city exclusively was not going to be realistic since we love to travel, and we knew we wouldn’t use it enough to justify buying a whole home.” Pacaso, however, provided the perfect solution. “Co-owning a second home was perfect for us,” Jason shared. “This is all organized by Pacaso to do exactly what I wanted: Using a few weeks each year I could spend in a second home, and sharing that with seven other families at a fraction of the cost.” Exceeding expectations Before buying his Napa home, Jason had previously thought of co-owning a home in Colorado or Utah. “I wanted to find what I call an ‘invisible unicorn’ home in the mountains. And the reason I called it an ‘invisible unicorn’ home is that I didn't know where this place was going to be. All I wanted was something that had beautiful scenery and mountain views.” After losing out on bids on homes in Colorado, Jason then set his sights on Napa — a place he’s been visiting for over 20 years. “It’s a wonderful place for my family to enjoy now, and by investing in this area, I’m able to get a feel for what it would be like to live here full time, which is something I’m considering when I retire.” Jason’s Pacaso checked all the boxes for his “invisible unicorn” second home. “The mountain views are sitting right in my backyard,” Jason shared. “I was looking for a more quiet and serene type of environment, and this home exceeds my expectations. And now, we welcome all of our family or friends to join us anytime they want to.” Part of the community  In addition to having a spectacular gathering place, Jason wants to get the most out of his community, from enjoying morning walks in this neighborhood and going horseback riding to visiting favorite wineries and exploring surrounding areas. The best part? Getting to slow things down. “When we stay at our Pacaso, we don't need to cram everything into a weekend like when we travel,” Jason said. “I’m treating it more as my time to relax. It’s my second home, and I finally feel like a local.” Jason sees his Pacaso — and the ownership experience — as completely different from a timeshare or vacation rental. “We’re one of eight families sharing a home, in the same way that I could purchase a property and share it with seven of my other friends. We own this home, just like others own their homes. We're not just passing through. We’re here to establish friendships with our neighbors and our community.” Make Napa your home away from home When you become a co-owner of a Pacaso home, you enjoy hassle-free ownership at a place that truly feels like home. Check out our

Curious about co-ownership? We sat down with a Pacaso owner during a webinar to chat about her experience of buying and owning a beautiful Pacaso in Florida. Our leadership team also answers guest questions about Pacaso co-ownership, covering everything from financials to design. "I thought it was too good to be true," shared Cheryl. "But I remember first walking into the home and being overwhelmed that the home was so beautiful. After our property manager left that day, I just started crying and said to my husband, ‘I can’t believe we have a second home Pacaso makes second home ownership enjoyable and possible for families looking to spend more quality time together.

Liesl had been looking for a second home in California Wine Country for some time. After losing an offer on a whole home in Calistoga, Liesl came across a Pacaso listing in Malibu. Although Malibu was not on her radar, she was so intrigued by the idea of co-owning a home that she decided to share the listing with her sister.  “I never would have even purchased a home in Malibu, but it was even more beautiful in person than in the photos, so we ended up with a Pacaso on the Pacific Coast Highway,” Liesl shared. “We totally love it.” Then, after coming across another appealing Pacaso listing in Calistoga, Liesl fell in love with that home as well and decided to buy her second Pacaso.  A home for many occasions Beyond it being in her dream destination, Liesl loved how much “home” she was getting. “It was a much bigger home than I could afford,” she said about her Calistoga Pacaso. “We have a big family. We needed a big house for all of us to gather.” The big surprise was getting to use her home for other purposes, too. “The only reason I had gotten the home was for our big family, but it’s great for friends too. And, I could bring my dog. It’s great,” Liesl shared. The ease of ownership Liesl likes that her Pacaso homes are completely Another part of this ease is having a A familiar community to call home Having a second home offers limitless options for fun and relaxation. “In Malibu, we like to find local restaurants and shops, go on hikes and go to the beach. In Calistoga, we hardly left the house the first weekend we were there. We just enjoyed the house — we had friends over, and we played games, pickleball, bocce ball and board games, and we swam and we cooked.” Liesl also recounts a positive experience meeting a neighbor in Malibu. “So, he goes, ‘Oh, you're one of the Pacaso owners. That's great. Welcome to the neighborhood.’ I thought there'd maybe be a little resistance. But I would say this: It's my home, and I would treat it as my home. I want to get to know the community and be a part of the community.”  And for Liesl, there’s immense value in having a home where every aspect is familiar, from supporting her favorite local restaurants to knowing where the pots and pans are in the kitchen. “I run a pretty busy life being a CEO with two kids,” she said. “Being able to go somewhere where I know I'm not going to have to do a lot of work to prepare … it all goes back to having that place where you can unwind faster.” Find your place to unwind When you co-own a Pacaso, you enjoy hassle-free ownership at a place that feels like home — because it is. Whether you’re looking for a Wine Country retreat or a home on the coast, check out our

Chris and Julie previously owned a second home in South Lake Tahoe, using it for family vacations and as a rental. “We love the idea of having a home, but we didn’t need it full time. The workload that went into renting it out — there was a lot,” Chris said. “We did great with it, but it was a lot of work.” They sold the property in 2020 and started looking for a more manageable home on the north end of Lake Tahoe. During their search, they came across Pacaso’s co-ownership program. Chris and Julie were won over by Pacaso’s price, flexibility and amenities, and the true ownership experience stood out. New, comfortable and impressive The couple loved the idea of owning new construction at a price within their budget. “We figured, the new home aspect would be less wear and tear in the long term,” Julie shared. In addition, since Julie and Chris consider themselves as more “summer people,” a new home in a different area of Tahoe would provide more options for enjoyment.  But it’s not just the newness of the property — the couple is amazed by the home’s design and feel. “I think the most difficult part is having to come home to our main home,” said Julie, who’s a fan of interior design. “I love this house, and it is amazing. I think the design team did a phenomenal job.” As owners who had rented out their second home, the couple also appreciates how Pacaso takes care of the maintenance and adds special touches to make them feel at home. “The hot tub, furnishings, outdoor furniture and fire pits are all comfortable. You have everything you need that you can think of, and that makes me feel really good,” said Chris. “We’re going to impress our family and friends whenever we go there. And we’re always going to have a comfortable stay because of that.” Julie added, “It’s really nice just to be able to walk in and not have to do anything.” Julie and Chris aren’t the only ones who are impressed. On a recent stay, the couple’s daughter and dog didn’t want to leave. “That was a really good sign the Pacaso team did well,” Chris said. The perks of true ownership Simplicity and comfort aside, a massive benefit for Chris and Julie was having true ownership in their second home. “There’s a sense of pride when you own a piece of a home. One thing that resonated with me during our last experience was that we did build a lot of traditions,” Julie said. “And it felt nice to have the same place to go to and make it your own. And it is your own.” This feeling of ownership makes their new Pacaso different from other offerings on the market. “I think there’s a lot of misconception out there with it being a timeshare,” said Julie. “It’s not a timeshare — we’re owning a home with eight people. We are able to have access to Tahoe and a beautiful home that we would not be able to afford on our own.” A second home is a special place With more moments on the schedule and plans to pass the home to their daughter, the couple views their Tahoe home as more than just a second home — it’s about going to a beloved destination that holds special meaning in their family. “I think our second home is an extension of our primary home and an extension of our family,” said Chris. “We can’t say that about our current home as much as we love it, because — at some point — you transition out of your primary home. But with a second home, it’s always going to be a place we go to that matters.” Look forward to coming to Tahoe Looking for a place to make memories in Lake Tahoe? When you co-own a Pacaso, you enjoy hassle-free ownership in a beautiful property that feels like home — because it is. Check out our

Say you've been planning the ultimate luxury vacation for a couple of years. You've got your list of dream destinations, top-notch resorts, and must-try experiences all lined up. But just as you're about to book, you discover some places have become overcrowded, while hidden gems have emerged elsewhere. Suddenly, your itinerary needs a revamp.  The luxury real estate market isn't much different. Economic shifts, evolving consumer tastes, and technological innovations continually reshape the landscape. In this guide, we’ll walk you through the top luxury real estate trends of 2025 so you can create a strategy that leads to 1. Smaller homes are becoming more luxurious Smaller homes continue to gain popularity among luxury buyers in 2025, and it's not just about saving money — it's a lifestyle choice. Recent data from the Affluent buyers are prioritizing convenience and financial flexibility, seeking homes that require less maintenance without sacrificing those high-end finishes we all love. Many buyers are choosing smaller homes because they're easier to purchase with cash, avoiding mortgage debt and those pesky rising interest rates. Why smaller luxury homes work: 2. The luxury market is stabilizing as inventory rises and price growth cools After years of soaring prices and fierce competition, the luxury housing market is shifting toward a more balanced state in 2025. The extreme ups and downs we've seen in previous years are leveling off as more high-end properties become available. This increase in supply is giving buyers more options and cooling down the frenzy that once drove those intense bidding wars. In some areas, luxury home prices are even seeing slight declines — a welcome change for buyers. While demand for luxury properties isn't disappearing, the days of skyrocketing prices and bare-bones inventory seem to be behind us, pointing to more stable 3. The luxury real estate market is becoming more globalized Market trends in “Texas is seeing steady growth, especially in cities that offer business opportunities without the tax burdens of other states. At the same time, international luxury markets are evolving. A study by 4. Luxury price growth is slowing while select markets experience corrections Luxury home prices in the U.S. continue to rise, but the pace of growth is slowing. According to Redfin, the Some markets are still seeing impressive gains, such as: However, signs of correction are emerging in select cities, like:  This suggests a potential shift in the New listings in the luxury market have surged in several key areas, giving buyers more choices and taking the pressure off prices. Providence, RI (31.5%), Miami (28.1%) and Tampa, FL (27.6%) saw the biggest jumps in new luxury home listings.  Meanwhile, the pace of sales varies dramatically — on average, luxury homes in Seattle sold in just six days, while Miami's high-end properties lingered for 114 days. These luxury real estate market trends highlight how the high-end housing sector is evolving, with some cities still seeing rapid growth while others are cooling down or making slight adjustments. 5. Cash is king, but financing is gaining traction in the luxury market While cash has traditionally dominated luxury real estate transactions, financing is making a comeback as interest rates begin to descend.  Though interest rates remain higher than pre-pandemic levels, their gradual decline opens financing options for luxury buyers. Many wealthy individuals still prefer cash purchases to avoid borrowing costs, but others are dipping their toes back into the mortgage market as rates become more attractive. Beyond traditional mortgages, savvy buyers are getting creative with margin loans, stock portfolio loans and private banking credit lines to fund their purchases. Cash remains a powerful advantage in competitive markets where bidding wars still happen.  However, as borrowing costs continue to fall, experts predict more luxury buyers will incorporate financing into their strategies. This shift reflects a broader normalization in the 6. Luxury buyers are adapting to evolving interest rates With This hesitation creates a more balanced market, forcing sellers to adjust their expectations. As overpriced homes sit longer, buyers are holding out for better deals, potentially leading to win-win negotiations for both parties. Despite the challenging economic environment, cash-rich buyers remain active in the Dahlia Fox, a real estate agent with The luxury real estate market in 2025 is likely to see more price adjustments as everyone adapts to the new financial reality. 7. Luxury second-home market and co-ownership is booming Even with economic challenges, the demand for luxury Real estate expert and Platforms like Pacaso, where families can purchase fractional ownership of a luxury home with maintenance handled, are gaining popularity. This trend in the luxury home market makes owning that 8. Investors are expanding their portfolios with high-end real estate Despite economic shifts, luxury real estate remains a stable and attractive asset. Investors are particularly eyeing Thomas Franklin, Founder and CEO at This shift toward managed asset pools lets investors spread their capital across multiple luxury properties, enjoying both flexibility and access to global markets while minimizing risk — a trend that's reshaping luxury real estate market trends in 2025. 9. Smart homes are becoming essential rather than a luxury feature According to Rachel Stringer, "Technology is built into every part of high-end real estate now. Homes that aren't equipped with automation, security and seamless integration of smart features feel outdated before they even hit the market."  With AI, IoT and big data working together, these smart systems are completely transforming how luxury homes operate, delivering next-level comfort and efficiency that today's discerning buyers demand. These luxury home trends are rapidly becoming the new standard rather than exceptional features. 10. Luxury buyers are prioritizing sustainability Sustainability is becoming a top priority for luxury buyers in 2025, with a growing emphasis on energy efficiency, eco-friendly materials and green spaces. As climate awareness rises and government regulations tighten, we're seeing a notable shift toward sustainable Rachel Stringer puts it perfectly: "The conversation about sustainability has also shifted. It's not about marketing a home as eco-friendly for show — it's about efficiency. Solar panels, energy storage, water recycling and passive design are becoming standard because they lower long-term costs and increase self-sufficiency."  Investing in green properties with 11. Luxury home buyers are prioritizing resiliency features Luxury home buyers are increasingly looking for properties that can weather natural disasters — literally. In regions prone to hurricanes, wildfires and flooding — like California, New Orleans and Florida — buyers want more than just beautiful homes. They want properties with features that ensure their investments remain safe and functional no matter what Mother Nature throws their way. These features include: Nathan Mathews, CEO of 12. Gen-X and Millennials will influence the market Millennials and Gen-Xers are reshaping the luxury real estate market. Affluent millennials gravitate toward homes featuring cutting-edge technology, sustainability and energy efficiency, viewing real estate as a lifestyle statement and a financial investment. Their preference for urban properties or resort homes with income potential drives demand for smart, sustainable luxury properties across the market. Gen X buyers, now in their prime earning years, are focusing on long-term asset diversification. With wealth inherited from baby boomers, they're seeking homes with premium amenities, enduring value and stability for future generations. As  Rachel Stringer notes, "Millennials and Gen X prioritize functionality, privacy and convenience. They want spaces designed for how they actually live — integrated wellness features, easy-to-maintain outdoor areas and turnkey properties." These generations are significantly influencing luxury real estate trends with their distinct preferences and priorities. Luxury real estate made easy with Pacaso The luxury real estate market is always evolving, and 2025 promises to bring new opportunities and challenges for prospective buyers. Whether you're looking for a primary residence or a To stay ahead of the latest luxury real estate market trends and discover exclusive high-end listings, Pacaso can help you cross the finish line on your vacation home ownership journey (or even help you figure out how to

While the real estate market has slowed down after the pandemic-driven surges of 2020 and 2021, many popular luxury vacation destinations across the country continued to see a rise in second home demand in 2022. In this year’s Top Second Home Markets Report, we reveal the top 10 luxury second home markets of 2022. These are the markets across the US that saw the biggest upticks in second home buying activity.  “Despite a national cooling in residential real estate, we’re finding that the To determine the top U.S. markets, Pacaso analyzed second home mortgage rate lock data — an indicator of second home buying activity. Here are the 10 U.S. counties that saw the biggest increases in the share of second home mortgage rate locks for homes priced above $1 million.  “What’s interesting here is that many of the counties that saw the largest year-over-year shift toward second home buying activity this year are already regarded as luxury top second home destinations,” said Austin. “Places like Napa, Kauai, and New York City all made the list this year. In previous years, lesser known Compared to last year, sought-after destinations in Utah, Florida and California saw the biggest gains in the number of people purchasing luxury second homes. In Washington County, Utah, where the average second home price was $1.3 million, the share of luxury second home mortgage rate locks was up 10.3% year-over-year — the largest increase in the country. Home to Osceola County, Florida (6.1%), and Nevada County, California (4.5%), also saw the biggest year-over-year share increases among the top markets. Osceola County is situated just south of Orlando and is in close proximity to Florida’s famous east coast beaches.  Nevada County, home to Truckee, is situated in the Sierra Nevada mountains and is a short drive from the world-class ski resorts of Lake Tahoe. With demand and prices for second homes continuing to rise in many areas, co-ownership offers a smarter and more responsible option for buyers looking to make memories now in a second home. Pacaso has co-ownership listings in over 40 world-class destinations. Browse Pacaso identified the top U.S. luxury second home markets by selecting the 10 counties with the highest year-over-year increases in second home mortgage rate locks between January 1 and December 6, 2022. Counties without at least 50 second home transactions in the period, as well as those with second home mortgage rate lock share below 10%, were excluded from the analysis.  Luxury second homes are defined as homes sold for $1 million or more that are designated for seasonal and/or recreational use. Mortgage rate lock data is an indicator of second home buying activity. When applying for a mortgage rate lock, a home buyer must specify whether they are securing a mortgage rate for a primary home, secondary home or an investment property. Approximately 80% of mortgage rate locks result in home purchases. Mortgage rate lock data was provided by real estate analytics firm

Ready to buy your first or second home in 2025? Since property trends are always in flux, take some time to read through 42 real estate facts and While you’re here, also discover how Current real estate market overview and predictions As 2025 unfolds, Discover more current real estate statistics and predictions: Second home-buying statistics Many home buyers purchase second homes as an escape from their primary residences. Those who have (or aspire to have) second homes care deeply about location, cost and the commute. However, most only visit their secondary property a handful of times each year. Here are some second home statistics to know:  The housing market is witnessing a notable influx of younger buyers, often driven by the need for multi-generational living arrangements. Yet, baby boomers remain a dominant force in home buying. Across the board, however, potential homeowners are grappling with stricter mortgage requirements and the financial strain of existing personal debt. Here’s what the stats show: Realtor statistics Buying a home is a huge deal, and let's be honest, it's rarely straightforward. That's why most people turn to real estate agents to help them through the process, especially when buying in an unfamiliar area, making the leap into second home ownership or handling a big-ticket purchase. Here are some facts about real estate agents that illustrate the experience buyers have with realtors and what they expect from them:  Material facts in real estate statistics Material facts are any aspects of a property that influence a prospective buyer’s decision to buy or not buy — the deal-makers and deal-breakers. These material facts can include surface-level conditions like water damage, historical events or planned neighborhood changes. Or, under-the-surface considerations like insurance rates and HOA fees.  The following are some factors home buyers are considering, and you should too:  Wealth building through real estate investments statistics As financial futures feel increasingly uncertain, many are turning to Real estate financing statistics Unless you have plenty of cash to cover the cost of your new home, a home loan or another payment source will be a necessary step on your journey to home ownership. The following facts about real estate explore Real estate tax statistics Many new homeowners are surprised to learn that they generally can't Real estate fun facts Buying and selling homes can be exciting — and a headache. However, the world of real estate is also built on unique buildings and interesting facts. For example, these days, you can buy property in the real world or online. And once upon a time, you could even order your home from a catalog.  Learn about more fun real estate facts. Enjoy a vacation home — commitment-free Home prices are growing at a slower pace now, and upcoming markets have a lot of potential for appreciation, so now could be the perfect time to If the real estate facts we shared here aren’t enough to give you peace of mind, consider

I’m Austin, CEO and Co-founder of Pacaso. Spring has brought a renewed sense of optimism to the U.S. housing market, especially for those eyeing vacation and second homes. Buyers and sellers are seeing encouraging trends, from stabilizing prices to evolving ownership opportunities. Here’s a closer look at the factors shaping the second half of 2025 and why the outlook is sunnier than you might think. After a turbulent few years, the national housing landscape is showing signs of stability. According to These signals indicate a market that is rebalancing in favor of buyers, without the doom-and-gloom of a crash. Economists are even predicting further relief on the horizon, with mortgage rates expected to gradually ease later in 2025 per 2. The way Americans buy and use second homes is also evolving, driven by more flexible lifestyles and innovative ownership models. Remote work continues to be a game-changer allowing people to travel more freely and even work from their vacation properties. Thanks to these "workcations," professionals are extending their stays at second homes, blending work and leisure. Another behavioral shift can be seen in how vacation homes are purchased. High prices have led to models like co-ownership which is becoming an increasingly common way for people to buy a vacation home. One recent America's second-home buyers aren't just limiting their search to the fifty states – international vacation homes are increasingly on the radar in 2025. With the U.S. dollar remaining strong and remote work enabling longer getaways, more Americans are deciding that their piece of paradise might just lie overseas. Destinations like Mexico, Spain, Portugal, Italy and Greece are seeing increased demand from the U.S., contributing to record international sales for many European real estate agencies. As we head into summer 2025, the overall outlook for the second-home market is upbeat and forward-looking. While challenges like higher interest rates and economic uncertainty haven't vanished, the market has shown remarkable resilience and adaptability – a key factor in the If you have questions about a specific market or are interested in exploring co-ownership opportunities, don’t hesitate to reach out.

I’m Austin, CEO and co-founder of Pacaso. Spring often signals a fresh start in the housing market, and 2025 is no exception. This year, we’re seeing a gradual increase in both inventory and demand. While the year began with lower sales volume, homebuyer demand is gaining traction, and mortgage rates remain below 7%—a welcome trend for buyers. As market conditions evolve, we’ll continue to monitor trends and provide insights. If you have questions about a specific market or are interested in exploring co-ownership opportunities, don’t hesitate to reach out. Some things we’re seeing shaping up this season: While home sales fell 4.9% in January—continuing a broader market slowdown, according to According to the Moreover, Earlier this month, mortgage rates declined for the sixth consecutive week, with the 30-year fixed rate dropping to 6.67%—the lowest level since October 2024. As of Tuesday, March 25, 2025, the current average interest rate for a Housing inventory is on the rise, giving buyers more options in many markets. According to However, inventory remains 23.1% below February 2019 levels, meaning buyers in certain regions—particularly parts of the Midwest and Northeast—are still facing tight resale markets with limited options. As we move further into spring, these market dynamics will continue to evolve. Whether you’re considering co-ownership or exploring new real estate opportunities, we’re here to help you navigate the trends. Our team took a deep dive into the latest housing trends across North and South Carolina, and one key insight stood out: North Carolina is leading the way in vacation homebuyer demand, outpacing South Carolina across several key metrics. From the Blue Ridge Mountains to the Outer Banks, buyers are drawn to the state’s natural beauty, accessibility, and year-round lifestyle appeal. Explore the full report to see what’s driving the shift—and what it means for the future of second home ownership in the Carolinas. See the report

In recent years, both North Carolina and South Carolina have emerged as prime destinations for luxury second-home buyers, offering a mix of coastal retreats, mountain escapes, and charming small towns. But which state is seeing the biggest surge in vacation home investments? Top Carolina vacation home markets to watch To identify the trending vacation home markets in both North and South Carolina, Pacaso analyzed second home mortgage rate lock data alongside growth trends in pricing and transaction volume. These 20 counties stand out for their significant increases in second home activity and proportion of second homes to primary homes. North Carolina has topped the charts with 16 out of the top 20 counties in the Carolinas attracting vacationers. Compared to South Carolina’s “southern charm,” North Carolina offers a variety of vacation destinations. From the shores of the Outer Banks in Currituck County and Bald Head Island in Brunswick County to the mountains of Asheville in Buncombe County and popular ski areas in Haywood County, there is something for everyone.  Though ocean retreats remain popular along the Carolina coasts, North Carolina’s rural counties dominate the charts, finding that vacationers are seeking more than just a waterfront view but charming towns, mountainscapes and expansive vineyards, like Hendersonville in Henderson County, the main hub for the wine region with several wineries and vineyards located nearby. “Today’s second homebuyers are looking for more than just a beach—they want natural beauty and year-round appeal. The Carolinas deliver all of that, often at a more accessible price point than other markets,” said Austin Allison, CEO and co-founder of Pacaso.“For many buyers—especially those in the Southeast—these destinations provide a lifestyle upgrade that feels within reach." The Carolinas continue to attract vacation home buyers, with some of the more “legacy” coastal markets leading the way. Currituck County, NC home to the Outer Banks, remains a top destination, offering pristine beaches and exclusive waterfront properties, with luxury buyers investing in homes averaging over $1 million. With more than 33% of the second home share, Horry County, SC—home to Myrtle Beach—attracts a wide range of buyers with its more affordable inventory. In 2024, the average second home price is around $400,000. South Carolina gems like Beaufort County—home to “This data comes as no surprise to us at Pacaso,” said CEO Austin Allison. “Hilton Head was the first East Coast vacation home market where we introduced co-ownership. Our owners and buyers also adore the Charleston barrier islands, and in response to demand, we’ve just introduced another stunning home on Kiawah Island—Blue Heron.” Mountain communities in the Carolinas continue to attract vacation home buyers. Despite recent catastrophic weather challenges to the beloved communities of the southern Appalachian Mountains, these markets have shown resilience, with steady year-over-year growth from 2023 to 2024. In Buncombe County, Asheville remains a sought-after destination, offering a vibrant cultural scene, breathtaking mountain views, and a strong vacation home market. Just west of Asheville, Haywood County—where second homes make up 23.6% of the market—is emerging as a top choice for buyers seeking affordability, stunning scenery, and proximity to the Great Smoky Mountains National Park. Similarly, Madison County continues to attract buyers year over year and has been referred to as “Asheville's backyard”—and it’s easy to see why. Located just 20 minutes north of Asheville, Madison County is steeped in natural beauty, home to the famed Appalachian Trail, Pisgah National Forest, the French Broad River, and the renowned Hot Springs. North Carolina’s quieter coastal regions are seeing increased interest from  vacation home buyers, with hidden gems gaining traction alongside more well-known destinations. Brunswick County, positioned between Wilmington and Myrtle Beach, is drawing buyers to its charming beach towns like Oak Island and Sunset Beach. Pamlico County, often known for possibly having more boats than people, appeals to those seeking tranquil waterfront living away from the crowds.  Pacaso identified the top North Carolina and South Carolina home markets by selecting 20 counties with the highest index scores, determined by analyzing key metrics such as the proportion of second homes to primary homes and growth trends in second home rate locks and prices from 2023 to 2024. Counties with fewer than 50 second home rate locks or where second homes accounted for less than 5% of transactions were excluded. Markets were further filtered to include only areas with positive price growth during this period. Weighted criteria emphasize popularity, demand, and recent growth, highlighting dynamic and high-value second home destinations. The markets are ranked based on the largest proportion of second homes to primary homes.

I’m Austin,  CEO and Co-Founder of As 2024 came to a close, we watched changes that could impact both buyers and sellers. The year ended with home sales up, mortgage rates still elevated, and price growth slowing, leaving some optimism for the year ahead. Here’s a closer look at the latest trends as we close out the year and what’s ahead in 2025. 2024 in review  1. Home sales surge at the end of ‘24 November saw a 6.1% year-over-year increase in sales, marking the largest gain since mid-2021. U.S. existing-home sales also rose 4.8% from the previous month, reaching a seasonally adjusted annual rate of 4.15 million—the highest level since March, according to the 2. Rate rollercoaster While the Federal Reserve has For most of 2024, rates were lower than the previous year, but by the end of December, they were up 21 basis points annually. The average rate for a 30-year fixed mortgage with conforming loan balances (up to $766,550) edged up from 6.89% to 6.97%, as analyzed by 3. Home price growth slow Nationwide, home prices grew by 3.6% in October compared to the previous year, down from 3.9% in September. This marked the seventh consecutive month of slowing annual gains, as reported by the 2025 Predictions The outlook for 2025 is cautiously optimistic, according to experts from NAR, Zillow, Redfin, and Realtor.com.  When it comes to mortgage rates, we might see a slight dip, but they’re likely to stay above 6%, keeping things challenging—but improving—for buyers. Inventory is also expected to improve. In fact, We'll continue to check in with updates, and encourage you to contact us with any questions about a market of interest.

This year has been incredible for Pacaso — 2024 brought major growth and exciting momentum, thanks to the amazing support from our community. Recently, we extended an exclusive opportunity to our community to join our mission of making vacation homes more accessible for more people through our growth round. Because of strong demand and substantial growth in the first half of the year, our share price will increase after For more information on Pacaso and how you can join the journey, please visit

Recent interest rate cuts by the Federal Reserve have spurred enthusiasm in the real estate market because even small changes can have a significant impact on real estate purchasing power.  The Fed cut rates .5% in September and .25% in November, lowering its benchmark borrowing rate by three quarters of a point in 2024. While the Federal Reserve does not directly set mortgage rates, the changes in its benchmark rate does influence real estate borrowing. With this lower benchmark target, first and second home buyers should have more purchasing power and the ability to capitalize on real estate purchases. For Pacaso clients, who purchase shares of a luxury vacation home through our co-ownership model, lower borrowing rates translate directly to more affordability, better financing options and a generally enhanced ownership experience. In general, a lower Federal Reserve benchmark rate means lower borrowing costs for real estate buyers. Pacaso’s model already excels at supercharging buying power, making high-end properties accessible by splitting the purchase price and ongoing costs among multiple co-owners.  The recent cuts amplify this affordability. For example, rather than buy 100% of a $10 million Aspen home that you might only use 1-2 months a year, Pacaso enables you to purchase ⅛ to ½ of that same home, for a fraction of the price. You get the same enjoyment of the home, without the large price tag, and Pacaso tackles all of the headaches associated with owning the home.  Additionally, buyers can finance their purchase. Lower borrowing rates lead to smaller monthly payments. And with direct financing, Pacaso is already offering great financing options. With lower rates, your potential savings extend over the life of the loan, translating to more luxury living for a smaller price tag.  Pacaso gives buyers Pacaso also offers financing directly in order to make the purchase, and your ownership, as seamless as possible. You may be able to find a loan with your bank to purchase a second home, but the rates you find through Pacaso will likely be even more competitive and affordable than a traditional loan.  This is in large part due to our lending partnerships, and our growing experience in financing hundreds of vacation home purchases. Plus, Pacaso closings can happen in as little as one day so you can start enjoying vacation home ownership right away. One of the biggest advantages of decreased interest rates is the reduction in monthly payments. This can make owning a share of a luxury property more cost-effective than ever before. Lower monthly expenses allow buyers to allocate more resources to other important priorities while still enjoying the benefits of ownership.  For example, let’s take a $500,000, 7-year loan. At 10%, the total interest for this simple loan would amount to about $197,000. At 9%, even just 1 percentage point lower, the same borrower would save about $22,000, a roughly 11% savings, over the course of the loan. This shows how even small changes in borrowing rates significantly impact the overall price of a loan.  Timing of these cuts presents an opportunity for those looking to enrich their lives. In a recent The value of spending time with family and friends in combination with dollar maximizing strategies position Pacaso to serve you and your goals. From reduced monthly costs to enhanced financing, your buying power is truly amplified, and the benefits are clear. Pacaso’s

Pacaso's H1 2024 Earnings Call will provide an in-depth look at the company's financial performance and investment opportunities. Join Co-Founder and CEO Austin Allison, alongside CFO Alvaro Cortes. During this session, they’ll unveil key H1 performance metrics, share insights into Pacaso’s plans for growth, and explain how you can participate in our mission to make second home ownership more accessible. For more information on Pacaso and how you can join the journey, please visit

Dreaming of a vacation home in Lake Tahoe? Who wouldn’t be, with its crystal-clear alpine waters, stunning vistas and endless year-round recreation opportunities. But before you take the plunge (the water’s cold!), here are five key questions to ask yourself.  1. What type of home fits my needs?  As a popular multi-season vacation and recreation destination, Tahoe offers all kinds of properties, from condos and timeshares to single-family homes and full-fledged mountain chalets. Vacation home owners in Tahoe tend to pick properties based on their personal interests — would you rather be close to one of Lake Tahoe’s 2. How much can I afford? Just like any real estate purchase, what you can afford comes down to your interest rate, down payment amount and your level of comfort with the monthly payment. When considering a Tahoe vacation home, however, there are a couple more factors you should keep in mind.  First, you may be considering using the home as a vacation rental, given the area’s popularity with tourists. If so, you’ll need to factor in property management fees, increased maintenance costs and potential tax intricacies. Second, Lake Tahoe gets an average of 200-plus inches of snow each year, so winter maintenance like snow removal is crucial to keeping your home in good condition, and it can be expensive — as well as tricky to manage from afar.  To maximize your vacation home budget, consider 3. Where should I buy in Tahoe? Believe it or not, there’s no actual city called “Lake Tahoe.” The famous lake is called Lake Tahoe, of course, but the name also refers to the entire area surrounding this recreation destination. The lake itself straddles the California-Nevada border, and the biggest towns are on the north and south ends of the lake, as well as along the Truckee River. Here’s a quick rundown:  4. How often will I use the home? According to our When you buy with Pacaso, you can co-own as much of a single-family home as you’ll use for just a fraction of the cost of full ownership — and you’ll never have to worry about it sitting unused.  5. Would renting it out cover my ownership costs? When you’re buying a second home in a popular destination like Lake Tahoe, it can be tempting to try to recoup some of your ownership costs by turning it into a vacation rental. However, the vacation rental market in Lake Tahoe is highly seasonal, with the bulk of rentals taking place during the relatively short winter and summer recreation seasons. And, when you factor in property management fees, it can be hard to make short-term rentals pencil out. In addition, short-term rental regulations in some municipalities can restrict owners from offering nightly rentals of their properties. One benefit of Pacaso is that homes are occupied only by owners and their guests, and they are never rented. This means you are free to enjoy your second home without the stress and hassle of managing a rental property.  Discover your Lake Tahoe second home with Pacaso If snowy winters, sun-kissed summers and incredible natural beauty are your top criteria for a second home destination, Lake Tahoe might be just the right place for you. Take the first step by

Whether it’s your first visit or your fifth,

With warm weather, ocean breezes and an impossibly beautiful coastline, it’s hard to go wrong with a trip to Cabo San Lucas. But with sunshine seemingly year-round, determining the best time to visit Cabo depends on what kind of experience you crave. Here’s our breakdown of the best time to travel to Cabo based on the seasons, costs, avoiding tourists and more.  Best months to visit Cabo While Cabo enjoys a warm, tropical climate year-round, certain months offer more ideal weather conditions. Here’s the best time to visit Cabo San Lucas based on weather preferences:  Cabo in December through April  This period is considered the peak season in Cabo due to consistently dry, sunny weather and comfortable temperatures. The ocean is typically calm, making it great for swimming, snorkeling and diving. While you may encounter larger crowds and higher prices during this time, the stunning weather and vibrant atmosphere make it well worth it. For those looking for a unique experience, Cabo in May and June  May and June mark the transition from the dry season to the rainy season. While temperatures remain warm, humidity starts to rise. This period offers a more relaxed atmosphere with fewer crowds and lower prices. It's a great time to experience local culture, indulge in outdoor activities and enjoy the lush greenery. Cabo in July through September July, August and September fall within the rainy season in Cabo. While you can find lower prices on flights and accommodations, be prepared for higher humidity, occasional rain showers and potential tropical storms. While hurricanes are rare, tropical storms can bring heavy rainfall and strong winds. That said, the off-peak season also offers a more tranquil experience with fewer crowds. Cabo in October and November  October and November are shoulder months in Cabo, with a mix of good weather and great deals. While the weather can be hot and humid, the ocean remains calm, and the crowds are significantly smaller compared to the peak season. This period is ideal if you want a balance between affordability and pleasant weather. Cheapest time to visit Cabo If you're looking to score the best deals on flights and accommodations, consider visiting Cabo during the off-peak seasons. The shoulder months offer more affordable rates for Best time to avoid tourists in Cabo If you want to escape the crowds, the best time to go to Cabo is during the shoulder seasons. While you may encounter some crowds, especially during weekends and holidays, the overall atmosphere is significantly more relaxed than in the peak season. Key events in Cabo to plan around Cabo hosts a variety of exciting events packed with Make Cabo your second home with Pacaso Once you know the best time to visit Cabo, you can tailor your trip to the experience you’re looking for.  And if you’re ready to make Cabo your personal paradise, consider a Hassle-free Pacaso vacation home. For just one-eighth of the cost, find your luxury vacation home in the

Do you dream of sun-soaked days on the beaches of Mexico? Buying property in Mexico isn’t as difficult as you might think. Instead of uprooting your life to move abroad, co-ownership allows you to enjoy the benefits of owning property in Mexico without the full-time commitment. Let’s walk through the 10-step process of owning your own piece of paradise. 1. Find a property you love Whether you're seeking to 2. Make an offer  Once you’ve found the right property and determined how much you’ll offer the seller, your real estate agent can assist you in drafting a formal offer letter. It will include details such as the purchase price, terms and conditions. Be prepared to include an earnest money deposit to show your commitment to the purchase.  Remember that the seller may choose to counter your offer, so be ready for potential negotiations until you both reach an agreement. 3. Agree on terms and sign the sales contract Once you and the seller have agreed on the purchase price and terms, it’s time to formalize the sale with an official sales contract. This contract will outline all of the purchase details, including the purchase price, closing date, financing terms and any contingencies.  Be sure to carefully review the contract with a real estate attorney to ensure your legal rights are fully protected. Once both parties sign the contract, you’ll be officially committed to buying real estate in Mexico.   If the property is a Pacaso second home, we handle all of the logistics for a smooth purchasing process.  4. Pay a deposit  Once you’ve signed the sales contract, you’ll likely need to pay an earnest money deposit, which is typically around 10% of the purchase price. The deposit is a sign of your intent to purchase the property and is held in escrow by a neutral third party.  Once the home sale closes successfully, the deposit is applied toward your down payment. If you fail to complete the purchase for any reason, you may have to forfeit your deposit. Be sure to consult with your real estate agent to understand Mexico's exact deposit requirements and procedures. 5. Set up a If you’re buying a property located in a restricted zone (50 kilometers from the Mexican coast or 100 kilometers from a U.S. border), you must establish a 6. Get permission from the Ministry of Foreign Affairs Once you’ve established a fideicomiso, you’ll also need permission from the Ministry of Foreign Affairs to complete your purchase. This is another requirement for foreigners buying property in Mexico in restricted zones.  Typically, you must submit documentation related to your identity, the property you’re purchasing and the fideicomiso. Lean on your real estate agent to help prepare the proper paperwork and navigate the application process.  7. Conduct due diligence checks and title review Before purchasing, you’ll want to conduct a few due diligence checks. Have a lawyer review the property’s title, conduct a valuation and verify that all necessary legal documents are in order. Once all parties are in agreement, the documents can be notarized. Due diligence checks are crucial to protect your purchase and avoid any potential legal issues.   8. Sign the Once due diligence is complete, you’re ready to sign the 9. Pay taxes and fees After you officially close, you’ll need to pay any remaining costs, like taxes and fees associated with the property purchase. These costs typically include property registration fees, stamp duty and any other relevant Mexican taxes. Be sure to budget for these expenses beforehand so you know you have the funds to cover them when the time comes.  If you’re purchasing a second home, it’s also wise to understand 10. Finalize registration of ownership The last step to buying property in Mexico is to finalize the registration of ownership in your name. This involves submitting the proper documents to the local land registry office and paying any remaining fees. Once the registration is complete, you’ll officially own your chosen property in Mexico.  Be sure to secure a copy of the property title so you have proof of ownership for your records. You’ll also need this document if you decide to sell your property.   Where to find properties in Mexico When searching for the perfect Mexican property, consider exploring popular regions known for their beauty, amenities and way of life. Some popular areas include: You’ll want to factor in your stage of life when deciding on a property location. For example, the For a truly seamless buying process, partner with Pacaso. Our team of experts can guide you through every step, from finding the best property to handling all the legal complexities.   Average price of properties in Mexico The average price of a home in Mexico varies by region. According to Taxes and fees you can expect to pay Whether you’re buying The table below outlines some common taxes and fees associated with property ownership in Mexico: Challenges of buying property in Mexico While there are many benefits to buying property in Mexico, be aware of the potential challenges that may arise. Here are some key areas to consider: International home buying made easy with Pacaso Buying property in Mexico can be exciting and rewarding, offering your own retreat abroad and another place to call home. By following the steps above and working with qualified professionals, you can confidently navigate the process. For a truly seamless international home buying experience, consider

You know what they say — moms know best. Their daily dose of care and attentiveness can keep an entire family happy, healthy and asleep by bedtime.  It seems like the only thing moms don’t know is when to take a break. Being a mom or parent is a full-time job. That’s where a “momcation” comes in. Per the name, it's a relaxing vacation for moms — and well, any parent or caregiver — who deserve and need to get away from it all. Whether you’re a new mom, a hardworking single parent or a seasoned caregiver, you can easily turn a weekend getaway to a Why should you take a momcation?  Effective momcations result in parents returning to their families refreshed, recharged and ready to be the best version of themselves.  Although there doesn't have to be a specific reason to take a break, here are some common motivating factors for booking a momcation: Some of you have been there and done that, got the momcation shirt about it (it’s a thing!), but for those who haven't, get to know our top planning tips before packing your bags and heading to the most 8 tips for planning a mom’s (or parent's) getaway For moms and other caregivers to truly be present during their break from parenthood, they should thoughtfully address and account for their fears and stressors before embarking on their trip. Momcations can last a couple days or a couple weeks and are ideal for parents with children of all ages. Here are a few momcation ideas and best practices to help you plan for a getaway of your own. 1. Prepare the family for your momcation  Set your family up for success while you are on your vacation. Some moms, parents and caregivers may find creating a daily schedule helpful. Be proactive in your approach and attempt to mitigate any potential risks related to your absence. The goal is for your family to remain independent during the length of your momcation. Answer any questions they may have now and clarify that communication will be limited while on your getaway. 2. Invite your friends (optional) Every mom has a different way of melting the stress away. For some, a good book and a quiet beach do the trick. For others, nothing beats a night out on the town with their best friends by their side. Take some time to consider your wishes and let your friends know how they can support your 3. Go somewhere you’ve never been before Now is the perfect opportunity to use those miles you’ve been saving. Bearing no one else’s needs in mind, enjoy a first class seat to a When planning your momcation, put yourself first. Don't stress about things like a family-friendly vacation home or your partner's taste in food — this is a trip for you. 4. Indulge in luxury amenities Whether you're searching for a weekend getaway nearby or considering Without kids, partners and pets, you can enjoy amenities like home gyms and plunge pools to their fullest potential. 5. Take advantage of being alone Once you have arrived to your momcation destination, take advantage of the fact that you are responsible for only one person during this trip: you. Do the little things that being a parent keeps you from doing like taking a midday nap or enjoying an extended happy hour on the beach.  6. Find a moment of stillness From getting the kids dressed in the morning to tucking them in at night, moms are constantly in motion. That is why one of the best momcation ideas is to find a moment of stillness during your trip. This can be taking a meditation class, booking a spa treatment or simply sitting alone and reflecting. Revel in your alone time and show gratitude for having no other responsibilities other than rest and relaxation. 7. Spend time in nature Venturing to the great outdoors can be a challenge when the whole family is involved. Alone, however, it can be an extremely cathartic experience that you shouldn't skip. Spending time in nature can look like eating dinner on your private lanai, doing yoga on the beach, or hiking through mountain trails. However you choose to connect with nature, try to let go of any lingering stress during the adventure. 8. Create an exit strategy Having a hypothetical backup plan can put some moms at ease knowing they are still prepared if disaster strikes. Exit strategies are for emergencies only and you should create one with the goal of never needing it. If peace of mind is what you need to enjoy your momcation, create multiple plans of action that your family can utilize before calling you as their last resort. The top 12 places for moms (or parents) who need a break From white sandy beaches to the European countryside and cities that never sleep — when you need a break, there is a destination for every kind of momcation you can imagine. 1. Malibu, California Only an hour from Los Angeles, This parent-approved destination is ideal for anyone hoping to rub elbows with California’s celebrities while sipping cocktails by the beach or embarking on one of Malibu’s many 2. Los Cabos, Mexico If cultural immersion is high on your priority list, but you don’t want to venture too far from your family, Mexico is the place for you. This destination blends relaxed beach vibes with luxury amenities like charter boats and 3. Maui, Hawai’i The Hawaiian islands are home to some of the most beautiful flora and fauna in the world, and Maui is no exception. From black sand beaches to whale watching and an unbeatable sunset, Foodies will feel right at home on this tropical island famed for restaurants that capitalize on freshness and panoramic ocean views. Snorkeling and volcano hiking are also 4. Miami Beach, Florida As far as American vacations are concerned, it is hard to compare against the subtropical climate and decadent culture of Take a mom’s trip to this postcard of a city. Soak up the sun while enjoying 5. Cape Cod, Massachusetts   In between 6. New York City, New York New York City, New York, is an ideal location for an adults-only Take yourself to a Michelin Star restaurant or curl up with your favorite book at Central Park. Before you leave, stroll down Fifth Avenue’s shops and browse through luxury stores to your heart’s content. 7. Aspen, Colorado  If warm and cozy vibes are what your soul is looking for, then Wake up to a morning coffee overlooking the 8. Napa Valley, California You can find art, wine and relaxation in copious amounts whenever you take a momcation to Not a fan of wine? Hot air balloon rides and themed dinner trains are some of the best 9. Marbella, Spain Are you ready and able to travel to the land of fairy tales and flamenco? Located along the Mediterranean is Enjoy year-round sunshine in Southern Spain, complete with a few dozen beaches, golf clubs and wineries. For the ultimate luxury getaway, choose from one of the many 10. Bali, Indonesia Few places compare to the breathtaking landscapes of Bali, Indonesia. The island has rapidly developed into vacation central and boasts some of the dreamiest amenities available. Farm-to-table freshness is a normal encounter at local eateries, and the beaches are the perfect place to try a new water sport or set sail towards adventure. Although 11. London, United Kingdom From day trips to the English countryside to pub crawls by Big Ben, France and Spain are short ferry rides away when you call London your home away from home. With the British pound at an 12. Las Vegas, Nevada Las Vegas, Nevada, is known as Sin City due to its plethora of bars, clubs and non-stop nightlife. It is one of the most inclusive momcation packages around and ideal for any mom that needs to let loose and dance the night away. Considering if you should buy or rent your next vacation home? Read our While waiting for your getaway to arrive, learn how to curate

Though spring doesn't officially begin until the end of March, its pleasures can be enjoyed all month long. As the winter frost melts away and flowers start to bloom, cities across the northern hemisphere spring to life with vibrant festivals and events. Whether you're after an exciting atmosphere or a peaceful getaway, March offers something for every traveler. March is a popular time to visit The early weeks of spring are the perfect time to explore our nation’s capital. Monuments and memorials are free of extreme weather and high-season crowds, while other popular attractions like the Smithsonian and Capitol Hill have shorter lines allowing visitors to make the most of their time in the city. If you’ll be in town in the second half of the month, you’re in for a treat. The National Cherry Blossom Festival kicks off near the end of March, with more than 3,000 trees around D.C. blooming with delicate pink petals. Stroll or bike along the Tidal Basin soaking in the picturesque views or go on the hunt for cherry blossom-inspired food, events and tours which pop up around the city. Springtime in this Southern gem is simply magical. The city’s gardens show off their colorful blooms like azaleas, camellias, and magnolias transforming the landscape into a beautiful spring palette. Take a walking tour through The If you're craving a European getaway this spring, Lisbon deserves a spot at the top of your list. March is the slower season allowing you to explore the city’s top attractions without the large crowds that are guaranteed in the summer. The mild weather makes it perfect for wandering through Lisbon’s diverse neighborhoods like the historic Alfama, which is especially enchanting this time of year with blooming flowers, traditional Fado music and plenty of outdoor cafés serving up fresh seafood and local wines under the sun. For a peaceful day trip, visit nearby destinations like Sintra or Cascais, where pleasant weather and fewer tourists offer a relaxing escape. March also hosts the high-profile Lisbon Fashion Week, featuring fashion shows, art exhibits, and exclusive shopping and networking events, well-suited for fans of high fashion.

Thinking of buying your own piece of London, a city steeped in history and culture? The allure of a London residence is undeniable — but navigating the housing market as a foreigner can feel daunting.  Here’s what you need to know about how to buy a house in London, from choosing the best neighborhood to understanding property taxes.  1. How London property ownership works Before you buy property in London, you’ll want to know about the fundamental concept of property ownership in the United Kingdom. Unlike in other countries, the U.K. property market primarily operates on two tenure types: freehold and leasehold. These distinctions significantly impact your rights and responsibilities, and the overall value of the property. 2. Choose a neighborhood Next, you need to decide where to live in London. Researching different neighborhoods, visiting them in person if possible, and consulting with local real estate agents can help you find the perfect fit for your needs and preferences. 3. Find a property  Once you've identified your ideal neighborhood, it’s time to start your property search. London offers a diverse range of housing options to suit various tastes and budgets. Here are some common To streamline your property search, consider working with a reputable real estate agent who specializes in the London market. They can provide expert guidance, access to exclusive listings, and assistance with negotiations and paperwork. We’ll discuss this step more later on.  4. Get a mortgage Securing a mortgage is a crucial step in buying a home in London, especially for foreign buyers. While it can come with challenges, it's certainly achievable with careful planning and the right approach. As a foreigner, you may need to provide additional documentation to qualify for a mortgage, such as proof of income, employment and tax returns from your home country. It’s wise to consult with a mortgage broker who specializes in international mortgages. They can assess your financial situation, guide you through the application process and help you find the best mortgage. Additionally, consider the following tips: 5. Learn about property taxes Property taxes, known as Council Tax in the United Kingdom, are a local government charge you’re required to pay on residential properties. The amount you'll pay depends on the property's valuation band, which is determined by the local council.  It's essential to factor in Council Tax when budgeting for your London property. You'll typically pay the tax in 10 monthly installments, and the amount can vary depending on the borough and property value. To get an accurate estimate of your potential Council Tax costs, you can use online calculators or consult with a local real estate agent. 6. Hire an estate agent and solicitor  Hiring a qualified estate agent and solicitor can make buying a house in London a much smoother process. A good estate agent will have in-depth knowledge of the local market, including property values, trends and neighborhood dynamics. They can also help you negotiate the price.  A solicitor handles the legal aspects of buying property in London, including contract drafting, title searches and 7. Make an offer  Once you’ve found the right property, it’s time to make an offer. Lean on your estate agent to help craft a competitive offer that works with your budget and market conditions.  When making an offer, consider factors like the property's asking price, recent sales of other homes in the area and how much room you have to negotiate. A well-prepared offer can increase your chances of securing the property.  8. Conduct property checks  Always hire qualified professionals to conduct a property check to identify potential issues with the home. These checks typically include:  9. Exchange contracts  Once you’ve completed all necessary property checks, it’s time to exchange contracts. This is a legally binding agreement between you and the seller, outlining the terms of the sale, including the purchase price, completion date and any special conditions.  A solicitor will guide you through the process. To exchange contracts, you typically need the following documents:  After the contracts are exchanged, both parties are legally committed to the sale. 10. Complete the sale   The final step to buying a house in London is the completion of the sale. On the agreed-upon completion date, the remaining balance of the purchase price is transferred to the seller’s solicitor, and the property ownership is legally transferred to you. Once the sale is complete, you'll receive the keys to your new London home.  Where to live in London Each London neighborhood has its own distinct character and charm. Here’s a bit about some popular areas and How much does it cost to buy property in London? The cost of buying a property in London varies significantly depending on the location, property type and size. According to In addition to the purchase price, you'll need to budget for various additional costs, including: Benefits of owning London property  Owning a property in London comes with different financial and lifestyle advantages. London's property market has a strong track record of retaining value and often appreciates over time. Tax benefits may also be available to you depending on your circumstances.  Lifestyle-wise, London offers a wealth of cultural, historical and entertainment options. The city is home to vibrant communities and top-tier schools and universities.  As well, London’s efficient transportation links facilitate global travel, which can be helpful if you’re thinking of Drawbacks of buying a house in London as a foreigner While owning a property in London offers many benefits, it's important to be aware of the potential drawbacks, especially for foreign buyers: Step into London luxury with Pacaso Buying a home in London can be a rewarding investment, whether you’re looking for a primary residence or a vacation retreat. If you’re considering Co-own with vetted buyers, enjoy seamless property management, and experience the best of London

Planning a trip to London with kids? This vibrant city offers many experiences for families of all ages and interests. From iconic historical landmarks to world-class museums and interactive exhibits, London keeps young minds engaged and imaginations running wild.  Below, find our curated list of 65 things to do in London with kids, plus a handy 5-day itinerary suggestion to help you plan the perfect trip.  Have a gander at iconic landmarks Price: $ (many are free) One of the best things to do with kids in London is check out its iconic landmarks. It’s a great opportunity for parents to teach them about their rich history and significance. Here are some must-see landmarks that will captivate your little ones:  1. 2. 3. 4. 5. 6. 7. Catch a show at a theater  Price: $$ London’s rich history of theater means there are plenty of family-friendly options to check out. Whether you prefer a classic musical or a modern-day adventure, you can find something for the whole family to enjoy. Here are some popular theaters that often host shows for kids:  8. 9. 10. 11. 12. 13. 14. 15. 16. Soak up some art, culture, and history Price: $ It’s London, so inevitably, it will rain at some point. Here are our suggestions to keep the kiddos entertained when outside is just not an option, from fascinating exhibits to interactive displays:  17. 18. 19. 20. 21. 22. 23. 24. 25. Visit famous film spots Price: $$$ Kids will light up when they visit the locations from their favorite movies. Here are some must-see spots for movie fans: 26. 27. 28. 29. Pop over to the zoo, urban farms, or wildlife hotspots Price: $$ London offers a variety of options for animal lovers, from traditional zoos to urban farms and wildlife hotspots. Here are some of the best places to encounter animals in London:  30. 31. 32. 33. 34. 35. Grab a hot cuppa and chill Price: $$ Nothing is more quintessentially English than afternoon tea, and London provides a plethora of family-friendly options that kids will love:  36. 37. 38. 39. 40. Tuck into the local grub Price: $–$$ London’s diverse food scene has something to offer for everyone. From traditional British bites to unique cuisines from around the world, there are plenty of kid-friendly restaurants to choose from. After visiting the 41. 42. 43. 44. 45. 46. 47. Wander through parks and playgrounds Price: Free If you’re looking for outdoor fun, London has many beautiful parks and playgrounds. From historic royal parks to modern adventure playgrounds, your kids won’t be disappointed with these options:  48. 49. 50. 51. 52. 53. 54. Head off on a proper adventure Price: $$–$$$ Seeking thrills and excitement? Your kids will feel right at home at any of London’s many theme parks. Here are some of the best places to give your kids a proper London adventure:  55. 56. 57. 58. 59. 60. Go for a bit of shopping Price: $–$$$ London won’t disappoint with its wide range of stores and markets to explore. Whether you’re shopping for toys, souvenirs or other unique finds, here are some of the best places to shop around London:  61. 62. 63. 64. 65. 5-day London itinerary  WIth so much to see and do in London for kids, it can be tough to decide how to spend your time. Our sample itinerary below provides some inspiration for how to spend an amazing five days in London. Day 1 Morning: Start the day with a visit to the famous Buckingham Palace to witness the Changing of the Guard ceremony. Then, stroll through St. James’s Park to enjoy the beautiful gardens and birdlife.  Afternoon: Hop on the London Eye for amazing city views before heading to the Natural History Museum to spend the afternoon exploring fascinating exhibits. Evening: Catch a West End show, like The Lion King or Wicked, for a magical night out.  Day 2 Morning: Explore the Tower of London and learn about its history, followed by a visit to the London Transport Museum to discover the city’s transportation heritage.  Afternoon: Enjoy a picnic lunch in Hyde Park, then head to the Science Museum to explore interactive exhibits like the Wonderlab.  Evening: End with a delicious dinner at a local restaurant, like Inamo or Wahaca.   Day 3 Morning: Kick things off at the Harry Potter Studio Tour to go behind the scenes of the iconic film series. Afternoon: Meander through the lively Camden Market, which has unique shops, street food and live music to keep everyone entertained.  Evening: Catch an exciting show at Thorpe Park and ride thrilling roller coasters to cap the night off.  Day 4 Morning: Start your day at the British Museum to learn about ancient civilizations and artifacts from around the world.  Afternoon: Take an afternoon stroll through Regent’s Park, then head to the London Zoo to witness a variety of animals.  Evening: Take part in afternoon tea at a traditional London hotel, like The Langham, or a themed tea like Mad Hatter’s Afternoon Tea.  Day 5 Morning: Visit the Madame Tussauds museum to get up close and personal with lifelike wax figures of celebrities and historical figures.  Afternoon: No family trip to London is complete without a stop at Hamleys of London, a toy store with over seven floors to wow your children.  Evening: Enjoy a farewell meal at a restaurant that offers stunning city views, like Aqua Shard.  With this London trip itinerary, you’ll find no shortage of things to do with kids in London.  Let London be your home away from home with Pacaso With so many places to visit in London with kids, you and your family are sure to create lasting memories. If our 5-day itinerary wasn’t enough, give yourself the time you need by

London’s charm is defined by its walkable neighborhoods, world-class dining, and cultural landmarks — and our newest homes, the Kings Yard Penthouse in Mayfair and the Ebury Street Townhouse in Belgravia, place you right in the heart of it all. Explore our lifestyle guide to these London neighborhood highlights Discover all that London has to offer for you and your family with our curated

The idea of moving abroad can be both exciting and daunting. While the question of how to move to another country may seem complex, the process can be surprisingly smooth with careful planning. Use our guide below for a seamless transition as you move, and download our moving checklist to stay on track.  1. Start planning and saving early Moving to another country is a significant life change, and planning early is key to a smooth transition. You’ll want to consider factors such as your desired location, finances and other necessary research. Kick off your planning with the following: It helps to use a physical planner or digital tool to track your progress and keep everything in one place as you plan the different aspects of your move.  2. Get or renew your passport ASAP If you plan on moving to another country, you’ll need a valid passport. If you don’t have one, start the application process immediately. Here’s what to do:  If your current passport is about to expire, it’s best to renew it well in advance to avoid any delays. 3. Connect with an immigration professional If learning how to move to another country permanently seems overwhelming, an immigration professional can offer valuable guidance and support. They can walk you through complex immigration laws, help prepare the necessary documents for your visa application and address any potential challenges when 4. Apply for your visa and permits Obtaining the necessary visa and permits is crucial in successfully moving internationally. These documents authorize your ability to enter and stay in the country you’ll be living in. Here’s what steps to expect:  Your immigration professional can guide you through this process to ensure you complete each step accurately.  5. Contact your bank If you plan to live overseas, you must inform your bank to ensure smooth financial transactions during and after the move. Here are the important steps to take to avoid any issues:  6. Dive into research on your future home country Whether you want to 7. Find a place to call home Finding the right place to live is a crucial step in moving overseas. Here’s what to consider when searching for your new home:  Be sure to do your research well before moving somewhere new so you have plenty of time to find the right location.  8. Decide what to do with your car(s) One decision you may face when moving to a different country is what to do with your cars. Will you sell them or bring them with you? If you’re planning on Unless you’re moving somewhere with limited public transportation, selling your car can often be the simplest option due to the complexities of international car shipping and registering in a new country.  9. Sort out healthcare options Research the healthcare coverage you’ll need and how to secure it before relocating to another country. Consider the following:  10. Gather and organize important documents Much like 11. Set up your phone and internet When moving to a new country, you will need a reliable phone and internet connection. Research your options and set up your services before or shortly after you move to avoid any service interruptions. Here’s what to do:  12. Prep your pets If you’re bringing your pets with you on your international move, you’ll want to plan ahead to ensure their safe and comfortable transition. Moving abroad requires more than just planning a 13. Choose how you want to move your stuff Next, you’ll need to decide how to transport your belongings.To keep costs down, it’s helpful to downsize your items as much as possible.  Then, you’ll want to compare quotes from various shipping companies. There are a few different options for the exact method of how you’ll move your stuff: 14. Book your flight and moving method To keep things organized and on track, it’s best to book your flight and moving method well before your actual move date. Here’s a quick checklist:  15. Learn the local language and culture Learning the local language and unique culture in your new home country can make for a more seamless integration. Here are a few helpful places to start:  16. Get movin’ The last step in moving to another country is to pack your bags, say goodbye and embark on your new adventure. Prepare for the following:  Once you arrive in your new country, you can look ahead as you begin this new chapter. If your new country is simply a 17. Stay on track with a checklist for moving abroad With everything to consider when moving to another country, a well-organized relocation checklist can help you stay on top of every detail and task. Use our checklist to track your moving to-dos by month, from obtaining your passport and visa to packing up your belongings.   Take your first steps with Pacaso While learning how to move to another country may feel overwhelming, it doesn’t have to be with proper planning and preparation. Following our checklist to help keep you on track, you’ll be ready for your big move abroad!  If you want to enjoy the perks of living abroad without the stress of moving to a new country full-time, consider